Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1009 - 1032 of 6439 results
Oct 6, 2026 12:02 AM
— Mortgage Rates
Fed Rate Hike & What It Means for Mortgage Rates
The Federal Reserve raised the federal funds target range by 25 basis points to 3.75%–4%. While this affects short-term debt, it does not necessarily mean that mortgage rates will rise as well. Mortgage rates are more influenced by long-term bond yields and economic expectations than by the federal funds rate itself. If the market perceives the Fed's actions as effective in controlling inflation, ... more
Oct 6, 2026 12:02 AM
— Housing Market
MPF Program Helps Community Lenders Expand Homeownership
The Federal Home Loan Banks’ Mortgage Partnership Finance® Program aims to enhance homeownership access through collaboration and targeted financing solutions for community lenders. It addresses the deeper issues of housing affordability, which extend beyond interest rates to include a shortage of housing supply, rising costs, and a reduction in local lenders. Today's challenges involve not only h... more
Oct 6, 2026 12:00 AM
— Mortgage Lending
Federal Reserve Data Shows Many Retirees Still Owe Six-Figure Mortgages Into Their 80s
Many Americans do not pay off their home mortgages before retiring, with significant housing debt continuing into later life. Data from the Federal Reserve shows that while the percentage of households with mortgage debt decreases with age, a notable portion still carries substantial mortgage balances even at ages 85 to 94. This scenario raises important considerations for retirees, as they often ... more
Oct 6, 2026 12:00 AM
— Mortgage Rates
Redfin signals a shift in power to buyers amid price cuts—but 7% mortgage rates are a problem
The housing market is shifting to favor buyers, with a record number of home sellers reducing their asking prices, reaching 21.1% in the weeks ending September 20, according to Redfin. Despite this trend, some experts argue against the characterization of a 'buyer's market' in certain regions where inventory remains tight and prices high, particularly in the mid-Atlantic. The rising mortgage rates... more
Oct 5, 2026 8:57 PM
— Mortgage Rates
Mortgage Rates Inch Up to Another Recent High
Today's average top-tier 30-year fixed mortgage rate increased slightly to 7.61%, just 0.01% higher than last week's high. While this change is minor and might be considered good news, the bond market is experiencing some losses without a clear cause. Investors are remaining cautious ahead of upcoming Treasury auctions, which might influence rate movements. The market appears to be looking for a h... more
Oct 5, 2026 8:19 PM
— Mortgage Lenders
Why Alex Vidal believes REMAX and Real can be stronger together
Alex Vidal was appointed president of REMAX in early September following its merger with Real REMAX Group. He expressed that the opportunity was too significant to decline, emphasizing the potential for agents to access Real's technology innovations while maintaining distinct brand identities.
Oct 5, 2026 7:38 PM
— Mortgage Rates
What Will it Take For Bonds to Recover?
The article discusses a recent sell-off in the bond market, particularly affecting mortgage-backed securities (MBS). It highlights that shorter-term bonds are rallying while longer-term yields are rising, which isn't favorable for the mortgage market. Despite some market data and headlines, the explanations for the sell-off remain unclear. The article notes a trend of increasing yields, which may ... more
Oct 5, 2026 7:17 PM
— Housing Market
Fathom, Bed Bath and Beyond terminate merger
Fathom Holdings Inc. and Neighborhood Intelligence Inc. have mutually agreed to terminate their merger agreement, citing that current market valuations do not reflect fair value. The decision halts a planned partnership that would link Fathom's real estate operations with Neighborhood's technology. Both companies concluded that proceeding at current share prices would not benefit shareholders.
Oct 5, 2026 6:38 PM
— Mortgage Lending
HELOC vs. Cash-Out Refinance in a High-Rate Market: Which Is Better?
The article discusses different methods of accessing home equity when mortgage rates are low, highlighting the options of Home Equity Lines of Credit (HELOC), home equity loans, and cash-out refinancing. It explains that while a cash-out refinance replaces the existing mortgage with a new, potentially higher rate applied to the entire balance, HELOCs and home equity loans leave the first mortgage ... more
Oct 5, 2026 6:31 PM
— Mortgage Rates
Average five-year fixed mortgage rate hits 6% for first time in three years
The average cost of a five-year fixed-rate mortgage in Great Britain has surpassed 6%, reaching its highest level in three years due to turmoil in global bond markets. This increase in mortgage rates is causing a significant reduction in available fixed-rate mortgage options below 5%, which have fallen by 99% since last month. Although the Bank of England has maintained the base rate since Decembe... more
Oct 5, 2026 6:10 PM
— Mortgage Lending
ENRG Realty partners with Trust & Will for estate planning
ENRG Realty has partnered with Trust & Will to provide agents with resources to assist clients in online estate planning after buying or selling a home. This collaboration aims to enhance ongoing relationships post-closing by facilitating discussions about homeownership and long-term family goals, while Trust & Will handles the creation of wills and trusts directly with the clients.
Oct 5, 2026 5:48 PM
— Mortgage Lenders
Credit Information Strategies in Today’s Mortgage World - FICO
The article informs readers about a recent reorganization of the MBA.org website aimed at improving user experience. It notifies users that some pages have been moved and provides instructions to use the enhanced site search feature to locate desired content.
