Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Feb 19, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate dips to 6.01%, lowest level in more than 3 years
The average long-term U.S. mortgage rate has fallen to its lowest level in over three years, reaching 6.01% for the 30-year fixed rate mortgage. Borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations for the economy and inflation. Despite the recent... more
Feb 19, 2026 9:30 AM
— Mortgage Rates
Mortgage rates fall to lowest level since 2022
Mortgage rates have dropped to the lowest level since September 2022, with the average rate on a 30-year fixed mortgage falling to 6.01%. This lower rate environment is improving affordability for homebuyers and allowing homeowners to strengthen their financial positions. The 10-year Treasury yield, which closely tracks mortgage rates, has also fallen, setting the stage for the spring homebuying s... more
Feb 19, 2026 9:30 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly 4 years
Mortgage rates have dropped due to tensions between the US and Iran, decreasing concerns about inflation and falling below the 6% psychological threshold. Refinance applications have increased, with lower rates improving affordability for buyers. Different mortgage terms like 30-year and 15-year mortgages have varying benefits. Mortgage rates are impacted by factors like the economy, credit scores... more
Feb 19, 2026 8:32 AM
— Mortgage Finance
Borrower Lock-In Easing With Passage of Time
The article discusses the recent trends in the housing market and how they are impacting mortgage lenders. It highlights the challenges faced by lenders in adapting to changes in interest rates and borrower preferences.
Feb 19, 2026 8:31 AM
— Mortgage Finance
Fannie Economists See Interest Rates Staying Higher for Longer
The article discusses the latest trends and updates in the mortgage finance industry. It covers topics such as mortgage rates, housing market trends, and the activities of mortgage lenders.
Feb 19, 2026 8:30 AM
— Mortgage Finance
Large Servicers See Sharp Increase in Delinquencies
Inside Mortgage Finance Publications has copyrighted their content for the year 2026. They offer services including design, CMS, hosting, and web development.
Feb 19, 2026 8:30 AM
— Online Mortgage Services
US Mortgage Rates Fall to Lowest Level in More Than Three Years
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Feb 19, 2026 7:32 AM
— Housing Market
Kentucky bill would freeze property taxes for senior homeowners
Kentucky lawmakers are considering a proposed constitutional amendment to freeze property tax assessments for homeowners 65 and older, in an effort to provide relief for fixed-income seniors. However, there are concerns that this could strain school and local government funding that rely on property taxes.
Feb 19, 2026 7:20 AM
— Home Equity Investment (HEI)
HEI vs. HELOC Over 10 Years: Which Costs More?
When choosing between a home equity investment (HEI) and a HELOC, it is important to consider the long-term costs. HELOC accrues interest and requires repayment, while HEI is based on your home's future value. Over a 10-year period, the costs for both options are structured differently, with HEI potentially costing less than HELOC when home appreciation is limited or when repayment based on future... more
Feb 19, 2026 6:34 AM
— Housing Market
TransUnion sees mortgage market normalizing
Consumers are showing increased interest in the mortgage market which is a positive sign for the industry in 2026. Banks and credit unions are using AI-driven efficiency to handle the rising mortgage production. Despite some uncertainties, most people believe that loan production will increase throughout the year.
Feb 19, 2026 6:31 AM
— Mortgage Rates
What are today's mortgage interest rates: February 19, 2026?
As the spring home buying season approaches, borrowers are encouraged to start considering their mortgage rate options now, as rates are considerably lower than they were one year ago. Locking in a rate now could potentially avoid complications in the future due to increased competition and higher home prices. Refinance rates are also lower, presenting opportunities for current owners with high ra... more
Feb 19, 2026 6:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Rates Plunge to Lowest Level In 3 Years
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Feb 19, 2026 5:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 2.8% from the previous week, with a significant rise in refinance applications. Purchase applications showed a slight decrease overall, with VA purchase applications being the exception. Average contract interest rates decreased for 30-year fixed-rate mortgages and 5/1 ARMs, while points either remained unchanged or decreased for most loan types.
Feb 19, 2026 5:30 AM
— Bond Markets
Accidental Clairvoyance (Not Really...)
Bonds are weaker without any specific fundamental reason, with trading being driven more by technical factors. Jobless Claims data came in better than expected, but this didn't help bond performance. Yields have reached 4.10, and the market is waiting for Friday's economic data before making any significant moves.
Feb 19, 2026 3:30 AM
— Interest Rates
Fed confirms it obeyed White House request for an unusual ‘rate check,’ weakening the dollar against foreign currencies
The U.S. Federal Reserve conducted a rate check on the USD/JPY exchange rate earlier this year at the request of the White House. This move is seen as a way to potentially intervene in currency markets and weaken the dollar against the yen, making U.S. goods and services more attractive to foreign businesses and investors. This rare intervention was surprising to analysts and reflects a desire to ... more
Feb 18, 2026 4:07 PM
— Interest Rates
Fed minutes underscore magnitude of volatility weighing on policymakers
The Federal Reserve officials seem to have paused rate cuts in January, focusing on stabilizing job markets and returning inflation to 2%. There was discussion regarding President Trump's policy to lower mortgage rates through MBS purchases, as well as the possibility of future rate hikes to combat inflation. Uncertainty remains regarding labor market conditions and data quality.
Feb 18, 2026 3:33 PM
— Housing Market
Wary optimism sparks new-home outlook … but grind may linger
NAHB's chief economist predicts a 1% rise in housing starts for 2026, noting signs of affordability improvement and the likelihood of steady or declining mortgage rates. While homebuilder sentiment remains subdued, there is guarded optimism for a recovery in new-home sales by the end of the year.
Feb 18, 2026 3:30 PM
— Bond Markets
Half-Hearted Correction Continues
Yields rallied 30bps in just over a week but haven't done much over the past 2 days. Bonds have consolidated at slightly higher levels, and any movement will likely depend on upcoming data releases. Today's data showed modestly unfriendly results, including core durable goods at 0.6 vs 0.4 and a lackluster 20yr bond auction.
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 1:30 PM
— Mortgage Rates
Mortgage rates drop again to a new three-year low
The article discusses how mortgage rates are currently at low levels, with the latest national median income and home prices. It also mentions that the Federal Reserve decided to hold its benchmark interest rate steady due to strong labor numbers. The government's announcement to buy mortgage-backed securities led to a temporary reduction in rates, but experts predict that rates will gradually dec... more
Feb 18, 2026 12:30 PM
— Housing Market
Builder Confidence Remains Subdued
Builder confidence decreased for the second consecutive month in February according to the NAHB/Wells Fargo Housing Market Index. Affordability issues and high construction costs contributed to the negative sentiment. Components like current sales conditions and future sales expectations declined, while buyer traffic remained low. Builders are offering incentives to attract buyers but many are sti... more
Feb 18, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Tick Microscopically Higher
Mortgage rates only increased by 0.01% today, the smallest change recently. Borrowers likely won't notice much difference compared to yesterday's rates. The lack of improvement suggests the recent decrease in rates may be pausing. Economic reports released on Friday may influence future rate movement.
Feb 18, 2026 12:30 PM
— Treasury Rates
Key Technical Level, But Does it Matter?
The 10yr Treasury yield is approaching but not breaking the resistance at 4.00%. This level has been a pivot point since late 2022 and has seen resistance frequently since September. Economic data and Fed Minutes are not expected to prompt a break in yield. Without new bullish motivations, yields are expected to remain range-bound.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.