Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1825 - 1848 of 5284 results
Jan 12, 2026 10:30 AM
— Mortgage Rates
Mortgage rates fall below 6% for first time since 2023 after Trump orders $200B bond buying
Mortgage rates dropped below 6% for the first time in years after President Trump ordered the purchase of $200 billion worth of mortgage bonds to tackle the housing crisis. This led to the average rate for a 30-year fixed residential mortgage falling to 5.87% and rates for a 15-year fixed mortgage also decreasing. The purchases of mortgage bonds by Fannie Mae and Freddie Mac are expected to drive ... more
Jan 12, 2026 10:17 AM
— Mortgage Rates
Economists forecast just 50 basis points of Fed cuts in 2026
Only 14% of economists surveyed expect the next short-term rate reduction to take place at the January meeting of the Federal Open Market Committee. The 30-year fixed-rate mortgage dropped 3 basis points, reaching its lowest level since October. Despite this drop in mortgage rates, the 10-year Treasury yield used to price loans moved higher since Thanksgiving. Fannie Mae and Freddie Mac portfolio ... more
Jan 12, 2026 9:31 AM
— Mortgage Finance
Short Takes: MISMO Publishes New Specification / Rates Fall to Recent Low / Figure Sees Rise in Marketplace Originations / Housing Starts Rising
The article discusses the latest trends in the mortgage market and how they are impacting borrowers. It mentions potential changes in interest rates and regulations that could affect mortgage lending.
Jan 12, 2026 9:30 AM
— Housing Market
'Something big' just happened in the U.S. housing market, real estate CEO says
During the pandemic-era housing market, homebuyers enjoyed low mortgage rates, but now rates have risen. More homeowners have rates higher than 6%, reducing the lock-in effect. This may lead to more inventory as owners feel comfortable selling. However, many homes are unaffordable due to high prices and mortgage rates, causing aspiring homeowners to give up. Mortgage rates are unlikely to drop sig... more
Jan 12, 2026 9:30 AM
— Mortgage Rates
President Trump Is Targeting Mortgage Rates Where They're Set
Mortgage rates are set in the bond markets, specifically in the market for mortgage-backed securities. President Trump's direction for Fannie Mae and Freddie Mac to invest in the MBS market aims to restore normal price discovery and reduce risk premiums. When natural buyers step back, the risk premium is passed on to borrowers in the form of higher monthly payments. By improving liquidity and mark... more
Jan 12, 2026 9:30 AM
— Mortgage Rates
Big Wins for American Families as Gas Prices, Mortgage Rates Plummet
Gas prices have fallen to their lowest levels in five years and mortgage rates have dropped sharply due to President Trump's America First agenda focusing on energy dominance and housing affordability. The decline in gas prices is saving Americans billions of dollars annually and the decrease in mortgage rates has reduced housing payments to their lowest point in over two years.
Jan 12, 2026 8:32 AM
— Mortgage Lending
Worried about the Compass Anywhere merger? Here’s how to stay competitive
The article discusses actionable strategies for independent agents to remain competitive in the real estate market as consolidation accelerates. It emphasizes the importance of local expertise, client relationships, specialization, and consistent communication and service.
Jan 12, 2026 8:31 AM
— Mortgage Finance
Majority of Millennials Holding Out for Rates Below 6%
The article discusses the latest trends and updates in the mortgage industry.
Jan 12, 2026 7:07 AM
— Mortgage Rates
Mortgage Rates Steady on Monday Morning | Today, January 12, 2026
Mortgage rates remain at their lowest averages in over a year, showing few basis points increase over the weekend. Rates for 30-year fixed mortgages sit at 6.18%, while rates for 15-year fixed mortgages reached 5.52%. Experts recommend considering refinancing or tapping into home equity with the current rates. The article also discusses adjustable-rate mortgages and predictions by economists on fu... more
Jan 12, 2026 6:32 AM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales in 2026
The article discusses the current state of the housing market, highlighting factors both positively and negatively impacting sales activity. It mentions that affordability is improving, inventory is on the rise, and demographic trends are driving demand. However, the lock-in effect of low mortgage rates and uncertainty around the economy are constraints. It concludes that a gradual thaw in the mar... more
Jan 12, 2026 4:34 AM
— Mortgage Rates
Labor market clenches jaw ahead of Fed’s January meeting
The December unemployment rate improved slightly to 4.4% with a gain of 50,000 jobs. The data suggests a stable labor market that is unlikely to crumble soon. Job gains in December were modest compared to earlier estimates, with retail trade losing jobs but gains seen in food services, health care, and social assistance. Economists predict subdued job growth. The report indicates no urgency for ad... more
Jan 12, 2026 4:34 AM
— Interest Rates
Fed Chair Powell fights back against grand jury subpoena in unprecedented public statement
The Federal Reserve and Chairman Jerome Powell have been hit with grand jury subpoenas by the Department of Justice over testimony on a renovation project. Powell alleged that the threat of criminal charges is due to the Fed setting benchmark interest rates higher than preferred by President Trump. The controversy involves cost overruns on the Fed's headquarters renovation project, which grew to $... more
Jan 12, 2026 4:32 AM
— Housing Market
The 2–4% mortgage trap is freezing housing: Defeasance may be the way out
The U.S. housing market has a lack of sellers due to homeowners holding mortgages with low interest rates from 2020-2022. Defeasance, a concept from commercial real estate finance, offers a potential solution by substituting the loan's payment stream with highly secure assets. This could help homeowners unlock equity trapped within their mortgages and encourage more mobility in the housing market.
