Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1801 - 1824 of 5284 results
Jan 13, 2026 10:31 AM
— Mortgage Lenders
Hallmark Home Mortgage accused in Ponzi scheme lawsuit
A racketeering lawsuit claims two Hallmark Home Mortgage employees helped a homebuilder in a construction Ponzi scheme. Additionally, a government-sponsored enterprise is facing allegations from fired workers for fraud, a bank did $16 billion in originations in the last quarter of 2025, and accusations against a lender relate to marketing programs and trips for brokers.
Jan 13, 2026 9:39 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Higher for Essentials | Today, January 13, 2026
Mortgage rates are staying low, with the 30-year fixed rate at 6.179%. There is a mix of pressures keeping interest rate movements small. Experts advise hopeful home buyers to look into financial assistance programs. Various economic reports and Federal Reserve speeches are anticipated. Inflation remains flat, with essential categories like food and medical care seeing growth. Small business optim... more
Jan 13, 2026 9:32 AM
— Mortgage Security Measures
Commercial and Multifamily Mortgage Debt Outstanding Increased in Third-Quarter 2025
The article discusses the importance of verifying that individuals are human by completing various actions, such as CAPTCHAs, to prevent automated bots from accessing websites or online services. It emphasizes the need for this verification process to protect against fraud and ensure a better user experience for legitimate users.
Jan 13, 2026 9:32 AM
— Real Estate Transparency
Could Wisconsin’s new law set a national standard for real estate transparency?
Wisconsin's 2025 Act 69 requires written seller opt-outs for limited listings and new disclosure rules, focusing on transparency in real estate transactions. The law aims to ensure that sellers make informed decisions about marketing their property and the impact of limited exposure on buyer awareness and competition. It also addresses technology-altered marketing imagery and compensation arrangem... more
Jan 13, 2026 9:30 AM
— Housing Market
Trump is taking on the Fed, credit cards and mortgages. Will it improve affordability?
The Trump administration is targeting the Federal Reserve, credit card industry, and housing market to lower borrowing costs. Efforts include proposals to ban institutional investors from buying single-family homes, cap credit card interest rates at 10%, and investigate Federal Reserve Chair Powell. Economists warn these measures could reignite inflation, restrict credit access, and undermine conf... more
Jan 13, 2026 8:30 AM
— Mortgage Lenders
Broker, Jumbo, Verification, Climate Risk Products; CFPB Requests Money, Reverse Referral Opinion; CPI Data
The article discusses various topics related to mortgages, such as the impact of credit card interest rate caps on lenders, the increase in credit card debt, new solutions like 1st Lien Debt Service Coverage Ratio loans, the impact of extreme weather events on the housing industry, the development of AccountChek 2.0 by Informative Research, access to top-tier Jumbo pricing on the MAXEX platform, r... more
Jan 13, 2026 8:30 AM
— Mortgage Rates
How does inflation affect mortgage rates? What to expect from the December core CPI.
This article discusses how inflation can impact mortgage rates, as well as the role of the Federal Reserve in adjusting interest rates based on inflation rates. It explains the measurement of inflation using the Consumer Price Index and Personal Consumption Expenditures index, and how these indicators may affect mortgage rates. Additionally, it highlights the importance of understanding inflation ... more
Jan 13, 2026 8:30 AM
— Housing Market
Trump wants to ban Wall Street investments in single-family homes. Would this make housing more affordable?
President Trump proposed a ban on large institutional investors from buying more single-family homes in an attempt to make homes more affordable for families. However, experts believe that the impact of this proposal on home prices and affordability would likely be modest, as institutional investors account for only a small share of total home purchases. The housing shortage is influenced by multi... more
Jan 13, 2026 7:30 AM
— Bond Markets
Bond Market Only Marginally Interested in Powell Drama For Now
Bond yields were slightly higher after the subpoena of Fed Chair Powell over statements made to congress regarding the Fed's building renovations. Forex markets saw the dollar lose ground against the Euro, but Treasury futures weren't well-correlated with that movement. Overall, the bond market continues to operate within the same range.
