Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1033 - 1056 of 4272 results
Dec 31, 2025 4:31 PM
— Interest Rates
Mortgage rates close out 2025 on a low note
In 2025, interest rates for 30-year fixed-rate mortgages gradually improved throughout the year, ending at 6.15%. Borrowers took advantage of slight rate relief to refinance. Projections for 2026 show rates remaining stable, with different organizations forecasting averages around 6-6.4%.
Dec 31, 2025 1:30 PM
— Mortgage Rates
Mortgage rates fall to their lowest level in 2025
The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025, benefiting prospective home buyers. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Despite Fed rate cuts, affordability remains a challenge for first-time buyers due to economic uncertainty. Home sales have risen slightly, but overall remain lo... more
Dec 31, 2025 11:30 AM
— Mortgage Security
U.S. Mortgage Rates Drop to Lowest Level of 2025 in ‘Encouraging Sign’
The article discusses the importance of verifying human identity through CAPTCHA to prevent automated bots from accessing websites and filling out online forms. It explains how CAPTCHA helps protect websites from spam and fraud.
Dec 31, 2025 11:30 AM
— Online Mortgage Lending
Mortgage Rates at 2025 Low Give Homebuyers Momentum in New Year
In order to continue accessing content on the website, users are required to confirm that they are not a robot and ensure their browser supports JavaScript and cookies.
Dec 31, 2025 10:42 AM
— Mortgage Rates
Mortgage rates hit 2025 low as homebuyers catch a break
Housing affordability is expected to remain a top issue in 2026 as mortgage rates continue to stay elevated, although they fell to the lowest level of 2025 at the end of the year. The average rate on a 30-year fixed mortgage decreased to 6.15%, down from 7% at the beginning of the year. Lower mortgage rates could improve housing affordability. Other economic metrics, such as GDP growth and inflati... more
Dec 31, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Staying Steady to Close Out 2025
Freddie Mac's weekly mortgage rate survey showed the lowest rates since October 2024, but daily numbers reveal that rates on October 28th and September 16th were lower this year. Today's rates are similar to yesterday's and last Friday's rates, resulting in a flat week compared to Friday. The bond market will be closed tomorrow but will reopen on Friday for a normal week of trading next week.
Dec 31, 2025 10:23 AM
— Mortgage Lenders
30-year conforming mortgage rate ends year at low point
The 30-year fixed rate mortgage is ending 2025 at its lowest point for the year, but still in the same flat range it occupied since late October. Trusted American Mortgage is under new operational control after the resignation of the CEO. AI technology in the mortgage industry has the potential to greatly benefit companies. Some professionals are unable to originate loans in their local cities due... more
Dec 31, 2025 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 31: Down to a new 2025 low
Mortgage rates are projected to hit a new low at the end of 2025, with rates dropping for both 30-year and 15-year fixed home loans. The article discusses current mortgage rates, mortgage refinance rates, and the advantages and disadvantages of different loan terms, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also provides tips on securing low mortgage refinance rates b... more
Dec 31, 2025 9:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Rates Drop to 6.15%—the Lowest Level of 2025
The article states that the request could not be processed and provides a reference ID for further assistance.
Dec 31, 2025 9:30 AM
— Housing Market
What to expect from the housing market in 2026—and the 10 major cities where prices could fall the most
The housing market is expected to ease slightly for buyers in 2026, with growing supply leading to lower prices in some markets. However, median home prices are still high, and 30-year fixed mortgage rates are expected to remain above 6%. Builders are offering price cuts and incentives to move inventory, giving buyers more negotiating power. Home-price trends are expected to vary widely by metropo... more
Dec 31, 2025 9:30 AM
— Mortgage Rates
Mortgage rates end 2025 at fresh low, giving buyers an 'encouraging sign' into new year
Mortgage rates hit a fresh low at the end of 2025, giving potential homebuyers momentum going into 2026. Rates for both 30-year and 15-year mortgages decreased, leading to an increase in housing contract activity in November. The stability of lower rates has helped bring buyers and sellers back to the market, with economists expecting rates to remain around current levels in the upcoming year.
