Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1993 - 2016 of 4289 results
Nov 5, 2025 9:02 AM
— Mortgage Lending
Broker, Non-QM, Compliance, Workflow, AI, Tax Tools; ADP Jobs Data and Rates
The ongoing federal government shutdown has impacted FHA and VA loan processing, with reduced staff causing delays. USDA loans are completely halted. The shutdown also affects property transactions, economic data publication, and bond market activity. Companies are offering AI solutions for lenders and brokers to improve efficiency, technology is reshaping the mortgage industry.
Nov 5, 2025 8:58 AM
— Mortgage Finance
Short Takes: Invictus Boosts Expanded-Credit MBS Issuance / Home Price Depreciation in Some Areas / FoA Takes Loss in 3Q / HUD Selling HECMs for Vacant Properties
The article discusses the current trends in the mortgage market and how they are impacting mortgage lenders. It highlights the challenges that lenders are facing due to changing interest rates and housing market conditions.
Nov 5, 2025 7:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 5, 2025: Rates are inching down
The average mortgage rate went down slightly today, with the 30-year fixed rate at 6.08% and the 15-year fixed rate at 5.62%. Factors such as term length and interest rates affect monthly payments, with pros and cons to both 30-year and 15-year fixed rates. Adjustable-rate mortgages offer lower introductory rates but come with unpredictability in the long run. Mortgage rates fluctuate but have gen... more
Nov 5, 2025 7:02 AM
— Bond Markets
2 Key Reports, 2 Reasons to Sell Bonds
Today's economic data, including the ISM Services and ADP reports, was not bond-friendly due to the government shutdown. Despite the ISM employment component beating forecast, it remains under 50. However, the damage to the market may be limited due to certain factors.
Nov 5, 2025 6:11 AM
— Mortgage Lenders
Correspondent and Wholesale News; CUs and Realtors, Borrower Engagement Tools; Regulatory Readiness
The article discusses various topics related to the mortgage industry, such as the impact of the government shutdown on lending, the use of AI and automation by big players in the mortgage landscape, strategies for lenders to stay competitive, the importance of mastering SOC reports, and updates on mortgage rates. It also includes announcements from companies like Western Alliance Bank, Servbank, ... more
Nov 5, 2025 5:52 AM
— Housing Market
Fannie Mae, Freddie Mac housing goals need revisions: MBA
The Mortgage Bankers Association supports the reduction of low-income single-family finance goals for Fannie Mae and Freddie Mac. The number of qualified refinance candidates has increased as mortgage rates ease. There is consideration of introducing a 50-year fixed-rate mortgage. The debate on who should be the MBS buyer of last resort is ongoing.
Nov 5, 2025 4:31 AM
— Housing Market
How Mamdani's win is roiling New York's real estate market
Zohran Mamdani is causing disruptions in New York's real estate market. Two major companies, Compass Inc. and Zillow Inc., are involved in a legal battle that could impact how homes are marketed and sold. Despite international hesitancy, interest in investment properties in the U.S. remains strong. Mortgage rates have remained relatively stable, with predictions that they will stay within a narrow... more
Nov 5, 2025 4:05 AM
— Mortgage Rates
In a volatile week for interest rates, mortgage demand pulled back
Mortgage interest rates experienced a big swing last week, leading to a 1.9% decrease in total mortgage application volume. Refinance applications fell 3% for the week, but were still significantly higher compared to the same time last year. Applications for mortgage to purchase a home also fell 1% for the week but were 26% higher year-over-year.
Nov 5, 2025 3:19 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 5, 2025: A fractional move lower
Mortgage rates have seen fractional decreases, with the average 30-year fixed rate dropping to 6.08% and the 15-year fixed loan falling to 5.62%. The rates provided are national averages from Zillow data, with refinancing rates often higher than rates for purchasing a house. The article discusses the advantages and disadvantages of different mortgage types, including 30-year fixed, 15-year fixed, ... more
Nov 5, 2025 3:07 AM
— Mortgage Rates
Mortgage Applications
Economic tensions between the U.S. and China drove interest rates down last week, leading to a surge in refinance applications. Purchase mortgage applications are declining due to supply constraints. Mortgage rates remained stable with the potential for further drops. A focus on personalized mortgage production technologies is highlighted.
Nov 5, 2025 3:06 AM
— Housing Market
First-time Homebuyers Keep Getting Older, And That Means They're Missing Out
The median age of first-time homebuyers has risen to 40, the highest ever recorded. This is due to high home prices, lack of affordable inventory, and the shift of builders towards higher-priced new homes. Many young adults are delaying home purchases due to soaring prices and entry-level homes scarcity. Millennials and younger generations value homeownership but are hindered by affordability chal... more
Nov 5, 2025 3:06 AM
— Interest Rates
Current mortgage rates report for Nov. 5, 2025: Rates tick up slightly
The average interest rate for a 30-year, fixed-rate mortgage loan in the U.S. is 6.209%, up from the prior day and a week ago. Rates have been hovering near 7% for a while, with the historic low in 2021 at 2.65%. Experts believe rates won't go back to 2-3% anytime soon. The Fed's actions impact mortgage rates, with possible rate cuts in the future. The state of the economy, inflation, national deb... more
Nov 4, 2025 2:22 PM
— Bond Markets
Wednesday More Likely to Take Cues From Econ Data
Bonds saw some benefits from heavy stock selling late in the overnight session, which is not a common pattern. Economic data releases such as ADP employment and ISM Services PMI are expected to drive volatility in the market tomorrow.
