Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2809 - 2832 of 4312 results
Aug 27, 2025 3:26 AM
— Mortgage Rates
Mortgage Rates Back in Line With Long-Term Lows
Mortgage rates have been relatively stable recently, with the most significant recent changes occurring after the August 1st jobs report and Fed Chair Powell's speech at Jackson Hole. This week's movements have been minimal and could be classified as incidental random drift. The next major event that could impact rates is the upcoming jobs report.
Aug 27, 2025 3:24 AM
— Interest Rates
Are You Losing Money In Your High-Yield Savings Account?
Many savers are finding that the yields on their high-yield savings accounts have decreased significantly over the past few years, impacting their earnings. This is due to banks adjusting their rates based on the federal funds rate. Savers are advised to regularly check their rates and consider alternatives like CDs, T-bills, or brokerage-linked accounts to maximize returns. It is recommended to m... more
Aug 26, 2025 1:24 PM
— Mortgage Finance
Evidence of Discrimination in HECM Lending
The article discusses various aspects of the mortgage market, including trends in interest rates, housing market conditions, and the role of mortgage lenders. It highlights the importance of staying informed about market changes to make informed decisions when obtaining a mortgage.
Aug 26, 2025 10:27 AM
— Mortgage Refinancing
Why the next rate drop could unlock a $300B+ refi wave
The latest mortgage interest rate drop did not impact refinancing incentives in the conventional securitized market, but future declines could have an effect. Homeowners are increasingly turning to cash-out refinances for quick cash access. Private mortgage insurance still has a larger share of business than the Federal Housing Administration, but the gap is expected to narrow by 2027. Borrowers a... more
Aug 26, 2025 3:31 AM
— Mortgage Rates
Gen Z, millennials struggle with housing costs
A Redfin survey found that over 40% of millennial and Gen Z homeowners struggle to afford their housing payments, although this number is less compared to the amount who struggle with rent payments. Real estate investor sentiment has improved, but concerns remain over tariffs and interest rates. Additionally, Gen Z and Millennial homeowners face unexpected expenses post-closing, highlighting the n... more
Aug 26, 2025 3:28 AM
— Interest Rates
High-yield savings rates today: August 25, 2025 | Savers enjoy yields surpassing 4%, but likely not for long
High-yield savings account interest rates have been strong due to the Federal Reserve's tighter monetary policy. However, experts anticipate a rate cut in the near future, which could lower savings yields. The Fed's decisions directly impact how much individuals can earn on their savings accounts, and economists predict at least one rate cut by the end of 2025. Savers should take advantage of the ... more
Aug 25, 2025 6:25 PM
— Bond Markets
Fairly Quiet Monday Considering Last Week's Noise
After a bond rally following Friday's Jackson Hole speech, the market has mostly remained within a set range waiting for the next jobs report to potentially challenge it. There have been days of minimal movement and inside trading patterns, with some minor fluctuations in MBS and 10yr yields.
Aug 25, 2025 6:23 PM
— Interest Rates
Trump fires Fed governor from Michigan, opening new front in fight for control over central bank
President Trump fired Federal Reserve Governor Lisa Cook due to allegations of mortgage fraud made by a Trump appointee. Cook was accused of claiming two primary residences to receive better mortgage terms. The firing may lead to a legal battle and can disrupt financial markets, potentially causing interest rates to rise. Trump's actions are seen as an attempt to appoint a loyalist who would suppo... more
Aug 25, 2025 12:24 PM
— Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC) & Cash-Out Refinance | Chase
The article discusses using the equity in your home to secure funds for large expenses like home improvements or major purchases. Chase offers options like a home equity line of credit (HELOC) and cash-out refinance to access this equity. It explains the differences between the two options and provides information on rates, fees, and qualifications.
Aug 25, 2025 12:24 PM
— Housing Market
M&A Reducing the Number of Warehouse Clients
The warehouse lending business seems to be holding its own these days thanks to a decent second quarter for originations and lower mortgage...
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Inside Mortgage Finance
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1 week ago
The article discusses the current state of the mortgage market in 2025.
Aug 25, 2025 12:24 PM
— Interest Rates
Mortgage Rates Edge Slightly Higher From Long-Term Lows
After Fed Chair Powell's speech at Jackson Hole last week, rates fell to their lowest levels since October 3rd, 2024, hinting at a potential September rate cut. However, rates mildly corrected today, with conventional 30yr fixed rates moving back up slightly while still near 10-month lows. Mortgage rates are more influenced by Fed rate expectations in the marketplace rather than actual Fed Funds R... more
Aug 25, 2025 9:25 AM
— Mortgage Finance
A Coming Fed Rate Cut? The MSR Effect?
