Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 529 - 552 of 4250 results
Jan 26, 2026 8:31 AM
— Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 6:33 AM
— Interest Rates
Starting Fairly Flat After Spicy But Stale Durable Goods
This week's main focus is the Fed announcement on Wednesday, but it is uncertain how much of an impact it will have. The Producer Price Index on Friday may have more influence, but typically doesn't make a big splash. Durable Goods data released this morning exceeded forecasts, potentially leading to a small decrease in 10yr yields, but the impact was minimal.
Jan 26, 2026 5:33 AM
— Mortgage Rates
Lower Rates Drive Application Growth, Even As Homes Take Longer to Sell
The housing market is beginning to stabilize due to a decrease in mortgage rates according to a recent report from Redfin.
Jan 26, 2026 5:30 AM
— Housing Market
What a likely Bank of Canada rate hold means for buyers, sellers and mortgages in 2026
Canada's housing market in 2026 faces a different interest rate environment compared to the previous year. Economists believe the Bank of Canada will likely remain in a holding pattern, and mortgage rates are expected to remain low. Trade disputes between Canada and the U.S. could impact the market, with experts advising caution and strategic thinking for buyers and sellers. High inventory and low... more
Jan 26, 2026 4:34 AM
— Online Security for Mortgage Websites
Mortgage rates steady ahead of Fed's January meeting
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Jan 26, 2026 4:33 AM
— Interest Rates
Federal Reserve Holds Rates in January
The Federal Reserve paused cutting the federal funds range in January, signaling a wait-and-see approach due to economic expansion and uncertainty. Mortgage rates varied after recent Fed decisions, with some decreases and slight increases. Interest rates followed a downward trajectory over the past few months. The Fed may need to see a decrease in the inflation rate or weakening employment before ... more
Jan 26, 2026 3:34 AM
— Mortgage Interest Deductibility
Is a HELOC Tax-Deductible in 2026?
The deductibility of interest on a home equity line of credit (HELOC) depends on how the funds are used, not the loan itself. Under current tax rules, interest may be tax-deductible when the money is used for buying, building, or substantially improving the taxpayer's home. Qualifying improvements must add value to the home, extend its useful life, or adapt it for new uses. Cosmetics upgrades, rou... more
Jan 26, 2026 2:33 AM
— Interest Rates
Prepayments Jump as lower rates spur December refi surge
Interest rates at the end of the year led to an increase in mortgage prepayment speeds in December as homeowners pursued refinancing. However, the national mortgage delinquency rate also rose significantly in November. Despite higher unemployment rates driving distress indicators up, most loans held by financial institutions are still performing. Lenders are advised not to expect significant monet... more
Jan 26, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 26, 2026: A step higher from recent lows
The article provides an overview of current mortgage rates, with the average 30-year fixed rate at 6.00%, and provides insights on different types of mortgages, payment calculations, the use of adjustable-rate mortgages, and factors affecting mortgage rates like credit scores and down payments. It also discusses options like buying down interest rates through discount points at closing.
Jan 25, 2026 9:33 AM
— Online Security
Forecasts and Commentary
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Jan 25, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 25, 2026: Rates level out
The average national mortgage rates for various terms are provided, indicating that rates have leveled out. The article also discusses the differences between 15-year and 30-year mortgages, the impact of fixed-rate and adjustable-rate mortgages, how to find the best mortgage lender, and factors that affect mortgage rates.
Jan 25, 2026 5:36 AM
— Mortgage Rates
Jan. 24: Thoughts on Pres. Trump taking the right approach; Credit issues still with us; Saturday Spotlight: Fairway Home Mortgage
The Trump administration's $200 billion bond-buying effort to make housing more affordable seems unlikely to have a significant impact, as experts believe that the key to affordability is to bolster housing supply. Mortgage bond purchases are viewed by some as 'burning cash' and not addressing the housing supply issue. Despite a slight decrease in mortgage rates, concerns about geopolitical events... more
Jan 25, 2026 5:35 AM
— Housing Market
Lower mortgage rates boosting demand early in 2026
Lower mortgage rates in early 2026 have led to increased housing demand, with both pending home sales and purchase applications posting gains. Inventory and new listings are also rising as rates remain near 6%.
