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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 1009 - 1032 of 4272 results
Jan 2, 2026 8:31 AM — Mortgage Finance
Fix-and-Flip Market Weakens Amid High Interest Rates
The article discusses the latest trends and developments in the mortgage industry in 2026.
Jan 2, 2026 8:31 AM — Mortgage Finance
Short Takes
The article discusses the latest developments in the mortgage industry, possibly including changes in regulations, trends in lending practices, or updates on interest rates and mortgage rates.
Jan 2, 2026 8:30 AM — Mortgage Lending
Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism
The article discusses the relationship between credit unions, real estate agents, and the government, focusing on initiatives to improve accessibility, communication, technology, and the financial standing of the FHA. It also covers topics such as reverse mortgages, loan limits, VA loan requirements, form waivers, and policy updates.
Jan 2, 2026 8:30 AM — Mortgage Rates
8 strategies for getting the lowest mortgage rates in 2026
The article provides tips for securing the lowest mortgage rate in the 2026 housing market, including improving credit score, reducing debt-to-income ratio, making a larger down payment, and prepaying interest by buying discount points. It also discusses negotiating special financing, getting a rate buydown, and considering adjustable-rate mortgages or shorter-term fixed-rate loans as strategies t... more
Jan 2, 2026 7:31 AM — Mortgage Finance
FDIC, OCC Challenge Colorado Rate Cap
Federal banking regulators are against Colorado's proposed law that would make out-of-state banks subject to Colorado's interest rate caps when lending to Colorado borrowers.
Jan 2, 2026 7:31 AM — Mortgage Finance
GSE-Eligible Securitization Rate Climbs in Third Quarter
The article discusses the latest trends and developments in the mortgage finance industry, focusing on topics such as interest rates, housing market conditions, and mortgage lender activities.
Jan 2, 2026 7:30 AM — Mortgage Rates
What are today's mortgage interest rates: January 2, 2026?
The article discusses how the Federal Reserve's rate cuts at the end of 2025 have significantly impacted the mortgage landscape heading into 2026. Mortgage rates have dropped from previously high levels, creating a more favorable borrowing environment for homebuyers. The article highlights the importance of comparing lenders to find the best offers, as mortgage rates tend to change daily. Addition... more
Jan 2, 2026 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 29-Jan. 4
The top five mortgage lenders have lowered their rates leading the field with rates in the sub-6% range. Navy Federal Credit Union leads the list with an offered interest rate of 5.5%. Shopping around for the lowest mortgage rate is crucial, as it could save borrowers up to an average of $44,000 over the life of a 30-year loan. APR, which includes both the interest rate and lender fees, is the mos... more
Jan 2, 2026 6:31 AM — Reverse Mortgages
Using a Reverse Mortgage as a Bridge to Delaying Social Security
The article discusses the dilemma of deciding when to claim Social Security benefits during retirement. It explains how using a reverse mortgage can serve as a temporary income bridge for retirees, allowing them to delay claiming Social Security and potentially increase their lifetime benefits without impacting their investments or selling their home. The focus is on using a reverse mortgage strat... more
Jan 2, 2026 6:31 AM — Mortgage Finance
Home Equity Lending Continues Upward Climb in Third Quarter
The article discusses Inside Mortgage Finance Publications and their expertise in design, CMS, hosting, and web development related to mortgages.
Jan 2, 2026 6:30 AM — Mortgage Finance
Homebuilders Push Incentives Amid Affordability Challenges
The article discusses the latest trends and developments in the mortgage industry, focusing on factors such as interest rates, housing market conditions, and mortgage lender activities. It provides insights into the current state of the market and how it may impact borrowers and lenders.
Jan 2, 2026 5:31 AM — Mortgage Finance
FHFA Touts Administration’s Housing Success
Article discusses the latest trends and developments in the mortgage industry. It covers topics such as interest rates, housing market outlook, and mortgage lender competition.
