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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 937 - 960 of 6439 results
Oct 7, 2026 7:01 AM — Mortgage Lending
HousingWire Automation, Author at HousingWire - Page 37 of 77
The article discusses how automated systems like HousingWire Automation enhance the efficiency of converting company announcements and industry data into news content. It highlights the editorial review process that ensures quality before publication.
Oct 7, 2026 6:55 AM — Mortgage Lending
Mortgage applications fall 4.2% as 30-year rate hits 7.49%
The Mortgage Bankers Association's weekly survey revealed a 4.2% decline in total mortgage applications due to rising borrowing costs. The refinance index fell by 8%, significantly lower than the previous year, while purchase applications saw a 2% decrease. The adjustable-rate mortgage (ARM) share remained consistent at 10.3%. Overall, year-over-year comparisons for both refinance and purchase app... more
Oct 7, 2026 6:40 AM — Mortgage Lending
UWM drops minimum credit score overlay for agency loans
United Wholesale Mortgage (UWM) has announced the immediate removal of minimum credit score requirements for agency loans, allowing borrower eligibility to be determined by automated underwriting system (AUS) decisions. This applies to conventional loans backed by Fannie Mae and Freddie Mac, as well as FHA, VA, and USDA loans backed by Ginnie Mae. While credit scores will still affect pricing and ... more
Oct 7, 2026 6:32 AM — Mortgage Lenders
Flávia Furlan Nunes, Author at HousingWire - Page 140 of 146
Flávia Furlan Nunes is a mortgage reporter for HousingWire, originally from São Paulo. She has over ten years of experience in Brazilian economic journalism and has relocated to New York City. Nunes holds a Master’s Degree in Economics and Business Reporting from Columbia University.
Oct 7, 2026 6:00 AM — Mortgage Lending
Why Seattle homebuyers are acting ‘very conservatively’
Seattle-area homebuyers are increasingly making larger down payments, averaging nearly 20% in August, up from 16% five years earlier. This trend reflects a willingness to mitigate the impact of rising mortgage rates, which averaged 6.9% in September and peaked at 7.3%. While home prices in the region have cooled slightly, a median home in King County still costs around $950,000. Many buyers are ei... more
Oct 7, 2026 5:05 AM — Mortgage Lending
US Mortgage Rates Jump to 7.49%, Highest Since 2023
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Oct 7, 2026 4:49 AM — Mortgage Rates
U.S. mortgage rates climbed to 7.49%, their highest point in nearly 3 years
U.S. mortgage rates have increased for the seventh consecutive week, reaching their highest level since November 2023 at 7.49%. This rise of 19 basis points over a week has led to a 4.2% decline in loan application volume. Higher energy costs and inflation from geopolitical tensions have driven 10-year Treasury yields upwards, a key factor in mortgage pricing. Refinance applications are down 56% y... more
Oct 7, 2026 4:19 AM — Mortgage Rates
Tell us: are you affected by the 6% mortgage rate?
The average cost of a five-year fixed-rate mortgage has reached 6.00%, marking its highest point since September 2023. Similarly, the two-year fixed rate is at 5.98%, the highest since December 2023. This increase is attributed to turmoil in the money markets, leading to higher costs for lenders. The article invites readers to share how these rising mortgage rates may influence their plans to buy ... more
Oct 7, 2026 4:00 AM — Mortgage Rates
Refinance demand is now half what it was a year ago, as mortgage rates rise again
Mortgage rates rose to their highest level in nearly three years last week, causing a 4.2% decline in total mortgage application volume. The average interest rate for 30-year fixed mortgages increased to 7.49%. Refinance applications fell by 8% week-over-week and were down 56% compared to the same week last year, with economists noting a lack of incentive for most homeowners to refinance. Purchase... more
Oct 7, 2026 3:02 AM — Mortgage Lending
Integra Solutions, Donnell Systems partner to streamline mortgage servicer account oversight
Integra Solutions and Donnell Systems have integrated Donnell's OCIE platform with Integra RECON to automate mortgage servicing account reconciliations. This integration improves visibility into servicing cash at the loan level by allowing OCIE to extract and validate reports from servicers' core systems, which are then processed by RECON to reconcile custodial, clearing, and general ledger accoun... more
Oct 7, 2026 3:02 AM — Mortgage Lending
The ongoing battle between Compass and the MLSs
In the latest episode, Editor in Chief Sarah Wheeler discusses real estate news with Senior Managing Editor Tracey Velt, focusing on the ongoing conflict between Compass and the MLSs. They also share advice from Keller Williams’ Jason Abrams on enhancing collaboration between lenders and real estate agents to boost business in the current market.
