Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1297 - 1320 of 4274 results
Dec 16, 2025 9:30 AM
— Mortgage Lenders and Broker Services
Cap Markets Education, Servicing, Borrower Monitoring Products; Marketing Thoughts for 2026
Mortgage lenders are looking for ways to cut costs and increase efficiency through partnerships, product line expansions, and the adoption of technology like AI-powered POS systems and income verification tools. Companies like Lenders One, Servbank, and Richey May are offering services to streamline operations and improve compliance. The housing market is showing signs of improvement as 2026 appro... more
Dec 16, 2025 8:32 AM
— Housing Market
MBA: November New Home Purchase Mortgage Applications Increased 3.1%
The Mortgage Bankers Association reported that mortgage applications for new home purchases increased by 3.1% from last year, but decreased by 7% from October 2025. The data showed that new home purchase activity was up 3% annually in November, with potential buyers benefiting from a larger selection of homes. The report also highlighted that many new homebuyers are choosing FHA and ARM loans. The... more
Dec 16, 2025 8:31 AM
— Mortgage Finance
Short Takes: Unemployment Rate Rises / Applications for New Home Purchases Increase / Homebuilders Ramp Up Incentives / Ellington Offers Large Expanded-Credit MBS
The article discusses the latest trends and insights in the mortgage market, focusing on factors like interest rates, bond markets, and housing market conditions.
Dec 16, 2025 8:30 AM
— Bond Markets
Frustratingly Flat After Deceptively Friendly Jobs Report
Despite a slight uptick in the unemployment rate and higher payroll count, the bond market remains flat as the Federal Reserve continues to confirm modest weakness in the labor market. The unclear impact of the government shutdown and lower response rates for the household survey are also noted.
Dec 16, 2025 8:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 16, 2025: Rates hold steady
The article discusses current mortgage rates for various types of loans like 30-year fixed, 15-year fixed, and VA loans. It also mentions the importance of comparing rates from different mortgage lenders. It highlights the difference between fixed-rate and adjustable-rate mortgages and provides advice on choosing between them. The article also predicts that mortgage rates are expected to stay cons... more
Dec 16, 2025 8:30 AM
— Mortgage Rates
Fed rate cut brings lower credit card costs while mortgage relief lags
Consumers cautious due to weaker job market; Federal Reserve cut interest rates; rates on credit cards and HELOCs to decrease but mortgage rates not expected to fall significantly; 30-year fixed mortgage at 6.19%; experts predict decrease in mortgage rates in 2026, but with volatility; trade policies and tariffs may impact inflation and interest rates; Fed may cut rates two more times in 2026.
Dec 16, 2025 5:54 AM
— Mortgage Lenders
What Is a HECM Refinance? Eligibility, Costs & When It Makes Sense
A HECM refinance allows existing reverse mortgage holders to replace their current loan with a new one, potentially unlocking more equity or providing better access to funds. Refinancing depends on factors like changes in home value, age, interest rates, and financial needs. It's important to evaluate the potential benefits against the drawbacks and work with a lender who specializes in reverse mo... more
Dec 16, 2025 5:32 AM
— Mortgage Lending
Freddie Mac appoints Kenny Smith as new CEO
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Dec 16, 2025 4:34 AM
— Mortgage Security Measures
Sweeney amends lawsuit against AIME, names UWM
The article discusses the importance of verifying that users are human before allowing access to certain online platforms. It highlights various methods, such as CAPTCHAs and biometric authentication, that websites use to ensure human users are interacting with their sites rather than bots.
Dec 16, 2025 4:32 AM
— Housing Market
There’s still a nationwide shortage of homes — so why are sellers getting desperate in some places?
The housing market in the United States is experiencing a cooling trend, with home prices falling in certain areas and builders offering low mortgage rates. While there is a long-term shortage of homes nationwide, there are also localized gluts of homes for sale. This imbalance is affecting both buyers and sellers, with buyers having more bargaining power in some markets and sellers needing to low... more
Dec 16, 2025 2:30 AM
— Mortgage Rates
Mortgage Rates Could Be About to Fall—Here’s Why
Fannie Mae and Freddie Mac have been stockpiling billions in mortgage-backed securities to potentially lower borrowing costs, improve profitability, and make themselves more appealing to potential investors ahead of a potential public offering President Trump has been pushing for. The move could help bring down mortgage rates and improve affordability in the housing market.
