Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 961 - 984 of 4272 results
Jan 6, 2026 4:30 AM
— Mortgage Rates
Posthaste: Mortgage borrowers who held out for lower rates are paying the price
Fixed-rate mortgages have been rising from mid-3 per cent to low 4 per cent, leading to higher monthly payments for borrowers who delayed renewals. Variable rates have dropped but are now expected to remain steady or even increase by year end. The popularity of five-year terms has declined, with shorter fixed-rate terms becoming more popular. Bond yields have recently increased, affecting fixed ra... more
Jan 6, 2026 3:32 AM
— Mortgage Lending
What It Would Take To Make the Housing Market Affordable Again in 2026
The article discusses an issue with processing a request on a website, providing a reference ID for further assistance.
Jan 6, 2026 2:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 6, 2026: Bubbling just above and below 6%
Current mortgage rates show a narrow range, with 30-year rates at 6.04% and 15-year rates at 5.41%. Refinance rates tend to be higher than purchase rates. Mortgage calculator can help determine monthly payments based on different rates and terms. Economists expect mortgage rates to stay within the 6% range through 2026, with potential rate cuts in 2026 and 2027. MBA and Fannie Mae predict rates to... more
Jan 6, 2026 2:30 AM
— Housing Market
Lower prices and mortgage rates help stabilize South Florida condo market
The South Florida real estate market is stabilizing with lower mortgage rates and falling prices for condos, while single family home prices are cooling off. The pace of condo sales in Palm Beach County increased significantly, with rising median prices. Miami-Dade saw a decrease in condo prices and an increase in supply. Statewide, Florida Realtors are cautiously optimistic about the future, citi... more
Jan 6, 2026 1:32 AM
— Mortgage Rates
New Homeowner Data Challenges Mortgage Rate Lockdown Theory
The author discusses the concept of a mortgage rate lockdown, questioning if it is a real phenomenon or just a housing myth. The theory suggests that homeowners with low rates are hesitant to sell their homes and buy new ones at higher rates, potentially impacting home sales activity.
Jan 6, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 6, 2026
The article provides information on current refinance rates, the process of refinancing a mortgage, potential benefits of refinancing, and common costs involved. It also discusses different types of refinancing options and the importance of shopping around for the best interest rate. The article touches on how the Federal Reserve's rate cuts have impacted mortgage rates and offers tips on when ref... more
Jan 5, 2026 9:30 PM
— Mortgage Lending
Manhattan Home Sales Climb, Juiced Up by Lower Mortgage Rates
The article is a brief message asking the reader to confirm they are not a robot in order to access the website for global markets news.
Jan 5, 2026 8:30 PM
— Mortgage Rates
30-year mortgage rates fall - To buy or wait? | Today's mortgage and refinance rates, January 5, 2026
Mortgage interest rates were mostly lower compared to a week ago, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. Rates have become more affordable in 2025 after the Federal Reserve cut rates late in the year, with 30-year fixed rates holding below 6.5%. The President of WSFS Home Lending expects rates to remain higher but closer to historical norms in 2026, with lon... more
Jan 5, 2026 7:30 PM
— Mortgage Lending
Your Financial To-Do List for 2026 If You Want To Own a Home
The article states that the request could not be processed and provides a reference ID for contacting support if the issue persists.
Jan 5, 2026 4:33 PM
— Mortgage Rates
"Mortgage Rates Holding at 2-Month Low"
Mortgage rates are currently holding at a 2-month low according to Matthew Graham at Mortgage News Daily.
Jan 5, 2026 2:33 PM
— Bond Markets
Bonds Improve Back to Pre-Holiday Levels
The bond market did not have a significant reaction to the recent ISM Manufacturing data, but trading volume returned to pre-holiday levels. The 10-year yields closed at 4.15%, the same level as on December 11th. The market is now focusing on upcoming economic data for potential signals.
