Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 457 - 480 of 4238 results
Jan 28, 2026 1:31 PM
— Interest Rates
No Surprises From Powell. No Major Movement in Rates
The Federal Reserve kept rates steady and had a moderately more hawkish tone in acknowledging progress in the labor market and economy. Bond markets reacted with little movement, MBS remained unchanged, and 10yr rates were effectively steady.
Jan 28, 2026 1:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Ends, But Just Barely
The Federal Reserve made a rate announcement which did not result in any change to the Fed Funds Rate. The lack of surprises in the announcement led to no significant impact on mortgage rates. Federal Reserve Chair Powell's press conference also did not unveil any new information that could cause a market reaction. Overall, financial markets, including stocks and bonds, remained flat following the... more
Jan 28, 2026 12:34 PM
— Mortgage Regulations
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America sent a letter to the White House's National Economic Council urging three near-term administration actions to lower costs for borrowers seeking home mortgages. The actions include ending the tri-merge credit reporting requirement, responsibly reducing mortgage insurance premiums, and reducin... more
Jan 28, 2026 12:34 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is expected to conclude a two-day meeting with no significant changes to mortgage rates, which currently remain in the low-6% range. Policymakers are anticipated to keep benchmark rates unchanged.
Jan 28, 2026 12:34 PM
— Housing Market
A blueprint for making housing more affordable
The U.S. housing market is facing a structural challenge of affordability due to a shortage of housing supply, rising non-interest costs, and regulatory barriers. Three key reforms are suggested to address this crisis, including updating the tax code, optimizing the GSE refinance framework, and scaling manufactured housing as a cost-effective alternative. These reforms aim to restore liquidity in ... more
Jan 28, 2026 11:32 AM
— Reverse Mortgages
New Data Analysis Shows Top States for HECMs
HECMs, or Home Equity Conversion Mortgages, are a popular type of reverse mortgage commonly used by older homeowners to access money from their home without making monthly mortgage payments. The program is backed by the FHA and requires a HUD-approved counseling session. California had the highest number of HECMs taken out over the last three years, followed by Florida, Texas, Arizona, and Colorad... more
Jan 28, 2026 11:30 AM
— Mortgage Rates
Fed holds interest rates steady: What that means for mortgages, credit cards and loans
The Federal Reserve decided to keep its benchmark interest rate unchanged, affecting various financial aspects including mortgage rates, credit card rates, auto loan rates, and student loan rates. Housing affordability issues persist, with little direct impact from the Fed on fixed mortgage rates. Trump's directive to Fannie Mae and Freddie Mac led to a temporary drop in mortgage rates. Credit car... more
Jan 28, 2026 9:39 AM
— Mortgage Security Measures
Warsh’s Fed chair term brings new uncertainty for housing market
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Jan 28, 2026 9:38 AM
— Mortgage Lenders
Rebecca Safier, contributor
Rebecca Safier is a personal finance writer with expertise in mortgages and related topics. She has written for various publications and has a background in English and education. The article provides information on determining affordability based on home price, monthly payment, and income. It also mentions reduced costs and rates for military members, zero-down loans from the USDA, and down payme... more
Jan 28, 2026 9:37 AM
— Interest Rates
Fed likely to keep rates steady as economy shows mixed signals
The Federal Reserve is expected to keep monetary policy unchanged despite pressure from the Trump administration. Federal Reserve Bank of Kansas City President Jeff Schmid suggests holding rates at a somewhat restrictive level due to concerns over high inflation. Mortgage rates rose after the Fed's decision, with uncertainty in the market.
Jan 28, 2026 9:36 AM
— Mortgage Finance
Trade Groups Offer Home Affordability Proposals Via GSEs
The article discusses the latest trends and news in the mortgage industry, including updates on mortgage rates, housing market conditions, and mortgage lenders. It highlights the importance of staying informed about these factors when considering buying a home or refinancing a mortgage.
