Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2329 - 2352 of 6486 results
Feb 24, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 24, 2026: Another new low (5.76% 30-year fixed)
Current mortgage rates are at record lows, with the average 30-year fixed rate at 5.76%. There are more lenders offering rates under 6%. Refinance rates are usually higher than purchase rates. 15-year mortgage rates are lower than 30-year rates in the short term but save money on interest in the long run. Mortgage calculator can help understand monthly payments based on interest rates and term len... more
Feb 24, 2026 4:18 AM
— N/A
Tuesday, February 24, 2026
The article seems to be unavailable or deleted.
Feb 23, 2026 3:30 PM
— Housing Market
American homebuyers gain most purchasing power since 2022
Zillow published a report showing that the purchasing power of homebuyers has increased due to higher incomes and lower mortgage rates. The median-income U.S. household can now afford a $331,483 home with a 20% down payment, with mortgage payments being 8.4% lower compared to a year ago. The recent dip in mortgage rates has allowed for more affordable homes, with markets like San Jose, San Francis... more
Feb 23, 2026 1:50 PM
— Mortgage Lenders
Banking groups press regulators to ease mortgage capital rules
Eight financial trade associations, including the Mortgage Bankers Association, highlight concerns regarding current capital requirements on banks for mortgage-related assets. They emphasize the need to ease these requirements to increase competition and access to mortgage credit. The letter calls for reducing risk weights for single-family mortgages and mortgage servicing assets. The trade groups... more
Feb 23, 2026 1:40 PM
— Mortgage Rates
Homebuying power hits highest level in nearly 4 years
Homebuying power has increased due to lower mortgage rates and slowed demand, making homes more affordable. The monthly principal and interest payment for the average-priced home has decreased and the typical down payment in the US has also lowered. Mortgage rates are down, with the 30-year fixed-rate mortgage averaging 6.09% and the 15-year rate at 5.44%. Affordability has been improving since th... more
Feb 23, 2026 1:31 PM
— Cryptocurrency in Mortgage Industry
Rate will consider crypto, stablecoins in underwriting
Retail giant Rate is embracing cryptocurrency and stablecoins to cater to home buyers who have accumulated wealth in digital assets. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations and support from FHFA Director Bill Pulte. The average monthly principal and interest payment needed to purchase the average-priced home dropped by 7% year over year to $2,0... more
Feb 23, 2026 1:31 PM
— Mortgage Finance
White House Claims CFPB Cost Consumers Up to $369 Billion
The article discusses the current state of mortgage lending and market trends in 2026.
Feb 23, 2026 1:30 PM
— Bond Markets
General Risk Aversion Trade Helping Bonds
Bonds started the day slightly stronger and continued to improve throughout, with the rally coinciding with stock sell-offs. This indicates a 'risk-off' pattern in the broader market amid global trade uncertainty.
Feb 23, 2026 12:44 PM
— Mortgage Rates
U.S. homebuyer purchasing power surges by $30,000 as mortgage rates cool
The recent dip in mortgage rates and rise in incomes has significantly increased the homebuying power of median-income U.S. households. They can now afford a $331,483 home with a 20% downpayment, the highest purchasing power since March 2022. This improvement has led to 82,300 additional affordable listings nationwide and is expected to boost existing home sales by 4% in 2026. The primary driver b... more
Feb 23, 2026 12:30 PM
— Housing Market
A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households
The article discusses how housing affordability is a challenge nationwide, with mortgage rates playing a key role. Despite a decline in rates from a recent high, they remain higher than typical levels in the past. Even a small decrease in rates can greatly impact housing affordability, allowing more households to afford median-priced homes. The article highlights how changes in interest rates affe... more
Feb 23, 2026 11:30 AM
— Mortgage Rates
Mortgage rates fall below 6% for the first time since September 2025
The article discusses how the average 30-year fixed mortgage rate has fallen below 6%, the lowest level since September 2025, marking a significant shift in the housing market. The decline in rates is attributed to falling Treasury yields due to softer economic expectations. The article emphasizes how the drop in rates can improve affordability and potentially stimulate housing market activity if ... more
Feb 23, 2026 11:30 AM
— Mortgage Rates
Mortgage rates fall below 6%—how to decide if refinancing is worth it for you
Mortgage rates have dropped significantly over the past year, leading to a surge in applications for refinancing. Homeowners with rates above 6% are encouraged to consider refinancing if the savings outweigh the upfront costs. Refinancing may not be worthwhile if the break-even period exceeds 18-24 months. Factors such as loan term and broader financial goals should also be considered when decidin... more
Feb 23, 2026 11:18 AM
— Home Equity Line of Credit (HELOC)
Best Uses for a HELOC: What Every Homeowner Should Know
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against their home equity with flexible access to funds. Some recommended uses of a HELOC include home improvements, debt consolidation, emergency expenses, or education expenses. It is important to have a clear repayment plan and not use a HELOC for discretionary spending.