Jan 2, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 2, 2026: Last year, rates fell from 7% to near 6%
Mortgage rates have decreased over the past week, with the national average for a 30-year fixed mortgage at 6.15%, the lowest it has been in 2025. Various mortgage types and rates are listed, along with the difference between mortgage refinance rates and rates for purchasing a house. The article also discusses fixed-rate vs adjustable-rate mortgages and provides insight into deciding between a 15-... more
Jan 2, 2026 2:30 AM — Housing Market
Here's How Much Mortgage Rates Must Fall To Make Housing Affordable for Buyers
Some housing markets in big cities like New York, Los Angeles, and Miami are so expensive that even a 0% mortgage rate wouldn't make homes affordable. On the other hand, places like Pittsburgh, Birmingham, and Detroit have lower home prices, and buyers could still afford homes even with higher mortgage rates.
Jan 1, 2026 10:30 AM — Mortgage Lenders
Resolve To Own: 5 Steps for First-Time Buyers To Get Mortgage-Ready in 2026
The article discusses an issue with processing a request and provides a reference ID for further assistance.
Jan 1, 2026 4:35 AM — Mortgage Rates
Mortgage Rates Drop on New Year's Eve | Today, December 31, 2025
Mortgage rates dropped on New Year's Eve, hinting at potential savings for borrowers in 2026. Economic indicators suggest interest rates will remain steady in the near future, with the average 30-year fixed mortgage rate at 6.20%. Negotiating and exploring assistance programs can help buyers secure lower rates. The article also discusses the benefits of 15-year fixed mortgages and adjustable-rate ... more
Ackman doubles down on warning against rushed Fannie-Freddie IPO
Bill Ackman is cautioning the Trump administration against rushing the privatization of Fannie Mae and Freddie Mac, proposing a slow and steady reform plan that involves the U.S. Treasury formally acknowledging the GSEs have repaid their bailout funds before taking an ownership stake in the companies. Ackman believes that a rushed IPO would undervalue the mortgage giants and destabilize the housin... more
Jan 1, 2026 4:31 AM — Bond Markets
Token Year-End Volatility
Wednesday's session saw some data-driven selling in the morning in response to jobless claims data. Bonds initially moved back towards unchanged levels by 1pm, but then experienced increased volatility due to year-end position closing by large traders, leading to a spike in volume and potential price/yield fluctuations. Despite the jolts in the market, it was considered a normal year-end phenomeno... more
Jan 1, 2026 4:30 AM — Mortgage Lending
Big Changes Are Coming to the Federal Reserve in 2026—This Is What It Means for Interest Rates
The article discusses a technical issue preventing the processing of a request. It provides a reference ID for further assistance if the problem persists.
Jan 1, 2026 2:30 AM — Mortgage Lending
What 2026 could hold for the housing market
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security. It emphasizes the use of various techniques such as CAPTCHA, biometrics, and two-factor authentication to confirm the user is not a bot or malicious actor.
Jan 1, 2026 1:30 AM — Housing Market
Trump Promises 'Aggressive' Housing Reforms in 2026. Here's What We Know So Far
President Donald Trump has promised housing market reforms in order to address high costs and limited supply. Proposed reforms could include policies to lower mortgage payments, reduce closing costs, standardize building codes, and lower tariffs on construction products. Trump is also considering creating a 50-year mortgage loan to lower monthly payments. Additionally, bipartisan legislation is be... more
Dec 31, 2025 10:30 PM — Interest Rates
From energy prices to interest rates: the dates that could affect your finances in 2026
At the start of 2026, the financial picture is balanced with falling inflation, lower mortgage rates, and upcoming changes to make energy bills cheaper. However, housing, groceries, and energy prices remain high. Important dates include an increase in the energy price cap, changes to mortgage rates due to Bank of England decisions, and various tax-related deadlines and increases.
Dec 31, 2025 7:31 PM — Housing Market
First American: Slowing Home Price Appreciation Boosted Affordability in October
Housing affordability improved in October due to cooling home price growth and easing mortgage rates. The trend is heading in the right direction with prices decreasing in areas with higher inventory. Markets with more supply have weaker price growth, boosting affordability relative to markets with low supply and faster price appreciation.
Dec 31, 2025 5:32 PM — Bond Markets
Thursday: Happy New Year!
On New Year's Day, the NYSE and the NASDAQ will be closed. Mortgage rates are currently not mentioned in the article.
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