Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 889 - 912 of 4272 results
Jan 8, 2026 1:38 PM
— Mortgage Rates
Trump instructs 'representatives' to buy $200 billion in mortgage bonds, aiming to lower rates
President Donald Trump announced that he is instructing his representatives to buy $200 billion in mortgage bonds in order to drive rates and monthly payments down. It is unclear who his representatives are, and it is uncertain whether this buying will have any impact on mortgage rates. Trump criticized the administration of his predecessor, Joe Biden, and claimed that he has fixed the broken hous... more
Jan 8, 2026 1:31 PM
— Mortgage Rates
Mortgage Rates Modestly Higher on Thursday. Friday's Risks Are Bigger
Mortgage rates increased slightly on Thursday due to a stronger weekly Jobless Claims report and global bond market weakness. The upcoming Employment Situation report released by the Bureau of Labor Statistics will have a significant impact on mortgage rates depending on the data.
Jan 8, 2026 1:30 PM
— Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Trump announced plans for the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. The move comes as rising home prices outpace incomes, creating challenges for renters and existing homeowners. While the purchase of mortgage bonds may lower rates slightly, it may not be enough to address deep... more
Jan 8, 2026 12:45 PM
— Mortgage Rates
Freddie Mac data shows 30-year mortgage rate hovering near 6% to start 2026
The 30-year fixed-rate mortgage averaged 6.16% for the week ending Jan. 8, remaining flat to start the year. Mortgage rates are hovering close to the 6% mark, leading to improving residential demand. Despite a decrease in mortgage applications during the holiday season, refinance activity increased due to lower rates.
Jan 8, 2026 11:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage edged higher to just above its 2025 low, reaching 6.16%. Borrowing costs on 15-year fixed-rate mortgages also rose slightly. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions, bond market expectations, and the 10-year Treasury yield.
Jan 8, 2026 11:30 AM
— Mortgage Lenders
Hedging, PPE, Commercial, ATM Products; Trump vs. Institutional SFH Buyers; Prepayment Numbers
The article discusses various updates related to technology, artificial intelligence, mortgage industry innovations, and a proposed ban on large institutional investors from buying single-family homes. It mentions new AI-driven mortgage underwriting platforms, weekly market briefs for mortgage professionals, commercial lending opportunities, and the potential impacts of banning institutional owner... more
Jan 8, 2026 10:30 AM
— Mortgage Rates
Mortgage rates tick up, Alphabet's market cap overtakes Apple
The article discusses the increase in 30-year fixed rate mortgages to 6.16%, downgrades for homebuilder stocks due to President Trump's policy proposals, and Alphabet surpassing Apple to become the second most valuable company in the world.
Jan 8, 2026 10:30 AM
— Housing Market
Americans flee mortgage market despite lower rates as lenders tighten grip on credit nationwide
Despite lower mortgage rates, fewer Americans are applying for mortgages, as lending standards tighten and high prices and financial pressures outweigh rate relief. Mortgage applications fell by 9.7% from two weeks earlier, marking a new low. It's getting harder to secure a mortgage even for qualified borrowers, with credit availability at its lowest level in three months. Home prices are expected... more
Jan 8, 2026 10:10 AM
— Mortgage Rates
Conforming mortgage rates should be around 6% for 2026
Mortgage rates are anticipated to start off slightly higher in 2026 with expectations of potentially dropping below the 6% barrier. Despite the 30-year average staying consistent for weeks, the past year showed promising trends that could improve affordability in 2026. The 30-year fixed rate mortgage recently hit its lowest level since October, dropping 3 basis points. Even though mortgage rates d... more
Jan 8, 2026 9:31 AM
— Housing Market
Google appears to pull embedded home listings from mobile search results
Google's experiment with embedding home listings in mobile search has been halted due to licensing disputes with MLSs. Listings in cities like Chicago, Denver, and Los Angeles have been removed. The search results were powered by a partnership between Google and HouseCanary's ComeHome subsidiary.
Jan 8, 2026 9:31 AM
— Mortgage Finance
Mixed View on Fed Direction Clouds Mortgage Rate Projections
The article discusses recent developments in the mortgage market, including trends in interest rates and mortgage lending. It also highlights the impact of economic factors on mortgage rates and borrower qualifications.
