Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Jan 2, 2026 7:31 AM
— Mortgage Finance
GSE-Eligible Securitization Rate Climbs in Third Quarter
The article discusses the latest trends and developments in the mortgage finance industry, focusing on topics such as interest rates, housing market conditions, and mortgage lender activities.
Jan 2, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 2, 2026?
The article discusses how the Federal Reserve's rate cuts at the end of 2025 have significantly impacted the mortgage landscape heading into 2026. Mortgage rates have dropped from previously high levels, creating a more favorable borrowing environment for homebuyers. The article highlights the importance of comparing lenders to find the best offers, as mortgage rates tend to change daily. Addition... more
Jan 2, 2026 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 29-Jan. 4
The top five mortgage lenders have lowered their rates leading the field with rates in the sub-6% range. Navy Federal Credit Union leads the list with an offered interest rate of 5.5%. Shopping around for the lowest mortgage rate is crucial, as it could save borrowers up to an average of $44,000 over the life of a 30-year loan. APR, which includes both the interest rate and lender fees, is the mos... more
Jan 2, 2026 6:31 AM
— Reverse Mortgages
Using a Reverse Mortgage as a Bridge to Delaying Social Security
The article discusses the dilemma of deciding when to claim Social Security benefits during retirement. It explains how using a reverse mortgage can serve as a temporary income bridge for retirees, allowing them to delay claiming Social Security and potentially increase their lifetime benefits without impacting their investments or selling their home. The focus is on using a reverse mortgage strat... more
Jan 2, 2026 6:31 AM
— Mortgage Finance
Home Equity Lending Continues Upward Climb in Third Quarter
The article discusses Inside Mortgage Finance Publications and their expertise in design, CMS, hosting, and web development related to mortgages.
Jan 2, 2026 6:30 AM
— Mortgage Finance
Homebuilders Push Incentives Amid Affordability Challenges
The article discusses the latest trends and developments in the mortgage industry, focusing on factors such as interest rates, housing market conditions, and mortgage lender activities. It provides insights into the current state of the market and how it may impact borrowers and lenders.
Jan 2, 2026 5:31 AM
— Mortgage Finance
FHFA Touts Administration’s Housing Success
Article discusses the latest trends and developments in the mortgage industry. It covers topics such as interest rates, housing market outlook, and mortgage lender competition.
Jan 2, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 2, 2026: Last year, rates fell from 7% to near 6%
Mortgage rates have decreased over the past week, with the national average for a 30-year fixed mortgage at 6.15%, the lowest it has been in 2025. Various mortgage types and rates are listed, along with the difference between mortgage refinance rates and rates for purchasing a house. The article also discusses fixed-rate vs adjustable-rate mortgages and provides insight into deciding between a 15-... more
Jan 2, 2026 2:30 AM
— Housing Market
Here's How Much Mortgage Rates Must Fall To Make Housing Affordable for Buyers
Some housing markets in big cities like New York, Los Angeles, and Miami are so expensive that even a 0% mortgage rate wouldn't make homes affordable. On the other hand, places like Pittsburgh, Birmingham, and Detroit have lower home prices, and buyers could still afford homes even with higher mortgage rates.
Jan 1, 2026 10:30 AM
— Mortgage Lenders
Resolve To Own: 5 Steps for First-Time Buyers To Get Mortgage-Ready in 2026
The article discusses an issue with processing a request and provides a reference ID for further assistance.
