Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 313 - 336 of 4232 results
Feb 6, 2026 3:17 PM
— Home Equity Loans
Your Home’s Value Has Soared—Should You Use the Equity?
The article discusses how homeowners can access the equity in their homes through appreciation, explaining the three main ways to tap into this equity: home equity line of credit (HELOC), home equity loan, and cash-out refinance. It also highlights the risks involved in borrowing against home equity and the importance of understanding qualification requirements and choosing the right option based ... more
Feb 6, 2026 3:03 PM
— Mortgage Rates
Stagnant mortgage rates threaten purchase demand as buyers hit pause
A recent poll showed that many potential homebuyers will hesitate to purchase in 2026 if mortgage rates remain above 6%. The survey revealed that high mortgage rates have already delayed plans for two-thirds of potential buyers, and 58% believe current rates make homeownership unattainable. Mortgage rates hovering around 6% have influenced buyers' perceptions, as historically, rates have been much... more
Feb 6, 2026 9:43 AM
— Interest Rates
Mortgage Rates Match Lowest Levels in Over 2 Weeks
Over the past two and a half weeks, the bond market has seen a narrow range which has also kept mortgage rates relatively stable. Yesterday, employment data led to improvements in bond yields and mortgage rates. However, upcoming labor market data could potentially cause rates to either drop to multi-year lows or rise to levels seen in December.
Feb 6, 2026 9:39 AM
— Online Security
Where are we headed? Mortgage rates, land costs and builder margins in 2026
The website mentioned in the article uses a security service to prevent malicious bots from accessing their content.
Feb 6, 2026 9:34 AM
— Treasury Rates
Waiting on Next Week's Data
Friday is a quiet day with only Consumer Sentiment report, bonds are unchanged from yesterday, Treasury yields are slightly higher but still within proper closing levels. Market is waiting for next week's big jobs report before making any major moves.
Feb 6, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Inch Up Ahead of Weekend | Today, February 6, 2026
Mortgage rates have followed yesterday's growth and slightly increased this morning, with the 30-year fixed rate ending the week at a high point. Despite this increase, rates remain lower than a year ago overall. The article also discusses options for refinancing or tapping into home equity, as well as advice for hopeful home buyers in 2026. The piece also touches on the stability of the housing m... more
Feb 6, 2026 7:33 AM
— Mortgage Rates
Mortgage lenders with the best rates this week: Feb. 2-8, 2026
The article discusses the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around to find the lowest mortgage rates and advises borrowers to focus on the APR, which includes both the interest rate and lender fees. It also explains how discount points can affect interest rates and mentions special promotions that some lenders are offe... more
Feb 6, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 6, 2026: Rates may drop in response to the jobs report
Mortgage rates have remained steady this week, with 30-year and 15-year rates slightly increasing. However, interest rates might start dropping in response to a poor job openings report. The article also provides current mortgage rates from Zillow, explains the difference between fixed-rate and adjustable-rate mortgages, discusses the pros and cons of different mortgage terms, and predicts future ... more
Feb 6, 2026 2:47 AM
— Mortgage Lenders
GSE 'IPO' ready for 2.5-5% initial sale if Trump OKs: Pulte
Fannie Mae and Freddie Mac are ready for a stock offering within a certain range with a conservatorship exit as a long-term goal. There is some uncertainty regarding the timeline of a GSE stock offering, with broader changes expected first according to industry survey data. The conforming 30-year fixed-rate mortgage recently fell by 10 basis points.
Feb 5, 2026 2:39 PM
— Mortgage Refinancing
Current refi mortgage rates report for Feb. 5, 2026
The article provides information on the current average refinance rate, the application process for refinancing, the impact of the Federal Reserve's rate cuts on mortgage rates, guidelines for determining when refinancing is beneficial, the types of mortgage refinance loans available, and the importance of shopping around for the best rates and incentives from lenders. It also mentions programs li... more
Feb 5, 2026 2:30 PM
— Mortgage Rates
Average US long-term mortgage rate barely budges, holding near 6%
The average long-term U.S. mortgage rate stayed close to 6% this week as the spring home-buying season approaches. The 30-year fixed rate mortgage edged up slightly to 6.11%. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policies, bond market expectations, and the 10-year Treasury yield. The U.S. housing market has been in a sales slump due to higher mortgage ra... more
Feb 5, 2026 2:30 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 6%
Mortgage rates increased slightly this week, with the average rate on a 30-year fixed mortgage reaching 6.11%. The 15-year mortgage rate also rose to 5.5%. The stability of rates is influenced by economic signals, market sentiment, and perceived risks, rather than direct actions by the Federal Reserve.
