Mortgage News
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Aug 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 14, 2025: Rates are lower in August than last month
Today's fixed mortgage rates have remained flat, with the 30-year fixed rate at 6.50% and the 15-year rate at 5.74%. Rates have been slightly lower at the start of August, resulting in an increase in mortgage loan applications. Refinance rates can be higher than purchase mortgage rates. Mortgage rates may vary due to factors like the economy, employment rates, and housing market conditions. It is ... more
Aug 14, 2025 2:23 AM
— Mortgage Rates
What Falling Mortgage Rates Mean for American Homebuyers
Mortgage rates are falling despite the Federal Reserve's reluctance to introduce new cuts recently. The recent dip in mortgage rates is attributed to the July jobs report, showing weaker job growth and higher unemployment rates. The drop in rates makes homebuying more affordable, but experts are still skeptical about its impact on the market.
Aug 13, 2025 9:26 PM
— Foreclosure Rates
Foreclosures tick up as home costs weigh heavy on borrowers
Foreclosure rates increased in July, indicating that high home costs may be catching up with homeowners. Many homeowners are unable to refinance due to high interest rates, leading them to turn to HELOCs and home equity loans for cash. As mortgage rates decrease, more homeowners are opting for cash-out refis. The end of the VA foreclosure moratorium has led to a rise in auctions, but bidder hesita... more
Aug 13, 2025 2:25 PM
— Interest Rates
Data-Free Rally Day
Overnight gains were seen in the bond market with increasing expectations for a Fed rate cut in September. General trade flow momentum continued with no new changes in Fed Funds Futures. Thursday's focus will be on the PPI release which can impact the broader PCE price index.
Aug 13, 2025 10:24 AM
— Mortgage Rates
Even a 1% mortgage rate drop could be enough to 'unlock' the frozen housing market, Oxford Economics says
Mortgage rates are not expected to drop to pandemic-era levels around 3%. A 1% drop in rates to below 6% could incentivize some homeowners to sell and trade up. High home prices are a major barrier to housing affordability, and a drop in rates could lead to increased refinancing activity.
Aug 13, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Hit New 10 Month Lows
Mortgage rates remain at 10 month lows, with today's top tier 30yr fixed rate matching levels from October 4th. The challenge of surpassing the rates from October 3rd is significant due to the sharp single-day increase. However, continued low rates have led to an increase in refi demand, and further improvement may occur if economic data weakens and inflation stays manageable. Today's rate improve... more
Aug 13, 2025 10:23 AM
— Mortgage Rates
Mortgage rates dip below 6%: What this means for homebuyers
Mortgage rates are decreasing, with the 15-year rate falling below 6% for the first time since February. Yahoo Finance Senior Reporter Claire Boston discusses the implications of lower rates and slowing shelter costs for potential buyers.
Aug 13, 2025 9:24 AM
— Interest Rates
Young buyers' risky refi gamble: A looming problem?
Young homebuyers are prioritizing low interest rates over the condition of the house they are purchasing, potentially leading to future issues. High interest rates are making refinancing difficult for many homeowners, causing an increase in the use of HELOCs and home equity loans for cash. The housing market cooling down may result in a rise in delinquency rates and underwater mortgages.
Aug 13, 2025 9:24 AM
— Mortgage Finance
Expectations Increase for September Rate Cut
The article discusses current trends in the housing market, focusing on the increase in mortgage rates and its impact on homebuyers. It also mentions the competition among mortgage lenders to offer attractive loan options to potential buyers.
Aug 13, 2025 8:23 AM
— Mortgage Lenders
TBA Trading, Servicing, DPA, HELOC Products; CFPB and Regulations Shifting
The article discusses the slowing pace of economic growth in Texas, with a decline in payroll employment. It mentions increasing applications for adjustable-rate mortgages and features several companies offering products and services to streamline mortgage processes. Additionally, it addresses regulatory updates regarding CFPB activity and state laws impacting mortgage lenders.
Aug 13, 2025 7:25 AM
— Bond Markets
Follow-Through Rally as Fed Rate Cut Expectations Increase
Bonds rallied overnight due to lower EU yields, stable inflation in Germany, lower oil prices, and increased odds of a rate cut at the September meeting. Despite the improvement in yields, the bigger picture remains relatively stable in the 4.2-4.3 range as the market awaits the next jobs report.
