Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1681 - 1704 of 5283 results
Jan 18, 2026 9:30 AM
— Mortgage Rates
Homeowners don’t want to move. It’s a big deal for their shrinking backyards.
The article discusses how high mortgage rates are leading to shrinking backyards for homeowners.
Jan 18, 2026 8:30 AM
— Homeownership Costs
If you want to be financially independent at a young age, don’t buy a house, serial investor says
Amid high home prices, inflation, and high mortgage rates, some experts suggest renting instead of buying a home for financial independence. Renting is shown to be cheaper than owning a home in every large U.S. metro area. The high costs of homeownership, such as maintenance, taxes, and updates, may outweigh the benefits of owning a home.
Jan 18, 2026 5:31 AM
— Housing Market
Minneapolis mortgage brokers say federal intervention could freeze spring homebuying
Federal agents from Immigration and Customs Enforcement (ICE) have been conducting operations in Minneapolis and St. Paul, leading to clashes with protesters and an increased federal presence due to investigations into social services fraud. The federal government has also launched a fair housing investigation into Minneapolis housing policies, sparking concerns about the impact on the housing mar... more
Jan 18, 2026 4:38 AM
— Mortgage Lenders
Jan. 17: What is driving mortgage rates; California & AI legislation; Robert Rubin business leader silence; Saturday Spotlight: Flyhomes BBYS – Daily Mortgage News & Commentary
The article discusses Flyhomes, a company that helps homebuyers purchase a new home before selling their current one. They offer innovative financial products to solve common challenges for borrowers. The company operates on a wholesale-only model and provides affordable solutions. The article also includes commentary on the mortgage rate market, potential factors that could impact rates, and prop... more
Jan 18, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 18, 2026: Weekly rates drop by 19 basis points
Current mortgage rates are under 6%, with the average 30-year fixed rate at 5.90% and the 15-year fixed rate at 5.36%. Shopping with multiple lenders is recommended to find the best deal. Rates vary based on type of loan and may differ for purchasing a home or refinancing. Factors impacting rates include mortgage term, interest rate, and type of mortgage. Lenders offer lower rates to those with hi... more
Jan 17, 2026 11:31 AM
— Mortgage Finance
GSE MBS Purchase Effects Ripple to FHA/VA Market
The article discusses recent trends in the housing market, focusing on how low mortgage rates are driving high demand for home purchases. It also mentions the impact of rising home prices on affordability for potential buyers.
Jan 17, 2026 7:30 AM
— Mortgage Rates
Average 30-year mortgage hits the lowest point in more than 3 years
The average long-term U.S. mortgage rate has dropped to its lowest level in more than three years. The 30-year fixed rate mortgage rate is now at 6.06%, down from 6.16% last week and 7.04% a year ago. Lower mortgage rates are helping homebuyers by boosting purchasing power, but uncertainty in the economy and job market is keeping some buyers on the sidelines. The Federal Reserve's rate cuts have c... more
Jan 17, 2026 6:32 AM
— Mortgage Rates
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a strong note with total lock volume increasing 2% month over month and 30% year over year. Refinances, especially rate-and-term, drove the growth. Cash-out refinance volume also saw an increase while purchase activity remained resilient. Mortgage rates were stable in December. Lenders made adjustments on the secondary side with widening spreads and in... more
Jan 17, 2026 6:31 AM
— Housing Market
Trump housing plan to allow use of 401(k) funds for downpayments
Kevin Hassett, a White House economic adviser, hinted at the Trump administration's plans to improve housing affordability, including allowing homebuyers to use their 401(k) funds for down payments. The proposal is aimed at helping first-time buyers without punitive consequences.
Jan 17, 2026 4:38 AM
— Mortgage Rates
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Despite typical holiday-driven seasonality, mortgage rate-lock activity ended the year strong with total lock volume rising by 2% month over month from November and finishing 30% higher year over year. Rate-and-term refinances saw a significant increase of 13% from November and over 170% compared to December 2024. Mortgage rates remained stable in December with the 30-year conforming fixed rate at... more
Jan 17, 2026 4:33 AM
— Mortgage Lenders
Lenders group flags risks in single-bureau credit plan
The article discusses concerns from the Community Home Lenders of America regarding the transition to a single-bureau credit report option at government-sponsored enterprises. Lenders are facing continuous credit report price hikes, prompting a call for credit bureaus to address the issue. The Mortgage Bankers Association is examining data to determine if a premium cut is warranted, while some reg... more
Jan 17, 2026 4:32 AM
— Housing Market
Does the Compass-Anywhere merger spark new phase in portal wars?
Compass's acquisition of Anywhere Real Estate has created a large real estate brokerage, leading to concerns for major real estate portals. The merger could result in increased competition, more private listings, and potential shifts in agent recruitment and portal partnerships.
