Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1489 - 1512 of 4284 results
Dec 8, 2025 1:10 PM
— Mortgage Rates
Mortgages rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rate predictions for 2026 are challenging due to various factors influencing interest rates. Zillow predicts rates above 6%, Redfin forecasts rates in the low-6% range, and Realtor.com expects rates around 6.3%. Affordability is expected to improve slightly, leading to moderate growth in existing-home sales and home prices. Overall, the housing market is predicted to see gradual improveme... more
Dec 8, 2025 12:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is set to announce its final monetary policy decision of the year, with expectations of a 0.25% rate cut. The decision will be closely watched by investors, along with changes to the Summary of Economic Projections, disagreement among Fed officials, and predictions for future rate cuts. There is uncertainty regarding future rate cuts in 2026, with views ranging from a 'hawkish ... more
Dec 8, 2025 10:34 AM
— Mortgage Rates
30-year mortgage rates increase before the Fed meeting | Today's mortgage and refinance rates, December 8, 2025
Mortgage rates were mostly higher compared to last week, with increases in rates for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. Economic data has led to expectations of a rate increase by the Federal Reserve in December. The release of delayed economic data is expected to provide more clarity on where mortgage rates are heading in 2026. Current average rates for ... more
Dec 8, 2025 10:32 AM
— Brokerage
Florida brokerage wins $24k from buyer after buyers broker agreement breached
A Florida brokerage won $24,000 in arbitration after a buyer breached a mandatory broker agreement, indicating that new NAR rules may lead to more commission enforcement and collection actions.
Dec 8, 2025 10:31 AM
— Mortgage Rates
Lower mortgage rates lift refi retention to 3.5-year high
Mortgage rates dropped 50 basis points in the third quarter, leading to an increase in refinance candidates and retention rates. Rate-and-term refinances dropped 14% month over month in October but were still significantly higher than the previous year. Additionally, there may be eased lending rules for manufactured housing if the defense bill eliminates the 'permanent chassis' requirement.
Dec 8, 2025 8:31 AM
— Mortgage Finance
Servicer Refi Retention Rose to Three-Year High
The article discusses the current trends in the housing market, focusing on rising mortgage rates and how they are affecting potential homebuyers. It also mentions the impact of treasury rates and bond markets on mortgage rates.
Dec 8, 2025 8:30 AM
— Mortgage Technology
Non-Agency, DSCR, eSignature, Data Analysis Tools; Deep Dive on Fed Week
The article discusses various mortgage-related topics such as marketing and sales strategies in the mortgage industry, new capabilities in mortgage technology, and updates on programs offered by different mortgage service providers.
Dec 8, 2025 7:34 AM
— Mortgage Rates
Lenders fire up mortgage wars as rates touch 3.5% in boost to buyers
Santander and Nationwide have lowered mortgage rates to boost property moves, as lenders compete for business. Rates had risen after post-lockdown deals in 2020, but now show signs of dropping again, with some as low as 3.51%. The average fixed deals are now below 5%, the lowest since 2022. The property market has stalled due to Budget uncertainty, with regional differences in price changes. Lower... more
Dec 8, 2025 7:30 AM
— Bond Markets
Yields Testing Range Ceiling Ahead of Auctions, Data, And The Fed
Bonds are facing pressure at the start of the week following the worst week of selling since late October. The market may be bracing for another negative impact from the Fed, making room for Treasury auctions during a less liquid time of year, and preparing for an important JOLTS release on Tuesday morning. 10yr yields are reaching the upper boundary of the medium term range.
Dec 8, 2025 7:30 AM
— Housing Market
Is December a good time to buy a house?
The U.S. housing market is experiencing changes as the year closes, with mortgage rates lower than the previous year. Home values are declining in some areas, with houses staying longer on the market. Despite some positive signs of improvement, sellers are pulling homes off the market due to unrealistic price expectations. Inventory has increased, but more sellers are willing to negotiate with pri... more
Dec 8, 2025 7:17 AM
— Mortgage Rates
Mortgage Rates Rise Ahead of Fed Meeting | Today, December 8, 2025
Mortgage rates increased incrementally over the weekend due to Treasury yield expansion. Despite regressing from annual lows, it may still be advantageous to refinance or tap into home equity. Negotiating rates and qualifying for assistance programs can help potential buyers lower barriers to entry. Rates for 30-year fixed mortgages are at 6.28%, while 15-year fixed rates are at 5.62%. ARMs have l... more
Dec 8, 2025 6:32 AM
— Mortgage Rates
ICE: Falling rates boost refinance retention to 3.5-year high
ICE Mortgage Technology's December 2025 report shows a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved with lower delinquency rates, although foreclosure activity increased.
