Mortgage News
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Showing 2161 - 2184 of 5083 results
Dec 12, 2025 11:32 AM
— Housing Market
3 forces shaping the housing market in 2026
The housing market in 2026 is expected to continue a slow thaw with incremental gains in affordability and supply. Affordability has improved in some regions due to wage gains and easing mortgage rates, while life events like marriage and job relocations are expected to drive housing demand. Inventory levels are slowly increasing, but regional differences persist. Overall, 2026 is unlikely to see ... more
Dec 12, 2025 10:32 AM
— Housing Market
Federal Housing Administration sets loan limits for 2026
The Federal Housing Administration has established the 2026 loan limits for loans it insures, including reverse mortgage programs. Fannie Mae and Freddie Mac have added mortgage-backed securities and home loans to their balance sheets, potentially to push down lending rates. Homebuilders are utilizing sales incentives to motivate buyers, and there is a push for a sharper valuation of home equity a... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
Trump says he has brought down mortgage payments by nearly $3,000 a year
Former Million Dollar Listing star Josh Altman discusses soaring home delistings, buyer preferences for turnkey properties, and the impact of skipping mortgage rate shopping. President Trump claims housing costs have decreased since he returned to office compared to the Biden administration, with improvements in affordability shown through decreased annual mortgage payments. However, while new hom... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
What are the monthly payments on a $600,000 mortgage now, after the Fed's December rate cut?
The Federal Reserve issued a 25-basis-point rate cut, marking its third reduction in four months, bringing the federal funds rate to its lowest level since 2022. While mortgage rates don't directly respond to the Fed's rate, they tend to follow the sentiment that rate cuts create. Today's average mortgage rates are notably lower than they were at the start of 2025. Homebuyers could see substantial... more
Dec 12, 2025 9:32 AM
— Housing Market
Housing affordability set to recover as prices flatten
The U.S. housing market is expected to shift in favor of buyers in 2026 as affordability improves gradually through flat home prices, rising incomes, and moderating mortgage rates. Home prices are forecasted to remain essentially flat, with some markets seeing declines or modest gains. The return of affordability does not necessarily require a sharp price correction but can be achieved through a b... more
Dec 12, 2025 9:31 AM
— Interest Rates
Fed's Goolsbee, Schmid lay out case for interest rate pause
Three Federal Reserve officials disagreed with the decision to cut interest rates due to concerns about high inflation. Home equity gains slowed before falling into negative territory over the past year. Treasury yields rose following comments by Federal Reserve Chair Jerome Powell.
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 12, 2025 8:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2026-2030
Mortgage rates have dropped by half a point over the last year according to Freddie Mac. Several factors determine mortgage interest rates, with the 10-year Treasury yield being a primary one. Forecasts suggest that the 10-year Treasury yield will remain above 4.1% through 2030. The difference between Treasury yields and mortgage rates has been significant in recent years. Long-range estimates sug... more
Dec 12, 2025 7:50 AM
— Mortgage Rates
Mortgage Rates Quiet Heading into Weekend | Today, December 12, 2025
The article discusses the movements in mortgage rates following the December Fed cut and how mix economic indicators could add upward pressure on interest rates. It also provides information on average mortgage rates, types of mortgages available, and factors influencing mortgage rates.
Dec 12, 2025 7:32 AM
— Legal
Buyer broker contract enforcement: Legal win, reputational risk
A $24,000 arbitration win for a breached buyer broker agreement has sparked debate over reputational risks and contract clarity. Experts warn that enforcing these agreements may lead to negative reviews and consumer confusion.
Dec 12, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 12, 2025?
The article discusses the final Federal Reserve meeting of 2025, where the final interest rate cut of the year was issued. Mortgage interest rates are gradually declining, with rates on 30-year and 15-year mortgages currently below 6%. Homeowners and buyers are encouraged to shop around for lower rates but should consider closing costs when refinancing.