Feb 5, 2026 1:39 PM
— Mortgage Lending
HELOCs for High-Income Earners: Jumbo Credit Lines, $1M Limits, and Strategic Uses
The article discusses jumbo HELOCs for high-income borrowers, explaining how they work, the benefits they offer, and the qualification requirements involved. It highlights the strategic use of HELOCs by affluent homeowners to access large sums of money without disrupting their finances, especially for purposes like major renovation projects. The article also emphasizes the importance of understand... more
Feb 5, 2026 1:31 PM
— Mortgage Rates
Mortgage rate lock volumes see mixed recovery in January after recent pullback
Mortgage rate lock volumes improved marginally in January after a December decline attributed to consumer caution due to economic uncertainty. The uptick in January was driven by a boost in rate-and-term refinance activity. Purchase rate locks declined, but total lock volumes were higher annually. Mortgage rates have hovered above 6% with potential for volatility depending on government actions. T... more
Feb 5, 2026 1:31 PM
— Mortgage Finance
January Ushers In New Year With Modest Gain in MBS
The article discusses the current trends in the mortgage market for 2026.
Feb 5, 2026 1:10 PM
— Mortgage Lenders
Fastest HELOC Lenders of 2026: Top 5 for Quick Approval and Funding
During the third quarter of 2025, HELOC balances and credit limits increased significantly. Different online HELOC lenders offer varying processing times, with some approving applications in minutes and funding in as little as three days. Some lenders offer large credit lines, while others cater to those with lower credit scores. Other fast funding options include personal loans and 0% APR credit ... more
Feb 5, 2026 12:30 PM
— Mortgage Rates
Roundup: Mortgage rates / Winter storm recovery / Pizza Hut
The average long-term U.S. mortgage rate remained steady around 6% this week, with the benchmark 30-year fixed rate mortgage increasing slightly to 6.11%. Meanwhile, FEMA is providing $11 million in federal aid to Mississippi, Tennessee, and Louisiana for winter storm recovery, and Pizza Hut plans to close 250 underperforming U.S. restaurants.
Feb 5, 2026 12:30 PM
— Housing Market
Rocket CEO says U.S. mortgage industry is a 'tale of two cities'
Rocket Companies, including Rocket Mortgage, is experiencing a surge in mortgage loan production volume and gain on sale due to renewed demand in the housing market even as mortgage rates dropped slightly. This success contrasts with the struggles faced by PennyMac, a major U.S. mortgage lender, as they face challenges in replacing their business with profitable new originations.
Feb 5, 2026 11:30 AM
— Bond Markets
Surprisingly Big Bond Rally Relative to The Data
On Thursday, there was a significant rally in the bond market due to downbeat labor market reports, including Challenger, Jobless Claims, and Job Openings. Traders are being cautious ahead of the next week's big jobs report, leading to increased volatility expectations.
Feb 5, 2026 10:37 AM
— Mortgage Rates
Mortgage rates stay in a tight range above 6%
The 30-year fixed-rate mortgage has remained steady just above 6% for the past three weeks, with only small fluctuations. It averaged 6.11% for the latest survey period. The 15-year fixed rate also saw a slight increase. The decrease in mortgage rates was initially caused by the government's purchase of mortgage-backed securities and tightened spreads.
Feb 5, 2026 10:31 AM
— Housing Market
Mortgage payments fall 8.4% as home values extend losing streak: Zillow
U.S. home values decreased for the sixth consecutive month in January, but buying conditions are improving with lower monthly mortgage payments. The typical home value is just slightly higher than last year, and the housing market is expected to recover gradually as spring approaches.
Feb 5, 2026 10:30 AM
— Interest Rates
Mortgage Rates Fall After Downbeat Employment Data
Various employment reports were released, including planned layoffs at large firms, an increase in weekly jobless claims, and the lowest job openings data since September 2020. These reports led to a noticeable shift in Fed rate cut expectations, but did not directly impact mortgage rates. As a result, the average lender moved back to the lowest levels of the week.
Feb 5, 2026 10:30 AM
— Mortgage Rates
Mortgage Rates Signal Ongoing Stability
The average long-term U.S. mortgage rate remained stable around 6% this week, with the 30-year rate at 6.11% and the 15-year rate at 5.5%. This is a slight increase from the previous week but lower compared to a year ago.
Feb 5, 2026 9:58 AM
— Mortgage Rates
Mortgage rates nudge higher as markets stay jittery
Mortgage rates have been fluctuating in recent weeks, with a slight increase following the Federal Open Market Committee's decision not to reduce rates. Despite the rise, rates are still near three-year lows and almost a percentage point lower than a year ago.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.