Feb 23, 2026 11:18 AM
— Mortgage Interest Deductions
Are Reverse Mortgages Tax Deductible in 2026?
Reverse mortgage interest is only deductible once actually paid, not when added to the balance. The interest is typically deductible only when the loan is repaid through a sale, refinance, or payoff, not annually. Reverse mortgage proceeds are not taxable income but are treated as loan advances. There are limits on how much interest you can deduct, and it is recommended to work with a CPA or tax a... more
Feb 23, 2026 10:56 AM
— Mortgage Rates
Mortgage Rates Drift Lower | Today, February 23, 2026
Mortgage rates have slightly decreased, remaining near three-year lows. The economic landscape presents various factors affecting rates, including inflation concerns and tariff uncertainty. Rates for the 30-year fixed mortgage and 15-year fixed mortgage are discussed, along with adjustable-rate mortgages. Experts expect rates to remain stable in February. The Federal Reserve is in wait-and-see mod... more
Feb 23, 2026 10:31 AM
— Housing Market
Mortgage lock-in effects remain entrenched in 2026: Realtor.com
Despite historically raising mortgage interest rates putting downward pressure on home prices, higher borrowing costs in the past four years have failed to yield substantial price declines due to an inventory shortage cushioning seller equity. Mortgage rate lock-in effects are a key factor in the weakened relationship between supply and demand. With low-rate mortgages and high levels of home equit... more
Feb 23, 2026 10:30 AM
— Mortgage Rates
Mortgage rates just dropped below 6%, matching lowest level since 2022
A stock market sell-off led investors to turn to the bond market, causing yields to decrease and mortgage rates to drop. The average rate on a 30-year fixed mortgage fell to 5.99%, the lowest level since 2022. Lower rates are expected to lead to increased refinancing and more purchasing power for homebuyers entering the spring housing market.
Feb 23, 2026 8:30 AM
— Mortgage Rates
Mortgage Rates Dip Back Into The 5's
The average top-tier 30yr fixed mortgage rate fell to 5.99%, matching levels seen in early January due to improvements in the broader bond market and Fannie/Freddie bond buying plans. The gradual decline in rates is seen as sustainable, with no new news causing the improvement.
Feb 23, 2026 7:30 AM
— Bond Markets
Stronger Start. Quiet Calendar
The bond market is starting the week slightly stronger but remains within its current trading range. There were no significant market movers over the weekend, with some uncertainty surrounding tariffs and trade weighing on investor sentiment. The economic calendar for the week is quiet, with Friday's PPI report being the most relevant, although not highly anticipated. Trade and geopolitical headli... more
Feb 23, 2026 6:30 AM
— Mortgage Rates
Chase reboots its 'mortgage rate sale,' this time on purchases and refinances
Chase Home Lending is offering limited-time rate discounts on new purchases and refinances until Sunday, March 8. The discounted rates can significantly lower monthly payments and increase purchasing power for buyers. They also offer grants of $2,500 to $5,000 in certain areas. Mortgage rates are currently at their lowest level since September 2022, but fluctuate daily based on economic indicators... more
Feb 23, 2026 5:32 AM
— Mortgage Lenders
Rate unveils RateFi, enabling crypto assets for mortgage qualification
RateFi, a new product by Chicago-based mortgage lender Rate, allows borrowers to use verified cryptocurrency as income and reserves for mortgage qualification without liquidating their digital assets. The product operates within non-QM lending standards and aims to bridge digital assets and traditional home financing.
Feb 23, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 23, 2026: Looking for a rate below 6%? (How is 5.86%?)
The article discusses current mortgage rates for various types of loans, such as 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA loans. It also explains the impact of different mortgage terms on monthly payments and total interest paid. Additionally, it provides information on adjustable-rate mortgages, factors influencing mortgage rates, and tips on how to get the best rates... more
Feb 23, 2026 2:30 AM
— Mortgage Lending
The Housing Markets Positioned To ‘Unlock’ Fast if Mortgage Rates Plunge
The article requests to contact unblockrequest@realtor.com for help with a processing issue related to the request. It provides a reference ID for further assistance.
Feb 22, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 22, 2026: Still low (from 5.86% to 6.01%)
Today's mortgage rates are near multi-year lows, with the current national averages being 5.86% for a 30-year fixed loan. It is recommended to shop around with multiple lenders to find the best rate. Refinance rates are also provided, showing higher rates than purchase rates. Different mortgage terms affect monthly payments and total interest paid.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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