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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 889 - 912 of 5064 results
Feb 24, 2026 6:30 PM — Housing Market
President Trump Is Restoring the American Dream
President Trump's administration is focused on making homeownership more affordable for all families and has been successful in lowering housing costs. They are taking further action to drive down costs and expand access to homeownership. The administration is committed to building a strong, accessible housing market for every American family.
Feb 24, 2026 5:31 PM — Interest Rates
Fannie and Freddie MBS plan brings short-lived rate relief amid unclear execution
President Trump directed Fannie Mae and Freddie Mac to purchase up to $200 billion in agency mortgage-backed securities, which led to an immediate tightening of mortgage spreads. However, the impact on mortgage rates was short-lived, with only slight improvements since the announcement. Economists are uncertain about the long-term effects and are still waiting for details on how the MBS purchases ... more
Feb 24, 2026 3:31 PM — Mortgage Lenders
See the 2025 Top Originators
Scotsman Guide has been ranking the nation's top-producing residential mortgage originators since 2010, establishing itself as a benchmark in the mortgage industry.
Feb 24, 2026 2:31 PM — Mortgage Rates
Calmly Holding in Super Strong Territory
Mortgage-backed securities (MBS) are currently at their best levels in more than 3 years, resulting in verifiably low mortgage rates. There was minimal movement in the market due to lack of remarkable economic data and volatility. Stocks and bond correlations broke down briefly, but could return based on stock movements.
Feb 24, 2026 1:31 PM — Mortgage Rates
Mortgage rates dip under 6% as mortgage spreads normalize
Mortgage rates have dropped back under 6%, reaching a national average of 5.99%. This drop is attributed to mortgage spreads returning to normal levels despite the 10-year yield remaining around 4.03%. The housing market is still showing positive signs of growth, with pending home sales increasing year-over-year.
Feb 24, 2026 12:33 PM — Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 2.8% from the previous week, with the Refinance Index going up 7% and the Purchase Index decreasing by 3%. The average contract interest rates decreased for various types of mortgages including 30-year fixed-rate and 15-year fixed-rate loans.
Feb 24, 2026 12:32 PM — Reverse Mortgages
How to Qualify for a Reverse Mortgage: 2026 Requirements
The article discusses the requirements and process for obtaining a Home Equity Conversion Mortgage (HECM) loan, which is a type of reverse mortgage that allows you to access the equity in your home without selling it. It covers age and equity thresholds, financial assessments, property qualifications, the application process, ongoing requirements, and considerations before deciding on a reverse mo... more
Feb 24, 2026 12:30 PM — Mortgage Rates
Mortgage Rates Match Multi-Year Low For 2nd Straight Day
The average top-tier mortgage rates reached 5.99% for the first time since January 9th, marking the second time in over 3 years. The rates have held steady for the past 3 days, making it a significant achievement. There is no guarantee that rates will remain low in the future.
Feb 24, 2026 10:30 AM — Mortgage Rates
Four Years Into the High-Rate Era: How the Housing Market Changed and Why Prices Didn’t Reset
Mortgage rates began rising in January 2026, setting off a dramatic increase that reshaped the housing market. Despite the expectation that higher rates would cool demand and lower prices, the market instead adjusted along the quantity margin, with existing-home sales declining sharply and inventories rising. Prices increased despite the higher rates, leading to a housing affordability crisis. The... more
Feb 24, 2026 10:21 AM — Refinancing
6% Mortgage Rates Could Put 5.5 Million Borrowers ‘In the Money’ to Refinance
Industry forecasts predicted decreasing interest rates in 2026, leading to a more favorable borrowing environment. Currently, the average 30-year fixed rate mortgage is at its lowest point since September 2022, providing opportunities for millions of borrowers to refinance and potentially save on their monthly payments. Refinancing can be beneficial even with small reductions in interest rates. It... more
Feb 24, 2026 10:21 AM — Home Equity Loans
Aven Review for 2026: Terms, Access and Customer Feedback
Aven is a fintech home equity lender offering flexible lines of credit secured by home equity, including a HELOC-style credit card. Borrowers pay interest only on the amount used, and rates are typically variable. Aven offers fast digital approvals and convenience but carries the risks of any loan secured by real estate. It appeals to homeowners seeking on-demand access to equity but may not be su... more
Feb 24, 2026 10:00 AM — Mortgage Rates
Trump housing agenda puts mortgage rates in focus this week
Ahead of Trump’s State of the Union speech, 30-year mortgage rates have dropped, with conforming rates at 6.25% and FHA rates at 5.98%. Investors are monitoring housing policy shifts, GSE MBS purchases, and the possibility of another Fed rate cut.
