Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1633 - 1656 of 4284 results
Dec 1, 2025 8:30 AM
— Interest Rates
Will mortgage interest rates drop this December? Everything to consider now
There is a high likelihood of a Fed rate cut in December, which could lead to a drop in mortgage interest rates. However, the exact impact on mortgage rates is uncertain, as they do not always align neatly with Fed rate cuts. Other factors, like the 10-year Treasury yield and personal creditworthiness, also play a role in determining mortgage offers. Buyers and owners looking to refinance should m... more
Dec 1, 2025 7:30 AM
— Bond Markets
Breaking Down Early Weakness. Is It Japan?
Bonds are weaker at the start of the week due to Thanksgiving week volatility and the Bank of Japan considering rate hikes at the next meeting. However, it is unclear if Japan is the main source of weakness as there were no clear correlations with other markets. Some traders believe the Japanese influence was a domino effect in other bond markets.
Dec 1, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down significantly? This week’s decreases are relatively small.
Mortgage rates have slightly decreased this week but are still higher than this time last year. The Federal Reserve has lowered the fed funds rate twice in 2025, but mortgage rates don't necessarily follow the fed funds rate trends. Mortgage rates more closely follow the 10-year Treasury yield, which has decreased from the previous year. Buying a home solely based on mortgage rates dropping to a c... more
Dec 1, 2025 7:16 AM
— Mortgage Rates
Mortgage Rates Drift Down | Today, December 1, 2025
Mortgage rates decreased slightly over Thanksgiving Weekend and are expected to face upward pressure in the short term due to economic indicators. Refinancing or tapping into home equity is still a viable option. Negotiating for a lower rate, qualifying for assistance programs, or opting for shorter mortgages can help lower barriers to entry for buyers. Various rates for 30-year fixed mortgages an... more
Dec 1, 2025 6:33 AM
— Reverse Mortgages
How to Choose the Right Reverse Mortgage Payout Method
A reverse mortgage provides financial flexibility in retirement, and the way you choose to receive your loan proceeds impacts your long-term borrowing costs, equity preservation, and usefulness of the funds. Options include a lump sum, monthly payments, or a line of credit, each with its own benefits and drawbacks. Combining multiple payout methods can help borrowers meet both immediate and long-t... more
Dec 1, 2025 6:31 AM
— Bank Account Bonuses
Best Bank Bonuses and Promotions Of December 2025
The article discusses various bank account bonus promotions offered by different banks such as Chase Bank, PNC Bank, BMO Bank, Wells Fargo, KeyBank, SoFi Bank, E*TRADE, TD Bank, Capital One, M&T Bank, and more. It highlights the requirements to earn these bonuses and cautions readers to consider the fine print, fees, and ATM accessibility before opening an account solely for the bonus purposes. It... more
Dec 1, 2025 6:30 AM
— Mortgage Rates
Chase launches refinance mortgage rate sale
Chase Home Lending is offering a limited-time mortgage rate discount for refinancing from Dec. 1 through Dec. 14. The discount varies by loan product and location, and can be combined with other offers to potentially reduce rates by up to 1%. This sale applies to rate-and-term and cash-out refinancing, providing options for homeowners looking to save money, access equity, or lower monthly payments... more
Dec 1, 2025 5:30 AM
— Interest Rates
Gold price today, Monday, December 1: Gold rises above $4,200 as Bitcoin, stock futures decline
Gold futures opened lower on Monday but rose slightly in early trading. The surge in gold prices coincided with declines in cryptocurrencies and stock futures, indicating investors may be de-risking their portfolios. The Fed is expected to decrease interest rates by a quarter-point next week, which could benefit gold prices by reducing income available from competing assets. The spot price of gold... more
Dec 1, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6%
The average 30-year fixed mortgage rate is around 6.00%, while the 15-year fixed rate is 5.50% according to Zillow. Mortgage rates are subject to variation depending on the lender. Different strategies can help secure the lowest mortgage rates, and adjustable-rate mortgages might be worth considering. Rates for refinancing a mortgage are typically higher than for buying a house. Factors such as do... more
Dec 1, 2025 2:31 AM
— Mortgage Lenders
What Fannie, Freddie uplisting would change for the GSEs
Multiple proposals are being considered for Fannie Mae and Freddie Mac, with some scenarios possibly affecting the status of their shares. Mortgage groups are advocating for the GSEs to buy MBS to lower rates, while some experts warn against the plan. Non-banks reported a decrease in net income for the third quarter compared to the previous one. Refinancing drove mortgage originations higher, but ... more
Dec 1, 2025 2:30 AM
— Interest Rates
Treasuries Decline as Japanese Bond Selloff Goes Global
Treasuries started the week with a slide due to a rise in Japanese debt yields, leading to global bond market reactions. The prospect of a Bank of Japan interest-rate hike pushed up rates on bonds worldwide. Traders in US debt are closely monitoring BOJ policy, as higher rates in Japan may keep more funds domestically. US yields are fluctuating around 4% on expectations of Federal Reserve rate cut... more
Dec 1, 2025 12:30 AM
— Interest Rates
Silver Trades Near Record High on Tight Supply, Rate-Cut Hopes
Silver prices have surged to record highs due to ongoing supply tightness in the market. The metal has doubled in value this year and is outperforming gold. The flow of silver into London has eased a historic squeeze, but inventories in other centers like Shanghai are low. Speculation on a quarter-point rate cut by the Federal Reserve in December has also boosted both gold and silver prices.