Oct 5, 2026 5:25 PM
— Mortgage Lending
AI unlikely to upend mortgage and title insurance sectors in the near term: Fitch
Fitch Ratings has determined that the mortgage and title insurance sectors are unlikely to experience significant disruption from artificial intelligence over the next five years. A recent AI stress test revealed that while the financial institutions sector faces high risks from rapid AI adoption, the mortgage industry, in particular, has a low vulnerability to such disruptions, scoring just 20 on... more
Oct 5, 2026 4:38 PM
— Mortgage Lenders
Leveraging Assets to Qualify High-Net-Worth Borrowers
The article informs readers about a recent reorganization of the MBA.org website aimed at improving user experience. It indicates that some pages have been relocated, which is why the specific page the reader sought is currently unavailable. Users are encouraged to utilize the enhanced site search feature to find their desired content.
Oct 5, 2026 4:20 PM
— Mortgage Lending
Two Harbors countersues UWM in breach of contract lawsuit
Two Harbors Investment Corp. is embroiled in a legal dispute with United Wholesale Mortgage (UWM) after terminating a merger agreement in favor of a competing offer from CrossCountry Mortgage. TWO is countersuing UWM for breach of contract, fraud, and negligent misrepresentation, asserting UWM failed to disclose a $603 million loss from a speculative derivatives trade that could have influenced th... more
Oct 5, 2026 4:12 PM
— Mortgage Lending
Financial anxiety, uncertainty shapes Gen Z, millennial homebuying decisions
A report by National MI and FirstHome IQ highlights that Gen Z and millennials, despite being financially ready to buy homes, face emotional and informational challenges such as financial anxiety, distrust, and misinformation about down payments. The report calls for housing professionals to enhance trust, simplify the homebuying process, and dispel myths surrounding homeownership, such as needing... more
Oct 5, 2026 4:10 PM
— Mortgage Rates
Mortgage rates are only half the story for brokers closing loans in today’s market
Yields on 10-year U.S. Treasurys have reached over 5.3%, impacting mortgage rates which are now nearing 7.5% for 30-year loans. This situation has worsened homebuying affordability for median income earners, leading to a 14% decline in mortgage demand compared to last year, marking the slowest pace of purchase applications since April 2025.
Oct 5, 2026 3:25 PM
— Mortgage Finance
Inside the CFPB, Full Issue, Oct. 5, 2026 (PDF)
The article provides a comprehensive overview of the mortgage finance landscape as of October 5, 2026, detailing trends and developments in the mortgage market, including adjustments in rates, lender performance, and shifts in housing demand.
Oct 5, 2026 3:04 PM
— Mortgage Lenders
NEXA Lending adds top Colorado branch manager Andrew Deyo
NEXA Lending has announced the hiring of Andrew Deyo, a former partnership branch manager at Rate and a U.S. Army veteran. Deyo has originated $46 million in mortgage volume across 107 units this year, attributing his decision to join NEXA to the company's economics, infrastructure, and business development program.
Oct 5, 2026 3:00 PM
— Mortgage Rates
Mortgage rates spike to 7.28%, adding $276/month to a $400,000 loan — and Kevin Hassett's explanation falls short
Mortgage rates have risen for six consecutive weeks, reaching an average of 7.28% for a 30-year fixed mortgage as of October 1, marking the highest rate since November 2023. This significant increase, noted as the largest in four years, impacts the housing market negatively. The rise in rates is attributed to both higher borrowing by businesses for investment in infrastructure and fluctuating oil ... more
Oct 5, 2026 2:24 PM
— Housing Market
America’s oldest homeowners own more than half its starter homes
Nearly 40% of U.S. homeowners own their properties without a mortgage, equating to around 35 million homes, predominantly owned by those aged 65 and older. Experts predict that many of these homes will enter the market as owners age or downsize, with an estimated 13.9 million properties becoming available from 2026 to 2036. However, less than 3% of these will be starter homes, exacerbating the hou... more
Oct 5, 2026 2:24 PM
— Mortgage Lenders
Vishal Garg regains control of Better’s board after receiving 52% shareholder support
Better Home & Finance Holding Co. shareholders have voted to remove five directors from the board, allowing founder Vishal Garg to regain control. This decision, supported by 52.02% of the voting power, is set to lead to the unwinding of a poison pill strategy and the advancement of Better 2.0 initiatives, following a two-month leadership dispute.
Oct 5, 2026 2:20 PM
— Mortgage Lending
Fairway’s Christine Jensen on HECM reform and borrower misconceptions
Christine Jensen, SVP of Fairway Home Lending, addresses ongoing misconceptions about reverse mortgages and suggests that HUD should reconsider HECM pricing and regulations. She notes the issues surrounding the 2% upfront mortgage insurance premium (MIP), the need for second appraisals, and provides insights on purchase flexibility. Jensen emphasizes the evolution of the reverse mortgage industry ... more
Oct 5, 2026 2:14 PM
— Mortgage Lending
Lawmakers float a housing 2.0 push to build faster and cheaper
A bipartisan Build America Caucus document outlines proposed federal housing policies, focusing on building zones, transit-linked incentives, federal property reuse, material cost relief, and expanded financing tools such as FHA modernization and ADU loans. This comes as housing industry leaders work on a sequel to the recently passed 21st Century ROAD to Housing Act, suggesting ongoing legislativ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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