Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3121 - 3144 of 4307 results
Jul 30, 2025 2:23 PM
— Mortgage Rates
When will mortgage rates drop below 6%?
The National Association of Realtors (NAR) believes that mortgage rates need to drop below 6% to help stimulate the housing market. However, Fannie Mae predicts that rates will stay at 6% or higher until at least 2027. Despite hopes for interest rate cuts, experts believe it may not significantly impact mortgage rates due to economic uncertainty. NAR encourages potential homebuyers to not wait for... more
Jul 30, 2025 2:00 PM
— Interest Rates
Fed leaves interest rates unchanged amid Trump pressure. 2 governors dissent.
The Federal Reserve did not change its key interest rate in July despite pressure from President Trump to lower rates. Fed governors were split on whether or not to cut rates, and while Fed Chair Powell hinted that a rate cut could be more likely at the next meeting, he emphasized the need to wait for more data before making a decision. The White House's own policies may be contributing more to hi... more
Jul 30, 2025 1:24 PM
— Mortgage Rates
Mortgage Rates Sideways to Slightly Lower
Wednesday saw a rise in volatility for rates due to economic reports showing stronger employment and higher GDP growth. The increase in the PCE price index was particularly concerning for rates. The Fed's policy announcement did not change the bigger picture, but lowered expectations for Fed rate cuts. Mortgage rates remained mostly unchanged.
Jul 30, 2025 12:37 PM
— Federal Reserve Decisions
Fed keeps interest rates unchanged for fifth-straight time
The Federal Reserve has decided to hold rates steady for the fifth-straight time, despite President Trump's pressure for a rate cut. Trump argues that his tariff policies won't lead to inflation but central bankers want to monitor the impact of his policies before making any moves. Two Fed governors voted against consensus supporting a rate cut this month, which is unprecedented in three decades. ... more
Jul 30, 2025 12:23 PM
— Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The Federal Reserve has kept its key rate steady for the fifth straight meeting, leading to stable but elevated rates on auto loans, credit cards, mortgages, savings, and student loans. Auto loan rates are influenced by the Fed's key rate and the yield on Treasury notes. Credit card interest rates have slightly reduced but still range around 20.13 percent. Mortgage rates have remained within a tig... more
Jul 30, 2025 12:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay flat
The article discusses current mortgage interest rates and the impact of the Federal Reserve keeping the federal funds rate steady. The 30-year fixed rate remains flat at 6.69%, while the 15-year mortgage rate decreased slightly to 5.89%. The article also provides insight into 30-year, 20-year, and VA rates, as well as refinancing rates. It highlights the pros and cons of different mortgage terms, ... more
Jul 30, 2025 11:23 AM
— Interest Rates
Bank of Canada signals possible cuts ahead, but holds key policy rate steady for now at 2.75%
The Bank of Canada decided to keep its overnight interest rate steady at 2.75% due to uncertainty related to U.S. trade tensions. Governor Tiff Macklem mentioned resilience in the Canadian economy but highlighted the need for specific conditions to justify future rate cuts, which could happen if the economy weakens significantly. Economists had expected this decision, but views on future rate cuts... more
Jul 30, 2025 11:23 AM
— Interest Rates
4 ways the Fed's decision to hold interest rates steady will impact your wallet
The Federal Reserve decided to keep rates steady, impacting consumer borrowing costs. Mortgage rates are expected to remain stable in the short term, while auto loan and credit card rates will likely follow the federal funds rate pattern. Investors are looking towards the September meeting for a potential rate cut, which is expected to unlock more demand for stocks and boost earnings.
Jul 30, 2025 11:23 AM
— Interest Rates
Fed holds interest rates steady: What that means for car loans, credit cards, mortgages and more
The Federal Reserve has decided to keep its key benchmark rate steady, delaying any rate cuts until at least September due to uncertainty and inflation risks posed by Trump's tariff agenda. Credit card interest rates remain high, with mortgage rates, auto loan rates, and student loan interest rates also elevated. Savings rates, however, remain above average as they are correlated to the federal fu... more
Jul 30, 2025 10:23 AM
— Mortgage Rates
Fed meeting news today: Two top officials may break from Powell as Trump pressures for rate cuts
The Federal Reserve left interest rates unchanged, leading to borrowing costs staying high for consumers. Savers with high-yield savings accounts have been benefiting from inflation-beating returns. Mortgage rates have been stable in recent months, with housing economists predicting rates above 6.5% for the rest of the year. Despite consumer pessimism, actual economic data has shown resilience, le... more
Jul 30, 2025 10:08 AM
— Interest Rates
Bank of Canada signals possible interest rate cuts ahead, but holds key policy rate steady for now at 2.75%
The Bank of Canada decided to hold its interest rate unchanged in response to ongoing pressures on underlying inflation, trade uncertainties, and the fluidity of the trade situation with the U.S. Economists are divided on whether there will be a rate cut in September. The housing market is expected to remain stable, and mortgage rates are predicted to be in the low to mid 4 percent range for new m... more
Jul 30, 2025 8:24 AM
— Mortgage Finance
Lenders Ready for ‘Higher-for-Longer’ to End
The article discusses design, CMS, hosting, and web development services provided by ePublishing for Inside Mortgage Finance Publications.