Jan 28, 2026 9:34 AM
— Mortgage Rates
Mortgage rates move down, matching three-year low
The article discusses the current state of mortgage rates, noting a slight increase in rates but still remaining relatively low compared to previous years. It mentions President Trump's influence on mortgage rates through his direction to buy mortgage-backed securities, which led to a temporary reduction in rates. The article also mentions the Federal Reserve holding its benchmark interest rate st... more
Jan 28, 2026 9:31 AM
— Mortgage Rates
The Fed Didn’t Cut Interest Rates. Here Are 5 Things To Watch Next
The article discusses the Federal Reserve's decision to leave interest rates unchanged at its first meeting in 2026, keeping borrowing costs at elevated levels for Americans. The decision was made due to concerns about inflation and the labor market. Although the Fed is expecting to cut rates later in the year, investors and policymakers have varying expectations about the number and timing of the... more
Jan 28, 2026 9:30 AM
— Mortgage Lenders
It will (finally) be easier to buy a home this year
The article is promoting a New Year sale with 80% off the regular price for a subscription. Subscribers will have access to unlimited content and can cancel anytime. The sale includes both a monthly and annual subscription option.
Jan 28, 2026 9:05 AM
— Mortgage Rates
Mortgage demand dampens as interest rates tick up
Mortgage application volume decreased by 8.5% due to a rise in interest rates affecting refinancing activity. Despite the decline, purchase demand remained higher than the previous year. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.24%, leading to a decrease in the refinance share of total mortgage activity. Federal Housing Administration refinancing increased... more
Jan 28, 2026 9:00 AM
— Mortgage Rates
Mortgage Rates Dip Ahead of Fed Decision | Today, January 28, 2026
Mortgage rates regressed this morning, with the average 30-year fixed mortgage rate currently at 6.17%. Experts advise borrowers to consider refinancing or tapping into home equity. Adjustable-rate mortgages have lower initial rates but adjust based on market conditions later. The Federal Reserve will announce its rate decision today at 2pm ET, expected to remain stable. Different mortgage rate fo... more
Jan 28, 2026 8:34 AM
— Mortgage Security
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article discusses the importance of completing a human verification action in order to prevent automated bots from submitting fraudulent information. This verification process helps ensure the security and authenticity of online transactions and interactions.
Jan 28, 2026 8:30 AM
— Mortgage Lending
Freddie Mac's Mortgage Portfolio Grows To $3.67T As Credit Performance Holds Steady
The article discusses the importance of verifying human identity through various actions in order to prevent fraud and ensure security online.
Jan 28, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rates possible in 8 steps
This article provides eight hacks for getting the lowest mortgage rate possible in the 2026 housing market. It discusses how mortgage rates vary by credit score, how debt-to-income ratio influences interest rates, the advantages of making a larger down payment, how buying discount points can lower your rate, and details special financing options like rate buydown programs. It also mentions the ben... more
Jan 28, 2026 7:33 AM
— Mortgage Lenders
Jan. 28: Ops chief, AE, LO jobs; title strategy, non-Agency, construction capital, workflow tools; housing policy, rates, and $200 billion – Daily Mortgage News & Commentary
The article discusses slogans and government intervention in the mortgage market, specifically focusing on Fannie Mae and Freddie Mac. It mentions President Trump's proposal to buy $200 billion of mortgage-backed securities and confirms that the GSEs will not exceed that amount in additional purchases. The FHFA Director states that any impact from GSE MBS purchases will be capped until changed by ... more
Jan 28, 2026 7:30 AM
— Interest Rates
Re-Entry Rejected. What Can The Fed Say?
The upcoming Fed announcement for 2026 is expected to be uneventful as it does not include an update on economic projections or a dot plot. Despite resilient labor data and high inflation, the market still anticipates a potential rate cut by the June meeting.
Jan 28, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: Rates slip even further below 6%
According to Zillow, the average 30-year fixed mortgage rate is down to 5.93% while the 15-year fixed rate remains at 5.47%. The article also discusses various mortgage rate options including 20-year fixed, VA loans, and ARMs. It highlights the advantages and disadvantages of different mortgage terms such as 30-year vs. 15-year fixed rates and ARMs. Factors influencing mortgage rates and refinanci... more
Jan 28, 2026 4:35 AM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America are urging the White House to take three near-term administration actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums responsibly, and reducing loan level price adjustments ... more
Jan 28, 2026 4:33 AM
— Housing Market
Almost half of U.S. home listings have HOA fees, with dues steadily rising
The prevalence of HOAs in the U.S. is on the rise, with a significant portion of home listings now belonging to HOAs. These associations cover services such as snow removal, landscaping, security, and amenities upkeep, redistributing the costs of homeownership from individual owners to the community. The share of homes with HOA fees has increased in recent years, leading to a rise in average month... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.