Mortgage News
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Dec 24, 2025 11:14 AM
— Mortgage Rates
Mortgage applications decline for second consecutive week
Home loan applications have decreased for the first time in two months, while the national mortgage delinquency rate has increased in November. Fannie Mae expects growth in refinance activity but predicts a slowdown in purchases. The 30-year fixed rate mortgage has dropped to its lowest level in months.
Dec 24, 2025 10:33 AM
— Mortgage Lenders
Daily Mortgage News & Commentary – Page 5 – Daily Mortgage News & Commentary
The article discusses how worldwide holidays impact bank schedules, as well as job opportunities in lending and broker services. It also highlights the importance of transparent and efficient servicer performance for lenders. Additionally, it mentions resources available for evaluating AI-powered Point of Sale solutions in the mortgage industry.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Lowest Rates in Nearly a Month
Despite low volume and participation in the bond market due to the holiday week, mortgage rates improved, with the average top tier 30yr fixed rate falling to the lowest level since November 25th. However, the range of rates has been fairly narrow during this time.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Mortgage rates fall ahead of Christmas holiday
The article discusses how mortgage rates have fallen to a one-year low, with the average rate on a 30-year fixed mortgage decreasing to 6.18%. The decline is attributed to the bond market movement and the tracking of the 10-year Treasury yield. Economic indicators such as GDP growth, inflation, and employment figures are also mentioned in relation to the housing market outlook for the upcoming yea... more
Dec 24, 2025 10:14 AM
— Mortgage Rates
Benchmark mortgage rate drops to second lowest point in 2025
A key mortgage rate fell to its lowest point since the end of October but remained in the same general range it has occupied in the fourth quarter. The article also mentions an expected rise in the issuance of nonqualified mortgages and seconds, with potential impacts from home prices, credit, and the GSEs on private-label bonds' trajectory.
Dec 24, 2025 9:32 AM
— Mortgage Rates
Mortgage Applications Dropped Heading Into the Holidays
Mortgage application volume dropped by 5.0% during the week ended December 19, following usual seasonal patterns. Refinance applications were down 6% from the previous week but increased by 110% from a year ago. Purchase applications decreased by 4% from the previous week but were up by 16% from a year ago. The average interest rate for a 30-year fixed-rate mortgage decreased to 6.31%. Despite the... more
Dec 24, 2025 9:31 AM
— Mortgage Rates
U.S. mortgage applications slide 5% despite rate drop
Mortgage loan application volume in the U.S. decreased by 5% for the week ending Dec. 19, 2025, despite a decrease in mortgage rates. Refinance activity increased compared to a year ago, while purchase activity was higher year-over-year. Mortgage interest rates varied across different loan products.
Dec 24, 2025 9:30 AM
— Mortgage Rates
When will mortgage rates go down? Rates are holding steady to close out the year.
Mortgage rates have not changed significantly since the Fed cut the federal funds rate in December. The 30-year fixed-rate is currently at 6.18%, down from 6.85% the previous year. Experts predict only a slight decrease in rates in 2026. While mortgage rates follow the fed funds rate, they are more closely tied to the 10-year Treasury yield. The housing market is facing high demand and low supply,... more
Dec 24, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate ticks down to 6.18% this week
The average rate on a 30-year U.S. mortgage decreased slightly, remaining within a narrow range for the past two months. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Home listings have increased, with sellers lowering prices as homes take longer to sell, but affordability remains a challenge for many buyers.
Dec 24, 2025 9:30 AM
— Mortgage Rates
Merry Christmas: 30-year mortgage rates dip lower
Mortgage rates slightly decreased in the last week as new economic data presented mixed signals. The 30-year rate fell to 6.18% while the 15-year rate rose to 5.5%. Despite the slight decrease, rates are expected to remain stable through the end of the year due to lighter holiday trading. Mortgage applications for purchases and refinancing are also decreasing as the year comes to a close.
