Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 769 - 792 of 4263 results
Jan 13, 2026 3:32 PM
— Mortgage Lending
MCT: December Sees Monthly Decline in Mortgage Lock Activity
Mortgage Capital Trading reported that total lock volume decreased by 18.74% month-over-month in December. Borrowers were more cautious due to uncertainty from the recent government shutdown and challenging rate environment. Purchase lock volume, rate-and-term refinance lock volume, and cash-out refinance lock volume all declined. Despite the monthly decrease, lock volume was significantly higher ... more
Jan 13, 2026 3:32 PM
— Housing Market
Lower mortgage rates support steady new home sales
Lower mortgage rates are keeping new home sales steady in October, with inventory remaining unchanged. The housing market is showing positive signs with sales at 2019 levels and the mortgage buy-down program benefiting builders.
Jan 13, 2026 3:32 PM
— Mortgage Rates
Trump pauses 50-year mortgage plan, drafts 401(k) down payment access
The Trump administration is no longer pursuing the idea of introducing 50-year mortgages, but instead is exploring options to improve housing affordability such as allowing Americans to use funds from 401(k) or 529 accounts for down payments. They are also considering a proposal to prevent large institutional investors from purchasing single-family homes. Trump has directed Fannie Mae and Freddie ... more
Jan 13, 2026 1:30 PM
— Bond Markets
CPI Helped Bonds Avoid Losing Ground
Bonds initially weakened but strengthened after the CPI data, which showed core monthly CPI at 0.2. MBS remained positive throughout the day despite appearing weaker on charts due to monthly settlement. Wednesday will bring November's retail sales data and Producer Price Index, which could impact the market.
Jan 13, 2026 1:30 PM
— Bond Markets
Incidental Weakness Ahead of CPI Data
Bonds were marginally weaker with no obvious reasons attributed. The market remained stable despite Fed Chair Powell's criminal inquiry. Tomorrow's focus will be on the CPI data to be released at 8:30am ET.
Jan 13, 2026 1:08 PM
— Mortgage Lenders
What Happens to Your HELOC if Home Values Drop?
Home values can fluctuate due to various factors, but a decrease in value does not automatically change the terms of a Home Equity Line of Credit (HELOC). Lenders have the right to re-evaluate accounts if the risk increases, which can lead to freezing or reducing the credit limit, but demanding immediate repayment due to a value decline is rare. Lender actions typically target future access to cre... more
Jan 13, 2026 12:32 PM
— Housing Market
Mamdani notches a loss in opening gambit to take on NYC landlords
New York City Mayor Zohran Mamdani lost a bid to delay the auction of 5,000 rent-stabilized units despite unresolved maintenance issues and tenant complaints, highlighting the challenges faced by mayors in federal cases. The winning buyer plans to free up capital for repairs through bankruptcy, but concerns remain about future improvements under profit-driven ownership.
Jan 13, 2026 12:31 PM
— Housing Market
New-home construction stalls as policy inertia compounds
New residential construction in the US slowed in October due to a government shutdown, with housing starts falling by 4.6% from September. Various factors like policy disputes, decreased revenues, and increased use of incentives by home builders have contributed to a gloomy outlook for the new-home construction market conditions in 2026.
Jan 13, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Now Solidly Back Above 6%
MND's mortgage rate index showed a bottom of 6.01%, but rates increased to 6.07% today due to market weakness the previous day. Lenders raised rates in the afternoon, but a well-received CPI report helped stabilize rates slightly.
Jan 13, 2026 11:32 AM
— Housing Market
Advocacy Update: MBA Shares Housing Affordability Recommendations to Trump Administration Ahead of Upcoming Announcement
President Trump is taking steps to ban large institutional investors from buying single-family homes and is calling on Congress to codify it. The White House is drafting an executive order to improve housing affordability, including allowing people to use retirement savings for down payments. Trump instructed the GSEs to buy $200 billion in mortgage bonds to reduce mortgage rates. The MBA supports... more
Jan 13, 2026 10:33 AM
— Mortgage Rates
Jan. 13: LO, Ops jobs; broker, jumbo, verification, climate risk products; CFPB requests money, reverse referral opinion; CPI data
The article discusses the impact of possible changes in credit card interest rates on mortgage borrowers. It also highlights the growing credit card debt and its influence on home equity usage. The article raises concerns about potential government intervention in setting mortgage rates in the future.
Jan 13, 2026 10:31 AM
— Mortgage Lenders
Hallmark Home Mortgage accused in Ponzi scheme lawsuit
A racketeering lawsuit claims two Hallmark Home Mortgage employees helped a homebuilder in a construction Ponzi scheme. Additionally, a government-sponsored enterprise is facing allegations from fired workers for fraud, a bank did $16 billion in originations in the last quarter of 2025, and accusations against a lender relate to marketing programs and trips for brokers.