Dec 8, 2025 6:30 AM
— Interest Rates
What another Fed cut could mean for your personal borrowing costs
The Federal Reserve is expected to lower its benchmark rate by a quarter percentage point, marking the third consecutive rate reduction this year. The move may not guarantee lower borrowing costs for most Americans, as the impact varies depending on the type of loan. Short-term loans like credit cards are more directly influenced by the Fed's rate cuts, while longer-term loans like mortgages are t... more
Dec 8, 2025 4:56 AM
— Mortgage Lenders
HECM Lien Status: What It Means for Reverse Mortgage Borrowers
A Home Equity Conversion Mortgage (HECM) requires the loan to be recorded as the first lien on the property, ensuring that the reverse mortgage has priority over all other claims when the home is sold or the loan becomes due. Existing mortgages, HELOCs, and other liens must be paid off before closing, and involuntary liens can affect the process. Any HECM proceeds must first go towards paying off ... more
Dec 8, 2025 4:31 AM
— Housing Market
Best And Worst Markets For Homebuyers, Ranked
Bankrate analysis found that Pittsburgh, Detroit, and Birmingham offer the largest selection of affordable homes for typical homebuyers, while coastal metros like New York, Boston, and Los Angeles require six-figure salaries to avoid being priced out. Homeownership has become a luxury in many large U.S. cities, with metro areas in the South and Rust Belt being more affordable.
Dec 8, 2025 3:30 AM
— Housing Market
Priced Out Of 75% Of The Market, Americans' Dream of Homeownership Has Become A Luxury
Julia Sheers and her boyfriend are struggling to find a house they can afford due to the extremely competitive housing market in Charlotte and across the country. Many Americans are finding homeownership unattainable due to low inventory, rising home prices, rapidly increasing mortgage rates, and wages that haven't kept up. Supply of affordable housing is severely limited, pushing homeownership fu... more
Dec 8, 2025 3:30 AM
— Interest Rates
The Fed is likely to cut rates for a third time this year. What happens next year is less certain.
There is a consensus that the Federal Reserve will likely cut interest rates by 25 basis points in an upcoming meeting, even though there are concerns about inflation and divisions within the committee. Some officials support the rate cut, while others are hesitant and want to wait to see how the economy fares in the future.
Dec 8, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting?
Mortgage rates have risen this week according to Zillow data, with the 30-year fixed-rate increasing to 6.10% and the 15-year fixed-rate to 5.55%. The Federal Reserve may cut the federal funds rate, but it doesn't guarantee a decrease in home loan rates. The article also discusses current mortgage rates, refinance rates, and different mortgage terms and types.
Dec 8, 2025 3:30 AM
— Mortgage Rates
UK mortgage rates fall to lowest since September 2022; China’s trade surplus hits $1tn – business live
China's exports exceeded forecasts driven by a surge in shipments to non-US markets. The UK saw a decrease in average mortgage rates for two- and five-year fixed mortgages to their lowest levels since early September 2022. Lenders are preparing for a competition in the home loans market with decreasing rates and activity expected to increase in early 2026.
Dec 8, 2025 12:30 AM
— Interest Rates
Current mortgage rates report for Dec. 8, 2025: Rates hold steady with Fed meeting on horizon
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., how they have changed over time, and factors influencing them. It also highlights the impact of economic conditions, the Federal Reserve's actions, historical context, and ways for borrowers to get the best mortgage rates.
Dec 8, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 8, 2025
The article discusses the average refinance rate on a 30-year fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, cases where refinancing may be beneficial, different types of mortgage refinance loans, closing costs associated with refinancing, and tips for choosing the right lender. It also mentions programs like Refi Now and Refi Possible for eligib... more
Dec 7, 2025 5:30 PM
— Mortgage Lending
Is President Trump's proposed 50-year mortgage right for you? Experts weigh the pros and cons
President Donald Trump proposed 50-year mortgages as a solution to housing costs in California. Experts are skeptical, noting that the monthly savings compared to a 30-year mortgage are minimal. However, in some cases, such as when affordability is the main concern, a 50-year mortgage may make sense with the option to refinance later into a shorter loan term.
Dec 7, 2025 6:12 AM
— Mortgage Rates
Mortgage purchase applications near 3-year high as spreads improve
Mortgage purchase applications have reached a three-year high due to improved spreads keeping rates near 6% for 18 weeks. Inventory growth and slower price gains also support stronger buyer demand in late 2025.
Dec 7, 2025 4:32 AM
— Privacy and Data Protection
Schedule for Week of December 7, 2025
This article discusses the importance of protecting personal information and the option for individuals to opt out of having their personal information sold.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.