Jan 1, 2026 4:35 AM
— Mortgage Rates
Mortgage Rates Drop on New Year's Eve | Today, December 31, 2025
Mortgage rates dropped on New Year's Eve, hinting at potential savings for borrowers in 2026. Economic indicators suggest interest rates will remain steady in the near future, with the average 30-year fixed mortgage rate at 6.20%. Negotiating and exploring assistance programs can help buyers secure lower rates. The article also discusses the benefits of 15-year fixed mortgages and adjustable-rate ... more
Jan 1, 2026 4:34 AM
— Mortgage Market - Fannie Mae and Freddie Mac Privatization
Ackman doubles down on warning against rushed Fannie-Freddie IPO
Bill Ackman is cautioning the Trump administration against rushing the privatization of Fannie Mae and Freddie Mac, proposing a slow and steady reform plan that involves the U.S. Treasury formally acknowledging the GSEs have repaid their bailout funds before taking an ownership stake in the companies. Ackman believes that a rushed IPO would undervalue the mortgage giants and destabilize the housin... more
Jan 1, 2026 4:31 AM
— Bond Markets
Token Year-End Volatility
Wednesday's session saw some data-driven selling in the morning in response to jobless claims data. Bonds initially moved back towards unchanged levels by 1pm, but then experienced increased volatility due to year-end position closing by large traders, leading to a spike in volume and potential price/yield fluctuations. Despite the jolts in the market, it was considered a normal year-end phenomeno... more
Jan 1, 2026 4:30 AM
— Mortgage Lending
Big Changes Are Coming to the Federal Reserve in 2026—This Is What It Means for Interest Rates
The article discusses a technical issue preventing the processing of a request. It provides a reference ID for further assistance if the problem persists.
Jan 1, 2026 2:30 AM
— Mortgage Lending
What 2026 could hold for the housing market
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security. It emphasizes the use of various techniques such as CAPTCHA, biometrics, and two-factor authentication to confirm the user is not a bot or malicious actor.
Jan 1, 2026 1:30 AM
— Housing Market
Trump Promises 'Aggressive' Housing Reforms in 2026. Here's What We Know So Far
President Donald Trump has promised housing market reforms in order to address high costs and limited supply. Proposed reforms could include policies to lower mortgage payments, reduce closing costs, standardize building codes, and lower tariffs on construction products. Trump is also considering creating a 50-year mortgage loan to lower monthly payments. Additionally, bipartisan legislation is be... more
Dec 31, 2025 10:30 PM
— Interest Rates
From energy prices to interest rates: the dates that could affect your finances in 2026
At the start of 2026, the financial picture is balanced with falling inflation, lower mortgage rates, and upcoming changes to make energy bills cheaper. However, housing, groceries, and energy prices remain high. Important dates include an increase in the energy price cap, changes to mortgage rates due to Bank of England decisions, and various tax-related deadlines and increases.
Dec 31, 2025 7:31 PM
— Housing Market
First American: Slowing Home Price Appreciation Boosted Affordability in October
Housing affordability improved in October due to cooling home price growth and easing mortgage rates. The trend is heading in the right direction with prices decreasing in areas with higher inventory. Markets with more supply have weaker price growth, boosting affordability relative to markets with low supply and faster price appreciation.
Dec 31, 2025 5:32 PM
— Bond Markets
Thursday: Happy New Year!
On New Year's Day, the NYSE and the NASDAQ will be closed. Mortgage rates are currently not mentioned in the article.
Dec 31, 2025 4:31 PM
— Interest Rates
Mortgage rates close out 2025 on a low note
In 2025, interest rates for 30-year fixed-rate mortgages gradually improved throughout the year, ending at 6.15%. Borrowers took advantage of slight rate relief to refinance. Projections for 2026 show rates remaining stable, with different organizations forecasting averages around 6-6.4%.
Dec 31, 2025 1:30 PM
— Mortgage Rates
Mortgage rates fall to their lowest level in 2025
The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025, benefiting prospective home buyers. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Despite Fed rate cuts, affordability remains a challenge for first-time buyers due to economic uncertainty. Home sales have risen slightly, but overall remain lo... more
Dec 31, 2025 11:30 AM
— Mortgage Security
U.S. Mortgage Rates Drop to Lowest Level of 2025 in ‘Encouraging Sign’
The article discusses the importance of verifying human identity through CAPTCHA to prevent automated bots from accessing websites and filling out online forms. It explains how CAPTCHA helps protect websites from spam and fraud.
Dec 31, 2025 11:30 AM
— Online Mortgage Lending
Mortgage Rates at 2025 Low Give Homebuyers Momentum in New Year
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Dec 31, 2025 10:42 AM
— Mortgage Rates
Mortgage rates hit 2025 low as homebuyers catch a break
Housing affordability is expected to remain a top issue in 2026 as mortgage rates continue to stay elevated, although they fell to the lowest level of 2025 at the end of the year. The average rate on a 30-year fixed mortgage decreased to 6.15%, down from 7% at the beginning of the year. Lower mortgage rates could improve housing affordability. Other economic metrics, such as GDP growth and inflati... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.