Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3169 - 3192 of 4305 results
Jul 26, 2025 8:00 AM
— Mortgage Rates
Sales Are Down While Mortgage Applications Are Up
Mortgage rates have remained stable for the past three years despite expectations of a decrease. Housing market conditions are influenced by various factors such as listing inventory, builder incentives, and stable prices. The administration's economic policies, including tariffs and deficit increase, have contributed to inflationary pressures and are preventing significant drops in mortgage rates... more
Jul 26, 2025 3:01 AM
— Housing Market
FHFA set to end equitable housing finance plans for GSEs
The Federal Housing Finance Agency is proposing to repeal its fair lending, fair housing and equitable housing finance rule to comply with Pres. Trump's executive orders. They believe the rule is redundant as other agencies already administer similar laws. Additionally, there are discussions about potential plans regarding Fannie Mae and Freddie Mac's future.
Jul 26, 2025 3:00 AM
— Mortgage Rates
Worth waiting? This is the mortgage rate homebuyers say will push them to move.
High home prices and mortgage rates are making homeownership challenging for many potential buyers and sellers, leading to a slowdown in home sales. The National Association of Realtors predicts that if mortgage rates were to drop to 6%, an additional 5.5 million households would be able to afford a home. However, rates have not been below 6% in nearly three years, causing homeowners who bought or... more
Jul 26, 2025 3:00 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, July 26, 2025: Current home equity line of credit rate holds firm
The article discusses the current national average HELOC interest rate, explaining how a HELOC works as a second mortgage with your home as collateral. It provides information on the average APR, the value of home equity in the country, differences between HELOC rates and primary mortgage rates, and factors that influence HELOC rates and terms. Various lenders offer different rates and terms, and ... more
Jul 26, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 26, 2025: Fixed mortgage rates see marginal changes
The article discusses the current mortgage interest rates, offering insight into how to lock in an interest rate when buying a house, considerations for different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, and factors that influence mortgage rates. It also touches on strategies to secure low mortgage refinance rates, explaining how credit score, debt-to-income... more
Jul 26, 2025 2:00 AM
— Housing Market
Home sales are down. So why are prices at an all-time high?
The housing market has slowed down this year due to high prices and elevated mortgage rates. Home prices hit an all-time high in June, with sales numbers decreasing. The market is currently divided between those who can afford high-priced homes and those who are being shut out. Sales are strongest in the high-end market, with homes priced over $1 million seeing a sales spike. The market is discour... more
Jul 25, 2025 2:00 PM
— Bond Markets
Bonds Brace For Stormier Weather After This Week's Smooth Sailing
Bonds traded with forgettable, sideways momentum this week with minor fluctuations. Friday saw gains due to optimism surrounding U.S./EU trade talks, leading to steady sideways movement. The upcoming week is expected to have more volatility with relevant events daily, including Friday's big jobs report.
Jul 25, 2025 2:00 PM
— Mortgage Rates
Mortgage Rates End Week Unchanged. Next Week, Probably Not...
The week was uneventful in terms of mortgage rates, with rates remaining unchanged as of Friday afternoon. Improvement in relations between the Trump administration and Fed Chair Powell helped stabilize the bond market, leading to rate stability. Next week is expected to bring more volatility, with big events scheduled each day, including the release of the jobs report on Friday.
Jul 25, 2025 11:00 AM
— Housing Market
GSEs could exit conservatorship fast, experts say
The article discusses the potential unexpected and quick exit of government-sponsored enterprises from conservatorship. It also mentions the Community Investment and Prosperity Act that could unlock billions in capital for affordable housing. Additionally, it talks about a repeal of a Biden-era fair housing policy and repositioning of Common Securitization Solutions by government-sponsored enterpr... more
Jul 25, 2025 10:01 AM
— Mortgage Finance
Lenders Losing Some Market Share Among Foreign Buyers
The article discusses the latest trends in the housing market, highlighting an increase in mortgage rates due to rising treasury yields. This increase in rates is leading to a slight slowdown in mortgage lending activity.
Jul 25, 2025 10:00 AM
— Mortgage Finance
FHA Default Rates Increase in 2Q25, VA Performs Better
The article discusses various aspects of mortgage finance publications and the importance of design, content management systems, hosting, and web development in the industry. It highlights the role of these components in creating engaging and informative mortgage-related content.
Jul 25, 2025 9:33 AM
— Retirement Savings and Education Funding
Ask The Experts: How To Balance Saving For Retirement And My Child’s Future
The article discusses the importance of balancing saving for retirement with saving for your child's future, such as college expenses or a wedding. It suggests starting with a clear understanding of your specific goals, developing a budget, and reassessing your plan regularly. Financial advisors recommend not sacrificing your retirement savings to prioritize your child's college fund.
