Mortgage News
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Showing 265 - 288 of 4232 results
Feb 11, 2026 9:30 AM
— Interest Rates
Strong jobs report likely to keep Fed on hold for a while
A stronger-than-expected jobs report for January is likely to keep the Federal Reserve from cutting interest rates anytime soon. President Trump is calling for lower interest rates, but Fed officials believe they have done enough to support the job market. While some officials are concerned about inflation, others believe that economic growth will pick up this year.
Feb 11, 2026 7:32 AM
— Mortgage Lending
Mortgage applications dip 0.3% as FHA and ARM shares rise
Mortgage applications decreased by 0.3% for the week ending Feb. 6, with an increase in FHA and ARM loan shares. Refinance activity has gone up by 101% from a year ago.
Feb 11, 2026 6:30 AM
— Bond Markets
Bonds Selling But Not Panicking After Super Strong Jobs Numbers
Following a strong jobs report with higher than expected payrolls and a lower unemployment rate, 10yr yields are only 4.4bps higher at 4.19%. The healthcare sector saw significant gains in employment. The annual benchmark revisions to non-farm payrolls are not a surprise to the market and do not impact the unemployment rate, serving mainly for updating models for future payroll count measurements.
Feb 11, 2026 5:32 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and a higher share of agency mortgage-backed securities as mortgage rates dropped below 6% according to Optimal Blue.
Feb 11, 2026 4:36 AM
— Housing Market
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines allowed for nearly five million borrowers to be in a position to refinance, improving affordability to a four-year high. Despite this positive trend, housing affordability remains constrained by high home prices compared to incomes and differences across regions and borrower groups.
Feb 11, 2026 3:40 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and agency mortgage-backed securities share as mortgage rates dropped below 6%.
Feb 11, 2026 3:30 AM
— Mortgage Rates
FHA mortgage demand rises as borrowers face affordability challenges
Mortgage rates for conventional loans remained unchanged last week with overall demand staying the same. Refinance applications increased while applications for home purchases fell. FHA loans are becoming more popular due to affordability challenges. Adjustable-rate mortgages saw an increase to a seven-week high. Mortgage rates dropped slightly following a weaker retail sales report, with all eyes... more
Feb 11, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 11, 2026: Today's jobs report will be the next rate mover
Mortgage rates are currently tracking lower, with the 30-year fixed rate remaining under 6% at 5.87%. Rates are influenced by economic news and the bond market. Various mortgage options from lenders are listed. It is highlighted that the interest rates, loan amounts, and term length all affect monthly payments. Different mortgage types, such as 30-year fixed and 15-year fixed, have their advantage... more
Feb 10, 2026 10:39 PM
— Online Security for Mortgage Websites
January mortgage data shows refi volume up 50% as rates dip
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Feb 10, 2026 3:38 PM
— Home Equity Investments (HEIs)
Home Equity Investment for Low Credit: Credit Score Requirements
The article discusses how homeowners with low credit scores can still access home equity through home equity investments (HEIs) as an alternative to traditional loans. HEIs involve cash-for-equity swap with investment companies, which are based on the home's future value rather than the borrower's credit score. While credit scores as low as 500-550 are accepted, approval is not solely based on cre... more
Feb 10, 2026 3:31 PM
— Mortgage Lending
Mortgage credit availability rises on refinance, jumbo demand in January
The Mortgage Credit Availability Index (MCAI) increased in January, indicating a loosening of credit standards. Refinance volumes rose due to lower mortgage rates. Most of the expansion in mortgage credit availability occurred among programs requiring lower loan-to-value ratios and higher credit scores.
Feb 10, 2026 3:31 PM
— Housing Market
A K-shaped split is emerging in mortgage delinquencies
Mortgage delinquency rates increased in the fourth quarter, particularly in areas with rising unemployment and falling home prices. The average monthly payment for purchasing an average-priced home decreased by 7% year over year. Less than 45% of residential properties in the US were equity-rich. VA- and FHA-backed mortgages contributed to an increase in property volume. Mortgage loan officer lice... more
Feb 10, 2026 3:30 PM
— Online Mortgage Security
On housing, Trump’s problem isn’t willpower. It’s time.
