Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 337 - 360 of 4232 results
Feb 5, 2026 9:39 AM
— Online Security for Mortgage Websites
How stable mortgage rates are affecting regional housing markets
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Feb 5, 2026 9:36 AM
— Mortgage Finance
Purchase Growth Drove Strong Agency Issuance in January
The article discusses the various factors affecting the mortgage market in 2026, including the impact of interest rates, housing market trends, and the availability of mortgage lenders. It highlights the importance of staying informed on current market conditions to make informed decisions about obtaining a mortgage.
Feb 5, 2026 9:35 AM
— Home Equity Rates
HELOC and home equity rates decline to multi-year lows
Home equity borrowing costs have dropped to levels not seen in about three years, with the $30,000 home equity line of credit falling to 7.31% and the five-year $30,000 home equity loan decreasing to 7.90%. Rates are influenced by factors like Federal Reserve policy and long-term inflation expectations. HELOCs and home equity loans have rates more comparable to mortgage rates than unsecured loans.... more
Feb 5, 2026 9:30 AM
— Mortgage Rates
Mortgage rates hold steady as they resist a higher Treasury yield
Mortgage rates have remained steady with only a slight increase, as the 10-year Treasury rate has been above 4.2% since mid-January. The spread between Treasurys and mortgage rates has narrowed, with the 30-year fixed rate hovering around 6.11%. Refinance rates can be slightly higher than purchase rates and typically vary based on factors like the economy, employment rates, and lender-specific cri... more
Feb 5, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate barely budges, holding near 6%
The average long-term U.S. mortgage rate remained close to 6% this week as the spring homebuying season approaches. The 30-year fixed rate mortgage increased slightly to 6.11% from 6.1% last week, while the rate on 15-year fixed-rate mortgages also inched up. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policies and bond market investors' expectations for the e... more
Feb 5, 2026 8:31 AM
— Mortgage Application Fraud
Elevated investor share drives spike in real estate fraud risk index
The rapid growth of debt-service coverage ratio (DSCR) lending has contributed to an increase in mortgage application fraud risk, particularly in the investor and multifamily sectors. Real estate fraud risk has risen year over year, and non-owner-occupied homes have a significantly higher incidence of undisclosed real estate debt alerts. Refinance applications also experienced a 19% annual spike i... more
Feb 5, 2026 8:31 AM
— Mortgage Finance
As Demand Lags, Homebuyers Snag Discounts
The article discusses recent developments in the mortgage market and how they may impact borrowers. It touches upon trends in mortgage rates, housing market conditions, and the role of mortgage lenders.
Feb 5, 2026 8:30 AM
— Interest Rates
Bank hints at rate cuts, but don't expect Covid-era mortgage deals
The Bank of England kept interest rates unchanged but hinted at the possibility of future rate cuts to reach its 2% inflation target. However, with the economy expected to have subdued growth and a weak job market, the Bank is cautious about cutting rates too far. Borrowers who locked in low rates during the pandemic may face higher costs when their fixed-rate deals end, as the Bank anticipates on... more
Feb 5, 2026 7:30 AM
— Bond Markets
Stronger Start Thanks to Employment Data
Bonds started off stronger overnight and saw better gains after 7am ET, with notable bumps in volume after job cut and jobless claims data was released. The gains were more clearly linked to the Jobless Claims data. The morning's labor market data will be completed by the Job Openings report at 10am ET.
Feb 5, 2026 7:30 AM
— Housing Market
Why now is a good time to start house-hunting
Home prices in the U.S. have been dropping for the past six months, making homes more affordable. Factors contributing to this include seasonal trends and weak demand from buyers due to labor market uncertainty and increased mortgage rates. Zillow expects 20 major housing markets to be more affordable in 2026 than they have been since 2020, with more homes listed for sale compared to the previous ... more
Feb 5, 2026 5:32 AM
— HELOC Appraisal
10 Tips for Passing Your HELOC Appraisal with Ease
The article discusses the importance of a home equity line of credit (HELOC) appraisal in securing a line of credit using your existing property value. It provides tips on how to prepare your home for a HELOC appraisal to potentially increase your borrowing amount. The article also highlights the key areas the appraiser looks at in your home and suggests various improvements and repairs to help in... more
Feb 5, 2026 5:30 AM
— Mortgage Rates
Below 6% since November: Mortgage lenders with the best rates this week, Feb. 2-8, 2026
The article provides a list of the 10 mortgage lenders offering the best interest rates this week, with four of them having rates below 6%. The importance of shopping around for the best rates is emphasized, as the APR, which includes both interest rates and lender fees, is the most crucial number to consider. The article also discusses the impact of discount points on mortgage rates and highlight... more
Feb 5, 2026 4:49 AM
— Interest Rates
Bank of England holds interest rates at 3.75%
The Bank of England has held interest rates at 3.75%, with Governor Andrew Bailey stating that inflation is expected to fall to the Bank's 2% target sooner than anticipated. Economists predict a rate cut in March due to cooling wage growth and weak economic growth. The decision to hold rates was made in a close vote, with indications of potential further rate cuts in the future.
