Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1753 - 1776 of 5283 results
Jan 15, 2026 5:30 AM
— Bond Markets
Stronger Jobless Claims Leads to Early Selling
The weekly jobless claims data has a moderate impact on the bond market, especially when results differ significantly from forecasts. Today's 198k print is slightly weakening bonds as it falls below the 200k level. A stronger Philly Fed index did not offset this impact.
Jan 15, 2026 4:37 AM
— Mortgage Security Measures
Mortgage applications rise 28.5% after GSE $200B bond directive
The article discusses the importance of verifying that a user is human by completing certain actions like clicking on images with specific items. This verification process helps prevent automated bots from accessing sensitive information or performing malicious activities.
Jan 15, 2026 4:37 AM
— Mortgage Lending
Are 50-year mortgages, portable mortgages and assumable loans the future of U.S. housing?
The article discusses the importance of verifying human users on websites to prevent bot activity. It emphasizes the use of measures like CAPTCHA and biometric verification to ensure that real humans are interacting with websites.
Jan 15, 2026 4:37 AM
— Interest Rates
Mortgages with rates above 6% now outnumber sub-3% loans
The share of U.S. mortgages with rates at or above 6% has surpassed those below 3%, reaching 21.2% in Q3 2025. This shift is expected to significantly impact the housing market due to historically low borrowing costs in prior years.
Jan 15, 2026 4:36 AM
— Mortgage Rates
Mortgage Rates Drift Lower Wednesday | Today, January 14, 2026
Mortgage rates have come down slightly, offering borrowers favorable conditions. The 30-year fixed mortgage rate is 6.14%, while the 15-year fixed rate is 5.53%. Economic indicators suggest rates could continue to trend lower. Experts advise on whether to refinance, tap into home equity, or take advantage of assistance programs. There are also forecasts for mortgage rate trends in 2026 from organi... more
Jan 15, 2026 4:32 AM
— Mortgage Rates
Mortgage rates dip to three-year low after Trump’s bond-buying edict
The article discusses the current mortgage rates and housing market trends in 2025, including the median family income, median home price, and the impact of President Trump's announcement to direct Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. While mortgage rates briefly dipped after the announcement, there is skepticism within the industry about the long-term impa... more
Jan 14, 2026 6:32 PM
— Mortgage Rates
Redfin Reports Housing Payments Drop to Lowest Level in Two Years
The median monthly housing payment has decreased to $2,365, the lowest level since early 2024, due to a drop in mortgage rates. Despite this decrease, pending home sales and new listings are down, indicating a slow market. The housing market is currently experiencing a 'holiday hangover' season, but with lower mortgage rates, buyers and sellers may start to re-emerge.
Jan 14, 2026 4:31 PM
— Mortgage Finance
Mortgage Applications Spike Following GSE MBS Plan
The article discusses the latest trends and updates in the mortgage industry, focusing on market conditions, interest rates, and lending practices.
Jan 14, 2026 3:48 PM
— Housing Market
Stock buybacks become housing policy’s latest pressure point
The Trump Administration and FHFA Director Bill Pulte are criticizing public homebuilders for engaging in stock buybacks while many Americans struggle with home affordability. However, the buybacks are necessary for capital management in a low-margin, uncertain demand environment. Conditioning access to mortgage liquidity based on corporate decisions could increase builders' cost of capital and re... more
Jan 14, 2026 3:30 PM
— Mortgage Lending
The golden handcuffs are slipping in the U.S. housing market
The article discusses the importance of verifying human identity to prevent fraud in online transactions. Various methods such as CAPTCHA, biometric verification, and two-factor authentication are mentioned as effective ways to ensure that the user is not a bot or scammer.
Jan 14, 2026 2:30 PM
— Interest Rates
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved due to heavy stock losses creating safe haven buying demands. Despite positive economic data, mortgage rates remained unchanged, suggesting lenders may be resistant to offering significant improvements in the short term.
