Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 361 - 384 of 4232 results
Feb 4, 2026 4:30 AM
— Mortgage Lenders
Customer Intelligence, HELOC, Uplist's Recapture, Construction Products; Rates Are Driven by Markets; IMB Hallway Report
The article discusses the impact of the partial government shutdown on lending activities, particularly in programs like FHA mortgage insurance. It also highlights various products and services that aim to simplify processes for brokers and lenders, such as streamlining home equity loan applications and automating construction loan management. Additionally, it mentions opportunities like recapturi... more
Feb 4, 2026 4:30 AM
— Mortgage Rates
A surprising share of homeowners have high mortgage rates. Here's the breakdown
The share of U.S. homeowners with high mortgage rates has increased significantly over the past few years, impacting the refinance market and home sales. Efforts by the Trump administration to lower mortgage rates have been made. The purchase of mortgage-backed bonds by Fannie Mae and Freddie Mac is expected to lower rates. Applications to refinance are up by 120% compared to a year ago. Most home... more
Feb 4, 2026 3:30 AM
— Mortgage Rates
Rough winter weather hits homebuyers, tanking mortgage demand
The recent harsh winter storm caused a significant drop in mortgage application volume, with potential buyers staying home. Mortgage rates for 30-year fixed-rate mortgages decreased slightly, but applications to refinance fell by 5%. Applications for home purchases also fell by 14%. Mortgage rates moved higher this week due to a stronger-than-expected report on the manufacturing sector.
Feb 4, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 4, 2026: Annual rates are down 61 basis points
Mortgage rates have remained relatively low, with the average 30-year fixed rate at 5.98% and the 15-year fixed rate at 5.50%. Rates vary by credit score, location, and lender. Refinance rates are slightly higher. It is recommended to weigh the pros and cons of different mortgage terms and types before deciding on a loan.
Feb 3, 2026 8:30 PM
— Mortgage Rates
What are today's mortgage interest rates: February 3, 2026?
In February 2026, the average mortgage interest rate for a 30-year term is 5.99%, almost a full percentage point lower than in February 2025. The rates have remained stable recently, providing an opportunity for homebuyers and owners to secure lower rates. Refinancing options are also attractive with rates under 6% for both 30-year and 15-year terms.
Feb 3, 2026 1:32 PM
— Housing Market
Are homebuilders really launching a ‘Trump Homes’ rent-to-own plan?
Despite reports of a large-scale federal rent-to-own program called 'Trump Homes' being developed by U.S. homebuilders, builders refute these claims and state that no such initiative is underway. Policy discussions have not produced a unified plan, and builders acknowledge the challenges of executing such a model at scale. White House receptiveness to this idea has been tepid, and there is no conc... more
Feb 3, 2026 12:40 PM
— Mortgage Rates
Spring housing market uncertain as mortgage rates remain flat
Mortgage rates have remained steady despite key economic and policy announcements in the past week, which could provide some relief for homebuyers and sellers as the spring housing market approaches.
Feb 3, 2026 12:35 PM
— Mortgage Rates
Mortgage Rates Drift Up to 2-Week Highs
Mortgage rates have reached their highest levels in 2 weeks, but the difference between the high and low rates during that time is minimal. The increase in rates was caused by a strong economic report on the manufacturing sector, leading to a weaker bond market and higher rates. Most lenders waited until the next day to adjust their rates accordingly.
Feb 3, 2026 10:30 AM
— Mortgage Lenders
Intel CEO says company will make GPUs, popularized by Nvidia
Intel CEO Lip-Bu Tan announced plans for Intel to build graphics processing units (GPUs) and hired a chief GPU architect to lead the effort. The company aims to target data centers, competing with Nvidia in this space. Intel is also seeing interest from customers in its chip contract manufacturing operation, Intel Foundry. Tan expressed concerns about Huawei hiring top designers despite restrictio... more
Feb 3, 2026 9:30 AM
— Bond Markets
Home buyers might be hoping for lower mortgage rates with a new Fed chief. They’ll have to wait
The Fear & Greed Index assesses the sentiment of the market by looking at various factors such as stock price momentum, market volatility, and safe-haven demand. It aims to give investors an idea of whether the market is driven by fear or greed at the current time.
Feb 3, 2026 9:26 AM
— Mortgage Rates
Mortgage Rates Rise, Job Reports Delayed | Today, February 3, 2026
Mortgage rates grew in the morning due to a partial government shutdown delaying key jobs reports. Overall, rates are at attractive levels compared to previous years. The average 30-year fixed mortgage rate is %, while the 15-year fixed mortgage rate is %. Adjustable-rate mortgages are also available. The Federal Reserve's recent stance and economic signals are shaping the landscape for mortgage r... more
Feb 3, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rates possible
The article discusses strategies for getting the lowest possible mortgage rate in the 2026 housing market. It advises on improving credit score, lowering debt-to-income ratio, making larger down payments, buying discount points, considering buydowns, and exploring adjustable-rate mortgages. It also emphasizes the importance of looking into shorter-term loan options and assumable mortgages.
