Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1465 - 1488 of 4284 results
Dec 9, 2025 9:30 AM
— Bond Markets
Job Openings Data Causing Weakness in Bonds
Despite a fairly straightforward session in the bond market on Tuesday, there was a sell-off due to higher job openings data. However, the 'quits' rate falling to its lowest levels helped to cushion the impact on rates.
Dec 9, 2025 9:30 AM
— Mortgage Rates
Mortgage Rates Hit Lowest Level in Over a Year
In November, the average mortgage rates trended lower, with the 30-year fixed-rate mortgage averaging 6.24% and the 15-year rate at 5.51%. Both rates were lower compared to a year ago. Falling mortgage rates have led to increased mortgage application activity and existing home sales rising to an eight-month high in October.
Dec 9, 2025 8:30 AM
— Mortgage Lenders
Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing
The article discusses various topics related to the mortgage industry, including fraud prevention, mortgage fraud cases, market trends, compliance solutions, retention strategies, customer intelligence tools, partnership opportunities, and product offerings.
Dec 9, 2025 7:32 AM
— Mortgage Lenders
Page 3 – Daily Mortgage News & Commentary
The article discusses various services, products, and software available for lenders and brokers in the mortgage industry. It covers topics such as flood determination reports, compliance solutions, retention strategies, data tools for borrower intent, partnership opportunities, and home equity products. Different companies like ICE Flood, MQMR, LoanCare, Total Expert, and Cenlar are mentioned, al... more
Dec 9, 2025 6:34 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks, with FHA and VA mortgages showing the highest retention rates. Second-lien home equity withdrawals also surged to an 18-year high as more homeowners tapped into equity... more
Dec 9, 2025 6:33 AM
— Mortgage Lending
Page 2 – Daily Mortgage News & Commentary
The article discusses the possible return of assumable mortgages as a potential solution to the housing affordability crisis. With locked-in mortgage rates and frozen inventory, policymakers, lenders, and consumers are debating the implications of assumable mortgages and other bold solutions to reshape the housing market.
Dec 9, 2025 4:34 AM
— Mortgage Lending
NRMLA urges HUD and FHA to reform reverse mortgage programs
The article discusses the process of verifying human identity to prevent fraudulent activities, which may take a few seconds to complete.
Dec 9, 2025 4:33 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, with rate-and-term refinances dominating activity. Non-bank servicers retained borrowers at a higher rate than banks, and second-lien home equity withdrawals surged to an 18-year high. Home affordability has improved but remains stretched.
Dec 9, 2025 4:33 AM
— Mortgage Security
ROAD to Housing Act left out of NDAA
The article discusses the importance of verifying human identification to prevent fraud and ensure security online.
Dec 9, 2025 4:32 AM
— Housing Market
When will the judge to decide the Compass-Zillow listing policy suit?
Final arguments have been filed in the Compass-Zillow lawsuit over listing access, with the court's decision on the preliminary injunction expected soon. The lawsuit focuses on Zillow's listing access standards policy that bans listings publicly marketed for more than one business day before being displayed on Zillow.
Dec 9, 2025 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 9, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan and provides information on the refinancing process, considerations, and options. It also mentions the recent trends in mortgage interest rates, factors affecting refinancing decisions, and costs associated with refinancing.
Dec 9, 2025 3:30 AM
— Mortgage Lending
Homeowners Are Still Locked In by High Mortgage Rates—Especially in These 5 Top Markets
The article discusses an issue with processing a request on a real estate website, providing a reference ID for further assistance.
Dec 9, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 9, 2025: Will a Fed rate cut move rates lower?
Mortgage rates have remained stable in recent weeks, currently ranging from 5.53% to 6.30% for fixed and ARM options. Refinance rates are typically higher. Using a mortgage calculator can help determine the best option for different term lengths. Economists do not anticipate significant drops in mortgage rates through 2026, with factors such as the Federal Reserve's decisions and economic reports ... more
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
Dec 9, 2025 1:30 AM
— Mortgage Rates
Banks in mortgage war as rates plunge in major boost to buyers
Santander and Nationwide have lowered mortgage rates in an effort to boost property moves due to a stalled property market. Multiple lenders have dropped rates to below 5%, with expectations that rates will continue to decrease as the Bank of England may lower the base rate. The decrease in rates is expected to stimulate housing market activity in the new year, especially for mid-market and first-... more
Dec 8, 2025 8:32 PM
— Refinance Activity
ICE: Refi Retention Rates Reached 3.5-Year High in Q3
In the third quarter, refinance retention hit a 3.5-year high, with mortgage servicers retaining more than half of borrowers leaving 2024 vintage loans. Rate-and-term retention increased to 37%, while cash-out refinance retention was at 23%. Non-banks retained refinancing borrowers at a higher rate than banks. Rate-and-term refis made up 62% of all refi activity in October. Homeowners who refinanc... more
Dec 8, 2025 7:31 PM
— Housing Market
California tops list of riskiest housing markets
Affordability remains a challenge in the housing market, especially in California. Investors buying low-priced properties often end up losing money when selling, according to Attom's home flipping report. Mortgage professionals suggest that more research, including cost-benefit analysis, is needed. Zillow reports that most homebuyers do not shop around for mortgage quotes, which could lower their ... more
Dec 8, 2025 6:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee remains divided over future rate cuts with inflation above the target but signs of softening job market. Mortgage rates are down nearly 1% since January, although there was a slight rise after the September and October cuts. The Fed announc... more
Dec 8, 2025 5:31 PM
— Mortgage Lending
Borrowers raise RICO counts against DR Horton, DHI Mortgage
Homeowners are accusing D.R. Horton and its DHI Mortgage arm of racketeering, with allegations including excessive fees for debit card payments and misuse of personal mortgage records. Homebuilders are offering ultra-low mortgage rates to sell unsold inventory, matching record lows seen during the Covid-19 pandemic.
Dec 8, 2025 4:33 PM
— Mortgage Rates
Tuesday: Job Openings
Mortgage rates have started the week near 3-month highs, according to Matthew Graham at Mortgage News Daily.
Dec 8, 2025 4:31 PM
— Housing Market
ROAD to Housing Act cut from defense bill, pushing reform efforts into 2026
The 'ROAD to Housing Act' aimed to address the housing affordability crisis by reducing regulatory burdens and incentivizing private capital to build more housing units. The Act had broad support from industry groups, but it was excluded from the 2026 National Defense Authorization Act, causing advocates to shift their focus to the House Financial Services Committee for further review. Despite the... more
Dec 8, 2025 2:31 PM
— Bond Markets
Pre Fed Jitters? Not Exactly
Both stocks and bonds experienced a sell-off right after the NYSE open, which may be related to concerns about the Fed's rate cut outlook. However, Fed Funds Futures do not support this narrative. The explanation for the volatility in the market is attributed to the period between Thanksgiving and New Year's.
Dec 8, 2025 1:56 PM
— Mortgage Rates
Mortgage rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rates are predicted to remain above 6% in 2026 by various economists and listing platforms like Zillow, Redfin, and Realtor.com. They all forecast modest increases in existing-home sales and low levels of new-home construction. Affordability is expected to slowly improve, driving a shift in the housing market towards buyer power.
Dec 8, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Start Week Near 3 Month Highs
Stocks and bonds both decreased on Monday, causing mortgage rates to rise near their highest levels in over 3 months. The increase in rates may be due to 'pre-Fed jitters' as the next Fed announcement approaches. Clearer explanations may arise in the next couple of days following Tuesday's economic data and Wednesday's Fed announcement.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.