Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 409 - 432 of 4232 results
Jan 31, 2026 4:30 AM
— Mortgage Lenders
Trump’s Pick for Fed Chair Kevin Warsh Has an Unusual Plan To Lower Mortgage Rates
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Jan 30, 2026 1:49 PM
— Mortgage Lending
PrimeLending stays in the red, losses ease in Q4
Primelending, Hilltop Holding's mortgage subsidiary, reported a decrease in mortgage banking revenue in the fourth quarter due to industry headwinds. However, the company's net income increased by 61.9% compared to the previous year. The bank did $16 billion in originations during the final three months of 2025, surpassing industry-wide growth forecasts.
Jan 30, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates Sidestep Into The Weekend
This week, mortgage rates remained stable with no significant changes. Rates are dependent on bonds, which have been consolidating after a period of volatility. The market is waiting for upcoming economic data to provide further direction.
Jan 30, 2026 12:37 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve left the federal funds target range unchanged at its January meeting, with two members dissenting in favor of cutting the rate. MBA's forecast is for mortgage rates to remain relatively stable, supporting a somewhat stronger spring housing market.
Jan 30, 2026 11:33 AM
— Home Equity Investments
Home Equity Investment Fees & Tax Implications in 2026
Home equity investments do not require monthly payments but are tied to changes in your home's value over time. Providers receive their returns only when the agreement ends, which can lead to a significant amount owed if the home appreciates. Costs include upfront fees, ongoing charges, and settlement costs. Tax treatment is different from traditional loans and can create tax consequences later on... more
Jan 30, 2026 10:31 AM
— Mortgage Finance
Non-Agency Lenders Bracing for Decline in Interest Rates
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors such as mortgage rates, housing market trends, and mortgage lending practices.
Jan 30, 2026 9:32 AM
— Mortgage Rates
Mortgage Rates Drift Lower, Fed Chair Chosen | Today, January 30, 2026
Mortgage rates are near three-year lows, with the 30-year fixed rate mortgage average at 6.10%. The market remains uncertain due to various economic signals, with expectations for rates to nudge upward or remain steady. Industry forecasts predict rates to stay between 6% and 6.5%. The Federal Reserve's caution around inflation and housing market fundamentals also impact rates. Rates are expected t... more
Jan 30, 2026 9:30 AM
— Interest Rates
What Trump’s Fed Chair pick Kevin Warsh could mean for mortgage rates
Kevin Warsh, President Trump's pick for Federal Reserve chair, believes the central bank can use its powers to bring down mortgage rates and help the housing market. However, aggressive rate cuts may backfire, and the Fed's influence on mortgage rates is indirect. Trump is looking for a chairman who will lower interest rates to make home buying more affordable.
Jan 30, 2026 7:30 AM
— Bond Markets
Why Don't Bonds Care About The Massive Miss in PPI?
The article discusses how the Producer Price Index (PPI) is similar to the Consumer Price Index (CPI) but is more volatile. Despite a higher-than-expected Core PPI reading, the bond market did not experience a significant sell-off as anticipated. PPI is more useful for the bond market in relation to consumer inflation.
Jan 30, 2026 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Jan. 26-Feb 1, 2026
The article lists the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around for the best rates and mentions the significance of APR, which includes both interest rates and lender fees. It also discusses the impact of discount points on mortgage rates and highlights some lenders offering special discounts and promotions.
Jan 30, 2026 7:28 AM
— Mortgage Lenders
AARP sues Celink, Carrington, Finance of America over HECMs
A new class action lawsuit alleges that Carrington Mortgage Services, Celink, and Finance of America Reverse have charged illegal fees from older homeowners. Analysts predict improved earnings for Pennymac, Rocket, UWM, and Loandepot compared to the previous year. Mortgage lenders faced challenges from competition affecting margins and prepayments, but executives expect improvement in the first qu... more
Jan 30, 2026 5:30 AM
— Housing Market
President Trump says he wants to drive housing prices up, not down
President Trump is looking to drive housing prices up in the United States to benefit homeowners rather than making housing more affordable. He plans to achieve this by lowering interest rates and allowing more Americans to buy homes even as prices rise. Trump has implemented policies such as banning institutional investors from buying single-family homes and purchasing mortgage-backed securities ... more
Jan 30, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, January 27, 2026
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions that Bankrate.com is an independent, advertising-supported publisher and comparison service.