Feb 3, 2026 7:32 AM
— Mortgage Security
LPT Realty parent company acquires Humaniz, Reside
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Feb 3, 2026 7:32 AM
— Interest Rates
How a weaker U.S. dollar might impact your wallet
The article discusses the weakening of the U.S. dollar compared to other currencies and the reasons behind it. Factors contributing to the decline include fiscal concerns, monetary policy changes, political policies, and capital flows. The impact of a weaker dollar includes more expensive imported products, rising overseas travel costs, and the potential benefits for U.S. manufacturers through che... more
Feb 3, 2026 7:31 AM
— Bond Markets
Data-Free Day Thanks to Shutdown
There is a partial government shutdown underway, affecting the publication of key reports by the Bureau of Labor Statistics. Bond markets are waiting for direction while other economic data could potentially serve as supporting indicators.
Feb 3, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 3, 2026: Will rates stay under 6%?
The article discusses the current mortgage rates provided by Zillow, comparing rates for different types of mortgages like the 30-year fixed, 20-year fixed, 15-year fixed, VA loans, etc. It also explores the differences between mortgage types, like fixed-rate mortgages and adjustable-rate mortgages, discussing the pros and cons of each. The article also provides insights into the effect of mortgag... more
Feb 3, 2026 6:30 AM
— Bond Markets
Home buyers might be hoping for lower mortgage rates with a new Fed chief. They’ll have to wait
The Fear & Greed Index measures market sentiment on a scale from 0 to 100, with lower numbers indicating fear and higher numbers revealing greed. It combines various indicators like stock price momentum, put and call options, and junk bond demand to determine overall market sentiment.
Feb 3, 2026 5:42 AM
— Housing Market
PulteGroup to divest ICG as factory costs challenge builders
PulteGroup plans to divest its Innovative Construction Group due to the challenge of fixed factory costs during volatile housing cycles. The move shows a shift towards supplier-driven innovation and a focus on core homebuilding operations, prioritizing the ability to shed costs and protect capital without impairing the operating system.
Feb 3, 2026 5:38 AM
— Mortgage Lending
Feb. 3: Customer intelligence, HELOC, Uplist’s recapture, construction products; rates are driven by markets; IMB hallway report – Daily Mortgage News & Commentary
The article discusses how meat prices have increased due to a 75-year low in cattle herd numbers caused by factors like drought and high grain prices. It also mentions the impact of the U.S. Government shutdown on economic activity and lending services, specifically highlighting FHA's limited services. Additionally, it includes information on various products, services, and software for brokers an... more
Feb 3, 2026 5:31 AM
— Interest Rates
We bought a house in the city with a 2.75% mortgage rate. After a few years, we feel trapped and want out.
The author and her husband bought their dream home in 2020 with a low mortgage rate of 2.75%, but now feel trapped due to the multiple challenges the property poses, such as many stairs, parking issues, and maintenance problems. Despite wanting to move to a quieter home with fewer obstacles, they struggle with the idea of leaving their current home with a low mortgage rate, given the high current ... more
Feb 3, 2026 4:38 AM
— Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 3, 2026
Mortgage rates have mostly decreased compared to a week ago, but are expected to remain steady in the near future following the Fed's decision to uphold its current benchmark rate. The Mortgage Bankers Association forecasts rates to stay between 6% and 6.5% in the foreseeable future. Various mortgage rates are provided, including 30-year fixed, 15-year fixed, 5/1 ARM, jumbo mortgage rates, and 30-... more
Feb 3, 2026 3:48 AM
— Home Equity Investments
HEI Contract Review Checklist: Key Clauses You Must Understand
Home equity investments (HEIs) are marketed as a simpler alternative to borrowing, where you get cash upfront with no monthly payments or interest. However, HEI contracts establish a long-term equity partnership between you and the provider, with financial impacts unfolding over time. The contract determines how future home value will be shared, who controls key decisions, and how the arrangement ... more
Feb 3, 2026 1:30 AM
— Housing Market
Privatizing Fannie Mae is risky. Would it be a win for taxpayers or Trump's donors?
The Trump administration is considering a partial sale of Fannie Mae and Freddie Mac, two government-controlled mortgage giants that guarantee a significant portion of U.S. home loans. The potential re-privatization of these entities has raised concerns about financial market instability, increased mortgage rates, and questions about the benefits for taxpayers. FHFA Director Bill Pulte is at the f... more
Feb 2, 2026 8:36 PM
— Mortgage Rates
Mortgage Rates Drop Back Down | Today, February 4, 2026
Mortgage rates reversed their growth and fell this morning, contributing optimistic economic indicators for borrowers. Rates are currently at attractive levels compared to recent years. The 30-year fixed mortgage rate is %. The article discusses the benefits and drawbacks of different types of mortgages such as 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mortgages. It also mentions the c... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.