Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2401 - 2424 of 4303 results
Sep 28, 2025 4:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 28, 2025: It could be a good time to get a HELOC
The article discusses how HELOC interest rates have decreased, making it a good time to use funds from a HELOC for various expenses. Homeowners have substantial value tied up in their homes, and accessing that value through a HELOC can be a good alternative, especially for those with low primary mortgage rates. The article provides tips on finding the best HELOC lenders and explains the importance... more
Sep 28, 2025 4:23 AM
— N/A
Bay Area homebuyers preparing to ‘swoop’ into the market as mortgage rates dip
The article appears to be missing, as only the platform where it could be accessed is mentioned (Website, E-edition, Mobile App).
Sep 28, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, September 30, 2025
The article provides information on the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also includes a disclaimer about compensation received for sponsored products and services.
Sep 28, 2025 3:23 AM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
Sep 28, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 28, 2025: Adjustable rates are falling
Mortgage rates have shifted recently with the 30-year fixed rate increasing to 6.47%, the 15-year fixed rate decreasing to 5.66%, and the 5/1 ARM rate also decreasing. It could be a good time to consider an ARM if planning to sell your house before the intro-rate period ends. Rates and terms vary, so it's essential to compare different lenders and options when looking for a mortgage.
Sep 27, 2025 2:23 PM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decrease in mortgage rates, pending home sales have fallen, indicating a stagnant housing market. Refinancing applications saw a surge, but purchase applications only increased slightly. Factors affecting housing demand include high home prices, waiting for rates to drop further, low supply, and economic uncertainty. Mortgage rates have started to rise again as Treasury yields rebounded ... more
Sep 27, 2025 8:23 AM
— Mortgage Rates
Will Fed rate cut help the housing market?
The Federal Reserve cut the federal funds rate by a quarter of a percentage point, which could impact mortgage interest rates. The housing market has been affected by high mortgage rates and economic uncertainty, causing buyers to stay on the sidelines. Refinancing may be a good option for homeowners looking for rate relief. Overall, the Fed rate cuts could potentially help the housing market in t... more
Sep 27, 2025 4:24 AM
— Housing Market
Panel eyes GSEs' guarantee as public offering talks progress
Experts at a Bipartisan Policy Center event discussed the importance of preserving Fannie Mae and Freddie Mac's role in the mortgage market amid reform. Trump is considering bringing Fannie Mae and Freddie Mac back to the market in a potential IPO exceeding $1 trillion. Housing finance firms are anticipating a 25 basis point move, with potential actions going beyond that outcome.
Sep 27, 2025 3:23 AM
— Housing Market
Did Rates Have Anything to do With Big Surge in Home Sales?
New home sales in August saw a significant increase, breaking a two-year trend of stable activity. Sales surged to a seasonally adjusted annual rate of 800,000, up 20.5% from July. For-sale inventory decreased, leading to higher prices, with the median price reaching $413,500 and the average price hitting $534,100. There is speculation about the impact of interest rates on this sales surge, althou... more
Sep 27, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 27, 2025: Rates fluctuate slightly
The article discusses how some mortgage interest rates have increased, while others have decreased slightly. It provides current national averages for various types of mortgage rates and discusses the advantages and disadvantages of different mortgage terms and types, such as fixed-rate mortgages and adjustable-rate mortgages. It also mentions the stability of mortgage rates, the importance of tim... more
Sep 26, 2025 2:23 PM
— Mortgage Lenders
Mortgage Rates, Seasonal Timing, and Fixer-Uppers: What Homebuyers Need To Know Now
The article discusses a processing issue with a request related to real estate. It advises contacting unblockrequest@realtor.com with the reference ID provided if the problem persists.
Sep 26, 2025 1:23 PM
— Mortgage Rates
Mortgage Rates End Week as it Began
Mortgage rates experienced significant fluctuations last week, hitting the lowest levels in nearly a year before abruptly spiking after the Fed announcement. This week, rates have remained relatively stable due to economic data being in line with forecasts. Top tier 30yr fixed rates have been in the high 6.3's since last Friday, which is still lower than anything else since last October. The upcom... more
Sep 26, 2025 12:24 PM
— Housing Market
Nothing New For Existing Home Sales
Existing-home sales remained steady in August, with a seasonally adjusted annual rate of 4.0 million, down slightly from July but up 1.8% from a year ago. Sales have been around 75% of pre-pandemic levels for three years. NAR Chief Economist Lawrence Yun noted that mortgage rates are easing and inventory is improving, which may bolster future sales. The market is characterized by stable demand, sl... more
Sep 26, 2025 9:28 AM
— Mortgage Rates
What’s happening in the Twin Cities housing market following Fed rate cut?
