Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1201 - 1224 of 4273 results
Dec 20, 2025 7:34 AM
— Housing Market
Highest Existing Home Sales in 8 Months But Don't Get Excited
Existing-home sales increased by 0.5% in November to a seasonally adjusted annual rate of 4.13 million, marking the 3rd consecutive month of growth. However, sales have been stuck at low levels for a while. Lower mortgage rates have contributed to the recent increase, but inventory growth is slowing down.
Dec 20, 2025 7:33 AM
— Mortgage Lending
Home Sales Rise Slightly in November as Lower Mortgage Rates Draw Buyers Off Sidelines
The article discusses an issue with processing a request related to real estate. It provides a reference ID for further assistance if the problem persists.
Dec 20, 2025 7:30 AM
— Home Equity
I Have $700K in Home Equity, but a $500K Mortgage. Can I Use the Equity to Pay Down My Home Loan?
The rise in home values has led to a surge in home equity for many homeowners. While it is possible to use home equity to pay down a mortgage, it may not be the most beneficial option as it often results in trading mortgage debt for home equity debt with potentially higher interest rates. Lenders typically charge interest on home equity financing, and borrowing against home equity should be carefu... more
Dec 20, 2025 4:35 AM
— Affordability Trends
MBA: Mortgage Application Payments Decreased in November
In November, homebuyer affordability slightly improved with the national median mortgage payment decreasing to $2,034. Affordability has been improving for six straight months due to lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association expects affordability to continue to improve in 2026 with house prices forecasted to fall and mortgage rates to remain around... more
Dec 20, 2025 4:30 AM
— Mortgage Rates
How to get a mortgage rate in the 5% range for 2026
As 2025 comes to a close, there has been a noticeable improvement in mortgage interest rates, with rates dropping around a full percentage point since January. This decrease in rates presents an opportunity for both homebuyers and owners to secure a mortgage rate in the 5% range, potentially saving interest costs and reducing monthly payments. By utilizing online marketplaces to compare rates, con... more
Dec 19, 2025 5:43 PM
— Housing Market
NAR: Existing-Home Sales Up Slightly November
Existing-home sales increased slightly in November compared to October but were down compared to November 2024. Sales varied by region and showed no change or decreases year-over-year. Lower mortgage rates contributed to the increase in sales. Inventory growth is slowing down, impacting affordability. Single-family home sales outperformed condominium sales, with condos typically priced lower but f... more
Dec 19, 2025 3:31 PM
— Mortgage Lending
MBA: Applications for New Home Purchases Sank 7 Percent in November
Mortgage applications for new home purchases decreased by 7% in November compared to October, but were up 3.1% compared to the previous year. New homebuyers are looking for ways to extend their purchasing power or lower monthly payments, with many choosing FHA or ARM loans.
Dec 19, 2025 3:31 PM
— Mortgage Finance
Homebuyers Tend to Skip Mortgage Shopping
The article discusses various aspects of mortgage finance publications such as design, content management systems, hosting, and web development. It emphasizes the importance of creating visually appealing and user-friendly websites to attract readers and provide valuable information.
Dec 19, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Just Off 2-Week Lows
Mortgage rates remained fairly stable despite speculation about foreign monetary policy decisions. Rates rose slightly, hitting the 2nd lowest point of the week. The upcoming week's rate movement is uncertain due to the holiday trading environment, with rates likely drifting sideways until economic reports in January.
Dec 19, 2025 12:30 PM
— Housing Market
Maine’s roller coaster home prices drop one month after record high
Maine's home sales have been unpredictable this year with prices fluctuating and setting new records, making it difficult for buyers and sellers to determine the right time to act.
Dec 19, 2025 11:31 AM
— Mortgage Finance
Former Freddie CEO Calls for Revamp of CRT Activity
The article discusses the latest trends and developments in the mortgage industry. It highlights the importance of staying informed about changes in mortgage rates, housing market conditions, and mortgage lender policies to make informed decisions about home financing.
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums they used to for renovated properties due to hesitant buyers and increasing costs.
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums for renovated properties due to hesitant buyers and increasing costs.
Dec 19, 2025 10:32 AM
— Mortgage Security
UWM shifts strategy with $1.3B Two Harbors deal, boosts servicing
The article discusses the importance of verifying one's identity as a human through actions like completing a captcha. This process is necessary to prevent automated bots from accessing sensitive information or performing malicious activities.
Dec 19, 2025 9:31 AM
— Mortgage Finance
Assumable and Portable Mortgages Seen as Niche
The article discusses the latest trends in the mortgage market, including changes in interest rates and housing market conditions.
Dec 19, 2025 9:31 AM
— Mortgage Finance
MIAC Calls for FASB to Update MSR Recapture Accounting
The article discusses the latest trends and updates in the mortgage finance industry.
Dec 19, 2025 8:28 AM
— Housing Market
Existing home sales rise in November as mortgage rates dip
Existing home sales increased slightly in November to 4.13 million, with inventory decreasing. The median price rose by 1.2% year over year, while first-time buyer share and all-cash transactions decreased. The improvement in homebuyer affordability was noted due to a slight decrease in median mortgage payments.
Dec 19, 2025 7:30 AM
— Bond Markets
Slightly Weaker. No, It's Not Japan
The Bank of Japan's announcement did not have a significant impact on the U.S. bond market. The Ministry of Finance in Japan usually has a greater impact on the U.S. bond market. USD/Yen and Treasury yields were relatively unaffected by the announcement.
Dec 19, 2025 7:26 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 19, 2025
Mortgage rates fell slightly, but future movements are uncertain due to stock market and Treasury yields. Refinancing or tapping into home equity is still a viable option for borrowers. Various mortgage rates are provided for different terms, with expectations for rates to remain relatively stable. Economic reports and information about home sales are also included in the article.
Dec 19, 2025 5:31 AM
— Mortgage Lending
Reverse Mortgage vs. Life Settlement: Which Unlocks More Value?
The article compares and contrasts reverse mortgages and life settlements as financial strategies for retirees to supplement their income. Reverse mortgages allow homeowners to borrow against their home equity without making monthly payments and are repaid when the borrower sells the home, moves out, or passes away. On the other hand, life settlements involve selling an existing life insurance pol... more
Dec 19, 2025 4:34 AM
— Housing Market
Homebuilders have new competition for lots. Data centers
Data centers are rapidly expanding in Texas, driving up land prices and reducing opportunities for affordable housing development near major job centers. The surge in data centers is also straining local resources like water and electricity, as these facilities consume vast amounts of both. Lawmakers are considering policy changes to address the collision between data center growth and housing aff... more
Dec 19, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Numbers Down | Today, December 18, 2025
The article discusses how mortgage rates remained close to the previous day's levels due to factors such as decreased inflation and declining Treasury yields. It advises on considering refinancing or tapping into home equity, negotiating for better rates, and qualifying for financial assistance. It also provides information on average 30-year fixed and 15-year fixed mortgage rates, ARM rates, and ... more
Dec 19, 2025 4:32 AM
— MLS/Associations
Google’s MLS listings via HouseCanary reignites IDX policy debate
Google's partnership with HouseCanary to display MLS listings in mobile search has sparked debate over the use of IDX data, broker consent, and compliance with NAR and MLS policies. Many are concerned that this partnership may be breaching their data licensing permit.
Dec 19, 2025 4:31 AM
— Mortgage Rates
Current mortgage rates report for Dec. 19, 2025
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.208%. It also mentions historical interest rates, the impact of economic conditions and government policies on mortgage rates, and the influence of factors like inflation, national debt, and demand for home loans. The Federal Reserve's actions and balance sheet manag... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.