Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 145 - 168 of 4232 results
Feb 19, 2026 5:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 2.8% from the previous week, with a significant rise in refinance applications. Purchase applications showed a slight decrease overall, with VA purchase applications being the exception. Average contract interest rates decreased for 30-year fixed-rate mortgages and 5/1 ARMs, while points either remained unchanged or decreased for most loan types.
Feb 19, 2026 5:30 AM
— Bond Markets
Accidental Clairvoyance (Not Really...)
Bonds are weaker without any specific fundamental reason, with trading being driven more by technical factors. Jobless Claims data came in better than expected, but this didn't help bond performance. Yields have reached 4.10, and the market is waiting for Friday's economic data before making any significant moves.
Feb 19, 2026 3:30 AM
— Interest Rates
Fed confirms it obeyed White House request for an unusual ‘rate check,’ weakening the dollar against foreign currencies
The U.S. Federal Reserve conducted a rate check on the USD/JPY exchange rate earlier this year at the request of the White House. This move is seen as a way to potentially intervene in currency markets and weaken the dollar against the yen, making U.S. goods and services more attractive to foreign businesses and investors. This rare intervention was surprising to analysts and reflects a desire to ... more
Feb 18, 2026 4:07 PM
— Interest Rates
Fed minutes underscore magnitude of volatility weighing on policymakers
The Federal Reserve officials seem to have paused rate cuts in January, focusing on stabilizing job markets and returning inflation to 2%. There was discussion regarding President Trump's policy to lower mortgage rates through MBS purchases, as well as the possibility of future rate hikes to combat inflation. Uncertainty remains regarding labor market conditions and data quality.
Feb 18, 2026 3:33 PM
— Housing Market
Wary optimism sparks new-home outlook … but grind may linger
NAHB's chief economist predicts a 1% rise in housing starts for 2026, noting signs of affordability improvement and the likelihood of steady or declining mortgage rates. While homebuilder sentiment remains subdued, there is guarded optimism for a recovery in new-home sales by the end of the year.
Feb 18, 2026 3:30 PM
— Bond Markets
Half-Hearted Correction Continues
Yields rallied 30bps in just over a week but haven't done much over the past 2 days. Bonds have consolidated at slightly higher levels, and any movement will likely depend on upcoming data releases. Today's data showed modestly unfriendly results, including core durable goods at 0.6 vs 0.4 and a lackluster 20yr bond auction.
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 1:30 PM
— Mortgage Rates
Mortgage rates drop again to a new three-year low
The article discusses how mortgage rates are currently at low levels, with the latest national median income and home prices. It also mentions that the Federal Reserve decided to hold its benchmark interest rate steady due to strong labor numbers. The government's announcement to buy mortgage-backed securities led to a temporary reduction in rates, but experts predict that rates will gradually dec... more
Feb 18, 2026 12:30 PM
— Housing Market
Builder Confidence Remains Subdued
Builder confidence decreased for the second consecutive month in February according to the NAHB/Wells Fargo Housing Market Index. Affordability issues and high construction costs contributed to the negative sentiment. Components like current sales conditions and future sales expectations declined, while buyer traffic remained low. Builders are offering incentives to attract buyers but many are sti... more
Feb 18, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Tick Microscopically Higher
Mortgage rates only increased by 0.01% today, the smallest change recently. Borrowers likely won't notice much difference compared to yesterday's rates. The lack of improvement suggests the recent decrease in rates may be pausing. Economic reports released on Friday may influence future rate movement.
Feb 18, 2026 12:30 PM
— Treasury Rates
Key Technical Level, But Does it Matter?
The 10yr Treasury yield is approaching but not breaking the resistance at 4.00%. This level has been a pivot point since late 2022 and has seen resistance frequently since September. Economic data and Fed Minutes are not expected to prompt a break in yield. Without new bullish motivations, yields are expected to remain range-bound.
