Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1801 - 1824 of 5083 results
Jan 3, 2026 8:31 AM
— Mortgage Finance
FHA’s MMIF Capital Ratio Holds Steady in FY 2025
The article discusses recent trends in the mortgage market and how they are impacting homebuyers. It highlights changes in interest rates and mortgage lending practices, as well as potential implications for the housing market.
Jan 3, 2026 7:32 AM
— Real Estate Market Trends
Why most buyers hire the first agent they talk to
Zillow's 2025 Consumer Housing Trends Report shows that repeat buyers now make up the majority of home purchases, with many buyers and sellers finding agents online and valuing digital tools and efficiency over personal relationships. AI Summary shows that online research plays a significant role in selecting an agent for buyers.
Jan 3, 2026 6:31 AM
— Housing Market
Freddie Mac reports concentrated home price declines in Florida
Home prices across the U.S. have softened in 2025, with only two of the 40 select metros tracked by Freddie Mac lower than November 2022 levels. Austin, San Antonio, and Tampa have experienced notable price declines from their peaks. Providence and Charlotte have shown strong price resilience, while New York and Philadelphia saw peak prices in November.
Jan 3, 2026 5:31 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, January 2, 2026
Mortgage interest rates have mostly decreased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages going down. The average rate for a 30-year fixed mortgage is 6.20%, for a 15-year fixed mortgage is 5.44%, and for a 5/1 ARM is 5.67%. The article also discusses the potential for mortgage rates to remain higher than desired due to recent rate cuts by the Federal... more
Jan 3, 2026 4:35 AM
— Legislation
NRMLA backs New Jersey bill clarifying reverse mortgage rules
NRMLA is supporting New Jersey Senate Bill 4970 to exempt reverse mortgages from secondary mortgage repayment rules requiring equal installments. The group believes this clarification aligns state law with how reverse mortgages function, removes legal uncertainty, and preserves access to equity-based financing for seniors.
Jan 3, 2026 4:34 AM
— Mortgage Lenders
Fannie Mae fending off discrimination, defamation lawsuits
Fannie Mae is facing lawsuits from workers it fired last spring, accusing the company of discrimination and defamation. There have been allegations against Federal Housing Finance Agency Director Bill Pulte for privacy law violations and the misuse of personal mortgage records of a lawmaker. There have also been issues with loan originators not being able to operate in certain cities due to court ... more
Jan 3, 2026 4:33 AM
— Government-Sponsored Enterprises
Some paths to recap and release longer than others: Wedbush
Discussions are underway regarding a potential move to recapitalize and release government-sponsored enterprises from conservatorship, with focus on big players in the industry, Wall Street, tech firms, and community lenders calling for policymakers to protect certain aspects of the industry. Fannie Mae and Freddie Mac have been adding mortgage-backed securities and home loans to their balance she... more
Jan 3, 2026 4:32 AM
— Housing Market
HUD tightens rules for FHA appraiser roster
HUD issued new guidance tightening FHA Appraiser Roster oversight, linking eligibility directly to state license status and automating checks against the national registry. Missed renewals or data mismatches can quickly suspend FHA appraisal eligibility for single-family forward and reverse mortgages.
Jan 3, 2026 4:32 AM
— Bond Markets
Monitoring For Misbehavior
Friday is a day to be watched for any unusual movements, but the economic calendar is sparse with only the S&P manufacturing PMI report. Bonds are relatively stable, and significant trading signals are not expected until next week. Even if there are unexpected movements today, it would not be as concerning as if they were to continue into next week.
Jan 3, 2026 4:32 AM
— Mortgage Lending
Zombie Mortgages Under the Microscope as Debt Collectors Cash In
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Jan 3, 2026 4:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago
The article provides information on current mortgage rates, including national averages for various types of mortgages, such as 30-year fixed, 15-year fixed, and ARMs. It discusses the advantages and disadvantages of different mortgage terms, such as a 30-year fixed-rate mortgage offering lower payments and predictability but higher interest rates in the long run. It also explains that while the c... more
Jan 3, 2026 4:31 AM
— Housing Market
The 2025 Housing Affordability Crisis in Charts: What Changed and What Didn't
The housing market in 2025 did not become more affordable as challenges of high costs continued across the country. Experts predict gradual improvements in affordability in 2026, with some relief for house hunters, but many still struggling to find better buying conditions. Inventory levels increased in 2025 as mortgage rates approached 7%, but slowed down later in the year. Forecast for 2026 incl... more
Jan 3, 2026 4:30 AM
— Mortgage Rates
Top Posts – Lower Mortgage Rates, Better Affordability
The article discusses how mortgage rates impact housing affordability and homebuying power. It shows that even slight declines in mortgage rates can significantly affect how many households can afford a median-priced home. The data presented illustrates how changes in interest rates can price households in or out of the housing market, with lower rates expanding homeownership opportunities.
