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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 3313 - 3336 of 5083 results
Sep 18, 2025 9:23 AM — Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 18, 2025 8:29 AM — Mortgage Lenders
Internal Audit, Servicing Risk, Rate Reset, Market Analysis Products; Rate's Spanish Program; Fed Cut, Now What?
JPMorgan Chase, Citigroup, Wells Fargo, Bank of America, PNC Bank, and others have decreased their prime lending rate to 7.25 percent following a .250 cut in the U.S. Federal Reserve overnight Fed Funds rate. The Federal Open Market Committee participants favoring a 50-basis-point reduction, echoing President Trump's call for cheaper borrowing rates. Mortgage market research shows that minority ho... more
Sep 18, 2025 8:25 AM — Mortgage Rates
What to know about the Fed’s rate cut and mortgage rates
PBS
The Federal Reserve recently cut interest rates by a quarter-point, with projections for two more cuts this year due to concerns over the job market. Mortgage rates have been falling since late July on expectations of the rate cut, but there is uncertainty whether rates will continue to decline. Factors influencing mortgage rates include the Fed's interest rate policy decisions, bond market invest... more
Sep 18, 2025 7:23 AM — Mortgage Rates
The Fed cut interest rates. How quickly will you notice changes?
After a quarter percentage point cut to the benchmark interest rate, the Federal Reserve is expected to continue reducing rates to make borrowing more accessible. The Fed's concerns over the labor market led to the rate cut, but projections on future cuts vary widely among officials. The impact of rate cuts on consumers includes a negligible effect on borrowing initially, with more significant ben... more
Sep 18, 2025 6:24 AM — Interest Rates
Losing Ground After Stronger Econ Data
This morning's economic reports show jobless claims and Philly Fed results, with claims at low levels and Philly Fed stronger than expected. Bonds were slightly stronger before the data, but yields have started to rise since then. Fed Funds Futures had a surprisingly big reaction to the data.
Sep 18, 2025 5:27 AM — Interest Rates
What the Fed’s first rate cut of the year means for your wallet
Peter Navarro praised President Trump's TikTok deal, called for deeper Fed cuts, and defended his imprisonment as political. The Fed's recent interest rate cut is expected to ease monthly payments on mortgages and credit card debt. The cut could save credit card users $1.92 billion in interest over the next year. Mortgage rates will continue to respond to economic data, potentially leading to more... more
Sep 18, 2025 4:37 AM — Mortgage Rates
In some markets, even a 0% mortgage wouldn’t make homes affordable
The article discussing mortgage rates and the Federal Reserve on Zillow's website may no longer be available.
Sep 18, 2025 3:24 AM — Home Equity Loan Rates
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
The Federal Reserve cut interest rates, affecting home equity rates. HELOC rates fell, while rates for 5-year home equity loans increased. Rates are influenced by lender competition and the Federal Reserve's actions. Home equity products offer lower rates compared to credit cards or personal loans, but are still considered high-cost debt. Lenders expect home equity debt to increase in the coming y... more
Sep 18, 2025 1:23 AM — Mortgage Rates
How the Fed’s rate cut impacts mortgage rates
The Federal Reserve has cut rates, but this doesn't guarantee a continuous drop in mortgage rates. Mortgage rates are influenced by multiple factors, with the trajectory of the 10-year Treasury yield being a significant one. The housing market has been in a slump, and while lower rates help, they might not be enough to make homes more affordable. Predicting mortgage rate changes is challenging due... more
Sep 17, 2025 6:24 PM — Interest Rates
What the Fed rate cut means for your home, car and credit card loans
The article discusses a Federal Reserve rate cut and its potential impact on mortgage and car loans.
Sep 17, 2025 4:23 PM — Mortgage Rates
Could the Federal Reserve interest rate cut boost the US housing market?