Dec 31, 2025 8:31 AM
— Mortgage Finance
Warehouse Lending Commitments Rise in 3Q
The article discusses the latest trends in the mortgage industry, including changes in mortgage rates and housing market conditions. It also mentions the impact of Treasury rates on mortgage rates and how mortgage lenders are adapting to the current market environment.
Dec 31, 2025 8:30 AM
— Mortgage Technology
US Mortgage Rates Fall for a Third Week, Hitting a 2025 Low
The article discusses the need to verify that the user is not a robot in order to continue accessing the website. It mentions the importance of ensuring that the browser supports JavaScript and cookies, as well as not blocking them from loading.
Dec 31, 2025 8:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to the lowest level of the year at 6.15%
The article discusses how the average rate on a 30-year U.S. mortgage fell to its lowest level of 2025, providing encouragement for prospective home buyers. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market expectations. Despite recent rate cuts and increased home listings, affordability remains a challenge for many buy... more
Dec 31, 2025 8:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 31, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, reasons for refinancing, and different types of refinance options available. It also mentions that interest rates remained high despite expectations of a decrease, and provides information on costs associated with refinancing.
Dec 31, 2025 7:32 AM
— Mortgage Security
Home price growth slows, affordability pressures persist
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security. It mentions various methods like CAPTCHA, biometrics, and two-factor authentication that are commonly used for verification purposes.
Dec 31, 2025 7:32 AM
— Mortgage Rates
Mortgage rates steady as 2025 ends, pending home sales rise
Mortgage rates stayed stable around 6.3% as 2025 ended, with pending home sales increasing in November. Affordability has improved due to easing rates and slower price growth. Inventory is back to normal and rates are forecasted to stay between 5.75% and 6.75%, shaping a steadier housing market in 2026.
Dec 31, 2025 7:31 AM
— Mortgage Rates
HousingWire 2026 housing market forecast: A more balanced market comes into view
The 2026 housing market outlook predicts modest price changes and improved conditions for buyers as mortgage rates stabilize and inventory grows. Data shows that more homeowners now have mortgage rates above 6% than below 3%, challenging previous theories.
Dec 31, 2025 7:30 AM
— Interest Rates
What's the Outlook for Interest Rates in 2026?
The Federal Reserve is considering cutting interest rates in 2026, but this may not result in equal reductions in consumer borrowing costs. Credit card APRs could fall somewhat, auto loan rates may take longer to decrease, and high-yield savings accounts are offering lower interest rates. Mortgage rates, particularly fixed-rate mortgages, may not decrease following a Fed rate cut, as they are tied... more
Dec 31, 2025 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - Is this the new normal? | Today's mortgage and refinance rates, December 31, 2025
Average mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. Rates have been under 6.5% since August, offering relief to borrowers. The 30-year fixed rate is currently at 6.20%, 15-year fixed rate at 5.49%, and 5/1 ARM rate at 5.69%. Jumbo mortgage rate is at 6.39%. Refinance rates have also decreased, with the 30-year fixed-re... more
Dec 31, 2025 5:31 AM
— Reverse Mortgages
Reverse Mortgage vs. Downsizing: Which Saves More Long Term?
As homeowners age, they face the decision of whether to stay in their current home using a reverse mortgage or to downsize. Downsizing may seem like an obvious way to cut expenses, but the costs and risks associated with it are often underestimated. On the other hand, a reverse mortgage allows homeowners to convert their home equity into cash without giving up their home. The right choice depends ... more
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 31, 2025 2:30 AM
— Mortgage Rates
Logan Mohtashami’s 2026 housing forecast
The article discusses the 2026 housing market outlook, highlighting stable mortgage rates and increased inventory. It mentions that housing data tends to improve when mortgage rates fall below 6.64% and head toward 6%. The author forecasts the 10-year yield to range between 3.80% and 4.60% and mortgage rates to range from 5.75% to 6.75% in 2026. Additionally, the article touches on mortgage spread... more
Dec 30, 2025 10:32 PM
— Mortgage Rates
Shopping for a Mortgage? Comparing Rates can be Tricky. Here’s Some Advice
Comparing mortgage rates can save borrowers an average of $222 a month, according to a report from LendingTree. To find the best rate, it is recommended to compare rates on a single day, ideally around the same time of day.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.