Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 913 - 936 of 6439 results
Oct 7, 2026 11:44 AM
— Mortgage Lending
Property tax delinquency reaches highest level since 2017
The national property tax delinquency rate increased to 5.2% in 2026 from 4.2% in the previous year, marking the highest level since 2017 but still below the long-term average of 5.4%. Mississippi reported the highest delinquency rate at 15.1%, while North Dakota had the lowest at 1.4%. Louisiana experienced the most significant increase. The report indicates that property tax delinquency is more ... more
Oct 7, 2026 11:24 AM
— Housing Market
New Hive MLS tool gives agents a clearer view of buyer demand
Gitcha has partnered with Hive MLS to integrate its Buyer Listing Service (BLS) into Hive's cooperative marketplace, which will be available to nearly 20,000 brokers and appraisers across six Southeastern states. This initiative aims to enhance visibility and structure regarding buyer demand, allowing real estate professionals to create and share standardized buyer profiles within the MLS system, ... more
Oct 7, 2026 10:54 AM
— Mortgage Lending
Certification is Not Control: What Quality Discipline Adds to AI Governance in Mortgage
The article discusses the importance of governance frameworks for the use of artificial intelligence (AI) and machine learning in mortgage operations, as mandated by Fannie Mae and Freddie Mac. It highlights the need for rigorous quality control and model validation practices to ensure that AI tools work effectively in daily operations. Roberta Pek emphasizes the significance of documenting errors... more
Oct 7, 2026 10:37 AM
— Mortgage Rates
US mortgage rates rise to 7.49%, highest in nearly 3 years
U.S. mortgage rates have risen for the seventh consecutive week, reaching 7.49% for a 30-year fixed-rate mortgage, the highest in nearly three years. This increase of over a full percentage point from a year ago is attributed to rising 10-year Treasury yields, which reflect long-term economic expectations. Higher mortgage rates mean increased monthly payments for home buyers, further complicating ... more
Oct 7, 2026 10:17 AM
— Mortgage Rates
US mortgage rates hit their highest level in three years
Mortgage rates in the US have risen to their highest levels in nearly three years, hitting 7.49% for a 30-year fixed-rate mortgage. This increase in borrowing costs has led to a 4.2% drop in mortgage applications, marking the lowest levels since February 2025. The rise in rates is attributed to inflation and economic pressures, alongside international tensions affecting oil prices. As a result, ma... more
Oct 7, 2026 10:15 AM
— Mortgage Lending
As mortgage rates rise, more borrowers are turning to adjustable-rate loans
With mortgage rates nearing 8%, there has been a significant increase in the uptake of adjustable-rate mortgages (ARMs), which rose to nearly 11% of mortgage borrowers as of mid-September—the highest level in almost four years. Borrowers are attracted to ARMs due to potential interest savings compared to fixed-rate loans, despite the risks associated with possible rate hikes after an initial fixed... more
Oct 7, 2026 9:58 AM
— Mortgage Rates
Mortgage Rates Jump to 7.5%, Home Buyers Pull Back Further, Demand Sags
The average weekly mortgage rate for conforming 30-year fixed mortgages has risen to 7.49%, marking the highest level since mid-November 2023. This rise, attributed to increased Treasury yields, has negatively impacted demand for home purchases, with mortgage applications dropping significantly for five consecutive weeks. Home prices, which surged in recent years due to suppressed mortgage rates, ... more
Oct 7, 2026 9:34 AM
— Mortgage Lenders
MBA Opens Doors Foundation Kicks Off 2027 Fundraising Season with More than $3 Million in Donations
The article provides contact information for Adam DeSanctis at the Mortgage Bankers Association, including phone numbers for inquiries. The details suggest a focus on facilitating communication regarding mortgage-related services.
Oct 7, 2026 9:17 AM
— Mortgage Lending
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association, including phone numbers for inquiries. However, it lacks specific content or context about mortgage-related topics.
Oct 7, 2026 9:08 AM
— Mortgage Lending
Small-dollar mortgage market share shrinks further in 2026
The share of small-dollar mortgages, defined as those under $100,000, has significantly decreased from over 12% a decade ago to just 2.7% in 2025. This decline is attributed not to a lack of affordable homes but to the increasing costs and complexities in originating modest loans. Meanwhile, small-balance mortgages remain essential, particularly in rural areas, where home values have not risen as ... more
Oct 7, 2026 8:59 AM
— Mortgage Finance
Nonbanks, Large Lenders Gain Share in Originations
The mortgage market is increasingly dominated by a few large lenders, with the top five accounting for 21.7% of total originations in early 2026, an increase from 21.5% in 2025. Nonbank lenders maintained a significant share, reaching 66.3% of originations during the same period, up from 65.7% in 2025. Notably, nonbank originations saw a substantial annual increase of 30.3%, while bank production ... more
Oct 7, 2026 8:58 AM
— Mortgage Finance
Mortgage Locks Decline in September
The article discusses current trends and developments in the mortgage market, highlighting fluctuations in mortgage rates and their impact on lending practices. It analyzes how changes in housing demand and economic conditions are influencing the decisions of mortgage lenders and borrowers alike. Additionally, key insights into the performance of various mortgage-backed securities and their effect... more
Oct 7, 2026 8:57 AM
— Mortgage Finance
Trigger Leads Rarely Led to Loans Prior to Restrictions
The article discusses trends and changes in the mortgage market as of 2026, including shifts in lending practices, the impact of interest rates on home affordability, and the implications of these factors for borrowers and lenders alike. It highlights the importance of staying informed about the housing market dynamics and how these changes play a critical role in mortgage financing decisions.
