Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1729 - 1752 of 5083 results
Jan 7, 2026 1:30 PM
— Mortgage Rates
Another 2-Month Low For Mortgage Rates After Modest Drop
Wednesday saw minimal movement in mortgage rates due to mixed economic data reports. The average 30yr fixed rate saw a slight drop, bringing it back to 2-month lows. Overall, the day was uneventful. The upcoming Friday jobs report has the potential to cause volatility in rates.
Jan 7, 2026 12:30 PM
— Housing Market
The 3 factors it would take to make housing affordable are 'very unlikely'
Millions of Americans entered the housing market with sub-3% mortgage rates during the pandemic, but as rates and home prices rise while wages remain stagnant, achieving the American dream seems more difficult. Experts believe it is unlikely that buying a home will become more affordable soon, as mortgage rates would need to dramatically drop, median household income would need to significantly in... more
Jan 7, 2026 11:32 AM
— Housing Market
Trump wants ban on large institutional investors buying homes
Donald Trump announced plans to ban institutional investors from buying single-family homes in an effort to improve housing affordability. This led to a selloff in rental REIT stocks. The number of producing loan officers has also increased in 2025, with brokers up 12.5% and IMBs down 11.7%. There are proposals suggesting fundamental changes to how Social Security works.
Jan 7, 2026 8:32 AM
— Mortgage Lenders
Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
The article discusses the importance of verifying human identity for security purposes. It emphasizes the need for human verification to prevent fraudulent activities online.
Jan 7, 2026 8:31 AM
— Mortgage Finance
Mortgage Securitization Rate Increases With GSE Activity
The article discusses the latest trends and updates in the mortgage industry as of 2026.
Jan 7, 2026 8:30 AM
— Mortgage Finance
Mortgage Applications Start Year Well Above Early 2025 Level
The article discusses the latest trends and updates in the mortgage finance industry in 2026.
Jan 7, 2026 8:30 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, January 7, 2026
Mortgage rates were mostly lower compared to a week ago, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing. The average jumbo mortgage rate also decreased. The current average rate for a 30-year fixed mortgage is 6.16 percent. Rates are expected to remain little changed, with a possibility of fluctuation based on economic data and the next Fed meeting. Tips for getting the best p... more
Jan 7, 2026 8:30 AM
— Mortgage Lending
Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics
Successful loan officers need to have the right mindset, explore niches, manage databases, strive toward leadership, and have a good understanding of lending regulations. There are upcoming events and resources available to help loan officers stay updated on industry trends and regulations. Additionally, specific products like HELOCs have unique features that loan officers should be aware of to be... more
Jan 7, 2026 8:05 AM
— Mortgage Rates
Mortgage Rates Tumble to 15-Month Low | Today, January 7, 2026
Mortgage rates have dropped to their lowest point since October 2024, with the average 30-year fixed rate at a 15-month low. Rates may continue to decline slightly due to diminishing Treasury yields. Refinancing or tapping into home equity may be beneficial, while negotiating for lower rates and exploring financial assistance programs can help hopeful buyers. The average 15-year fixed rate mortgag... more
Jan 7, 2026 7:40 AM
— Mortgage Applications
Holiday lull hits mortgage demand hard
Mortgage applications declined by 9.7% in the last two weeks of the year, with purchase activity down 6%. Refinance activity remained high, with the refinance share of overall activity increasing to 56.6%. The average contract interest rates for 30-year fixed-rate mortgages dropped slightly. Despite low rates, there were weekly declines in conventional and FHA purchase applications, with the avera... more
Jan 7, 2026 6:48 AM
— Mortgage Security
Mortgage applications drop 9.7% despite lower rates
The article discusses the importance of verifying one's humanity when completing an online action in order to prevent spam and fraud. It emphasizes the use of CAPTCHA tests and other methods to ensure that real humans are interacting with websites and online platforms.
Jan 7, 2026 6:30 AM
— Bond Markets
Stronger Start Thanks to Europe and ADP
Bonds rallied overnight, with gains aligning with a bond rally in Europe. 10yr yields dropped 2bps from yesterday's close and another 2bps improvement followed the morning's ADP employment data. ADP job count was slightly below forecasts, but the previous month wasn't revised much higher. Job Openings and ISM Non-Manufacturing data are expected to have a bigger impact if results are not in line wi... more
Jan 7, 2026 6:30 AM
— Mortgage Lenders
How much is the monthly payment on a $700,000 mortgage?