Oct 7, 2026 2:00 AM — Mortgage Rates
Here's the latest sticker shock: Borrowing for a mortgage — or a car
NPR
Mortgage rates have reached their highest level in nearly three years, making home buying increasingly difficult in an already expensive housing market. Carrie Goldstein's desire to move to a more walkable neighborhood has been thwarted by the steep costs of mortgages, which have surged due to rising bond yields influenced by recent Federal Reserve interest rate hikes. Current rates around 7.28% f... more
Oct 7, 2026 12:09 AM — Mortgage Lending
Non-QM is a Fit, Not a Fallout for Self-employed Borrowers
The article discusses the challenges faced by brokers when handling non-QM (Qualified Mortgage) loans, particularly for self-employed borrowers. Many of these issues arise from starting the process with improper documentation, leading to stalled transactions as underwriters recalculate qualifying incomes based on legitimate deductions. This causes delays and pushes brokers to seek non-QM lenders a... more
Oct 7, 2026 12:02 AM — Mortgage Lending
The return of the specialist: Why a more fragmented mortgage market favors active management
The mortgage investment landscape has become more fragmented, creating opportunities for specialized investors who can navigate different sectors such as RMBS, CMBS, and whole loans. The expertise of these specialists is crucial as they understand how cash flows operate within complex capital structures, particularly in non-agency RMBS, where variations in collateral and structure significantly im... more
Oct 7, 2026 12:00 AM — Housing Market
The Silver Housing Handoff has a Problem: Buyers Can Move, But Homes Can’t
The article discusses the generational transfer of housing stock, particularly as baby boomers age and begin to sell their homes. This 'silver housing handoff' is expected to affect the housing market as younger generations, like millennials and Gen Z, are reaching prime home-buying ages. However, the transfer process will vary by market, with older homeowners concentrated in certain areas that ma... more
Oct 7, 2026 12:00 AM — Interest Rates
What is a high-yield savings account? Definition, rates & how to choose
High-yield savings accounts offer significantly higher interest rates compared to traditional savings accounts, typically providing returns above 4% APY versus the national average of 0.65% APY. These accounts are ideal for emergency funds and short-term savings due to their liquidity and safety, providing FDIC coverage up to $250,000. They usually have lower fees and minimum balance requirements,... more
Oct 7, 2026 12:00 AM — Mortgage Lending
ARM Demand Hits Nearly Four-Year High, ICE Reports
Adjustable-rate mortgages (ARMs) are gaining popularity as mortgage rates rise, reaching nearly 11% of rate locks, the highest in nearly four years. With the Conforming 30-year Fixed Rate Index exceeding 7% on Sept. 18, ARMs are seen as relief for borrowers facing higher fixed rates, though only 5.6% of active mortgages are ARMs. Most ARMs remain in their introductory periods, with only a third cu... more
Oct 7, 2026 12:00 AM — Mortgage Lending
Average Personal Loan Interest Rates in June 2026
The article discusses the current landscape of personal loan rates, highlighting that the average rate is at 12.54% for borrowers with a 700 FICO score. It emphasizes the importance of shopping around to secure competitive rates and points out how borrowers with excellent credit can access lower interest rates. The significance of credit scores is underscored, as they greatly affect loan rates, wi... more
Oct 7, 2026 12:00 AM — Mortgage Lending
What Is A Checking Account? Features, Benefits & More
A checking account is a central bank account for everyday spending, providing easy access to funds via debit cards, checks, and online transfers. It offers safety through federal deposit insurance and features like direct deposit and automatic bill pay. Overdraft protections are available, transferring funds automatically from savings if needed, and many accounts include no-fee options. While chec... more
Oct 7, 2026 12:00 AM — Mortgage Lenders
These Are The 20 Largest Banks In The US
As of June 2026, the 20 largest consumer banks in the U.S. have a total of approximately $14.5 trillion in domestic assets. These banks, some of which have been operating for over a century, offer a variety of banking products and extensive branch networks. Notable banks include Chase, Bank of America, and Wells Fargo, among others, each with unique features such as mobile banking, wealth manageme... more
Oct 7, 2026 12:00 AM — Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications have seen a 4.2% decrease from the previous week, as reported by the Mortgage Bankers Association. The Market Composite Index, which tracks mortgage loan application volume, decreased significantly, with the Refinance Index down by 8% compared to the prior week and 56% lower than the same time last year. Meanwhile, the 30-year fixed mortgage rate has risen to 7.49%, its highe... more
Oct 6, 2026 8:09 PM — Mortgage Lending
Multifamily Underwriting and Investment Analysis, Nov. 2-23
The Multifamily Underwriting & Investment Analysis course provides participants with a practical understanding of underwriting and evaluating multifamily real estate investments. It covers fundamental concepts such as property types, income analysis, valuation through income capitalization techniques, and the risks associated with multifamily lending. The course is structured to help participants ... more
Oct 6, 2026 8:06 PM — Mortgage Lending
FHA Commissioner Nominee Jones Targets Cost Reductions
Matt Jones, the nominee for commissioner of the FHA under the Trump administration, aims to focus on reducing both mortgage and housing costs if he is confirmed in the role.
Oct 6, 2026 8:06 PM — Interest Rates
High Interest Rates Aren’t Slowing the A.I. Boom. That’s a Problem for the Fed.
The article discusses how rising borrowing costs are impacting households and businesses, yet they have not significantly reduced investment enthusiasm in A.I. infrastructure, which is contributing to inflation.
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