Oct 7, 2026 8:56 AM
— Mortgage Finance
Better Focusing on HELOCs, AI and Hiring New CEO
The article discusses the current trends and fluctuations in mortgage rates and their implications for both homebuyers and the housing market. It highlights how recent economic indicators and Federal Reserve policies are influencing credit availability and lending practices. Additionally, the piece includes expert opinions on future mortgage rate projections and potential impacts on home sales.
Oct 7, 2026 8:55 AM
— Mortgage Finance
Short Takes: UWM Removes Minimum Credit Score Overlay for Agency Loans / Refi Share of Applications Down to 37% / Former DNI Lawyer Joins Freddie
The article discusses trends and developments in the mortgage industry, highlighting how changes in the housing market and shifts in interest rates are impacting mortgage lending practices and availability for consumers. It also examines the influence of government policies on the overall mortgage landscape, particularly in regards to affordability and access to homeownership.
Oct 7, 2026 8:51 AM
— Mortgage Lending
Sales Performance, Compliance, Borrower Satisfaction Tools; Brian V. on Industry Noise
The article discusses innovative products and solutions in the mortgage lending industry showcased at the MBA Annual conference in Chicago. It highlights tools that enhance efficiency in mortgage applications, such as Floify's Dynamic Apps that streamline the application process using AI, allowing for faster pre-approvals. Lender Price's POD (AI Pricing Optimization Dashboard) automates routine pr... more
Oct 7, 2026 8:37 AM
— Mortgage Rates
Mortgage demand extends losing streak as rates keep climbing
Mortgage application volumes have dropped for the fifth consecutive week as rising mortgage rates dampen homebuying demand. The Mortgage Bankers Association reported that 30-year mortgage rates have reached 7.49%, the highest since late 2023, leading to a 4.2% decline in mortgage applications. Refinance activity also fell, with homeowners less incentivized to refinance at these rates. The increase... more
Oct 7, 2026 8:29 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, October 6, 2026
Mortgage rates are currently mixed, with 30-year fixed rates exceeding 7.5% at some lenders while fewer borrowers anticipate further increases this month. The 10-year Treasury yield remains stable at over 5.27%. Today's discussions from four Fed officials may impact rates, reflecting the uncertainty in economic indicators. The average rates include 30-year fixed at 7.536%, 15-year fixed at 6.84%, ... more
Oct 7, 2026 8:28 AM
— Housing Market
Six reasons to change your plans now, and come join us in Dallas
John McManus from HousingWire TBD highlights six reasons for homebuilding leaders to attend the Homebuilder Summit from Oct. 19–21 in Dallas. The main points include the importance of focusing on execution, enhancing customer value, and demonstrating strong leadership. He argues that successful operators should prepare for current market conditions and effectively utilize AI in their business stra... more
Oct 7, 2026 8:22 AM
— Mortgage Lending
Indecomm launches AuditGenius AI tool for tying mortgage QC findings to guidelines
Indecomm is set to launch AuditGenius ai, a mortgage quality control platform that utilizes AI to provide consistent and traceable audit findings. The tool enables lenders to receive QC findings linked to severity levels and page-level evidence, enhancing the review process. It will be showcased at the upcoming Mortgage Bankers Association Annual Convention in Chicago.
Oct 7, 2026 7:50 AM
— Mortgage Lending
Nearly $1B at stake for investors, GSEs in Fairholme case
A group of shareholders from government-sponsored enterprises are responding to a petition concerning a recent federal court victory, with significant financial implications at stake. While merging Fannie Mae and Freddie Mac may not be feasible, a shareholder suggests an alternative that could preserve competition and improve efficiency. The Federal Housing Administration's planned modifications t... more
Oct 7, 2026 7:28 AM
— Mortgage Rates
Roundup: Trade defies tariffs / Mortgage rates climb / Porsche scales back
Mortgage rates have surged to 7.49%, the highest level in nearly three years, leading to a 4.2% decrease in total mortgage application volume. Refinancing applications dropped by 8% weekly and a significant 56% annually, while purchase applications saw a 2% weekly decline and a 15% drop from the previous year. The rising rates are negatively impacting affordability, prompting more borrowers to con... more
Oct 7, 2026 7:08 AM
— Mortgage Rates
No Surprise: It Was a Trap
The article discusses the recent trend of rising rates in the mortgage market, highlighting that isolated days of decrease are often followed by a return to higher rates. It mentions that there's no single explanation for these fluctuations, as various factors such as oil prices, European markets, corporate issuance, and the strong economy may all contribute at different times. The article also po... more
Oct 7, 2026 7:06 AM
— Mortgage Rates
Myth vs. Reality: Does the Fed Control Mortgage Rates?
The article discusses the Federal Reserve's recent rate hike and its implications for mortgage rates. It clarifies the myth that the Fed sets mortgage rates, explaining that while the Fed influences them, they are affected by various factors including inflation, job growth, and the economy. Mortgage rates typically track the 10-year treasury yield, which is impacted by investor expectations around... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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