Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1993 - 2016 of 5083 results
Dec 22, 2025 7:30 AM
— Housing Market
When is a good time to buy a house? How to know if now is the right time.
The U.S. housing market is going through changes with mortgage rates lower than last year and sellers reducing prices. More homes are on the market but sellers are delisting as they can't afford current pricing. Houses are staying on the market for longer, and buyers have more options. Mortgage rates are hovering in the low-to-mid 6% range, and the Federal Reserve's rate cut may not affect home lo... more
Dec 22, 2025 7:30 AM
— Bond Markets
Range-Bound Cruise Control
The bond market has been experiencing a very narrow range in yields over the past 4 months, with the past 3 weeks being especially narrow. While the recent micro range in 10-year yields is on the high side of the broader range, 2-year yields are hugging the lower end of their 4-month range. MBS and mortgage rates are performing somewhere in between, outperforming 10-year yields relative to the hig... more
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
Dec 22, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 22, 2025: Stability makes rates easy to shop for
Mortgage rates have been stable recently, with the 30-year fixed rate at 6.03% and the 15-year fixed rate at 5.42%. Different types of mortgage rates, including VA and ARM rates, are also provided. The article discusses the advantages of 15-year vs. 30-year mortgages, and adjustable-rate mortgages. It also mentions factors affecting mortgage rates and how to secure lower rates, such as down paymen... more
Dec 22, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down? Looking ahead to 2026.
The article discusses how mortgage rates have barely moved despite recent Fed rate cuts and are expected to decrease only slightly in 2026. It explains the impact of Fed rate cuts on mortgage rates and the influence of the 10-year Treasury yield on mortgage rates. It also emphasizes that waiting for mortgage rates to hit a specific number may not be worth it due to the interaction of various facto... more
Dec 22, 2025 4:35 AM
— Mortgage Security
Existing home sales hit 9-month high with inventory at 1.43M units
The article discusses the importance of verifying human identity on websites to prevent fraud and ensure security. It highlights the use of CAPTCHA tests and biometric authentication as effective methods for this purpose.
Dec 22, 2025 4:35 AM
— Mortgage Rates
Mortgage payments decrease slightly in November
In November, homebuyer affordability improved as the median mortgage payments slightly decreased, driven by lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association's index shows a sixth consecutive monthly improvement.
Dec 22, 2025 4:32 AM
— Credit Card Rewards Programs
Chase Freedom Flex Q1 2026 Categories: Foodies Rejoice
The article discusses the rotating bonus categories on the Chase Freedom Flex card for Q1 2026. Cardholders can earn extra cash back on dining, American Heart Association donations, and Norwegian Cruise Line purchases up to a certain threshold. It also provides insights into how these bonus categories compare to previous quarters and average household spending in relevant categories.
Dec 22, 2025 4:32 AM
— Mortgage Lending
The evolution of mortgage marketing: From rates to relationships
The article discusses the importance of verifying one's identity as a human through completing certain actions online. This is to prevent automated bots from taking actions on websites without human interaction.
Dec 22, 2025 4:30 AM
— Housing Market
Philly’s housing market pains are expected to continue in 2026: ‘Everyone is kind of stuck’
Philadelphia's housing market is expected to continue straining renters and homeowners in 2026 due to high home prices, elevated mortgage rates, and a lack of mobility. Renters can't afford down payments or mortgages, while homeowners are unable to move to new places with higher monthly payments. Real estate developers are focusing on building high-end homes, leading to affordability issues for fi... more
Dec 22, 2025 2:30 AM
— Mortgage Lending
High Mortgage Rates Are Driving Buyers Toward All-Cash Home Purchases
The article discusses a processing error that prevented a request from being completed. The reader is advised to contact unblockrequest@realtor.com with a reference ID for further assistance.
Dec 21, 2025 5:30 PM
— Interest Rates
China keeps benchmark lending rates steady for a seventh straight month despite weak economic data
China's central bank kept its loan prime rates steady, despite weak economic data and a slump in the property sector. Downbeat economic indicators include lower retail sales and industrial output, as well as a contraction in investment in fixed assets and a decline in home prices. Analysts suggest that some stimulus may be necessary to boost growth momentum, with a potential combination of monetar... more
Dec 21, 2025 10:30 AM
— Mortgage Rates
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed to 13.54% year over year, down from over 30% earlier in 2025, as new listings and sales patterns changed. Mortgage rates remained near 6.3% after the Fed's December cut, influencing market dynamics.