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
Dec 1, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 1, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, considerations for refinancing, factors impacting mortgage rates, situations where refinancing may be beneficial, closing costs associated with refinancing, different types of mortgage refinance loans available, and tips for finding the right lender and incentives for refinancing.
Nov 30, 2025 11:30 PM
— Bond Markets
Japan’s Two-Year Yield Hits Highest Since 2008 on Rate-Hike Bets
Japanese government bonds slumped after comments from the Bank of Japan chief indicated a possible rate hike in December. The two-year yield rose to its highest level since 2008, with yields on other maturities also surging. The yen strengthened against the dollar, swaps market traders increased bets for a rate hike, and the Ministry of Finance plans to increase debt issuance to finance an economi... more
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
Nov 30, 2025 8:30 AM
— Interest Rates
What To Expect For Mortgage Rates In 2026
Mortgage rates have fallen in 2025, with a 30-year mortgage going from 6.91% to 6.23% in late November. Further cuts in interest rates by the Federal Reserve are expected in 2026, but it may not necessarily bring mortgage costs down unless the Fed cuts more than anticipated. Economic conditions, including the U.S. jobs market and potential Fed decisions, will play a key role in impacting borrowing... more
Nov 30, 2025 4:35 AM
— Housing Market
December housing data provides early signals for 2026 market
Monitoring December housing data, including purchase applications, can offer insight into 2026 market trends. Historically, data from December can give a good idea of what to expect in the upcoming year. Key metrics to track include mortgage rates, 10-year yield, Fed meetings, and mortgage spreads. Positive trends in purchase applications and total pending sales data are indicating growth for 2026... more
Nov 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?
The article discusses current mortgage rates, including both purchase and refinance rates. It emphasizes the importance of shopping around for lenders to find the best rates. It provides examples of how different loan terms and interest rates impact monthly payments and total interest paid over the life of the loan. Additionally, it explains the difference between fixed-rate and adjustable-rate mo... more
Nov 30, 2025 12:30 AM
— Mortgage Rates
Mortgage Rates Are Not Too High. What’s too High Are Home Prices that Exploded by 40-70% in 2 Years, Creating the “Affordability Crisis”
The article discusses how mortgage rates have recently been in a normal range in relationship to inflation, which has been steadily increasing. It highlights the impact of historically low mortgage rates, driven by QE policies, on the housing market, causing significant home price explosions. The article argues that lower mortgage rates are the problem, not the solution to the affordability crisis... more
Nov 29, 2025 6:30 PM
— Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 29, 2025 4:36 AM
— Mortgage Rates
Chart of the Week: ARM Share of Home Purchase Applications
In October, 24.6% of applications to purchase newly built homes were for adjustable rate mortgages (ARMs), with rates lower than fixed-rate loans. Builders are offering rate buydowns on fixed-rate loans and competitive rates on ARM loans. New home sales in October were strong, attributed to lower mortgage rates, builder concessions, and growing inventory of newly built homes.
Nov 29, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates decline - When will rates change? | Today's mortgage and refinance rates, November 28, 2025
Mortgage interest rates have mostly decreased compared to last week, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages moving lower. The decline in bond yields, driven by negative job reports and consumer confidence, has influenced these rate changes. The Mortgage Rate Variability Index was at 5 out of 10, showing an average deviation in mortgage offers. The average rate f... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
Variable-rate mortgages have surged. Are the upfront savings worth the risk?
Many people are considering variable mortgage rates over fixed rates due to a modest spread in rates. There is uncertainty about future economic conditions, with some believing that taking a variable rate may offer a small win upfront. However, borrowers need to weigh the risks and benefits of variable rates versus fixed rates, considering factors such as flexibility and timing. Using a hybrid mor... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.