Jul 30, 2025 8:23 AM
— Mortgage Lenders
Jumbo, Non-QM Products; STRATMOR on Servicing Strategy; Fannie and Redwood Earnings; LO Comp Rule
The article discusses various updates in the mortgage industry, including changes in lending programs, a webinar on co-marketing strategies, and the closing of a large securitization. It also mentions recent financial results from Fannie Mae and Redwood Trust, as well as updates on the capital markets and Treasury auctions.
Jul 30, 2025 7:37 AM
— Housing Market
Cruel summer continues as rates, applications barely budge
Mortgage lenders are facing challenges during the summer months as state rates are keeping buyers away. Purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. Mortgage applications increased last week, with a focus on FHA loans and refinancing. Additionally, US purchases of new homes decreased significantly in M... more
Jul 30, 2025 6:53 AM
— Bond Markets
Deceptively Strong GDP Causing Early (Possibly Unjustified) Weakness
Two key reports were released at the start of trading: ADP data and GDP. ADP data showed moderate job growth, while GDP beat expectations. However, bonds are trading GDP beat despite the fact that true domestic demand metrics are falling. Core PCE prices were higher than expected, increasing the risk of tomorrow's PCE data being hotter. Bonds have only partially erased yesterday's gains and the Fe... more
Jul 30, 2025 6:23 AM
— Mortgage Lenders
Movement Mortgage, Supreme Lending spar over trade secrets
Movement Mortgage and Supreme Lending are engaged in legal battles involving theft of trade secrets, with Movement Mortgage being accused of cutting originators' compensation when customers accept lower rates. Other companies within the mortgage industry are facing legal and financial challenges, such as loan officers being sued for fraudulent originations and the ex-CEO of Sprout being accused of... more
Jul 30, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops to lowest level since May, as interest rates stall
Mortgage interest rates have remained stable, but consumer confidence in the economy is low, leading to a decrease in mortgage applications. Both purchase and refinance activity declined, with low volume skewing annual comparisons. Uncertainty about the economy and job market is impacting potential homebuyers' decisions. Refinance volume is historically low, with rates expected to potentially chan... more
Jul 30, 2025 3:25 AM
— Housing Market
HUD ordered to resume fair housing funds distribution
A federal judge ordered the Department of Housing and Urban Development to resume distributing Fair Housing Initiatives Program funds. The leading lenders hint at serious accusations in a lawsuit related to the departure of nearly two dozen employees. Plaintiffs accuse the company of making fraud accusations to cover up unlawful terminations. Trump's campaign to transform the federal workforce is ... more
Jul 30, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 30, 2025 3:23 AM
— Housing Affordability
The mortgage rate decline it would take to make an average home affordable is 'unrealistic,' Zillow says
Mortgage rates have risen, making home affordability a significant challenge in the U.S. Factors like high home prices, wage stagnation, inventory shortages, and rising insurance and tax costs contribute to the housing affordability crisis. Even with lower rates, finding an affordable home remains difficult for many buyers. Recommendations include compromising on criteria, focusing on building equ... more
Jul 29, 2025 3:53 PM
— Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 2:24 PM
— Bond Markets
Bonds Firing on All Cylinders After Data and Treasury Supply
The bond market experienced a flow state on Tuesday with steady buying after economic data, a strong 7-yr auction, and additional buying after the auction. Buyers seemed encouraged by friendly data and Treasury supply timing, with yesterday's auctions not benefiting from updated Treasury borrowing estimates. By the time of today's 7-yr auction, buyers felt confident after knowing the quarterly ref... more
Jul 29, 2025 2:23 PM
— Interest Rates
The Fed is expected to hold rates steady as Trump pushes for a cut
The Federal Reserve is expected to leave interest rates unchanged despite President Trump's desire for lower rates to boost the U.S. economy. Inflation concerns, tariff impacts, and potential inflation resulting from trade policies are factors weighing on the Fed's decision. The Fed's key rate does not directly impact mortgage interest rates, which are influenced by factors such as the yield on 10... more
Jul 29, 2025 1:25 PM
— Annuities
Most Popular Annuity Companies
The article discusses the significant increase in annuity sales over the past few years, highlighting seven companies with the highest total annuity sales in the U.S. in 2024. It provides information about each company's offerings, sales volume, market dominance, and financial strength. Annuities are insurance contracts designed to provide a steady income stream, usually in retirement, and the com... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.