Dec 24, 2025 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 24: All is calm
The article discusses the current mortgage rates and refinancing rates provided by Freddie Mac and Zillow, covering 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA loans. It compares the pros and cons of various mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, noting how interest rates and term lengths impact monthly payments. Additionally, it ... more
Dec 24, 2025 8:32 AM
— Housing Market
MBA: Homebuyer Affordability Improved in November
The Mortgage Bankers Association's Purchase Applications Payment Index (PAPI) shows that homebuyer affordability improved slightly in November, with the average monthly mortgage payment decreasing. Affordability conditions have been improving for the past six months due to lower mortgage rates and strong household earnings growth. States with the least affordable homes included Idaho, Nevada, Ariz... more
Dec 24, 2025 8:32 AM
— Mortgage Lending
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article discusses the importance of verifying one's identity as a human through actions like completing CAPTCHAs to prevent bots and automated systems from taking advantage of online systems. It emphasizes the role of human verification in maintaining security and trust online.
Dec 24, 2025 8:30 AM
— Mortgage Security
US Mortgage Rates Fall for Second Week, Sending 30-Year to 6.18%
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Dec 24, 2025 7:30 AM
— Mortgage Rates
Top 5 lenders remain in the 5% range: Mortgage lenders with the best rates this week, Dec. 22-28, 2025
Top five mortgage lenders are offering rates in the upper-5% range according to a survey by Yahoo Finance, with Citi Mortgage leading at 5.755%. Mortgage rates vary significantly between lenders with a potential savings of over $220 a month and $80,000 in interest over the life of the loan. It's important to focus on the APR which includes both interest rates and lender fees for an accurate compar... more
Dec 24, 2025 6:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 24, 2025
The article discusses current average refinance rates for various loan types and terms, as well as the process of mortgage refinancing and factors to consider. It also mentions the recent trends in interest rates, the benefits of refinancing, and the costs involved. Different refinance options are highlighted, along with the importance of shopping around for lower rates and discussing options with... more
Dec 24, 2025 6:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Rates Fall to 6.18%, Reflecting an Up-and-Down Bond Market
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Dec 24, 2025 6:04 AM
— Mortgage Lenders
HECM Occupancy Requirements & the 12-Month Absence Rule
A Home Equity Conversion Mortgage (HECM) allows older homeowners to access funds, but failure to meet the occupancy requirement can result in the loan becoming due and payable. The property must be the borrower's primary residence, with short trips and temporary absences generally allowed. Extended absences of more than 12 months without intent to return can trigger repayment. Servicers verify occ... more
Dec 24, 2025 5:31 AM
— Mortgage Refinancing
Trusted Personal Loans Offers | Mortgage Rates, Mortgage News and Strategy
The article discusses loan originations in 2024 and offers solutions for turning home equity into cash or getting a customized rate quote in minutes. It also warns that by refinancing an existing loan, the total finance charges may be higher over the life of the loan.
Dec 24, 2025 4:34 AM
— Mortgage Rates
MBA forecasts slow 2026 growth amid inflation, rate hikes
The Mortgage Bankers Association predicts U.S. economic growth to slow to 1.6% in 2025 due to inflation and interest rates. There is a 35% chance of a recession, but mortgage rates are expected to stabilize. Despite this, market trends like a softening job market and elevated inventories are impacting application volumes.
Dec 24, 2025 4:33 AM
— Mortgage Finance
Home Price Growth Slows in November
The article discusses the latest trends and developments in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender strategies.
Dec 24, 2025 4:33 AM
— Mortgage Applications
MBA: Mortgage Applications Decrease in Latest Weekly Survey
According to the Mortgage Bankers Association (MBA), mortgage applications decreased in the latest weekly survey. The MBA did not disclose personal information in this report.
Dec 24, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How long should buyers wait? | Today's mortgage and refinance rates, December 23, 2025
Mortgage rates were mostly lower compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing, while jumbo loan rates increased. The Federal Reserve cut interest rates by a quarter point, with inflation and the job market being key concerns. Today's average 30-year fixed mortgage rate is 6.30 percent.
Dec 24, 2025 4:31 AM
— Mortgage Rates
Mortgage rates hold steady after Fed rate cut
The article discusses the current state of mortgage rates, the relationship between economic news and mortgage rates, and predictions for future mortgage rates. It highlights the national median family income, home prices, and the impact of good economic news on mortgage rates. Various experts give their opinions on the future of mortgage rates, with some predicting a decrease while others expect ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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