Dec 16, 2025 2:30 AM
— Housing Market
State home loan program undercuts market interest rates
The article discusses how the housing market in Honolulu is experiencing an increase in activity, with more buyers looking to purchase homes despite the challenges posed by the COVID-19 pandemic. Low interest rates and high demand are driving up prices, making it a competitive market for potential buyers.
Dec 15, 2025 8:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There seems to be division within the committee regarding future rate cuts due to differing economic indicators. Mortgage rates have decreased nearly 1% since January, but have seen some fluctuation following previous Fed cuts. It is predicted that mortg... more
Dec 15, 2025 4:32 PM
— Mortgage Rates
Tuesday: Employment Report, Retail Sales
Mortgage rates have slightly decreased as volatility risks in the market are on the rise.
Dec 15, 2025 4:32 PM
— Housing Market
Compass-Anywhere acquisition set to close in late 2026
Compass announced a $10B all-stock acquisition of Anywhere, adding over 340,000 agents. The deal is expected to close in late 2026 but may face antitrust scrutiny and possible asset divestitures in key markets. The acquisition will make Compass one of the biggest players in the real estate industry.
Dec 15, 2025 4:30 PM
— Mortgage Rates
Mortgage Rates Stable After Fed Rate Cut
The webpage discussing stability in mortgage rates after a Fed rate cut is currently unavailable.
Dec 15, 2025 3:30 PM
— Mortgage Lending
Fannie and Freddie Are Stockpiling Billions in Mortgages, Which May Push Rates Lower
The article is about a failed request to process a certain request related to real estate. The reader is instructed to contact a specific email address if the issue persists.
Dec 15, 2025 12:31 PM
— Mortgage Rates
30-year mortgage rates rise after the Fed rate cut | Today's mortgage and refinance rates, December 15, 2025
Average mortgage rates were mostly higher, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve cut interest rates for the third time but mortgage rates are back to pre-cut levels. Mortgage rates are influenced by the Fed and the economy. Rates as of 12/15/2025 show 30-year fixed at 6.29%, 15-year fixed at 5.63%, 5/1 ARM at 5.61%, an... more
Dec 15, 2025 12:30 PM
— Bond Markets
Fairly Calm Monday. Jobs Report on Deck
Monday's trading day ended with modest overnight gains eroding to roughly unchanged levels by the 3pm close. Tuesday brings the first post-shutdown jobs report, with a focus likely shifting to the unemployment rate. The jobs report is expected to heavily impact the market, depending on how much it differs from forecasts.
Dec 15, 2025 12:30 PM
— Mortgage Rates
Here's how much a $700,000 mortgage can cost per month, following the December Fed rate cut
Home prices are expected to drop in some U.S. cities next year, but they are currently elevated in many parts of the country, making homeownership more expensive. However, mortgage interest rates have been declining in 2025, with the average rate on a 30-year mortgage now at 6.12% and 5.50% for a 15-year term. This decline in rates can make mortgages more affordable, with a $700,000 mortgage costi... more
Dec 15, 2025 11:32 AM
— Housing Market
Google enters portal wars with MLS listings in select cities
Google is testing a new advertising format in select markets that embeds for-sale home listings directly into mobile search results. The listings are powered by a paid partnership between Google and ComeHome, a subsidiary of HouseCanary. This move impacts portal stocks and industry dynamics.
Dec 15, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Lower as Volatility Risks Increase
Mortgage rates started the week slightly lower and remained in a narrow range. The lack of movement on Monday was expected due to the absence of major economic data releases, but the upcoming jobs report on Tuesday could potentially impact rates depending on the unemployment rate and new nonfarm payroll creation data.
Dec 15, 2025 10:56 AM
— Mortgage Lenders
HECM vs. Jumbo Reverse Mortgage: How to Choose the Best Fit
The article discusses the differences between a Home Equity Conversion Mortgage (HECM) and a jumbo reverse mortgage, two options for homeowners age 62 and older to tap into their home equity. HECMs are insured by the Federal Housing Administration and come with borrower protections, while jumbo reverse mortgages are offered by private lenders and have different eligibility requirements, interest r... more
Dec 15, 2025 10:30 AM
— Interest Rates
Current mortgage rates on Dec. 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.182%, with some fluctuations recently. Homebuyers have faced high rates in the past, but rates started trending downwards in late 2025 following actions by the Federal Reserve. Economic conditions, financial profile, historical context, demand for loans, national debt, the Federal Reserve's actions, and co... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.