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Mortgage News

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Showing 169 - 192 of 4232 results
Feb 18, 2026 4:31 AM — Home Equity Investments
Companies With Highest HEI Limits: Top 10 Ranked for 2026
Home equity investments can unlock significant amounts of cash without monthly payments, with providers offering different maximum investment amounts ranging from $150,000 to $600,000. Factors such as the percentage of the home's future value given up in exchange and various contract terms distinguish different providers. Homeowners should consider their specific situation, home value, equity, cre... more
Feb 18, 2026 4:30 AM — Mortgage Lenders
Palo Alto shares fall as deal costs pile up amid AI security push
Palo Alto shares fell 8% after the cybersecurity firm lowered its annual profit forecast due to higher integration costs from recent acquisitions, including the $25 billion CyberArk deal. Despite the near-term margin pressure, analysts are confident in Palo Alto's long-term strategy, particularly in identity security and observability. The company has completed several major acquisitions, position... more
Feb 18, 2026 3:30 AM — Interest Rates
Mortgage rates sink to the lowest level in a month, sparking more refinance demand
Mortgage interest rates dropped to the lowest level in a month, leading to an increase in refinancing applications. The demand for refinancing was higher compared to purchasing a home due to concerns about the economy and lack of new housing supply. Mortgage rates have been relatively stable between 6% and 6.25% since the beginning of the year.
Feb 18, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 18, 2026: Lowest in years, and well below 6%
Mortgage rates are expected to decrease as the 10-year Treasury yield has dropped by nearly 2% over the past week, causing investors to turn to bonds. Zillow reports that the 30-year fixed rate is currently at 5.79%, the lowest it has been in years. Different types of mortgages are offered at varying rates, with refinancing rates usually higher than rates when purchasing a house. Adjustable-rate m... more
Feb 18, 2026 2:30 AM — Housing Market
'On the right path': Housing market offers glimmers of hope, some analysts say
Mortgage rates have fallen more than a percentage point, making housing more affordable. Home prices are slowing down while income gains are accelerating, improving purchasing power for buyers. However, there is still a shortage of housing supply causing challenges in the market. Existing home sales have declined, and the lock-in effect, where homeowners are reluctant to move due to higher mortgag... more
Feb 17, 2026 8:32 PM — Mortgage Rates
Mortgage rates steady as inflation cools, home sales dip
Mortgage rates have held steady as inflation eased and home sales dropped due to a January storm. Rates for different loan types have seen minor changes but remained relatively stable. Market watchers do not expect significant Fed action in March.
Feb 17, 2026 7:32 PM — Mortgage Lenders
Rate partners with Betterment to offer mortgage incentives
Rate and Betterment have partnered to offer mortgage incentives to eligible Betterment customers nationwide, including rate discounts of up to 0.75% and $500 in closing credits on select home loans through December 2026. This partnership allows Betterment customers with at least $100,000 in combined investment and cash balances to potentially qualify for discounted interest rates and closing-cost ... more
Feb 17, 2026 2:30 PM — Mortgage Lenders
Palo Alto Networks cuts annual profit forecast as deal costs bite, shares fall
Palo Alto Networks has trimmed its annual profit forecast due to rising costs from recent acquisitions to enhance AI capabilities. The company acquired Israeli startup Koi, CyberArk Software, and Chronosphere in efforts to counter AI-driven cyber threats. Despite the profit forecast decrease, the company raised its annual revenue forecast and expects a cash expenditure of $2.3 billion for the Cybe... more
Feb 17, 2026 1:36 PM — Mortgage Rates
Mortgage Rates Stay Flat to Start New Week
Mortgage rates remained steady, in line with last Friday's levels, which is a positive development. Rates tend to be more volatile before and after a 3-day weekend, but they are currently at some of the lowest levels seen in over 3 years.
Feb 17, 2026 12:32 PM — Mortgage Lenders
UMortgage launches flat-fee model to recruit 1,000 loan officers
UMortgage is transitioning to a flat-fee compensation model for loan officers, waiving fees for those who close more than 50 loans per year. They are aiming to grow their sales force to 1,000 loan officers by December, offering recruitment incentives and capping the annual corporate margin at $49,750.
Feb 17, 2026 10:46 AM — Mortgage Lenders
More Mortgage Competition Could Mean Better Rates for Buyers
Federal regulators are considering easing certain mortgage-related requirements for banks in order to encourage big banks to compete more aggressively in the mortgage market. This potential change could lead to more lenders fighting for business, resulting in better deals for borrowers. The shift towards lenders competing more aggressively could improve affordability, especially in today's housing... more
Feb 17, 2026 9:31 AM — Mortgage Lenders
Rocket Pro executive Mike Fawaz leaves the megalender
Several prominent leaders in the mortgage industry have recently left their positions at companies like Rocket Pro and Sagent. The industry is seeing a shift in leadership roles and a focus on scaling mortgage production with the help of AI-driven efficiency and stable staffing.