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 5, 2026 8:31 AM
— Mobile Home Refinancing
Mobile Home Refinancing | Rates & Loans 2026
Refinancing a mobile home can help lower monthly payments, get better interest rates, or tap into home value, but it comes with unique rules. The home's age, size, classification, and whether it's permanently installed impact refinancing options. To qualify, the home must meet certain guidelines, building standards set by HUD, and financial criteria. Mobile home refinancing rates are higher than t... more
Jan 5, 2026 7:54 AM
— Mortgage Rates
Mortgage Rates Flat Over Weekend | Today, January 5, 2026
Mortgage rates remained low at 6.20% for a 30-year fixed mortgage, although they have regressed from their annual lows. The 15-year fixed mortgage rate was at 5.49% and the 5/1 adjustable rate mortgage averaged 5.70%. Economic indicators suggest rate movements will be subdued in the near-term. Experts expect mortgage rates to stay stable around 6.25%. Various reports and forecasts are being monito... more
Jan 5, 2026 7:32 AM
— Mortgage Rates
What's the mortgage interest rate forecast for January 2026? Here's where rates could head next.
Experts predict that mortgage rates in January 2026 will either hold steady or fall mildly, with a potential gradual decline throughout the year. The expected Federal Reserve rate cuts, inflation trends, movements in the bond market, and consumer confidence are key factors influencing the direction of mortgage rates. While falling rates are favorable for buyers, it's essential to consider personal... more
Jan 5, 2026 7:31 AM
— Mortgage Rates
CFPB raises HMDA exemption and escrow thresholds
Mortgage rates fluctuated in the weeks of January, with a rise to 6.24% on Jan. 23 and a drop to 6.18% on Jan. 9. Additionally, the Mortgage Bankers Association reported a rise in home-purchase applications by 5.1% on Jan. 16. Meanwhile, lenders with less than $59 million in assets last year are exempt from sharing home loan data with the government.
Jan 5, 2026 7:30 AM
— Housing Market
2026 Real Estate Outlook: What Leading Housing Economists Are Watching
Leading economists predict that the housing market in 2026 will show signs of rebalancing and rebounding, with an increase in home sales, new-home construction, affordability, and demographic shifts in buyers. The easing from the Federal Reserve is expected to positively impact interest rates and home inventory. As mortgage rates decrease, it is anticipated that more buyers will enter the market.
Jan 5, 2026 7:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 5, 2026
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., historical context on mortgage rates, factors influencing mortgage interest rates (such as economic conditions, demand for home loans, national debt, and Federal Reserve actions), and tips for securing the best mortgage for one's situation. The article also touches on the impact of the F... more
Jan 5, 2026 7:30 AM
— Bond Markets
Bonds Are Back in The Office
Trading volume is increasing as the market shifts out of holiday mode, with bonds holding within a range up until now. The possibility of a breakout on either side of the range is stronger this week due to increased participation and the upcoming jobs report. Other relevant reports this week include JOLTS/ISM combo on Wednesday. ISM Manufacturing was slightly weaker today but hasn't had a big impa... more
Jan 5, 2026 7:30 AM
— Housing Market
When will mortgage rates go down? The outlook heading into 2026.
The article discusses the recent decrease in mortgage rates, with the 30-year fixed mortgage rate dropping to 6.15%, the lowest point in 2025. It explores how mortgage rates are influenced by factors such as the Federal Reserve's actions and the 10-year Treasury yield. Despite the decrease in rates, it advises against waiting for rates to drop to 6% before buying a home due to high home prices and... more
Jan 5, 2026 5:31 AM
— Mortgage Lending
Mortgage innovation being driven by AI and automation
Financial services firms are leveraging artificial intelligence (AI) to increase productivity and efficiency. Mortgage lending is also adopting AI to optimize operations, reduce closing costs, and automate manual tasks. AI tools can automate data processing, generate borrower narratives, improve communication with chatbots, and expedite the closing process. Predictive analytics supported by AI can... more
Jan 5, 2026 4:30 AM
— Online Mortgage Applications
Two Simple Ways to Fix Housing in America
The article is prompting the reader to confirm they are not a robot by clicking a box. It also mentions the importance of having a browser that supports JavaScript and cookies for optimal functionality.
Jan 5, 2026 4:03 AM
— Mortgage Rates
New homeowner data challenges mortgage rate lockdown theory
Recent data shows that there are more homeowners with mortgage rates above 6% than below 3%, challenging the theory of a mortgage rate lockdown. Despite this, equity and wages continue to drive home sales.
Jan 5, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers
Mortgage rates are currently around 6%, but some lenders are offering rates in the mid-5% range. The article provides information on current mortgage rates, mortgage refinance rates, different mortgage terms like 30-year and 15-year mortgages, and adjustable-rate mortgages (ARMs). It also advises on how to reduce interest rates through down payments, credit scores, and debt-to-income ratios.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.