Jan 14, 2026 2:30 PM
— Mortgage Rates
US mortgage rates sink to 3-year low after Trump’s astonishing $200B order. Capitalize fast even if you’re a homeowner
U.S. mortgage rates have fallen sharply following President Donald Trump's order to purchase $200 billion in mortgage bonds in an effort to lower borrowing costs and ease the affordability crunch. The average interest rate for a 30-year fixed mortgage dropped to 5.99% - the lowest level since February 2023. Bond prices and yields move in opposite directions, so as mortgage bond prices go up, inter... more
Jan 14, 2026 1:31 PM
— Home equity loan rates drop and HELOCs rise as Fed cuts rates
HELOCs plunge to lowest level in three years; home equity rates tick slightly higher
HELOC rates dropped to three-year lows in the latest week, while home equity loan rates remained steady. The Fed's rate cuts in 2025 led to the decrease in rates, and more cuts are expected in 2026. Home equity rates are influenced by Federal Reserve policy and inflation expectations. Despite lower rates, home equity products are still considered high-cost debt.
Jan 14, 2026 1:30 PM
— Housing Market
The housing market is at a turning point: the 3% mortgage era is fading
The housing market is experiencing a 'great housing reset' with more homeowners having mortgages above 6% than below 3%. This is impacting the housing supply and affordability challenges. However, the market is starting to rebalance, with some households taking out mortgages at higher rates to diminish the 'lock-in effect'. There is still a long way to go before a meaningful boost in housing suppl... more
Jan 14, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Unchanged Despite Bond Market Improvement
Bond market trading levels impact the rates mortgage lenders can offer. Last week's news of planned purchases of $200bln in mortgage backed bonds caused rates to lower, but other inputs can affect rates as well. Mortgage lenders may become too busy to handle more volume, leading them to raise rates to deter new business. They may also raise rates to prevent borrowers from refinancing early, which ... more
Jan 14, 2026 10:30 AM
— Mortgage Rates
Bond Buying Announcement Leads Surge in Mortgage Apps
Following the announcement that Fannie and Freddie would buy $200 billion in mortgage-backed securities, mortgage rates experienced a significant drop, with the top tier 30-year fixed rate hitting 5.99%, the lowest in about 3 years. This led to a 28.5% increase in mortgage applications, primarily driven by a 40% surge in refinance applications. Purchase activity also strengthened significantly, wi... more
Jan 14, 2026 9:32 AM
— Mortgage Lending
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security.
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
Jan 14, 2026 9:30 AM
— Mortgage Lenders
Trump's new push for lower rates
The article discusses the importance of verifying one's identity as a human before completing certain online actions. This verification process usually involves completing tasks like puzzles or selecting certain images to prove that the user is not a robot.
Jan 14, 2026 7:48 AM
— Mortgage Rates
Mortgage applications jump following MBS purchase proposal
Mortgage demand spiked after Fannie Mae and Freddie Mac announced they would purchase up to $200 billion in mortgage-backed securities to subsidize rates at President Trump's direction. The Market Composite Index jumped 28.5% on a seasonally adjusted basis, leading to a surge in refinance applications and an increase in purchase buyers. Interest rates for 30-year fixed-rate mortgages fell, leading... more
Jan 14, 2026 7:32 AM
— Mortgage Lenders
Glenn Kelman steps down as Redfin CEO
Redfin CEO Glenn Kelman announced his departure after two decades, months after Rocket Companies acquired the firm. Kelman expressed gratitude towards Rocket and CEO Varun Krishna for their support. With the mortgage rates expected to remain flat, lenders are focusing on attracting creditworthy borrowers through creative means.
Jan 14, 2026 7:30 AM
— Mortgage Rates
5.5% and below: Mortgage lenders with the best rates this week, Jan. 12-18, 2026
The article discusses the current mortgage rates offered by the top 10 home loan providers, with six of them offering rates in the sub-6% range. It emphasizes the importance of looking at the annual percentage rate (APR) that includes both the interest rate and lender fees for a more accurate measure of borrowing costs. The article also highlights the impact of credit scores, down payments, and lo... more
Jan 14, 2026 7:30 AM
— Housing Market
2025 US home sales stuck at 30-year low as mortgage rates, prices weighed on market
The U.S. housing market slump continued into its fourth year in 2025, with sales remaining low due to rising home prices and elevated mortgage rates. Sales have been declining annually since 2022, with sales stuck at around a 4-million annual pace. Despite a recent improvement in conditions with lower mortgage rates, affordability remains a challenge for many potential buyers, particularly first-t... more
Jan 14, 2026 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 14, 2026?
The article discusses how mortgage interest rates have declined in 2025 and could continue to decrease. The current average rates for a 30-year term mortgage is 5.99% and for a 15-year term is 5.25%. It advises buyers to shop around for rates to potentially find lower offers, which could result in significant savings over the life of the loan. The article emphasizes the importance of not comparing... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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