Dec 12, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average
Mortgage rates are just slightly above 2025 lows according to Freddie Mac and Zillow data. The 30-year fixed rates are around 6.22%, while the 15-year fixed rates are at 5.54%. Refinance rates are similar, but slightly higher. Fixed-rate mortgages ensure a set rate for the loan's life, while adjustable-rate mortgages have a changing rate after a designated period.
Dec 12, 2025 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the lowest mortgage rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Lenders were ranked based on the lowest mortgage rates on 30-year, fixed-rate conventional loans. Shopping around for mortgage rates is crucial to finding the best deal and can save borrowers significant amounts of mo... more
Dec 12, 2025 6:32 AM
— Mortgage Security Measures
Most homebuyers lose thousands by not shopping mortgage rates
The article discusses the importance of verifying one's identity by completing a human verification action before accessing certain online services to prevent bots and fraudulent activities.
Dec 12, 2025 5:32 AM
— Housing Market
2nd Look at Local Housing Markets in November
The article discusses the 2nd look at local housing markets in November, as featured in the Calculated Risk Real Estate Newsletter.
Dec 12, 2025 5:32 AM
— Reverse Mortgages
HECM Loan Limits: What They Are and How They Work in 2025
A Home Equity Conversion Mortgage (HECM) allows homeowners 62 and older to borrow against their home equity without making monthly mortgage payments. Each year, the Federal Housing Administration (FHA) sets a maximum loan limit for these reverse mortgages. The 2026 HECM loan limit is $1,249,125, and it's tied to shifts in national home prices. A higher limit means more home value can be included i... more
Dec 12, 2025 4:34 AM
— Mortgage Lenders
Judge consolidates RESPA lawsuits against Zillow in Seattle court
Two RESPA lawsuits against Zillow alleging steering, kickbacks, and inflated costs in their programs have been merged by a Seattle judge to improve efficiency and fairness to all parties involved.
Dec 12, 2025 4:34 AM
— Mortgage Lending
Fannie Mae broadens ADU, manufactured home eligibility
The article discusses the importance of verifying human identity through actions like CAPTCHA to prevent bots or automated programs from accessing websites. It emphasizes the need to protect websites from spam and other malicious activities.
Dec 12, 2025 4:33 AM
— Mortgage Lenders
Fannie Mae overhauls renovation lending, expands ADU eligibility
Fannie Mae announced updates to its Single-Family Selling Guide, introducing a new energy efficiency loan program called HomeStyle Refresh, expanding eligibility for ADUs, and making enhancements to the HomeStyle Renovation product. The changes aim to modernize housing stock, increase affordable inventory, and support flexible, resilient, and sustainable housing options.
Dec 12, 2025 4:32 AM
— Housing Market
Private health insurance costs are going up. A complete guide to your coverage options
Private health insurance premiums are expected to rise sharply in 2026 due to escalating health care costs and the expiration of enhanced premium tax credits. This could lead to millions losing subsidies and becoming uninsured. Strategies to manage costs include assessing personal health and financial situations and working with a broker to find the best plan. ACA Marketplace plans are recommended... more
Dec 12, 2025 4:31 AM
— Mortgage Lenders
Mortgage Rates Today: December 12, 2025 – 30-Year Rates Down, 15-Year Rates Steady
The article is very short and provides no specific information. It simply encourages readers to contact the company for further information.
Dec 12, 2025 4:30 AM
— Housing Market
Home prices go negative for the first time in over 2 years — and may stay that way for a while
Home prices have slightly decreased compared to last year, with a 1.4% decrease in the last three months. The drop in prices is attributed to the sharp increase in mortgage rates in 2022 and 2023, creating an affordability shock that led to lowered demand and increased inventory. While inventory remains low historically, it has increased slightly from previous years. Some markets have seen more si... more
Dec 11, 2025 6:32 PM
— Mortgage Technology
ACES Makes New Data Export Tool Generally Available
ACES Quality Management has released a new tool, ACES DATABRIDGE, which allows financial institutions to extract, manage, and report on their ACES data using their own tools and environments. This tool gives clients more control over their data and enables secure and configurable data exports into client-controlled data warehouses.
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.