Jan 8, 2026 9:31 AM
— Mortgage Lenders
Mortgage credit slips from peak as conforming products retreat
Loan credit availability increased from a year earlier but finished 2025 at its tightest in three months, with conforming products taking a notable dive. Fannie Mae and Freddie Mac portfolio growth contributed to the narrower spreads, along with lower volatility. The Mortgage Credit Availability Index rose 0.7% in November due to an influx of adjustable-rate and cash-out refinance mortgage program... more
Jan 8, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage increased slightly this week to 6.16%, still just above its 2025 low. Mortgage rates have been influenced by factors such as the Federal Reserve's interest rate policy decisions and expectations for the economy and inflation. The recent pullback in mortgage rates has been helpful for home shoppers, with the median U.S. monthly housing payment falling by ... more
Jan 8, 2026 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 8, 2026: A nudge higher for the week
The article discusses the current mortgage rates, including the averages and national rates for both purchases and refinances. It also provides information on different types of mortgage rates, how the economy impacts rates, and strategies for securing the lowest mortgage rate possible. Additionally, it explains the differences between fixed-rate and adjustable-rate mortgages, as well as the benef... more
Jan 8, 2026 7:57 AM
— Mortgage Rates
Mortgage Rates Down Again | Today, January 8, 2026
Mortgage rates have continued to decrease, with the average 30-year fixed mortgage rate at 6.16%. Borrowers are advised to consider refinancing or tapping into home equity. Negotiating for lower rates and exploring financial assistance programs can also help prospective buyers. The article also discusses the relative advantages of 15-year fixed mortgages and 5/1 adjustable rate mortgages. Economic... more
Jan 8, 2026 7:30 AM
— Home Equity Rates
HELOCs soar above 8% to start year; home equity loans drop modestly
HELOC rates saw a significant increase at the start of the year, while home equity loan rates dropped slightly. Borrowers should carefully consider their financial situation before tapping into home equity. Factors driving home equity rates include Federal Reserve policy and inflation expectations. There is a forecast of home equity rates edging lower due to expected Fed rate cuts in 2026. Home eq... more
Jan 8, 2026 6:32 AM
— Reverse Mortgages
What Interest Rates Mean for Your Reverse Mortgage
Interest rates have a significant impact on reverse mortgages, affecting borrowing power, projected loan growth, and principal limits. Higher rates can result in lower borrowing capacity, while lower rates can increase equity access. Borrower age also plays a role, with older borrowers generally qualifying for higher principal limits. Interest rate changes can affect both new and existing reverse ... more
Jan 8, 2026 6:32 AM
— Housing Market
First-Time Home Buyer Advice and Preparation for 2026
Experts advise potential home buyers to prepare themselves by organizing their finances, evaluating their budget, and understanding current market conditions in order to make informed decisions in purchasing a property. Recommendations include starting the home buying process in the first quarter when competition is lower, but prices may be more affordable, and utilizing the expertise of real esta... more
Jan 8, 2026 6:31 AM
— Bond Markets
No Help From Jobless Claims or Europe
US bonds have been following Europe's lead in overnight trading, resulting in a 3bp sell-off on both continents. The Jobless Claims data at 8:30am has contributed to the selling pressure but only slightly.
Jan 8, 2026 5:31 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, January 8, 2026
National mortgage rates showed mixed movement with some loan products increasing while others decreased. The average rate for the benchmark 30-year fixed mortgage is 6.16 percent, up slightly from the previous week. Rates for a 15-year fixed mortgage remained unchanged. Tips for getting the best mortgage rate are also provided.
Jan 8, 2026 4:31 AM
— Housing Market
CoStar forecasts Homes.com profitability in 2030
CoStar Group projects significant revenue growth and stock buyback in 2026 while reducing investment in Homes.com. The company's financial initiatives for the year include a focus on capital allocation and governance following a leadership shakeup.
Jan 7, 2026 8:30 PM
— Mortgage Lenders
Bank of America Personal Loan Alternatives
Bank of America does not offer personal loans but offers credit card options and small loans. Online lenders like LightStream, SoFi, Discover, Best Egg, and Happy Money are good alternatives for personal loans, each with its own features. Bank of America also offers other loan options including the Balance Assist loan, HELOCs, cash-out refinancing, and auto loans. If none of these options work, th... more
Jan 7, 2026 4:32 PM
— Economic Indicators
Thursday: Trade Deficit, Unemployment Claims
The article discusses the upcoming Trade Balance report for November and the initial weekly unemployment claims report. The trade deficit is expected to be $59.4 billion, up from $52.8 billion in September. The initial weekly unemployment claims are expected to be 205K, up from 199K.
Jan 7, 2026 4:31 PM
— Housing Market
Trump’s proposed institutional investor ban for single-family homes sparks debate
President Donald Trump announced plans to ban large institutional investors from buying more single-family homes, leading to mixed reactions within the housing industry. Some feel that private capital plays a crucial role in increasing housing supply, while others believe the ban could help alleviate the affordability crisis. Experts like Rick Sharga argue that the root cause of affordability issu... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.