Jan 29, 2026 4:53 PM
— Mortgage Lenders
Pennymac 4Q results affected by shifting mortgage rates
PennyMac Financial Services' fourth-quarter earnings were higher year-over-year but lower compared to the previous quarter due to the lower interest rate environment. Despite weaker servicing metrics, analysts estimate that Pennymac, Rocket, UWM, and Loandepot will report improved earnings per share and loan origination volume compared to the previous year.
Jan 29, 2026 3:30 PM
— Mortgage Rates
Factors That Could Move Mortgage Rates Next
The Federal Reserve has decided to keep the federal funds rate steady, showing confidence in the economy. Mortgage rates are currently low but may depend on economic reports and potential mortgage-backed securities purchases. The recent decrease in mortgage rates was influenced by President Donald Trump's call for the purchase of $200 billion in mortgage-backed securities.
Jan 29, 2026 1:30 PM
— Mortgage Rates
Mortgage Rate Up Slightly, Still Near 3-Year Low
The average long-term U.S. mortgage rate edged up for the second week in a row, with 30-year loans at 6.1% and 15-year rates at 5.49%. Mortgage rates are influenced by factors such as Federal Reserve decisions, bond market expectations, and the yield on 10-year Treasurys. The housing market has seen a sales slump due to higher mortgage rates, high home prices, and a shortage of homes. Mortgage app... more
Jan 29, 2026 1:30 PM
— Mortgage Rates
Average US long-term mortgage rate ticks higher, holding near lowest point in more than 3 years
The average long-term U.S. mortgage rate slightly increased for the second consecutive week, but is still close to its lowest level in over three years. The 30-year fixed rate rose to 6.1% from 6.09% while the 15-year fixed rate also went up slightly. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate decisions and bond market expectations.
Jan 29, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady Despite Volatility in Other Markets
Despite buzz in the financial markets surrounding stocks, commodities, and certain tech companies, mortgage rates remained steady and unchanged. The average top tier 30yr fixed rate is currently at 6.16%, aligning with some of the lowest levels seen since early 2023.
Jan 29, 2026 12:30 PM
— Housing Market
Trump Wants Lower Mortgage Rates, Not Cheaper Houses
President Trump's recent proposals to improve housing affordability focus on lower mortgage rates to help existing homeowners without decreasing housing values. Some economists question if affordability can truly be improved without lowering home prices. Increasing housing supply may lower prices but could disrupt existing homeowners' wealth. Trump's measures to lower borrowing costs and increase ... more
Jan 29, 2026 11:45 AM
— Mortgage Affordability
Improvement in mortgage affordability may be lost on borrowers who need it most
Mortgage affordability improved slightly for the seventh consecutive month in December, with median mortgage payment amounts decreasing. The improvement was attributed to lower mortgage rates and growth in household earnings. However, not all borrower segments are seeing the same degree of improvement, with wealthier borrowers primarily benefiting. FHA borrowers saw a decline in mortgage amounts, ... more
Jan 29, 2026 11:33 AM
— Mortgage Rates
Mortgage Rates Mostly Flat After Fed Hold | Today, January 29, 2026
Mortgage rates only moved slightly after the Federal Reserve held rates. Economic indicators show potential for rates to increase. The article discusses the current average rates for 30-year fixed mortgages and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also provides advice for home buyers, sellers, and those considering refinancing. The article mentions that mortgage rates ... more
Jan 29, 2026 11:32 AM
— Housing Market
Affordability Swings Toward Home Buying Over Renting in 2026
The article discusses the affordability of buying versus renting a home in the U.S. in 2026. It highlights that it is generally cheaper to buy a home than rent in many counties, especially in the Midwest and South. The article also mentions the importance of factors like down payments, mortgage rates, property taxes, and insurance in the decision-making process. It provides data on the most afford... more
Jan 29, 2026 9:45 AM
— Mortgage Rates
Mortgage rates rise as FOMC inaction adds to uncertainty
Mortgage rates rose for the second consecutive week, with the 30-year fixed increasing by one basis point on average. Analysts predict that Pennymac, Rocket, UWM, and Loandepot will have better earnings per share and total loan origination volume compared to the previous year. Rocket denied allegations related to their marketing programs, and loan originators shared secrets to their success in kee... more
Jan 29, 2026 9:32 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the U.S. significantly improved in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement is attributed to higher incomes and decreasing mortgage rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.