Feb 24, 2026 9:32 AM — Housing Market
Gary Keller projects stronger housing market and lower rates
Gary Keller forecasts a stronger housing market in 2026 with higher sales, lower rates, and improved affordability. While current conditions may seem weak, Keller remains optimistic and emphasizes the importance of understanding economic markers for agents.
Feb 24, 2026 8:47 AM — Mortgage Rates
Mortgage Rates Hold Steady | Today, February 24, 2026
Mortgage rates held steady at around 6.07% near three-year lows. Experts advise on refinancing and home equity use. The article discusses rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages. The Federal Reserve is holding rates steady, and experts predict rates to continue trading in a narrow band for the near future.
Feb 24, 2026 8:32 AM — Mortgage Lending
Better.com says tokenized capital could push rates below 5%
Better Home & Finance Holding Company plans to access up to $500 million in credit by integrating with the Sky stablecoin ecosystem through a deal with Framework Ventures. This integration could reduce funding costs, support higher origination volume in 2026, and create a bridge between decentralized finance and traditional housing finance.
Feb 24, 2026 8:32 AM — Housing Market
Homeownership costs include fraud risk, and buyers rarely see it
Real estate fraud can significantly impact housing affordability by increasing transaction risk and downstream legal costs. The FBI reported nearly $175 million in losses from real estate-related fraud in 2024, with the average fraud claim exceeding $143,000 and refinance-related fraud claims averaging $207,000. The protection of consumers from fraud is crucial to maintaining stability and accessi... more
Feb 24, 2026 7:30 AM — Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 24, 2026 6:30 AM — Bond Markets
Slower Start, More Sideways. Stock Lever in Play
Today, volume and volatility are lower compared to yesterday, but there is still a theme of risk aversion in play. It is difficult to determine if risk aversion is causing the movement in stocks and bond yields or if there is just a correlation between the two. Both stocks and bond yields have increased slightly from yesterday's lows and have been mostly flat so far today. The economic calendar is... more
Feb 24, 2026 4:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 24, 2026: Another new low (5.76% 30-year fixed)
Current mortgage rates are at record lows, with the average 30-year fixed rate at 5.76%. There are more lenders offering rates under 6%. Refinance rates are usually higher than purchase rates. 15-year mortgage rates are lower than 30-year rates in the short term but save money on interest in the long run. Mortgage calculator can help understand monthly payments based on interest rates and term len... more
Feb 24, 2026 4:18 AM — N/A
Tuesday, February 24, 2026
The article seems to be unavailable or deleted.
Feb 23, 2026 3:30 PM — Housing Market
American homebuyers gain most purchasing power since 2022
Zillow published a report showing that the purchasing power of homebuyers has increased due to higher incomes and lower mortgage rates. The median-income U.S. household can now afford a $331,483 home with a 20% down payment, with mortgage payments being 8.4% lower compared to a year ago. The recent dip in mortgage rates has allowed for more affordable homes, with markets like San Jose, San Francis... more
Feb 23, 2026 1:50 PM — Mortgage Lenders
Banking groups press regulators to ease mortgage capital rules
Eight financial trade associations, including the Mortgage Bankers Association, highlight concerns regarding current capital requirements on banks for mortgage-related assets. They emphasize the need to ease these requirements to increase competition and access to mortgage credit. The letter calls for reducing risk weights for single-family mortgages and mortgage servicing assets. The trade groups... more
Feb 23, 2026 1:40 PM — Mortgage Rates
Homebuying power hits highest level in nearly 4 years
Homebuying power has increased due to lower mortgage rates and slowed demand, making homes more affordable. The monthly principal and interest payment for the average-priced home has decreased and the typical down payment in the US has also lowered. Mortgage rates are down, with the 30-year fixed-rate mortgage averaging 6.09% and the 15-year rate at 5.44%. Affordability has been improving since th... more
Feb 23, 2026 1:31 PM — Cryptocurrency in Mortgage Industry
Rate will consider crypto, stablecoins in underwriting
Retail giant Rate is embracing cryptocurrency and stablecoins to cater to home buyers who have accumulated wealth in digital assets. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations and support from FHFA Director Bill Pulte. The average monthly principal and interest payment needed to purchase the average-priced home dropped by 7% year over year to $2,0... more
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