Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3337 - 3360 of 5083 results
Sep 17, 2025 9:24 AM
— Mortgage Rates
Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).
Mortgage interest rates have dropped to an average of 6.13%, the lowest level in three years, sparking increased activity in both mortgage loan applications and refinancing. The drop is attributed to the Federal Reserve's rate cut and the bond market's reaction, pulling mortgage costs down. Borrowers are advised to shop around for the best rates, improve credit scores, get preapproved for loans, c... more
Sep 17, 2025 8:26 AM
— Mortgage Lenders
TBA, DPA Tools; HELOC, 2nd, Jumbo, Non-QM News; Union Home/Sierra Pacific Deal
The article discusses how artificial intelligence is becoming more prevalent in the mortgage industry, with new hires relying on AI for various tasks. It also covers various mortgage-related services, software, and tools for lenders and brokers, as well as an acquisition announcement between Union Home Mortgage and Sierra Pacific Mortgage Corporation.
Sep 17, 2025 5:25 AM
— Mortgage Rates
Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply
Mortgage rates dropped to the lowest level since October of last year, leading to a surge in refinances as consumers seek savings in an uncertain economy. Refinance applications jumped 58% compared to the previous week, with the average contract interest rate for 30-year fixed-rate mortgages decreasing to 6.39%. Homebuyers were not as motivated by the drop in rates, with applications for purchasin... more
Sep 16, 2025 3:23 PM
— Interest Rates
WATCH LIVE: Powell holds news conference after Fed’s highly anticipated interest rate decision
The Federal Reserve began a meeting on interest rate policy with a new Trump administration appointee and an official targeted for removal. This meeting is expected to result in a quarter-point reduction in the key rate, which could lead to further declines in borrowing costs for mortgages, car loans, and credit cards.
Sep 16, 2025 2:51 PM
— Mortgage Industry Trends
Why mortgage lenders haven't waited for the Fed to cut rates
Home lenders are anticipating a 25 basis-point cut by the Federal Open Market Committee. Mortgage industry leaders predict changes like the elimination of mundane tasks and more specialized training for AI. Companies are innovating to meet market needs and running promotions to stimulate sectors. Certain cities are highlighted as great options for first-time homebuyers.
Sep 16, 2025 2:23 PM
— Mortgage Rates
Big Shift Toward 5.0 Coupons Continues
Mortgage rates have rapidly decreased in September, with 5.0 UMBS outperforming 5.5 UMBS. The spread between the two coupons is now at the tightest levels since early October 2024, leading to a decrease in rates. Near-term volatility risks are present surrounding the Fed dot plot and upcoming jobs report.
Sep 16, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to 3-year low ahead of Fed meeting
Mortgage rates dropped sharply ahead of an expected rate cut by the Federal Reserve. The average rate on the 30-year fixed mortgage reached its lowest level since late 2022. Historical trends suggest that Fed rate cuts in a recessionary environment pull down long-term rates, while cuts in a non-recession environment have less impact on long-term rates.
Sep 16, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Near 3 Year Lows Ahead of Fed
Mortgage rates decreased significantly today, reaching the lowest levels since late 2022 due to the movement in the underlying bond market. The correlation between bond prices and mortgage rates is usually strong, but occasional discrepancies can occur. The recent shift in interest rates within mortgage-backed securities is influencing the current rate trends. However, upcoming economic data will ... more
Sep 16, 2025 11:24 AM
— Mortgage Applications
New-home mortgage applications slow after two-month surge
Mortgage applications for new-home purchases were up on a yearly basis, but there was a fall in August compared to the summer's first two months. Refinances saw an increase, but purchases experienced a pullback in the weeks leading up to Labor Day. Despite this, lower interest rates and homebuilder concessions attracted borrowers. Nonbank mortgage firms are leading in technology adoption, outpacin... more
Sep 16, 2025 10:23 AM
— Interest Rates
BofA sees ‘path to a 5% mortgage rate’ if the Fed pulls off these 2 things
Bank of America's mortgage-backed securities research team predicts a path to a 5% mortgage rate if the Federal Reserve implements quantitative easing and aggressive yield-curve control. However, the baseline expectation is for mortgage rates to end 2025 and 2026 at 6.25%. Even with a drop to 5%, it may not provide relief to American homebuyers due to tight affordability. Housing stocks have surge... more
Sep 16, 2025 9:37 AM
— Online Mortgage Resources
Fed ‘Operation Mortgage Twist’ Would Boost Housing, Pimco Says
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Sep 16, 2025 8:30 AM
— Mortgage Lenders
Broker, QC Products; Bank M&A; LOs - Know Your Borrower; Figure's IPO star Mike Cagney Interview
The article discusses various updates and changes in the mortgage industry, including servicers facing new guidelines from HUD, the end of operations for Accurate Quality Control, Early Access Soft Check from TransUnion, MQMR's Monthly Compliance Support program, extending Encompass workflows into the POS, new products at Click n' Close, and technology enhancements at American Financial Resources,... more
Sep 16, 2025 7:29 AM
— Bond Markets
Bonds Easily Clearing Last Pre-Fed Hurdle
After a stronger-than-expected Retail Sales report, bonds initially lost ground but later reversed those losses and returned to modestly positive territory. The Treasury recovery coincided with falling yields and stock prices at NYSE open, possibly due to profit taking and asset allocation trading.
Sep 16, 2025 7:25 AM
— Housing Market
The housing market could be turning around for buyers, NAHB says
The largest group of homebuilders in America is optimistic about the direction of the housing market.
Sep 16, 2025 7:24 AM
— Online Mortgage Services
US Homebuilder Sentiment Stays Low Despite Mortgage-Rate Drop
The article discusses the need to confirm a user's identity as a human before accessing certain online content to prevent automated bots from interfering. It mentions the importance of JavaScript, cookies, and ensuring they are not being blocked to verify the user's authenticity.
Sep 16, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 16, 2025 2:32 AM
— Interest Rates
From crypto to DPA: 8 newest mortgage products, programs
There is an increased likelihood that the Fannie Mae and Freddie Mac conservatorships are coming to an end, leading to questions about expanding their conforming product boxes. Consumers are skipping insurance coverage due to rising costs. Mortgage rates are dropping, leading to a rise in cash-out refinances. The mortgage industry may see changes like eliminating mundane tasks and focusing on trai... more
Sep 16, 2025 2:23 AM
— Interest Rates
Will the Fed cut rates on Wednesday? See 5 economic charts that may determine its decision.
The Federal Reserve is expected to make its first rate cut of 2025, with President Trump pushing for it due to low inflation and economic uncertainties. The labor market is showing signs of distress, but inflation is rising due to tariffs. There is a debate over whether to prioritize lowering unemployment or inflation. Mortgage rates have been affected by various factors, including the strength of... more
Sep 15, 2025 5:24 PM
— Bond Markets
Uneventful Rally. Retail Sales on Deck
Bonds began the week with some strength, possibly due to positioning ahead of the Fed Day. The NY Fed Manufacturing data contributed to the rally narrative, but most gains were already in place. Volumes and volatility were low. MBS and 10yr notes saw modest gains throughout the week.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.