Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Feb 25, 2026 4:30 AM
— Mortgage Rates
US Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
US mortgage rates fell to the lowest level since 2022, leading to an increase in refinancing activity. The 30-year mortgage rate dropped to 6.09%, while the rate on five-year adjustable mortgages fell to 5.23%. Despite the decline in mortgage rates, home purchase applications decreased, indicating a housing market still struggling to gain momentum.
Feb 25, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 25, 2026: A fraction higher (now 5.77%)
The article discusses the current mortgage rates, with the 30-year fixed rate at 5.77% and the 15-year fixed rate at 5.40%. It also explains the advantages and disadvantages of different mortgage options like fixed-rate mortgages and adjustable-rate mortgages. The article emphasizes the importance of considering various factors when choosing a mortgage.
Feb 25, 2026 3:30 AM
— Mortgage Rates
Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines
Mortgage rates decreased, leading to a rise in refinancing applications, but homebuyer demand remained flat. Refinancing applications were up 4% compared to a year ago, while applications for home purchases dropped by 5%. The average contract interest rate for 30-year fixed-rate mortgages also decreased. Borrowers showed interest in adjustable-rate mortgages as well.
Feb 24, 2026 11:31 PM
— Mortgage Rates
Housing affordability gets scant attention in record-long State of the Union address
During his State of the Union address, President Donald Trump spent less than three minutes discussing his plan to tackle affordable housing, specifically focusing on banning institutional investors from purchasing single-family homes. He did not propose any new housing policy during the speech, but urged Congress to make the ban permanent. Trump also inaccurately claimed that mortgage rates are t... more
Feb 24, 2026 8:33 PM
— Mortgage Rates
Mortgage Rates Dip Back Into The 5’s
The average top-tier 30yr fixed rate fell back to 5.99% today, matching the levels seen briefly back on January 9th, 2026 when Fannie/Freddie bond buying plans were announced.
Feb 24, 2026 7:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses various trends in the housing market, including rising pending home sales, increasing home prices, price cuts in the late-fall market, efforts to reform homeowner costs, consistent mortgage rates below 6.64%, positive existing home sales growth, and initiatives to address the housing shortage. It also mentions specific data for certain areas such as Pittsburgh being the most ... more
Feb 24, 2026 6:30 PM
— Housing Market
President Trump Is Restoring the American Dream
President Trump's administration is focused on making homeownership more affordable for all families and has been successful in lowering housing costs. They are taking further action to drive down costs and expand access to homeownership. The administration is committed to building a strong, accessible housing market for every American family.
Feb 24, 2026 5:31 PM
— Interest Rates
Fannie and Freddie MBS plan brings short-lived rate relief amid unclear execution
President Trump directed Fannie Mae and Freddie Mac to purchase up to $200 billion in agency mortgage-backed securities, which led to an immediate tightening of mortgage spreads. However, the impact on mortgage rates was short-lived, with only slight improvements since the announcement. Economists are uncertain about the long-term effects and are still waiting for details on how the MBS purchases ... more
Feb 24, 2026 3:31 PM
— Mortgage Lenders
See the 2025 Top Originators
Scotsman Guide has been ranking the nation's top-producing residential mortgage originators since 2010, establishing itself as a benchmark in the mortgage industry.
Feb 24, 2026 2:31 PM
— Mortgage Rates
Calmly Holding in Super Strong Territory
Mortgage-backed securities (MBS) are currently at their best levels in more than 3 years, resulting in verifiably low mortgage rates. There was minimal movement in the market due to lack of remarkable economic data and volatility. Stocks and bond correlations broke down briefly, but could return based on stock movements.
Feb 24, 2026 1:31 PM
— Mortgage Rates
Mortgage rates dip under 6% as mortgage spreads normalize
Mortgage rates have dropped back under 6%, reaching a national average of 5.99%. This drop is attributed to mortgage spreads returning to normal levels despite the 10-year yield remaining around 4.03%. The housing market is still showing positive signs of growth, with pending home sales increasing year-over-year.
Feb 24, 2026 12:33 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 2.8% from the previous week, with the Refinance Index going up 7% and the Purchase Index decreasing by 3%. The average contract interest rates decreased for various types of mortgages including 30-year fixed-rate and 15-year fixed-rate loans.