Feb 17, 2026 8:37 AM — Bond Markets
Mostly Holding Last Week's Impressive Gains
Bonds initially continued last week's gains at the start of the session, but these gains disappeared after a few hours of trading. Despite this, the movement wasn't concerning, and it is expected that bonds will stay within a 4.0-4.10% range in 10yr yields.
Feb 17, 2026 6:36 AM — Mortgage Delinquencies
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on residential properties increased in the fourth quarter of 2025, with the most significant increase seen in FHA loans. Factors contributing to the rise in delinquencies include the expiration of pandemic-era relief options and disparities in the labor market. Serious delinquencies vary by year of origin, with newer FHA originations showing better performan... more
Feb 17, 2026 6:33 AM — Mortgage Rates
30-year mortgage rates decline - When will they fall? | Today's mortgage and refinance rates, February 17, 2026
Mortgage rates were mostly lower, with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates rose. The latest data on job gains exceeded expectations, but unemployment rates increased. Mortgage applications were flat, with increased interest in FHA and ARM products. The Fed is not meeting until mid-March, and data on inflation and employment could influence rate movemen... more
Feb 17, 2026 5:22 AM — Home Equity Line of Credit (HELOC)
HVAC Impact on HELOC Appraisal: Protect Your Home Equity
The article explains how HVAC systems can impact HELOC appraisals, as appraisers assess the age, condition, and functionality of the system to determine the home's overall condition rating and market value. Upgrades to HVAC systems can either increase or decrease appraised value. Appraisers consider factors like the type of system, age, visible condition, and functionality. HVAC upgrades may not s... more
Feb 17, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 17, 2026: Resisting volatility while moving lower
The article provides information on current mortgage rates, refinance rates, and the benefits of different mortgage term lengths. It also discusses the differences between fixed-rate and adjustable-rate mortgages, offering insights into how they work and how to choose between the two. Lastly, it includes forecasts for future mortgage rates based on industry predictions.
Feb 17, 2026 2:30 AM — Interest Rates
Dollar Rises As Currency Traders Bet on Fewer Fed Cuts
The dollar edged higher as currency traders doubted the Federal Reserve's ability to deliver three rate cuts in 2026. Hedge funds decreased bearish bets against the dollar, questioning whether economic data would support the expected rate cuts. Despite recent market pressure on the dollar, the Fed's borrowing costs could lead to a dollar rebound. Analysts believe the Fed will cut rates in June and... more
Feb 17, 2026 1:38 AM — Mortgage Lenders
Mike Fawaz to depart Rocket Pro, announce next steps in March
Mike Fawaz is stepping down from Rocket Pro after nearly 15 years to pursue the next chapter of his career, with plans to announce his next steps in March. Most homeowners are surprised by escrow payment increases, with higher property taxes being cited as the main cause.
Feb 16, 2026 3:30 PM — Mortgage Lenders
A Strategy for Beating Higher Mortgage Rates?
Assumable mortgages allow buyers to take over a seller's mortgage with a lower interest rate, providing savings in a tight housing market. However, challenges include slow approval processes, cash down payments to cover price differences as home values rise, and a lack of awareness on the part of homeowners and buyers. Companies have emerged to help facilitate these mortgage transfers but face res... more
Feb 16, 2026 11:38 AM — Mortgage Lending
Bowman signals Fed prepared to revive banks’ role in mortgage market
The Federal Reserve is proposing two mortgage-related regulatory rules to encourage banks to participate more in mortgage origination and servicing, as these activities have shifted significantly to nonbanks in recent years. The proposals aim to make capital requirements more risk-sensitive and align them with the actual risk profile of mortgage lending and servicing.
Feb 16, 2026 9:54 AM — Reverse Mortgages
American Senior Lending Review 2026
American Senior Lending is a reverse mortgage brand that specializes in FHA-insured HECM loans for homeowners age 62 and older. It operates as a DBA of HighTechLending, Inc. The company emphasizes education and specialization over broad product variety or national pricing scale. While it may not offer as many product variations or competitive pricing as larger lenders, it may be a good fit for sen... more
Feb 16, 2026 9:52 AM — Home Equity Agreements
Do You Still Own Your House in a Home Equity Agreement?
Home equity agreements allow homeowners to access their home's equity without making monthly payments, while still retaining legal ownership and control of the property. Providers gain a financial interest in the home's future value through a recorded lien and can enforce repayment if contract terms are not met. Homeowners must settle the agreement at specific trigger events, such as a sale or ref... more
Feb 16, 2026 9:37 AM — Mortgage Lenders
Can an HEA Sit in Third Position Behind a HELOC?
HEAs can be placed in third position behind an existing first mortgage and HELOC, but many providers do not allow this. Providers usually prefer a higher lien position to reduce repayment risk. Approval for a third-position HEA depends on existing liens, remaining equity, and level of risk. Providers often require paying off or closing an existing HELOC before approving an HEA. Refinancing with a ... more
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