Mortgage rates rose slightly after the Federal Reserve's quarter-point cut, leading to increased caution among buyers in the Twin Cities housing market. Buyers are more wary due to economic uncertainty and the unmet expectation of lower mortgage rates. The market is experiencing a shortage of listings, particularly in the affordable range for first-time buyers.
Sep 26, 2025 8:28 AM
— Mortgage Rates
Mortgage interest rate predictions for the next 5 years
The article discusses how mortgage interest rates are influenced by factors beyond the fed funds rate, including the 10-year Treasury yield. Various forecasts indicate that the 10-year Treasury yield will remain near 4.1% through 2027, affecting mortgage rates. The spread between Treasurys and mortgage rates is also highlighted, with AI suggesting using a spread of 2.1 to 2.3 percentage points for... more
Sep 26, 2025 7:29 AM
— Bond Markets
Minimal Reaction to PCE Data
The PCE inflation report is important for assessing progress toward the Fed's 2% target, but it lags behind other reports like CPI/PPI, making it less relevant to the bond market. Core PCE was on target with minor differences in the supercore PCE, which excludes housing.
Sep 26, 2025 6:23 AM
— Mortgage Rates
Borrowing costs are falling—why aren't mortgage rates?
Mortgage rates remain high at around 6.37%, despite the Federal Reserve lowering its benchmark rate. Unlike credit cards and auto loans, mortgage rates are closely tied to 10-year Treasury bonds. The wider than normal spread between mortgage rates and Treasury yields is due to inflation and the Fed's decreased purchasing of mortgage-backed securities.
Sep 26, 2025 4:23 AM
— CD Rates
Historical CD Interest Rates 1984-2025
Certificates of deposit (CDs) have fluctuated over the years, with rates reaching record highs in the 1980s and hitting historic lows in more recent times. CD rates started climbing in early 2000 and peaked in late 2023, only to decline slightly following rate cuts by the Federal Reserve in 2024. Despite the dips, CD rates are still well above national averages and inflation rates. The relationshi... more
Sep 26, 2025 3:23 AM
— Mortgage Rates
Mortgage rates and demand: A cycle-by-cycle analysis
The article discusses how the average 30-year fixed mortgage rate has hit a low in 2025 and mentions that if the rate fell to 5.5%, 3.6 million borrowers could benefit from a traditional refinance. Bank of America discusses what it would take to see a bigger drop in rates.
Sep 26, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 26, 2025: Application activity rises in the face of a rate bump higher
Mortgage rates have slightly increased this week. Refinance and purchase applications are higher compared to the previous year. Current national average mortgage rates include 30-year and 15-year fixed rates around 6%, 5/1 ARM at 6.76%, and 7/1 ARM at 6.67%. Predictions suggest these rates will remain relatively stable throughout 2026.
Sep 25, 2025 8:23 PM
— Bond Markets
Reasonably Resilient After AM Losses
Bonds responded logically to upbeat economic reports, with 10yr yields treating 4.19% as a support level. Despite additional selling after data and a 7yr auction, the bond market remained mostly sideways with slight weakening.
Sep 25, 2025 3:28 PM
— Mortgage Rates
Jim Cramer says to take a 'wait and see' approach to homebuilders as interest rate cuts fail to bring down mortgage rates
Jim Cramer reviewed recent earnings reports from major homebuilders Lennar and KB Home, expressing concern that the Federal Reserve's rate cuts won't bring down mortgage rates. The Fed's recent rate cut did not result in lower mortgage rates, and both companies mentioned that changing rates have not increased orders. Despite optimism from the companies that rates will come down and business will i... more
Sep 25, 2025 3:28 PM
— N/A
State-Level Mortgage Rates Fall Sharply, Offering Relief to Select Homebuyers
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Sep 25, 2025 3:23 PM
— Mortgage Rates
What are the monthly payments on a $400,000 mortgage after the Fed's rate cut?
The Federal Reserve has lowered its benchmark rate by 25 basis points, resulting in a decrease in mortgage rates to levels not seen since early 2022. This has sparked renewed activity in the housing market, especially for those looking to finance a $400,000 home purchase. The monthly savings on a $400,000 mortgage loan can be significant compared to earlier in the year, making homeownership more f... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.