Jan 12, 2026 4:30 AM
— Mortgage Rates
UK set for a 'booming' mortgage market, say analysts
Competition among lenders may lead to mortgage rate cuts in the coming weeks. The choice of mortgage products has increased, benefiting first-time buyers. Mortgage rates have fallen over the past year, with expectations for further declines early in 2026. Regulators are allowing more flexibility with mortgage affordability, leading to innovative products to help first-time buyers. There is pent-up... more
Jan 12, 2026 12:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 12, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.138%, which has fluctuated slightly in recent reports. Rates have been impacted by factors such as Federal Reserve actions, economic conditions, and historical trends. Homebuyers have seen relief in rates starting in late 2025. Factors influencing mortgage rates include inflation fears, national debt, dem... more
Jan 11, 2026 7:31 PM
— Interest Rates
DOJ opens criminal investigation into Federal Reserve and Powell
The Department of Justice served the Federal Reserve with subpoenas threatening criminal charges over Fed Chair Jerome Powell's Congressional testimony regarding the renovation of the Fed's D.C. headquarters. Powell stated that the threat is actually about the Fed's independence in setting interest rates, rather than the renovation itself.
Jan 11, 2026 7:30 PM
— Mortgage Rates
Trump's $200 Billion 'People's QE' Mortgage Stimulus Plan Could Backfire, Economists Warn It Will Worsen 'Housing Affordability'
President Trump's proposal to purchase $200 billion in mortgage-backed securities is facing criticism from economists who warn that it could worsen housing affordability in the long run despite temporarily lowering mortgage rates. The plan involves tapping funds from government-sponsored enterprises Fannie Mae and Freddie Mac, raising concerns about political intrusion into monetary policy.
Jan 11, 2026 12:32 PM
— Housing Market
The impact of lower mortgage rates on housing inventory
The U.S. housing inventory growth has slowed to 9.99% year-over-year with mortgage rates near 6%. Price cuts have increased to 34.7% and new listings are below normal, indicating a shift in supply and demand dynamics in the housing market.
Jan 11, 2026 8:21 AM
— Mortgage Rates
A powerful force has been holding back the housing market. It’s finally easing.
The article discussing the mortgage lock-in effect may not be accessible at the given link.
Jan 11, 2026 7:32 AM
— Housing Market
Real Estate Newsletter Articles this Week:Housing Starts Decreased to 1.246 million Annual Rate
The Calculated Risk Real Estate Newsletter for the week includes information on housing starts decreasing, the 'home ATM' mostly closing in Q3, updates on local housing markets in December, declining asking rents, and analysis on the housing bubble and mortgage debt as a percent of GDP.
Jan 10, 2026 4:32 PM
— Mortgage Rates
December jobs data continues to support lower mortgage rates
December saw the slowest job growth in years, leading to mortgage rates staying near 6%. Trump's MBS policy and stable bond yields played a role. Despite a brief drop in rates to the 5s, the 10-year yield remained mostly unchanged. The BLS report showed 50,000 jobs created, making 2025 the lowest job-growth year this century if it wasn't for health care and social services labor. Unemployment rate... more
Jan 10, 2026 2:32 PM
— Housing Market
Schedule for Week of January 11, 2026
Key economic reports scheduled for release this week include December CPI, Existing Home Sales, November Retail Sales, New Home Sales for September and October, December Industrial Production report, and January New York and Philly Fed manufacturing surveys.
Jan 10, 2026 12:32 PM
— Housing Market
Jan. 10: What keeps the California MBA up at night; economic news originators should know about
Lotus Bakeries, the company responsible for Biscoff cookies, has seen revenue over $700 million. Meanwhile, President Trump posted jobs data early, revealing slower employment growth but a decline in unemployment rate. Trump's actions to push down mortgage rates may have only a modest impact and could worsen inventory shortages. the National Association of Local Housing Finance Agencies has releas... more
Jan 10, 2026 8:31 AM
— Mortgage-Backed Securities (MBS)
Trump's $200B MBS idea tightens spreads, raises doubts
President Trump's proposed $200 billion purchase of mortgage-backed securities could tighten MBS spreads in the near term. Fannie Mae and Freddie Mac's portfolio growth has contributed to narrower spreads, along with lower volatility. The two GSEs have been adding billions of dollars of MBS and home loans to their balance sheets, potentially in an effort to push down lending rates and boost profit... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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