Jan 2, 2026 5:32 PM
— Cybersecurity and AI in the Mortgage Industry
AI exploits mortgage industry’s underfunded cyber defenses
A series of cyber attacks targeting major U.S. financial institutions involved in the mortgage industry have highlighted the vulnerability of mortgage companies to data breaches. The article discusses how cyber threats, especially those leveraging AI, are evolving, and the industry's slow adoption of AI-based security measures. It also touches on the regulatory debate over how to govern AI in a wa... more
Jan 2, 2026 4:33 PM
— Housing Market
Jan. 2: LO jobs; credit unions & Realtors; HECM, FHA, VA, and USDA product news; home builder pessimism; a fun video about aging
The article discusses various updates and news related to mortgages, including the expansion of Evergreen Home Loans into New Jersey, a platform for finding employment opportunities in the mortgage industry, and a webinar on strengthening relationships between credit unions and real estate agents. It also delves into the annual report of the FHA, the importance of reverse mortgages, and new limits... more
Jan 2, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Stay Flat to End The Week
Mortgage rates have been stable and locked in a narrow range since September due to lack of major economic reports impacting the market. The market is now awaiting important upcoming economic reports to determine future direction, with Friday's jobs report being a key indicator.
Jan 2, 2026 9:30 AM
— Mortgage Finance
Brokers Optimistic for 2026, Expect Non-QM Offerings to Expand
The article discusses the latest developments in the mortgage industry, including trends in mortgage rates and the housing market.
Jan 2, 2026 9:30 AM
— Interest Rates
Why are mortgage rates at their lowest level since 2024?
Mortgage rates have fallen to their lowest level in 15 months, with the average interest rate on a 30-year fixed mortgage standing at 6.15%. The drop in mortgage rates is seen as an encouraging sign for potential homebuyers in 2026. The decline in rates is attributed to a slowdown in hiring, prompting the Fed to cut interest rates in an effort to boost the labor market. However, current homeowners... more
Jan 2, 2026 8:35 AM
— Mortgage Rates
Mortgage Rates Drift Lower to Kick Off New Year | Today, January 2, 2026
Mortgage rates experienced a slight decline at the beginning of the year but may increase in the near future. The average 30-year fixed mortgage rate is at 6.20%. Negotiating for lower rates, tapping into home equity, or considering financial assistance programs are options for borrowers. Economists predict relative stability in mortgage rates around 6.25% in the near and medium-term. The article ... more
Jan 2, 2026 8:31 AM
— Mortgage Finance
Fix-and-Flip Market Weakens Amid High Interest Rates
The article discusses the latest trends and developments in the mortgage industry in 2026.
Jan 2, 2026 8:31 AM
— Mortgage Finance
Short Takes
The article discusses the latest developments in the mortgage industry, possibly including changes in regulations, trends in lending practices, or updates on interest rates and mortgage rates.
Jan 2, 2026 8:30 AM
— Mortgage Lending
Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism
The article discusses the relationship between credit unions, real estate agents, and the government, focusing on initiatives to improve accessibility, communication, technology, and the financial standing of the FHA. It also covers topics such as reverse mortgages, loan limits, VA loan requirements, form waivers, and policy updates.
Jan 2, 2026 8:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rates in 2026
The article provides tips for securing the lowest mortgage rate in the 2026 housing market, including improving credit score, reducing debt-to-income ratio, making a larger down payment, and prepaying interest by buying discount points. It also discusses negotiating special financing, getting a rate buydown, and considering adjustable-rate mortgages or shorter-term fixed-rate loans as strategies t... more
Jan 2, 2026 7:31 AM
— Mortgage Finance
FDIC, OCC Challenge Colorado Rate Cap
Federal banking regulators are against Colorado's proposed law that would make out-of-state banks subject to Colorado's interest rate caps when lending to Colorado borrowers.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.