Jan 13, 2026 9:39 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Higher for Essentials | Today, January 13, 2026
Mortgage rates are staying low, with the 30-year fixed rate at 6.179%. There is a mix of pressures keeping interest rate movements small. Experts advise hopeful home buyers to look into financial assistance programs. Various economic reports and Federal Reserve speeches are anticipated. Inflation remains flat, with essential categories like food and medical care seeing growth. Small business optim... more
Jan 13, 2026 9:32 AM
— Mortgage Security Measures
Commercial and Multifamily Mortgage Debt Outstanding Increased in Third-Quarter 2025
The article discusses the importance of verifying that individuals are human by completing various actions, such as CAPTCHAs, to prevent automated bots from accessing websites or online services. It emphasizes the need for this verification process to protect against fraud and ensure a better user experience for legitimate users.
Jan 13, 2026 9:32 AM
— Real Estate Transparency
Could Wisconsin’s new law set a national standard for real estate transparency?
Wisconsin's 2025 Act 69 requires written seller opt-outs for limited listings and new disclosure rules, focusing on transparency in real estate transactions. The law aims to ensure that sellers make informed decisions about marketing their property and the impact of limited exposure on buyer awareness and competition. It also addresses technology-altered marketing imagery and compensation arrangem... more
Jan 13, 2026 9:30 AM
— Housing Market
Trump is taking on the Fed, credit cards and mortgages. Will it improve affordability?
The Trump administration is targeting the Federal Reserve, credit card industry, and housing market to lower borrowing costs. Efforts include proposals to ban institutional investors from buying single-family homes, cap credit card interest rates at 10%, and investigate Federal Reserve Chair Powell. Economists warn these measures could reignite inflation, restrict credit access, and undermine conf... more
Jan 13, 2026 8:30 AM
— Mortgage Lenders
Broker, Jumbo, Verification, Climate Risk Products; CFPB Requests Money, Reverse Referral Opinion; CPI Data
The article discusses various topics related to mortgages, such as the impact of credit card interest rate caps on lenders, the increase in credit card debt, new solutions like 1st Lien Debt Service Coverage Ratio loans, the impact of extreme weather events on the housing industry, the development of AccountChek 2.0 by Informative Research, access to top-tier Jumbo pricing on the MAXEX platform, r... more
Jan 13, 2026 8:30 AM
— Mortgage Rates
How does inflation affect mortgage rates? What to expect from the December core CPI.
This article discusses how inflation can impact mortgage rates, as well as the role of the Federal Reserve in adjusting interest rates based on inflation rates. It explains the measurement of inflation using the Consumer Price Index and Personal Consumption Expenditures index, and how these indicators may affect mortgage rates. Additionally, it highlights the importance of understanding inflation ... more
Jan 13, 2026 8:30 AM
— Housing Market
Trump wants to ban Wall Street investments in single-family homes. Would this make housing more affordable?
President Trump proposed a ban on large institutional investors from buying more single-family homes in an attempt to make homes more affordable for families. However, experts believe that the impact of this proposal on home prices and affordability would likely be modest, as institutional investors account for only a small share of total home purchases. The housing shortage is influenced by multi... more
Jan 13, 2026 7:30 AM
— Bond Markets
Bond Market Only Marginally Interested in Powell Drama For Now
Bond yields were slightly higher after the subpoena of Fed Chair Powell over statements made to congress regarding the Fed's building renovations. Forex markets saw the dollar lose ground against the Euro, but Treasury futures weren't well-correlated with that movement. Overall, the bond market continues to operate within the same range.
Jan 13, 2026 7:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rate possible in 2026
The article provides tips for getting the lowest mortgage rates possible in the 2026 housing market, including improving your credit score, aiming for a low debt-to-income ratio, making a significant down payment, and considering buying discount points. It also discusses negotiating special financing with sellers, getting rate buydowns, and choosing between different types of mortgages like adjust... more
Jan 13, 2026 7:30 AM
— Mortgage Lenders
JPMorgan Sees ‘Pretty Busy’ Home-Lending Day After Trump Order
The article discusses the importance of confirming that the user is not a robot and ensuring that their browser supports JavaScript and cookies to access the website. It also provides information on how to contact the support team for any inquiries.
Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 13, 2026 5:30 AM
— Online Mortgage Applications
Pimco Sees Mortgage Rates Easing on Fannie-Freddie Purchases
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.