Jan 17, 2026 4:32 AM
— Housing Market
Bill proposes eliminating capital gains tax on home sales
Rep. Craig Goldman of Texas introduced the Don’t Tax the American Dream Act, a bill that would eliminate federal capital gains taxes on the sale of primary residences for homeowners who have lived in the property for at least two years. The bill aims to increase the national housing supply, reduce the tax burden on homeowners, and improve housing affordability.
Jan 17, 2026 4:31 AM
— Mortgage Lending
Compliance, Servicing, Mortgage Reset Tools; February and March Events and Education
The article discusses various updates and events in the mortgage industry, including the housing market outlook, mortgage rate cuts by the Fed, tips for Independent Mortgage Bankers to improve profitability, regulatory updates, and upcoming conferences and webinars related to mortgage lending.
Jan 17, 2026 4:31 AM
— Bond Markets
Slow Start, Quiet Calendar
The bond market experienced unexpected volatility last week, reminding investors that anything can happen. Currently, bonds are moderately weaker with 10yr yields trending towards the upper boundary of the trading range. Mortgage-backed securities are outperforming slightly, likely due to a combination of actual and expected GSE purchases. The event calendar is light, with only two reports expecte... more
Jan 17, 2026 4:31 AM
— Bond Markets
10yr Yields Finally Break The Range
Despite an absence of market movers, bonds experienced a significant breakout, with 10-year yields reaching their highest level in 4 months. There was some mid-day weakness influenced by comments from Trump, but overall losses were gradual and not tied to a specific event. Mortgage-backed securities (MBS) outperformed due to anticipated GSE MBS purchases, but still ended the week at their lows.
Jan 17, 2026 4:31 AM
— Mortgage Finance
Servicing Valuations Cut Into Banks’ Mortgage Earnings in 4Q
The article discusses various aspects of mortgage finance including design, CMS, hosting, and web development. It seems to focus on technological advancements and strategies to improve the mortgage industry.
Jan 17, 2026 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 17, 2026: Rates hold under 6%
The average 30-year fixed mortgage rate is currently 5.90%, according to Zillow, and has been under 6% for a week. There are various mortgage rates available such as 20-year fixed, 15-year fixed, and ARM options. The article also discusses the pros and cons of different mortgage types, including 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it advises that now may be a... more
Jan 17, 2026 4:30 AM
— Housing Market
Donald Trump to unveil home buying plan involving retirement funds
Donald Trump is expected to announce a plan that would allow Americans to use their retirement savings for down payments on homes. Details about how withdrawals from 401(k) accounts would work are vague, but the plan is set to be presented at the Davos World Economic Forum. The proposal is part of Trump's efforts to address housing affordability concerns, but some experts believe it may not be a s... more
Jan 17, 2026 4:30 AM
— Online Security in Mortgage Lending
How low will U.S. mortgage rates go?
The article discusses the importance of verifying that a user accessing a website or online service is a human and not a bot. It mentions how CAPTCHA tests are commonly used to ensure human verification and prevent automated bots from accessing websites.
Jan 16, 2026 7:31 PM
— Housing Market
Small landlords control the buy-for-rent market, not the mega-investors targeted by Trump
Despite the rising investor purchase share of single-family homes, the majority of investor-owned homes are held by small investors with fewer than 11 properties. Large investors owning 1,000 homes or more only represent 2.1% of all investor-owned stock. The elevated share of investor purchases is attributed to demand for DSCR loans commonly used to finance rental purchases. This trend has helped ... more
Jan 16, 2026 5:32 PM
— Mortgage Lenders
Megatel Homes will launch crypto rewards for renters and buyers
MegPrime's MP Token is set to launch in Texas with plans for a national rollout by the end of 2026. The digital currency offers up to $25,000 in down payment assistance, mortgage rate discounts, and spending rewards for renters and homeowners. The program received approval from the SEC and aims to drive mass adoption through incentives.
Jan 16, 2026 3:30 PM
— Mortgage Rates
Mortgage rates fall to lowest level since 2022
Mortgage rates fell to the lowest level in over three years, driving up purchase applications and refinance activity. President Trump ordered the Federal Housing Finance Agency to buy $200 billion in mortgage bonds and plans to ban large institutional investors from buying single-family homes. The average rate on the benchmark 30-year fixed mortgage decreased to 6.06% from last week's reading of 6... more
Jan 16, 2026 1:30 PM
— Housing Market
Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Builder confidence decreased in January, with the NAHB/Wells Fargo Housing Market Index falling two points to 37. Components such as current sales conditions, prospective buyer traffic, and future sales expectations all weakened. Affordability challenges and rising construction costs continue to weigh on the sentiment of builders. While mortgage rates have declined to a three-year low, the impact ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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