Feb 4, 2026 4:30 PM
— Interest Rates
Bank of England expected to hold interest rates
The Bank of England's Monetary Policy Committee is expected to keep interest rates on hold at 3.75%. Analysts are predicting that the Bank rate will remain steady due to persisting inflation and weak economic growth. While some analysts suggest one rate cut in 2026, others believe there could be two cuts. The majority of mortgage customers have fixed-rate deals, but changes in the Bank rate can af... more
Feb 4, 2026 3:30 PM
— Mortgage Rates
Amazon earnings, Fed commentary, mortgage rates: What to Watch
The article previews upcoming earnings results from companies like Amazon, Strategy, Shell, and ConocoPhillips, commentary from Federal Reserve Bank of Atlanta President Raphael Bostic, and the latest reading on US mortgage rates.
Feb 4, 2026 2:30 PM
— Mortgage Lenders
Credit Union vs Bank Home Equity Loans: Better Rates in 2026
This article compares credit unions and banks in terms of home equity loan rates, explaining that credit unions typically offer lower rates due to their cooperative ownership structure. Credit unions also tend to have lower fees and overall borrowing costs. Additionally, credit unions may provide a more personalized lending experience compared to banks.
Feb 4, 2026 12:32 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee decided to keep the federal funds target range unchanged at their January meeting. There were two dissents in favor of cutting the rate further, but there is a majority in favor of pausing the rate-cutting cycle. Mortgage rates are forecasted to remain relatively stable in the near future, which should support a moderately stronger spring housing... more
Feb 4, 2026 12:30 PM
— Interest Rates
Mortgage Rates Hold Perfectly Steady at 2-Week Highs
The average top tier 30yr fixed mortgage rate reached its highest levels in 2 weeks, remaining unchanged today within a narrow range. Economic reports and a Treasury department update on borrowing expectations influenced interest rates, with the possibility of increased issuance in the next fiscal year putting upward pressure on rates initially.
Feb 4, 2026 11:30 AM
— Mortgage Rates
How much will a $500,000 mortgage cost monthly in 2026?
Mortgage interest rates declined in 2025 by more than a full percentage point, with rates now averaging under 5%. This makes 2026 a more affordable time to secure a mortgage, with a $500,000 mortgage costing between $2,995 and $4,085 monthly. Borrowers can also consider refinancing opportunities in the future to potentially secure even lower rates.
Feb 4, 2026 10:30 AM
— Mortgage Security Measures
The contradictions of the housing affordability dilemma
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Feb 4, 2026 8:33 AM
— Mortgage Security
Mortgage Applications Decrease in Latest MBA Weekly Survey
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Feb 4, 2026 6:30 AM
— Treasury Rates
Waiting on ISM Services as Early Data Fails to Inspire
Today's key reports included ADP Employment and ISM Services. ADP Employment came out softer than expected but bonds did not react. Treasury release financing estimates for the quarter, which were as-expected. However, Treasury noted that issuance would likely need to increase in fiscal year 2027, potentially leading to higher rates. The reminder of potential higher issuance may have prompted some... more
Feb 4, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 4, 2026
Mortgage interest rates showed mixed movement with some loan products increasing and others decreasing. The Federal Reserve decided to maintain its benchmark rate due to slightly elevated inflation, low job gains, and stabilizing unemployment rates. Mortgage rates are expected to stay relatively steady in the near future, with the Mortgage Bankers Association estimating rates to remain between 6% ... more
Feb 4, 2026 4:30 AM
— Housing Market
Renters use 'rent now, pay later' services to manage monthly payments, but fees raise concerns
Rent now, pay later services have emerged as a way for renters to split their monthly rent payments into smaller installments to manage cash flow, especially for lower-income and gig-economy workers. These services come with fees that can significantly increase the cost of rent, sometimes resulting in triple-digit effective interest rates. Many renters, despite the added costs, find these services... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.