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Feb 10, 2026 2:39 PM
— Housing Market
U.S. House votes to pass Housing for the 21st Century Act
The Housing for the 21st Century Act is a bipartisan legislation aimed at boosting housing supply, streamlining regulations, and modernizing federal programs to improve housing affordability. The bill received overwhelming support in the House and includes reforms to the HOME program, zoning frameworks, manufactured housing development, and more.
Feb 10, 2026 1:38 PM
— Home Equity Investment Agreements
Do HEI Investors Get a Cut of the Value You Create With Renovations?
Most Home Equity Investment agreements involve sharing a percentage of your home's appreciation with the investor at the end of the term. This includes any value added to your home through improvements like building an ADU. The investor typically gets a share of all increases in the property's market value, not just market-driven changes. Some contracts may allow for adjustments or carve-outs for ... more
Feb 10, 2026 1:38 PM
— Mortgage Lending
Refinancing Out of an HEI Agreement: How It Works (and What It Really Costs)
Refinancing out of a Home Equity Investment (HEI) agreement is a common way for homeowners to exit the investment. The buyout amount is calculated based on the home's value at settlement, which can lead to unexpected costs. Refinancing out of an HEI requires qualifying for a new mortgage, and homeowners should consider both the settlement amount and the costs associated with refinancing before mak... more
Feb 10, 2026 1:38 PM
— Mortgage Rates
Mortgage Rates Up, Retail Sales Disappoint | Today, February 10, 2026
Mortgage rates have been increasing but remain at attractive levels compared to previous years. The article provides insights on refinancing, tapping into home equity, and advice for hopeful home buyers. It also discusses the average 30-year fixed mortgage rate, the average 15-year fixed mortgage rate, and the 5/1 adjustable rate mortgage. The housing market is showing signs of stabilization, and ... more
Feb 10, 2026 1:33 PM
— Bond Markets
Best Levels in Weeks Ahead of High Stakes Jobs Report
Bonds saw increased buying thanks to a weak Retail Sales report, positioning in anticipation of a weak jobs report. If the jobs report surprises positively, there is a risk of a correction. Overall, there were gains in both MBS and 10yr yields throughout the day.
Feb 10, 2026 1:31 PM
— Mortgage Rates
What Fannie Mae, Freddie Mac MBS purchases mean for reform
Government-sponsored enterprises are looking to buy mortgage-backed securities to lower rates, raising questions about diverting attention from broader reform efforts. Additionally, there are updates on a ransomware attack, funding for property records searches, a class action lawsuit, FHFA and Treasury official discussions, mortgage rate trends, homebuyer discounts, and loan originators' success ... more
Feb 10, 2026 11:39 AM
— Online Security
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge
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Feb 10, 2026 11:37 AM
— Mortgage Rates
Refinance surge, purchase pause drive January rate-lock narrative
Refinance activity was strong in January, with rate-and-term refinance lock volumes increasing significantly. Purchase activity, however, was slow at the start of the year. Average rates for 30-year fixed-rate mortgages remained around 6.1%. Refinance locks accounted for 44% of all mortgage activity in January. Government mortgages backed by FHA slipped while loans backed by VA saw modest growth.
Feb 10, 2026 11:33 AM
— Mortgage Rates
Lowest Mortgage Rates in More Than 3 Weeks
Mortgage rates fell significantly following a downbeat Retail Sales report, with the average 30yr fixed rate dropping to 6.11%, below its recent range. The upcoming jobs report at 8:30am ET is expected to have a larger impact on rates, with recent rate rallies potentially influenced by market positioning for a negative report.
Feb 10, 2026 11:32 AM
— Mortgage Lending
Here's what the monthly payment on a $1 million home really looks like
Purchasing a $1 million home results in a monthly mortgage payment that can cause sticker shock due to various factors such as interest rates, down payment size, loan type, taxes, insurance, and fees. Buyers may consider getting a conventional mortgage with 20% down payment or an FHA loan with a 3.5% down payment. Property taxes, homeowners insurance, and additional expenses can significantly incr... more
Feb 10, 2026 10:36 AM
— Interest Rates
Mortgage rate dip ignites refi boom in January
Consumers are taking advantage of falling interest rates, resulting in increased rate lock activity, while lenders are adding products. Federal Housing Finance Agency Director Bill Pulte mentioned impending action amid antitrust investigations. A lawsuit related to stock sales is ongoing, and a platform focused on property records searches received funding in 2026.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.