Jan 25, 2026 5:31 AM
— Housing Market
Trump's housing market plan contains a fatal flaw and multiple obstacles, Morgan Stanley says
Morgan Stanley strategists argue that the White House policy announcements aimed at unlocking the housing market won't significantly affect prospective homebuyers. The measures include directing GSEs to purchase $200 billion in mortgage-backed securities, which temporarily pushed mortgage rates below 6%. However, existing low-rate mortgages limit the policy's effectiveness. The primary obstacle to... more
Jan 25, 2026 5:30 AM
— Mortgage Rates
Trump housing finance chief OKs more mortgage spending and adds risk for government-backed lenders
President Donald Trump’s federal housing finance director, Bill Pulte, granted government-backed lenders the authority to nearly double a $200 billion bond purchase to lower mortgage rates. This move raises concerns about increased risk for the companies and reverses two decades of bipartisan consensus. Some members of Congress worry that the rental market could be affected if supply doesn't incre... more
Jan 24, 2026 5:35 PM
— Housing Market
From $40 billion to $225 billion: Inside the Trump housing plan to radically change the mortgage bond buying plan
President Donald Trump's federal housing finance director allowed government-backed lenders Fannie Mae and Freddie Mac to nearly double their $200 billion bond purchases, increasing their authority to hold $225 billion in mortgage bonds each. This move could introduce new risks for the companies and has reversed long-standing bipartisan consensus to impose caps on their bond holdings. The episode ... more
Jan 24, 2026 9:32 AM
— Federal Reserve Chair Nominees
Rick Rieder overtakes Kevin Warsh in next Fed chair odds
Rick Rieder, a BlackRock fixed-income executive, has emerged as the favorite candidate for Federal Reserve chair, with odds of nomination at around 48%. His surge in popularity is due to positive comments made by President Trump. Rieder's extensive experience in the financial industry and status as a Washington outsider may be appealing to Trump.
Jan 24, 2026 8:31 AM
— Mortgage Rates
Mortgage Rates Grow on Friday | Today, January 23, 2026
The article discusses how mortgage rates rose slightly at the end of the week but are significantly lower than the previous year. It also provides insight into different mortgage rates such as 30-year fixed, 15-year fixed, and 5/1 adjustable rate mortgages. The data from Freddie Mac is used to illustrate the fluctuation in rates over time. Additionally, economic reports and surveys are mentioned t... more
Jan 24, 2026 5:37 AM
— Mortgage Lenders
Jan. 23: Marketing, AE, LO jobs; Settlement agent vetting, servicer efficiency tools; STRATMOR & tech; investors & crypto & DSCR
The article discusses various job opportunities and expansions in the mortgage industry, including positions at Arc Home, a marketing leader for a mortgage organization, Evergreen Home Loans being licensed in Minnesota, and Midwest Loan Services welcoming a new Senior Vice President of Business Development. It also mentions the Chrisman Job Board for finding employment opportunities in the mortgag... more
Jan 24, 2026 5:32 AM
— Mortgage Finance
GSE Reform Plans Uncertain Following $200B MBS Push
The article discusses the latest trends and updates in the mortgage finance industry as of 2026, including changes in mortgage rates, housing market conditions, and the role of mortgage lenders.
Jan 24, 2026 5:32 AM
— Mortgage Finance
Short Takes: House Approves HUD Budget / Interest Rates Tick Up / More Housing Hearings Scheduled / Activity in Prime Non-Agency MBS Market
The article discusses the latest trends and developments in the mortgage industry, focusing on market dynamics and key players. It highlights the impact of various economic factors on mortgage rates and lender activity.
Jan 24, 2026 5:31 AM
— Mortgage Rates
Unsurprising Surge in Refi Demand Pushes Mortgage Apps Past 3 Year High
Mortgage applications rose by 14.1% for the week ending January 16, with refinance demand leading the way. The Refinance Index climbed by 20% from the previous week and was 183% higher than the same week one year ago. The rate rally prompted greater refinance activity from conventional and VA borrowers, with refinance applications accounting for more than 60 percent of total volume. Purchase deman... more
Jan 24, 2026 5:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 24, 2026: The 30-year drops to an important baseline
The article provides information on current mortgage rates, including 30-year fixed rates, 20-year fixed rates, 15-year fixed rates, and ARM rates. It also discusses the advantages and disadvantages of different mortgage terms, such as the 30-year fixed-rate mortgage offering lower monthly payments but higher interest rates over the long term. Additionally, there is a mention of adjustable-rate mo... more
Jan 23, 2026 4:32 PM
— Housing Market
Don’t count on the ‘silver tsunami’ for housing inventory surge
Inherited homes accounted for a record 7% of U.S. property transfers in 2025, as traditional resales slowed down. Baby boomers are choosing to age in place and hold onto more properties, affecting the housing market supply.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.