Jul 25, 2025 9:00 AM
— Government Intervention and Mortgage Rates
HELOC Products; HUD, FHA, and Ginnie News; Unscripted Powell and Trump
The article discusses a variety of topics related to the mortgage industry, including a video clip of President Trump and Fed Chair Powell discussing interest rates, the acquisition of NFTYDoor by Homebridge for AI-powered mortgage lending, best practices for lock desk operations, and the expansion of MAXEX's Non-Delegated Program. It also covers government product news regarding changes to Mortga... more
Jul 25, 2025 9:00 AM
— Mortgage Finance
Inflation Likely Cause of Higher FHA Delinquencies: Study
The article discusses the latest trends in the mortgage market, including changes in mortgage rates and housing market conditions. It also highlights the impact of interest rates on mortgage lending and borrower behavior.
Jul 25, 2025 8:02 AM
— Mortgage Lending
Hedging, Correspondent, AI Answer, Subservicing, Processing, Fee Modeling Tools; Classes, Training, and Webinars
The article discusses various mortgage-related topics such as the average home price in Utah, state-level fraud rankings, the percentage of homeowners without a mortgage, and the impact of fee changes on lenders. It also mentions different mortgage-related services and software available for lenders and brokers.
Jul 25, 2025 8:00 AM
— Mortgage Rates
Ken Paxton Claimed Three Houses as His Primary Residence, Records Show
The attorney general of Texas, who is challenging Senator John Cornyn, may have obtained favorable mortgage rates and potentially violated the law by falsifying loan documents.
Jul 25, 2025 5:00 AM
— Mortgage Lenders
Barry Habib added to Fannie Mae board
Barry Habib, CEO of MBS Highway, has been named to the Fannie Mae board. There is political pressure on the Federal Reserve chairman due to social media posts about inflation. The Treasury's need to finance growing debt is impacting monetary policy and housing costs. The 30-year fixed-rate mortgage is stable post-tariff spike. Fannie Mae and Freddie Mac are repositioning Common Securitization Solu... more
Jul 25, 2025 3:23 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Change Little Ahead of Fed Decision
The article is about a request for information that could not be processed, and provides a reference ID for further assistance.
Jul 25, 2025 3:00 AM
— Housing Market
Trump lifts tariff baseline rate to 15%, US mortgage rates hold steady, White House unveils AI plans
The article discusses a new streaming service that offers free content with ads but targets a PG-13 audience.
Jul 25, 2025 3:00 AM
— Interest Rates
Federal Reserve likely to hold interest rates steady despite pressure from Trump. Here's what that means for your money
President Donald Trump and Fed Chair Jerome Powell are at odds over interest rates, with Trump advocating for a sharp decrease to stimulate economic growth. The Fed has held off on rate cuts due to uncertainty and inflation risks posed by Trump's tariff agenda. While the fed funds rate has remained steady, mortgage rates are not directly linked to the Fed and remain high due to concerns over tarif... more
Jul 24, 2025 3:00 PM
— Bond Markets
Reasonably Resilient After Data-Driven Selling
The Jobless Claims report was the most relevant economic report of the week. It pushed yields slightly higher, but bonds were able to recover at the NYSE open. There was no major reaction to the S&P PMI data, and by the end of the day, MBS were down only 2 ticks and the 10yr was up 1.9bps.
Jul 24, 2025 2:01 PM
— Mortgage Finance
Lenders Waiting for Interest Rates to Decline (IMF)
Executives at mortgage companies are expecting an increase in originations once interest rates on mortgages decrease. However, projections from the MBA indicate that rates are unlikely to change much for the remainder of the year.
Jul 24, 2025 2:00 PM
— Mortgage Lending
Credit scores are not the issue
The article discusses FHFA Director Bill Pulte's decision to have Fannie Mae and Freddie Mac accept Vantagescore 4.0 credit scores for mortgage underwriting, sparking a debate over competition in mortgage credit scoring. The industry is caught off guard by this announcement as issues with infrastructure and policy alignment still remain. Pulte's decision is met with skepticism due to lack of detai... more
Jul 24, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Drift Slightly Higher Again
Mortgage rates have increased slightly over the past two days following a 5-day decline. The increase has been minimal with most borrowers experiencing similar rates compared to last week. Economic data plays a significant role in bond movements, with next week's jobs report expected to have a larger impact compared to this week's data. Despite Jobless Claims being lower than expected today, rates... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.