Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 961 - 984 of 6439 results
Oct 6, 2026 6:59 PM
— Mortgage Market
Capital markets fintech dv01 launches agentic platform
The article discusses the integration of artificial intelligence in capital markets and highlights several recent developments in the mortgage sector. It notes that current mortgage rates are higher than forecasts, which may negatively impact the housing outlook. It also mentions HouseCanary Inc.'s bankruptcy linked to a dispute over a computer model for home valuation, rising costs in the seconda... more
Oct 6, 2026 4:10 PM
— Housing Market
The Midwest bucks the student housing slowdown
Nationally, student housing rent growth is expected to be the weakest outside the COVID-19 pandemic, with average U.S. rents projected to increase only 1.2% in 2026, a sharp decline from previous years. The current vacancy rate is remarkably low at 1.8%, but this scarcity has not led to significant rent increases. The Midwest is showing a different trend, as Moody’s Analytics evaluated performance... more
Oct 6, 2026 3:33 PM
— Mortgage Lending
Large lenders begin scaling VantageScore 4.0 deployment
Pennymac and United Wholesale Mortgage (UWM) have begun using the VantageScore 4.0 credit scoring model across their lending platforms, aiming to enhance credit score competition and accessibility for consumers. Pennymac's adoption is expected to influence smaller lenders to follow suit, while UWM will retrieve both VantageScore and FICO scores for each borrower automatically, defaulting to the be... more
Oct 6, 2026 3:20 PM
— Mortgage Finance
- Inside Mortgage Finance
The article discusses various factors influencing the mortgage market, including changes in interest rates and their impact on borrowing trends. It highlights how fluctuations in the housing market and economic conditions affect mortgage lending practices and overall demand for home loans.
Oct 6, 2026 3:18 PM
— Mortgage Lending
AI in Residential Servicing: Turning Insights into Better Borrower Experiences
The Mortgage Bankers Association (MBA) and MISMO are hosting a 12-part webinar series that focuses on the impact of artificial intelligence (AI) on the residential mortgage lifecycle. Each session aims to provide practical insights regarding AI implementation and its benefits for efficiency, borrower experience, risk management, and compliance. Industry experts will discuss strategies for AI adopt... more
Oct 6, 2026 3:04 PM
— Mortgage Lending
Vishal Garg lays out Better 2.0 plan during shareholder call
Vishal Garg, founder of Better Home & Finance Holding Co., announced plans to reduce quarterly operating expenses from $65 million to $50 million, while focusing on expanding its home equity line of credit (HELOC) and wholesale channels. He discussed a potential sale of Birmingham Bank that could generate $65 million in cash and introduced a stock repurchase program. Garg also mentioned that the c... more
Oct 6, 2026 2:53 PM
— Mortgage Rates
Volatile Treasury market sends mortgage rate lock volumes plunging in September
In September, mortgage rate lock volumes fell for the second month in a row as rates exceeded 7%, with a 27% annual decline noted in refinancing activity and a nearly 12% drop in purchase locks compared to last year. This decrease is associated with rising U.S. government debt yields and expectations of further Federal Reserve rate hikes amidst high inflation. Despite some optimism regarding job g... more
Oct 6, 2026 2:41 PM
— Mortgage Lending
California fair lending, condo bills force lenders to adjust
California mortgage lenders are advised to modify their lending operations and compliance strategies following the enactment of multiple new bills. This legislative change may impact how lenders conduct business and adhere to state regulations.
Oct 6, 2026 2:34 PM
— Mortgage Rates
How rising mortgage rates are hitting the housing market hard
The article discusses the implications of recent economic trends on the mortgage landscape, highlighting shifts in interest rates and their impact on housing affordability. It examines how rising costs could influence buyer behavior and market dynamics, alongside expert opinions on future predictions for mortgage rates and lending conditions.