Jan 13, 2026 7:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rate possible in 2026
The article provides tips for getting the lowest mortgage rates possible in the 2026 housing market, including improving your credit score, aiming for a low debt-to-income ratio, making a significant down payment, and considering buying discount points. It also discusses negotiating special financing with sellers, getting rate buydowns, and choosing between different types of mortgages like adjust... more
Jan 13, 2026 7:30 AM
— Mortgage Lenders
JPMorgan Sees ‘Pretty Busy’ Home-Lending Day After Trump Order
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Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 13, 2026 5:30 AM
— Online Mortgage Applications
Pimco Sees Mortgage Rates Easing on Fannie-Freddie Purchases
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Jan 13, 2026 4:33 AM
— Mortgage Rates
Trump weighs retirement, education funds for home buying
The Trump administration is considering further housing initiatives beyond mortgage bond purchases, including potentially expanding the use of retirement and education savings accounts for home purchases. Additionally, there are concerns about a cyberattack affecting consumers and banks by industry vendor SitusAMC. President Trump directed the purchase of $200 billion in mortgage bonds to bring do... more
Jan 13, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 13, 2026: Rates tumble following Trump news
Mortgage rates have decreased, with a 30-year rate at 5.86% and a 15-year rate at 5.28%. Zillow compiled these rates and found that refinance rates are generally higher than purchase rates. The article discusses the benefits of 15-year mortgages compared to 30-year mortgages, with examples on how different rates affect monthly payments and overall interest paid. The importance of determining betwe... more
Jan 13, 2026 2:30 AM
— Mortgage Rates
Bill Ackman Urges Trump To Cut Mortgage Rates By Adding Prepayment Penalties
Billionaire hedge fund manager Bill Ackman proposed introducing prepayment penalties on government-backed home loans in order to reduce mortgage rates in the United States. This proposal could potentially save borrowers about 65 basis points on a 30-year mortgage.
Jan 12, 2026 8:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November with positive momentum suggesting the housing market is slowly thawing, although still below pre-pandemic levels. Factors like affordability, inventory, and demographics are aligning to support more sales activity. Affordability is improving, inventory is increasing, and demographic trends indicate built-in demand. However, the lock-in effect of low mortga... more
Jan 12, 2026 5:32 PM
— Housing Market
Appeal hearing threatens NAR settlement, raising industry uncertainty
The NAR commission settlement is under appeal in the Eighth Circuit, potentially leading to major industry changes and reshaping compensation rules and future litigation. The real estate industry may need to prepare for more commission lawsuit drama as the hearing progresses.
Jan 12, 2026 5:30 PM
— Mortgage Lenders
ICE Experience, AI Webinar, LOS, Inside Sales, BBYS, DSCR Products; Is a Cap on Credit Cards Possible?
The median age of first-time homebuyers has increased significantly to 40 years old, with the first-time homebuyer share falling to a historic low of 21 percent. Lenders are encouraged to have products and technology to cater to these demographic shifts. Various companies are offering products and services to help brokers and lenders grow their pipelines and expand into new markets, including prog... more
Jan 12, 2026 2:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November, with positive momentum suggesting a slow thaw in the housing market. Affordability, inventory levels, and demographics are aligning to support more sales activity. However, the lock-in effect of low mortgage rates, uncertainty, and elevated rates are still hindering turnover. The most likely scenario is a gradual improvement in the market, with incrementa... more
Jan 12, 2026 1:32 PM
— Housing Market
Affordable HOMES Act passes House
The House passed the bipartisan Affordable HOMES Act to boost affordable housing by focusing on manufactured housing. JPMorgan Chase reported a significant increase in mortgage originations in 2025.
Jan 12, 2026 12:31 PM
— Mortgage Rates
Mortgage Rates Inch Higher From 3 Year Lows
Mortgage rates fluctuated today, with some lenders raising rates on Friday but lowering them today, while others who didn't raise rates on Friday are slightly higher today. Despite this, rates are still much lower compared to the last three years. The 10-year Treasury rates are at four-month highs, but mortgage rates are outperforming them due to various factors, including the behavior of the 5-ye... more
Jan 12, 2026 12:31 PM
— Mortgage Delinquency Rates
Card debt hits record amount as providers charge high rates
Americans hold more debt than ever, with the average credit card user carrying a balance of nearly $6,000. Refinance retention hit 28% last quarter, the highest percentage in three and a half years. The national mortgage delinquency rate jumped to 3.85% in November, a 15% increase from the previous month.
Jan 12, 2026 12:30 PM
— Mortgage Lenders
Ackman Pitches Prepayment Penalties as Way to Cut Mortgage Rates
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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