The article discusses various aspects of mortgage finance publications and their impact on the industry. It highlights the importance of design, content management systems, hosting, and web development in creating effective mortgage publications.
Aug 25, 2025 9:24 AM
— Mortgage Finance
Short Takes: More Debt Sales by NBs / Good News for LDI / The IPO Club / The Public Scorecard
The article discusses the latest trends in the mortgage market, including changes in interest rates and mortgage lending practices. It highlights the impact of these trends on both homebuyers and mortgage lenders.
Aug 25, 2025 8:24 AM
— Bond Markets
New Week, Same Struggles
Bonds rallied after Powell's speech, but overall trading range has been consistent since August 1st job report. Waiting for next job report to potentially challenge range. This week's key event is Friday's PCE inflation which could impact Fed's decision on a September rate cut.
Aug 25, 2025 5:25 AM
— Mortgage Rates
30-year mortgage rates decrease: Should homebuyers wait? | Today's mortgage and refinance rates, August 27, 2025
Mortgage rates were mostly lower compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. The Federal Reserve is expected to cut interest rates next month, but this might not lead to a significant drop in mortgage rates. Rates are projected to remain in the mid- to high-6 percent range for the rest of the year. The article provides current average rates f... more
Aug 25, 2025 4:23 AM
— Interest Rates
Ask an Advisor: As Interest Rates Fall, Is There a Better Way to Invest My $250K That's '100% Safe?’
A 66-year-old individual is looking for a 100% safe investment option as interest rates decline. The article suggests that interest-bearing investments are the safest option, but the tradeoff is lower returns tied to prevailing interest rates. It recommends working with a financial advisor to evaluate risk tolerance and align investment portfolios accordingly. It also discusses the tradeoff betwee... more
Aug 25, 2025 3:28 AM
— Housing Market
The True Cost of Home Insurance in 2025
The cost of home insurance is rising for many Americans due to extreme weather and increasing rebuilding costs. Factors like credit history, deductible level, and filed claims impact insurance premiums. The average annual cost of home insurance is $2,470, representing 3.18% of median household income. Home insurance costs have increased nationally by 9% since 2023, with the highest increases seen ... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Should I lock in a mortgage rate now — or wait for further falls?
The author has been on a tracker mortgage, which has resulted in decreasing payments as rates have fallen. However, they are unsure whether to fix the rate now or wait for further potential decreases. Market experts expect the base rate to settle at about 3.75% in 2026, but mortgage rates are not likely to fall much below the mid-4s due to lenders' margins. It is suggested to consider locking in c... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 25, 2025: Rates shouldn't move much in 2025
The article provides information on current mortgage rates, including the decrease in rates for the 30-year and 15-year fixed mortgages. It also discusses different mortgage options, such as ARM rates, VA rates, and refinancing rates. Additionally, the article highlights factors to consider when choosing between a 15-year and 30-year mortgage, as well as the benefits of adjustable-rate mortgages a... more
Aug 25, 2025 2:23 AM
— Stock Market Indicators
Here are 4 ways lower interest rates could affect your personal finances
The Fear & Greed Index measures investor sentiment based on various factors such as stock price momentum, market volatility, and put/call options. It helps investors gauge whether the market is driven by fear or greed, which can impact investment decisions.
Aug 24, 2025 1:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, August 24, 2025: Rates have dropped over the last month
Mortgage interest rates have fallen by a few basis points since last month. The rates provided by Zillow for today include a 30-year fixed rate of 6.53% and a 15-year fixed rate of 5.67%. Refinance rates are higher than rates when you buy a house. The difference in monthly payments and interest paid over the life of a loan can vary significantly between 15-year and 30-year mortgages. Fixed-rate mo... more
Aug 23, 2025 1:23 PM
— Mortgage Lending
No down payment, no closing costs, 5.5% interest rates; local event making it a reality
The 'Achieve the Dream' event organized by the Neighborhood Assistance Corporation of America in Clayton County, Georgia, aims to help people with low to moderate household incomes become homeowners by offering a below-market 5.5% mortgage rate with no down payment, closing costs, or mortgage insurance. The program does not consider credit scores, making homeownership more accessible. NACA agents ... more
Aug 23, 2025 11:23 AM
— Mortgage Lending
Where do mortgage rates go from here?
The article discusses the process of verifying human identity online, which can take a few seconds to complete.
Aug 23, 2025 9:24 AM
— Mortgage Finance
Non-QM Market Surges as Agency Originators Enter Space
The article is likely discussing recent trends or developments in the mortgage industry, possibly related to mortgage rates, lenders, or the housing market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.