Aug 13, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 13, 2025: Rates fluctuate in response to inflation data
Mortgage interest rates have been unsteady, with the 30-year fixed rate dropping slightly while the 15-year rate increased. This instability is likely due to the results of the July Consumer Price Index showing mixed inflation results. Various mortgage rates, including VA and FHA loans, are provided, along with information on mortgage refinance rates. The article also discusses the pros and cons o... more
Aug 13, 2025 6:23 AM
— Mortgage Rates
Refi Demand Surged as Rates Hit Longer-Term Lows
Mortgage application activity surged last week due to sharply lower mortgage rates, with the Refinance Index jumping 23% and the Purchase Index rising 1.4%. The 30-year fixed rate declined to 6.67%, leading to increased refinance and purchase activity. The refinance share of total mortgage applications climbed to 44.2% and ARM share edged down to 7.4%.
Aug 13, 2025 6:23 AM
— Mortgage Lending
Mortgage Applications Today: Lower Mortgage Rates Fuel Demand for Home Loans and Refinancing
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Aug 13, 2025 5:25 AM
— Home Equity
Study: The states where being a homeowner has paid off the most (and the least)
Homeowners who bought a home in 2020 have seen a significant increase in equity due to high home prices and low mortgage rates. The study analyzed the growth of home equity in different states over the last five years, with Southern and Midwestern states experiencing the highest gains. States like West Virginia, Oklahoma, and Connecticut saw substantial increases in home equity, while Washington D... more
Aug 13, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage refinancing demand shoots 23% higher, with riskier loans making a comeback
Homeowners are looking for savings, leading to increased demand for riskier mortgages. Refinance applications jumped 23% and adjustable-rate mortgages saw a 25% increase. Mortgage rates for 30-year fixed-rate loans decreased, but are still higher than a year ago. While purchase mortgage applications rose slightly, home prices remain high historically. Mortgage rates have remained steady despite a ... more
Aug 13, 2025 4:23 AM
— Mortgage Rates
US 30-year mortgage rate dropped last week, refi applications surged
The interest rate for the most popular U.S. home loan dropped to 6.67%, the lowest rate since early April. Refinance applications jumped, but purchase applications only rose slightly, indicating that high mortgage rates and rising home prices are discouraging homebuyers. The Federal Reserve has left short-term borrowing costs unchanged, but some central bankers are open to lowering interest rates ... more
Aug 13, 2025 4:23 AM
— Mortgage Lenders
US 30-Year Mortgage Rate Declines by Most Since February
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Aug 13, 2025 3:24 AM
— Interest Rates
Economists now leaning towards September Fed cut
Economists surveyed by Wolters Kluwer expect the Federal Open Market Committee to cut short-term rates at its September meeting, but a share still believes action won't come until December or later. The 30-year fixed rate stayed within a narrow range in July. The surprising jobs report in July helped drive Treasury yields and corresponding rates lower, providing a window of opportunity for borrowe... more
Aug 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates below 5% for first time since Truss budget
The average two-year mortgage rate in the UK has dropped below 5% for the first time since September 2022. Despite five rate cuts since last August, mortgage rates are still above pre-mini-budget levels. Hundreds of thousands of borrowers are due to re-mortgage this year, with 900,000 fixed rate deals expiring in the second half of 2025. Interest rates are expected to hold steady around 4% due to ... more
Aug 13, 2025 2:24 AM
— Mortgage Lenders
Average UK Mortgage Rate Is Below 5% for First Time Since Truss
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Aug 13, 2025 12:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 13, 2025: Rates drop again
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan, which is around 6.599% in the U.S. It reflects on the historical trends of mortgage rates, factors affecting mortgage rates, and tips for obtaining the best mortgage. The state of the U.S. economy, inflation, national debt, demand for home loans, and Federal Reserve's decisions all play a role in de... more
Aug 12, 2025 2:26 PM
— Bond Markets
Bonds Eventually Pass on Decisive Reaction to Tuesday's Data
Bonds rallied after core CPI data was released at 8:30am, with the annual headline number showing improvement. However, there were concerns about rising inflation in categories like core services and goods, partly offset by declining housing related inflation. The market reaction was mixed, underscoring the importance of the next jobs report in determining the direction of rates.
Aug 12, 2025 1:26 PM
— Interest Rates
Mortgage Rates Hold Steady After Key Inflation Report
Mortgage rates are not solely influenced by changes in the Fed Funds Rate, but are also affected by economic reports such as the monthly jobs report and the Consumer Price Index. The CPI release indicated a possibility of a rate cut by the Fed in September due to mixed inflation data. While shorter-term bonds improved in response to this news, longer-term bonds that dictate mortgage rates remained... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.