Feb 24, 2026 12:32 PM
— Reverse Mortgages
How to Qualify for a Reverse Mortgage: 2026 Requirements
The article discusses the requirements and process for obtaining a Home Equity Conversion Mortgage (HECM) loan, which is a type of reverse mortgage that allows you to access the equity in your home without selling it. It covers age and equity thresholds, financial assessments, property qualifications, the application process, ongoing requirements, and considerations before deciding on a reverse mo... more
Feb 24, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Match Multi-Year Low For 2nd Straight Day
The average top-tier mortgage rates reached 5.99% for the first time since January 9th, marking the second time in over 3 years. The rates have held steady for the past 3 days, making it a significant achievement. There is no guarantee that rates will remain low in the future.
Feb 24, 2026 10:30 AM
— Mortgage Rates
Four Years Into the High-Rate Era: How the Housing Market Changed and Why Prices Didn’t Reset
Mortgage rates began rising in January 2026, setting off a dramatic increase that reshaped the housing market. Despite the expectation that higher rates would cool demand and lower prices, the market instead adjusted along the quantity margin, with existing-home sales declining sharply and inventories rising. Prices increased despite the higher rates, leading to a housing affordability crisis. The... more
Feb 24, 2026 10:21 AM
— Refinancing
6% Mortgage Rates Could Put 5.5 Million Borrowers ‘In the Money’ to Refinance
Industry forecasts predicted decreasing interest rates in 2026, leading to a more favorable borrowing environment. Currently, the average 30-year fixed rate mortgage is at its lowest point since September 2022, providing opportunities for millions of borrowers to refinance and potentially save on their monthly payments. Refinancing can be beneficial even with small reductions in interest rates. It... more
Feb 24, 2026 10:21 AM
— Home Equity Loans
Aven Review for 2026: Terms, Access and Customer Feedback
Aven is a fintech home equity lender offering flexible lines of credit secured by home equity, including a HELOC-style credit card. Borrowers pay interest only on the amount used, and rates are typically variable. Aven offers fast digital approvals and convenience but carries the risks of any loan secured by real estate. It appeals to homeowners seeking on-demand access to equity but may not be su... more
Feb 24, 2026 10:00 AM
— Mortgage Rates
Trump housing agenda puts mortgage rates in focus this week
Ahead of Trump’s State of the Union speech, 30-year mortgage rates have dropped, with conforming rates at 6.25% and FHA rates at 5.98%. Investors are monitoring housing policy shifts, GSE MBS purchases, and the possibility of another Fed rate cut.
Feb 24, 2026 9:32 AM
— Housing Market
Gary Keller projects stronger housing market and lower rates
Gary Keller forecasts a stronger housing market in 2026 with higher sales, lower rates, and improved affordability. While current conditions may seem weak, Keller remains optimistic and emphasizes the importance of understanding economic markers for agents.
Feb 24, 2026 8:47 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, February 24, 2026
Mortgage rates held steady at around 6.07% near three-year lows. Experts advise on refinancing and home equity use. The article discusses rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages. The Federal Reserve is holding rates steady, and experts predict rates to continue trading in a narrow band for the near future.
Feb 24, 2026 8:32 AM
— Mortgage Lending
Better.com says tokenized capital could push rates below 5%
Better Home & Finance Holding Company plans to access up to $500 million in credit by integrating with the Sky stablecoin ecosystem through a deal with Framework Ventures. This integration could reduce funding costs, support higher origination volume in 2026, and create a bridge between decentralized finance and traditional housing finance.
Feb 24, 2026 8:32 AM
— Housing Market
Homeownership costs include fraud risk, and buyers rarely see it
Real estate fraud can significantly impact housing affordability by increasing transaction risk and downstream legal costs. The FBI reported nearly $175 million in losses from real estate-related fraud in 2024, with the average fraud claim exceeding $143,000 and refinance-related fraud claims averaging $207,000. The protection of consumers from fraud is crucial to maintaining stability and accessi... more
Feb 24, 2026 7:30 AM
— Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 24, 2026 6:30 AM
— Bond Markets
Slower Start, More Sideways. Stock Lever in Play
Today, volume and volatility are lower compared to yesterday, but there is still a theme of risk aversion in play. It is difficult to determine if risk aversion is causing the movement in stocks and bond yields or if there is just a correlation between the two. Both stocks and bond yields have increased slightly from yesterday's lows and have been mostly flat so far today. The economic calendar is... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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