Dec 21, 2025 4:36 AM
— Credit Score Changes
“Redefining Mortgage Lending Through Partnership, Technology, and Scale”
The article discusses upcoming changes in credit score rules for mortgages in 2026, which may benefit first-time homebuyers. Companies in the mortgage market have removed the minimum FICO score requirement of 620 and are now considering utility and rental payment history in credit profiles. Additionally, information is provided about L1 Credit, a credit reporting agency that helps reduce lender ex... more
Dec 21, 2025 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 20, 2025: Why do published rates vary so much?
The article discusses the current mortgage rates provided by Zillow for different loan types and terms. It also explains why Zillow's rates might be lower than other sources due to the way the rates are compiled. It delves into the advantages and disadvantages of various mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. The article also touches on the factors influen... more
Dec 21, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 21, 2025: Bouncing within a narrow lane
Mortgage rates have remained within a narrow range, with the average 30-year fixed rate at 6.03% and 15-year fixed rate at 5.42%. Refinance rates are generally higher than rates for house purchases. Various factors can impact mortgage rates including term length, adjustable rates, and personal financial situations.
Dec 21, 2025 4:30 AM
— Interest Rates
Most homebuyers don't shop around for a mortgage, research shows. Why that's a bad idea
The article discusses the importance of shopping around for a mortgage to find the best interest rates and terms, as even a small difference in rates can lead to significant savings over the life of the loan. It also highlights the impact of closing costs and how to negotiate them, as well as the effect of multiple mortgage applications on credit scores.
Dec 20, 2025 8:37 AM
— Housing Market
Mortgage brokers optimistic about housing market in 2026
Mortgage brokers are optimistic about the year ahead, with many expecting more business. Housing affordability is projected to improve by 3% next year. Confidence among US homebuilders increased in December. Investors have already adjusted mortgage rates to include a recent reduction announced by the FOMC. A survey found that 88% of respondents are likely to purchase a home next year. Different ag... more
Dec 20, 2025 7:34 AM
— Housing Market
Highest Existing Home Sales in 8 Months But Don't Get Excited
Existing-home sales increased by 0.5% in November to a seasonally adjusted annual rate of 4.13 million, marking the 3rd consecutive month of growth. However, sales have been stuck at low levels for a while. Lower mortgage rates have contributed to the recent increase, but inventory growth is slowing down.
Dec 20, 2025 7:33 AM
— Mortgage Lending
Home Sales Rise Slightly in November as Lower Mortgage Rates Draw Buyers Off Sidelines
The article discusses an issue with processing a request related to real estate. It provides a reference ID for further assistance if the problem persists.
Dec 20, 2025 7:30 AM
— Home Equity
I Have $700K in Home Equity, but a $500K Mortgage. Can I Use the Equity to Pay Down My Home Loan?
The rise in home values has led to a surge in home equity for many homeowners. While it is possible to use home equity to pay down a mortgage, it may not be the most beneficial option as it often results in trading mortgage debt for home equity debt with potentially higher interest rates. Lenders typically charge interest on home equity financing, and borrowing against home equity should be carefu... more
Dec 20, 2025 4:35 AM
— Affordability Trends
MBA: Mortgage Application Payments Decreased in November
In November, homebuyer affordability slightly improved with the national median mortgage payment decreasing to $2,034. Affordability has been improving for six straight months due to lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association expects affordability to continue to improve in 2026 with house prices forecasted to fall and mortgage rates to remain around... more
Dec 20, 2025 4:30 AM
— Mortgage Rates
How to get a mortgage rate in the 5% range for 2026
As 2025 comes to a close, there has been a noticeable improvement in mortgage interest rates, with rates dropping around a full percentage point since January. This decrease in rates presents an opportunity for both homebuyers and owners to secure a mortgage rate in the 5% range, potentially saving interest costs and reducing monthly payments. By utilizing online marketplaces to compare rates, con... more
Dec 19, 2025 5:43 PM
— Housing Market
NAR: Existing-Home Sales Up Slightly November
Existing-home sales increased slightly in November compared to October but were down compared to November 2024. Sales varied by region and showed no change or decreases year-over-year. Lower mortgage rates contributed to the increase in sales. Inventory growth is slowing down, impacting affordability. Single-family home sales outperformed condominium sales, with condos typically priced lower but f... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.