Oct 6, 2026 2:32 PM
— Mortgage Lending
Serious credit card delinquencies for seniors spike in Q2
The New York Fed's Q2 2026 report indicates that serious credit card delinquencies among Americans aged 70 and older have surged to 6.3%, the highest rate since 2011. Total household debt has reached $18.8 trillion, and credit card balances have increased by $21 billion. Additionally, HELOC (Home Equity Line of Credit) balances have risen for the 17th consecutive quarter, prompting older homeowner... more
Oct 6, 2026 2:21 PM
— Bond Markets
Today Was Nice For Bonds
Bond yields decreased slightly today, attributed mainly to falling oil prices. There was some improvement in French government bonds, but it did not significantly impact the U.S. bond market. Yields faced resistance at 5.26% and could find support around 5.3%, but the overall changes were not substantial enough to indicate a major shift in market momentum. Additionally, mortgage-backed securities ... more
Oct 6, 2026 2:18 PM
— Mortgage Rates
Zillow expects housing market chill to continue through winter
Weather forecasters are predicting a warmer and drier El Nino winter, but the housing market outlook is bleak, with Zillow reporting an 8.5% drop in newly pending home sales year over year in September and a 2.5% decrease in closed sales. The declines are attributed to high mortgage rates, which have increased typical mortgage payments by 6.7% compared to last year. Rising costs in the rental mark... more
Oct 6, 2026 1:59 PM
— Mortgage Lending
Two Harbors wants UWM to return its $25 million termination fee
Two Harbors is demanding $25.4 million from United Wholesale Mortgage amid ongoing acquisition disputes. Meanwhile, a judge ruled that United Wholesale Mortgage did not violate any laws regarding a retirement plan that affected ex-workers financially. Additionally, there are significant changes in the real estate and mortgage landscape, with agency activity and non-qualified mortgage issuance decl... more
Oct 6, 2026 1:54 PM
— Mortgage Rates
Pending sales take a hit as mortgage rates sit at 7.5%
In September, signed contracts for home purchases fell over 8% year-over-year, largely attributed to the rise in 30-year mortgage rates, which are currently around 7.5%. This has resulted in a significant slowdown in homebuying activity and a buildup of inventory as homes are taking longer to sell. Despite the decrease in pending sales, there is an unexpected strength in the rental market with ren... more
Oct 6, 2026 1:27 PM
— Housing Market
Why CRMLS’s legal fight with Compass matters far beyond California
The California Regional MLS (CRMLS) has filed a lawsuit against Compass International Holdings seeking a court declaration that its cooperation rules are lawful and an order to prevent Compass from making antitrust claims regarding these rules. This legal action comes in response to a deadline set by Compass for MLSs to cease fining agents for marketing office exclusive listings, which CRMLS argue... more
Oct 6, 2026 1:26 PM
— Mortgage Lending
Christopher Appel
Christopher Appel, director of banking policy at Better Markets, discusses insights from loan originators who successfully navigated the challenges of the previous year in the mortgage industry. These individuals share key strategies and approaches that allowed them to maintain a steady flow of deals despite market fluctuations.
Oct 6, 2026 12:53 PM
— Mortgage Rates
Mortgage Rates Near 1-Week Lows
Mortgage rates have decreased for the first time in over a week, with the average rate for a 30-year fixed mortgage down to 7.56%. This decline is notable as rates have only fallen seven times since late August, and current levels are among the highest since 2003. Analysts consider this drop potentially indicative of a trend shift, although it is premature to draw firm conclusions.
Oct 6, 2026 12:52 PM
— Mortgage Delinquency Rates
Mortgage performance broadly weakened in August, ICE finds
In August, residential mortgage performance weakened as housing costs continued to strain household budgets, leading to an increase in the national delinquency rate to 3.53%. Serious delinquencies rose significantly, with 574,000 loans seriously delinquent, while early-stage delinquencies decreased compared to the previous year. New defaults for FHA-insured mortgages fell by 15% year-over-year, bu... more
Oct 6, 2026 12:31 PM
— Mortgage Lending
UWM to use FICO, VantageScore 4.0 on every file
United Wholesale Mortgage (UWM) will now obtain both a FICO score and VantageScore 4.0 for each borrower, automatically selecting the stronger score to potentially lower payments and fees. This change aims to simplify the decision-making process for brokers and could save borrowers thousands over the life of their loans.
Oct 6, 2026 11:47 AM
— Mortgage Servicing
Rocket Mortgage names Nicole Beattie chief servicing officer
Rocket Mortgage has appointed Nicole Beattie as the chief servicing officer, responsible for managing a $2 trillion servicing portfolio that includes 9.1 million loans following the acquisition of Mr. Cooper Group. Her role will involve overseeing operations related to monthly payments, escrow, taxes, insurance, and loss mitigation, making Rocket's servicing business responsible for one in six out... more
Oct 6, 2026 11:42 AM
— Mortgage Rates
Chase offers mortgage rate discount to new group of clients
Chase Bank is extending its Relationship Pricing mortgage rate discount program, which previously served personal banking customers, to its Business Banking customers starting in October 2026. This allows eligible customers to receive a mortgage rate discount of up to 1% when purchasing or refinancing a mortgage. Discounts are based on account balances, with existing customers potentially earning ... more
Oct 6, 2026 11:01 AM
— Mortgage Lending
ARM resets to climb in 2027 but pose limited risk
New data reveals a moderate increase in adjustable-rate mortgage (ARM) resets expected through 2027, with ARMs currently totaling 3.1 million loans or 5.6% of active mortgages. While the number of ARMs expected to reset will rise, it is predicted to not pose a systemic threat to the mortgage market or the economy. Most newer ARMs are still in introductory periods, with only about a third having be... more
Oct 6, 2026 10:48 AM
— Mortgage Rates
Will mortgage rates nearing 8% force lenders to make cuts or close their doors?
Mortgage rates have seen a significant increase, with 30-year conforming rates averaging 7.63%, FHA rates at 7.59%, and jumbo rates at 7.85%. This sharp rise over the past two weeks is attributed to weaker demand and pressure on lender margins, leading to layoffs and office closures. The current rates are pushing closer to 8%, which contrasts sharply with earlier predictions of sub-6% rates, indic... more
Oct 6, 2026 10:17 AM
— Mortgage Lending
MISMO Launches Workgroup to Standardize eNote Bailee Agreement
MISMO® has called for participation in a new Development Workgroup to create a standardized template for Tri-Party eNote Bailee Agreements. This initiative aims to streamline negotiations between mortgage lenders, warehouse lenders, and investors in eNote transactions by establishing common terms, reducing costs and time delays. The kickoff meeting for the workgroup will be held on October 22, 202... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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