Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2185 - 2208 of 5083 results
Dec 11, 2025 6:31 PM
— Delinquency Rates
Metros exhibit pockets of stress amid stable mortgage delinquency rates
The national mortgage delinquency rate remained low and unchanged from a year ago in September. However, serious delinquencies and foreclosure rates saw slight increases. Data shows a trend of borrowers struggling to catch up once they fall behind on payments, contributing to challenges for delinquent borrowers. Arizona, Nevada, and Georgia saw the largest annual increases in delinquency rates, wi... more
Dec 11, 2025 5:32 PM
— Mortgage Rates
Friday: No major economic releases scheduled.
On Friday, there were no major economic releases scheduled. Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios.
Dec 11, 2025 2:32 PM
— Mortgage Rates
Mortgage Rates Increased Slightly This Week But Fed Rate Cut Helps
Mortgage rates slightly increased this week, with the average rate for a 30-year fixed-rate at 6.22%. The rate for a 15-year fixed-rate mortgage also rose, but both are below the year-to-date average. Despite minimal changes, rates have remained stable for over a month, providing predictability and confidence in the market. The recent rate cuts by the Fed have helped keep borrowing costs low, but ... more
Dec 11, 2025 2:31 PM
— Interest Rates
Fed’s uncertain interest rate path highlights dilemma of data dependence
The Federal Reserve recently reduced the federal funds rate by 0.25%, even without complete government data due to the shutdown. The Fed believes that negative job growth is a bigger risk than inflation. Although mortgage rates are currently stuck, the Fed's decisions will impact them slightly in the future. Mortgage rates are projected to stay in the low-6% range until 2026. Concerns are emerging... more
Dec 11, 2025 2:31 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 2025 lows
EV wiring, solar-ready roofs, and stricter insulation rules are contributing to higher home construction costs. Freddie Mac reported that the average rate on the benchmark 30-year fixed mortgage increased to 6.22% from the previous week. The average rate on a 30-year loan was 6.6% a year ago. The Federal Reserve recently lowered the benchmark interest rate, but mortgage rates are not directly affe... more
Dec 11, 2025 1:31 PM
— Mortgage Rates
Rate shopping could save borrowers over $1,100 a year
The article reports that 70% of U.S. home purchasers do not shop mortgage lenders for a lower rate, potentially costing them up to 50 basis points in higher payments. It also discusses changes in mortgage rates, mortgage debt-to-income ratios, high-risk markets, national median payments, and the potential drawbacks of a 50-year mortgage.
Dec 11, 2025 1:31 PM
— Mortgage Finance
Researchers See Predictive Power in MBS Prices
The article discusses the latest trends and insights in the mortgage market, focusing on factors such as interest rates, housing market conditions, and mortgage lender activity.
Dec 11, 2025 1:30 PM
— Bond Markets
Two-Way Trading But Not Much Day-Over-Day Movement
Bonds started the day strong but weakened after the NYSE open, ending the day relatively unchanged. The day did not witness any significant events, with December 16th expected to be the only other notable trading day of the year. Mortgage-backed securities (MBS) and 10-year yields fluctuated throughout the day.
Dec 11, 2025 12:30 PM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, December 9, 2025
The article provides average mortgage rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 11:32 AM
— Mortgage Rates
November mortgage lock data driven by strong refinance activity
Optimal Blue reported that November's mortgage rate-lock activity slowed due to seasonal factors but still marked the strongest November in four years, driven by healthy refinance activity and stable mortgage rates. Total lock volume fell 25% from October but was up 17% from November 2024, with rate-and-term refinances surging 223% year over year and cash-out refis rising 29%. Mortgage rates start... more
Dec 11, 2025 11:32 AM
— Mortgage Rates
Mortgage Rates: The New Normal
The article discusses the current state of mortgage rates and refers to them as the 'New Normal.' It likely offers insights or analysis on the stability or trend of mortgage rates in the housing market.
Dec 11, 2025 10:32 AM
— Mortgage Rates
Mortgage rates higher after FOMC rate cut priced in
The article discusses the impact of the Federal Open Market Committee short-term rate reduction on the mortgage industry. Mortgage rates have been fluctuating, with some slight increases and decreases over the past few weeks. Refinancing has pushed mortgage originations higher, while rising delinquencies suggest mounting borrower stress.
Dec 11, 2025 10:32 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The mortgage servicer refinance retention rate reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks. Second-lien home equity withdrawals also hit an 18-year high, as homeowners opted to tap into equity through home equity loans or HELOCs. Despite home afforda... more
Dec 11, 2025 10:30 AM
— Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Nonbanks Outpace Banks on Refi Retention
The article discusses the latest trends and developments in the mortgage industry. It provides insights into current mortgage rates, lender strategies, and market conditions.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Affordability Constrained Even as HPA Slows, Rates Decline
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors affecting mortgage rates and lending practices.
Dec 11, 2025 9:31 AM
— Mortgage Finance
CFPB to Let Mortgage Industry Calculate APOR
The article discusses changes in mortgage rates and how they are impacting the housing market. It covers recent trends in interest rates and the potential effects on mortgage lending and borrowers.
Dec 11, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate ticks up to 6.22%, but remains close to its low for the year
The average rate on a 30-year U.S. mortgage slightly increased this week but is still close to the low point for the year. Borrowing costs on 15-year fixed-rate mortgages also rose. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market expectations.
Dec 11, 2025 9:30 AM
— Housing Market
Debunking your broker’s “30% rule” — Americans need to set aside 43% of their income for a home
The article discusses how the traditional 30% rule for homebuyers' spending on mortgage payments and fees is becoming outdated due to post-pandemic increases in home prices and mortgage rates. Many households are now spending 43% of their income on buying a median-priced home, leading to steeper trade-offs. Most large metro areas have housing costs that exceed the 30% benchmark, with household inc... more
Dec 11, 2025 9:30 AM
— Mortgage Rates
Mortgage rates inched up last week but remain near year-to-date lows
Mortgage rates rose slightly after the Federal Reserve's rate cut was not enough to offset Treasury yields spike. The Fed's decision to cut rates drew dissents due to a weakening labor market and rising inflation. The direction of mortgage rates will be influenced by upcoming economic data. Refinancing activity increased, while home purchase applications fell slightly.
Dec 11, 2025 8:31 AM
— Mortgage Finance
Fed’s Rate Cut Not Expected to Help Mortgages Much
The article discusses the current state of the housing market and the impact of rising mortgage rates on homebuyers. It highlights the potential challenges buyers may face due to higher interest rates and advises them to carefully consider their financial situation before making a purchase.
Dec 11, 2025 8:30 AM
— Bond Markets
Follow-Through Rally. What's Up With Big Swings in Jobless Claims?
Bonds are experiencing moderate gains following jobless claims data, but the late Thanksgiving holiday has caused issues with seasonal adjustments. Last week's initial claims were distorted due to Thanksgiving, resulting in a big jump this week. Continued claims are also impacted, with non-adjusted claims at the highest levels in years.
Dec 11, 2025 8:30 AM
— Mortgage Lending
US Mortgage Rates Tick Higher, Sending 30-Year Loans to 6.22%
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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.