BBC
Aileen Barrameda is planning to buy a house in Los Angeles despite high mortgage rates. The average rate on the 30-year mortgage fell to 6.35% last week, but may not come down much more. Fed's interest rate decisions influence mortgage rates indirectly, but banks had already cut rates in anticipation of the Fed rate cut. The risk of rising inflation could push mortgage rates up. Many homeowners wi... more
Sep 17, 2025 3:24 PM — Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 2:27 PM — Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
Sep 17, 2025 2:25 PM — Interest Rates
Fed Day Selling Spree as Press Conference Trumps The Dots
In response to today's Fed announcements, the bond market initially rallied, but later reversed course after Fed Chair Powell's press conference. Powell's comments about the dot plot not indicating two future rate cuts in 2024 led to concerns about the economy, causing yields to rise. Despite the short-term reversal, yields closed around the same levels as two days earlier.
Sep 17, 2025 2:24 PM — Mortgage Lending
Fed Cuts Interest Rate: What Happens to Mortgage Rates Now as Markets React
The article is about a processing issue preventing a request from being completed on a realtor website. It provides a reference ID for further inquiries.
Sep 17, 2025 1:25 PM — Interest Rates
Mortgage Rates HIGHER (Not Lower) After Fed Rate Cut
On Fed Day, the rate cut announcement is typically the least important aspect for mortgage rates. The dots released by the Fed showing rate forecasts and the press conference with the Fed Chair have a bigger impact on bonds that determine mortgage rates. Today, the dots signaled better odds for two additional cuts in 2025, leading to back and forth volatility in the bond market. Mortgage rates are... more
Sep 17, 2025 1:24 PM — Mortgage Lenders
Union Home Mortgage to acquire Sierra Pacific assets
Union Home Mortgage is acquiring the origination assets of Sierra Pacific Mortgage, including the retail and wholesale production channels. Optimal Blue has rebranded after being sold by Black Knight to Constellation Software. Finance of America and Hilltop Holdings are also joining an exchange that has been relocated by Intercontinental Exchange. Anniemac, a company based in New Jersey, is expand... more
Sep 17, 2025 12:27 PM — Mortgage Finance
Mortgage Applications Spike, Strong Demand for Refis
The article discusses the latest trends in the mortgage market, highlighting key factors such as interest rates, housing market conditions, and mortgage lender activity.
Sep 17, 2025 11:29 AM — Mortgage Rates
30-year mortgage rates decrease as Fed decision nears | Today's mortgage and refinance rates, September 17, 2025
National mortgage rates have mostly decreased compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM seeing declines. The decrease in rates is attributed to the anticipation of a Federal Reserve rate cut and a weaker August jobs report. Mortgage rates are primarily influenced by the 10-year Treasury yield, which has been decreasing since January. Current rates are ... more
Sep 17, 2025 11:26 AM — Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 17, 2025 11:24 AM — Interest Rates
Fed rate cut: Here’s what it means for your mortgage rate, credit cards, savings accounts and more
The Federal Reserve announced a quarter point rate cut, impacting borrowing costs for consumers. Credit card rates may ease off, but APRs still high. Mortgage rates are lower than earlier in the year but won't see a significant impact from the rate cut. Auto loan rates are fixed, but new borrowers may benefit. Federal student loan rates reset annually, while private loans could see lower rates. Sa... more
Sep 17, 2025 9:25 AM — Interest Rates
What to Expect From The Fed Today
The bond market has fully priced in a 25bp rate cut by the Fed, with the possibility of a 50bp cut not realistically considered. The volatility at 2pm ET will be driven by the release of the dot plot showing Fed member rate expectations, particularly focusing on the 2025 year-end level. The question is whether the median 2025 dot will be 3.875 or 3.625, impacting market expectations. Fed Chair Pow... more
Sep 17, 2025 9:24 AM — Mortgage Rates
ICYMI: Mortgage Rates Fall to Three-Year Low
Mortgage rates have decreased to a three-year low, marking the third consecutive week of declines. The average rate on a 30-year fixed mortgage has dropped to 6.13%, the lowest level since late 2022.
Sep 17, 2025 9:24 AM — Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The article discusses how the central bank's interest rate stance impacts various financial products including car loans, credit cards, mortgages, savings, and student loans.
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