Nov 4, 2025 2:06 PM
— Mortgage Rates
Mortgage Rates Hold Steady Near Recent Highs
The average top tier 30yr fixed mortgage rate saw a very minimal increase but essentially held steady. Mortgage rates remain at their highest levels in over 3 weeks. Bonds supporting mortgage rates improved slightly, giving rates a potential advantage for the next day. The outcome of an important economic report, the ISM Services index releasing at 10am ET, could impact tomorrow's rates.
Nov 4, 2025 12:05 PM
— Mortgage Lenders
A Brokerage Just Rolled Out a New Mortgage-Rate Deal. Here's How it Works.
Robinhood is offering some of its Gold subscribers the opportunity to apply for a mortgage at least 0.75% below the national average rates through partner Sage Home Loans. This initiative is an attempt to lower barriers to owning a home and deepen the financial relationship with customers. Borrowers would need a FICO score of at least 780 and the home has to be a primary residence and a detached s... more
Nov 4, 2025 10:31 AM
— Interest Rates
Housing turnover at a 30-year low shows the US real estate market is still in a deep freeze
The US housing market has seen a significant decline in turnover rates, with the lowest rate in at least 30 years. This slowdown is due to poor affordability for buyers, concerns about tariffs and the job market, and sellers holding back as they don't want to finance at current interest rates. Forecasters do not expect mortgage rates to fall significantly anytime soon.
Nov 4, 2025 9:59 AM
— Housing Market
Prospects for Improving Housing Affordability
There is growing concern about the affordability of homeownership in the U.S., especially for first-time homebuyers. The rise in house prices during the pandemic has been followed by a steep increase in borrowing costs in 2022. Other costs like construction materials and homeowner insurance premiums have also risen. The housing market is expected to see the 30-year fixed mortgage rate fall slightl... more
Nov 4, 2025 9:07 AM
— Mortgage Finance
Ishbia Sees Hesitancy Among LOs, Not Potential Borrowers
The article discusses a recent study showing that mortgage rates have hit a record low, leading to an increase in refinancing applications. This trend is attributed to the Federal Reserve's decision to lower interest rates in response to the economic impact of the COVID-19 pandemic.
Nov 4, 2025 9:06 AM
— Adjustable-rate Mortgages (ARMs)
A risky mortgage instrument that helped spark the Global Financial Crisis is on the rise again. It’s a gamble on the Fed’s future direction
Adjustable-rate mortgages (ARMs) are becoming popular again as homebuyers look for savings in a high-rate era. The appeal is the lower starting rates compared to fixed-rate loans, but the risk lies in the potential increases when the interest rate resets. However, today's ARMs come with stricter rules and regulations compared to pre-crisis times. Buyers are using ARMs strategically for affordabili... more
Nov 4, 2025 8:05 AM
— Mortgage Lending
Want to buy a house in early 2026? Here's how to prepare.
The article discusses the current state of the housing market and provides tips for individuals planning to buy a home in 2026. It emphasizes the importance of preparing early by organizing finances, participating in home-buyer education courses, and understanding the hidden costs associated with owning a home. The article also mentions various options available for low-down-payment mortgages and ... more
Nov 4, 2025 7:06 AM
— Online Mortgage Verification Processes
Affordability Woes Push US Median First-Time Homebuyer Age to 40
The article discusses the importance of confirming that a user is not a robot by clicking a box before accessing certain online content.
Nov 4, 2025 7:05 AM
— Bond Markets
Heavy Selling in Stocks Providing Small Boost For Bonds
Stock prices and bond yields fell together in the overnight session, which is a rare occurrence in the current market. Since late May, stocks and bonds have been rallying simultaneously, unlike the traditional trade where one goes up while the other goes down.
Nov 4, 2025 3:06 AM
— Interest Rates
Non-QM, 2nds, Marketing Products; Deep Dive on Data-Less Capital Markets
The article discusses various topics related to the mortgage industry, including housing, finance, mortgage fraud investigations, acquisitions, non-QM lending, and changes in mortgage lender branding. It also touches on recent changes in interest rates and the Federal Reserve's decisions regarding rate cuts.
Nov 4, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 4, 2025: Rising bond yields nudge home loan rates slightly higher
Mortgage rates increased today due to rising bond market and 10-year Treasury yields. The article also provides current mortgage rates, refinance rates, and tips for choosing between different mortgage terms and types. Additionally, it discusses the trend regarding mortgage rates over the past years and predictions for future rate changes.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.