The article discusses the various costs and factors associated with taking out a $700,000 mortgage loan, including down payments, closing costs, interest rates, repayment terms, and additional monthly costs like insurance and property taxes. It also provides tips for qualifying for such a large loan, such as saving for a significant down payment, improving credit score, lowering debt-to-income rat... more
Jan 7, 2026 5:32 AM
— Mortgage Applications
Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
Mortgage applications decreased by 9.7% from two weeks earlier, with the Refinance Index down 14% on a holiday-adjusted basis. Purchase applications also decreased, with the average loan size being the smallest in a year. The refinance share of mortgage activity increased, while the average contract interest rates for various types of mortgages all decreased from the previous week.
Jan 7, 2026 5:31 AM
— Mortgage Lending
MBS volatility could rise amid government retreat
The U.S. housing finance system heavily relies on government intervention to stabilize the secondary mortgage markets. The Urban Institute's analysis raises questions about whether government entities should be playing a stabilizer role in the agency MBS markets during times of economic stability. The Federal Reserve stepping in to purchase MBS has been key in subsidizing mortgage rates during eco... more
Jan 7, 2026 5:30 AM
— Mortgage Processing
Mortgage Applications Today: Home Loan Applications Are Still Down Despite Rates at Its Lowest Level
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Jan 7, 2026 4:32 AM
— Housing Market
Apollo’s $1.2B bet on QXO tests data limits in building materials
Apollo Global Management affiliates announced a $1.2 billion investment in QXO, a construction industry with a focus on artificial intelligence, predictive inventory, and advanced B2B e-commerce. The lack of collaboration and data flow in the homebuilding supply chain is identified as a major issue, leading to inefficiencies. The article suggests that operational discipline is more crucial than te... more
Jan 7, 2026 4:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 7, 2026
The article discusses how mortgage rates have been trending upwards, reaching over 7% for a 30-year fixed-rate mortgage by January 2025. It explains the factors influencing mortgage rates, such as economic conditions, government policies, national debt, demand for home loans, and Federal Reserve decisions. The article also provides tips for homebuyers to navigate high mortgage rates, including exp... more
Jan 7, 2026 4:30 AM
— Online Mortgage Services
US Mortgage Rates Fall to 6.25%, Lowest Since September 2024
In order to continue using the website, users must confirm they are not a robot by clicking a box. The article also mentions the importance of browser support for JavaScript and cookies, as well as ensuring they are not being blocked. It suggests reviewing the Terms of Service and Cookie Policy for more information, and provides a reference ID for any inquiries.
Jan 7, 2026 4:00 AM
— Mortgage Rates
Mortgage demand drops nearly 10% to end 2025, despite lower interest rates
Mortgage rates decreased at the end of 2025 and the beginning of 2026, but did not lead to an increase in demand. Application volume fell, with refinancing applications dropping by 14%. The average contract interest rate for 30-year fixed-rate mortgages also decreased to its lowest level since September 2024. As rates fall, there is less demand for adjustable-rate loans.
Jan 7, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability
Mortgage rates have been relatively stable recently with small changes in the national average rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages. The article discusses how the length of the mortgage term affects monthly payments, the pros and cons of different types of mortgages such as fixed-rate and adjustable-rate mortgages, and provides insights into whether to choose a 15-ye... more
Jan 7, 2026 1:32 AM
— Housing Market
Why 2026 might finally be the year homeowners let go of their 2–3 percent rates
Many homeowners who locked in historically low mortgage rates below 4 percent are now considering moving as the market stabilizes and their life circumstances change. Housing decisions are increasingly being driven by lifestyle factors rather than fear, leading to a more balanced market in Las Vegas. With improved inventory and incentives, homeowners are gaining confidence to make move-up purchase... more
Jan 7, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 7, 2026
The article discusses current average refinance rates, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on interest rates, relief felt by homeowners due to lowering rates, reasons to refinance like securing a lower rate, tapping home equity, changing loan terms or types, and costs associated with refinancing. It also mentions different refinance options available and th... more
Jan 6, 2026 6:32 PM
— Mortgage Lending
California real estate trainer fined, banned for license exam violations
Real Estate Trainers Inc. and its ex-president settled with California DRE over the improper use of exam content. The settlement includes a $60,000 penalty and a three-year ban from license activities.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.