Feb 18, 2026 12:01 PM
— Online Security
Housing market update: Inventory builds as price cuts persist
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Feb 18, 2026 11:33 AM
— Online Security in Mortgage Lending
Mortgage Applications Increase in Latest MBA Weekly Survey
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Feb 18, 2026 11:30 AM
— Interest Rates
Fed minutes: Lower inflation needed before many officials will support rate cuts
Minutes from a recent Federal Reserve meeting showed that many officials are hesitant to support further interest rate cuts this year unless inflation falls more, especially considering the stabilization of the job market. The Fed's key rate is currently seen as at a level that neither stimulates nor hinders the economy. While some officials believe more rate cuts may be needed if inflation contin... more
Feb 18, 2026 11:30 AM
— Mortgage Lending
Homebuilders Hope Lower Mortgage Rates Will Lure Buyers as New Construction Falls
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Feb 18, 2026 11:30 AM
— Interest Rates
Fed meeting minutes: Rates could come down further if inflation drops
Federal Reserve officials are divided on the outlook for interest rate cuts, with some anticipating further cuts if inflation drops and others seeing a need to hold rates steady for some time. Most officials caution that progress towards the 2% inflation goal may be slower than expected and that the risk of inflation running above 2% is meaningful. They also discuss concerns about high asset valua... more
Feb 18, 2026 11:01 AM
— Mortgage Lending
Mortgage defect rate rises for third straight quarter as refinance market heats up
The critical defect rate for U.S. mortgages increased during the third quarter of 2025, driven primarily by income and employment defects as the industry faced operational challenges due to a shift from a purchase-dominant to a refinance-dominated market. Refinance loans accounted for a disproportionate number of critical defects due to documentation refresh requirements and validation timing issu... more
Feb 18, 2026 10:32 AM
— Mortgage Lenders
Rocket Pro’s Austin Niemiec doubles down on broker channel focus
Austin Niemiec is now leading Rocket Pro, emphasizing commitment to broker channel growth and integration. There have been recent leadership changes at Rocket Companies and Rocket Mortgage, with Niemiec returning to lead the channel amidst these changes.
Feb 18, 2026 10:32 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, February 18, 2026
Mortgage rates have edged up slightly for the second consecutive day. Despite mixed economic signals, rates are expected to remain near three-year lows for the near-term. The 30-year fixed mortgage rate currently stands at %, while the 15-year fixed mortgage rate is at %. Economic factors like Treasury yields, geopolitical tensions, and labor market data are influencing the mortgage rates. Experts... more
Feb 18, 2026 9:44 AM
— Mortgage Rates
Refi shift drives latest increase in mortgage defect rates
Plummeting mortgage rates in the third quarter of last year led to a shift in originators' business mix toward refinance, resulting in a significant increase in defect rates. The typical homebuyer's down payment in the U.S. decreased by 1.5% year over year. Large investors accounted for a higher percentage of single-family home purchases. Mortgages professionals anticipate hiring or maintaining cu... more
Feb 18, 2026 6:35 AM
— Mortgage Rates
Mortgage Rates Rise | Today, February 17, 2026
Mortgage rates have slightly increased but are still near three-year lows. The economic landscape is mixed, with improving inflation data offset by strong labor market and cautious housing demand. Rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable rate mortgages are provided. Market sentiment is cautious due to inflation and labor market signals. The Federal Reserve is ... more
Feb 18, 2026 6:30 AM
— Mortgage Lending
Mortgage Applications Today: Home Loan Demand Rebounds as 30-Year Rate Falls to 4-Week Low
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Feb 18, 2026 5:46 AM
— Home Equity Agreements
Home Maintenance Rules for Home Equity Agreements (HEAs)
Home equity agreements (HEAs) allow homeowners to access cash from their home's equity without making monthly payments. However, homeowners are required to maintain their homes and adhere to specific maintenance rules outlined in the HEA contracts to ensure the property's value is preserved. Neglecting maintenance can lead to a decrease in the home's value, posing a risk to the provider. Responsib... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.