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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 1921 - 1944 of 5083 results
Dec 26, 2025 10:32 AM — Mortgage Lending
DSCR loans became an investor favorite in 2025
DSCR loans have gained acceptance among lenders and investors due to a strong rental market and secondary market confidence. In 2026, more investors are expected to seek flexible financing options through these loans.
Dec 26, 2025 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 22-28, 2025
According to a survey conducted by Yahoo Finance, the top five mortgage lenders are offering rates in the upper 5% range. The leading lenders have rates below 6%, including fees, showcasing the significant variation in mortgage rates across lenders. The article emphasizes the importance of considering the annual percentage rate (APR), which includes both the interest rate and lender fees, when com... more
Dec 26, 2025 5:31 AM — Reverse Mortgages
10 Biggest Reverse Mortgage Myths — And the Truth Behind Them
The article debunks common myths and misconceptions surrounding reverse mortgages, explaining how today's Home Equity Conversion Mortgage (HECM) program works. It clarifies that homeowners keep the title to their home, can live in it for life, and that reverse mortgages are non-recourse loans. It also highlights that borrowers can sell their home at any time, choose how to access their funds, have... more
Dec 26, 2025 4:30 AM — Mortgage Lenders
Mortgage Calculator: Here’s How Much You Need To Buy a $415,000 Home at a 6.18% Rate
The article is about a request not being processed on the Realtor.com website and provides a reference ID for further assistance.
Dec 26, 2025 4:30 AM — Bond Markets
Trump promised ‘aggressive’ housing reform next year. Here’s what to expect for home prices in 2026
CNN
The Fear & Greed Index is a tool designed to help investors gauge the market sentiment by measuring emotions and beliefs surrounding the stock market. The index ranges from 0 (extreme fear) to 100 (extreme greed) and is calculated based on various factors like stock price momentum, market volatility, and put/call options. It can be a helpful tool in determining when it may be a good time to buy or... more
Dec 25, 2025 8:44 AM — Mortgage Rates
Fannie Mae ups mortgage originations outlook
Fannie Mae has revised its 2026 mortgage expectations slightly upward, anticipating a rise in new loan volume closer to pandemic levels. The new cap per company has been increased to $88 billion, with recent growth in mortgage-backed securities raising speculation about efforts to push down lending rates. Mortgage activity fell in December, but the industry operating environment is expected to imp... more
Dec 25, 2025 8:30 AM — Housing Market
Will Your Home's Value Rise in 2026? Experts Weigh In on Market Trends
Economists predict that home values will likely increase in 2026, with varying projections from different sources such as the National Association of Realtors, Fannie Mae, and Zillow. Housing price growth is expected to slow down due to an increase in housing supply and mortgage rates expected to remain around 6% in 2026. Different locations are experiencing different housing market trends, with s... more
Dec 25, 2025 8:30 AM — Mortgage Rates
Mortgage rates dip over Christmas holidays
Mortgage rates fell slightly over the past week, with the average rate on a 30-year fixed mortgage decreasing to 6.18%. Mortgage applications for both purchases and refinancing are decreasing as the year comes to a close. The economy grew at a rate of 4.3% in the third quarter, and inflation and employment data were released, showing a 0.2% monthly increase in the consumer price index and the addi... more
Dec 25, 2025 4:33 AM — Interest Rates
Trump draws a red line for the next Fed chair
President Trump is narrowing down potential nominees for the next Federal Reserve Chair based on their loyalty to his low interest-rate agenda. The two main contenders are Kevin Hassett and Kevin Warsh. Hassett is seen as the loyalist choice while Warsh is a more traditional candidate favored by Wall Street. The decision is expected in the coming weeks.
Dec 25, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 25, 2025: Mortgage rates drifting
The average 30-year fixed mortgage rate has decreased this week to 6.18%, while the average 15-year fixed rate is up to 5.50%. Various lenders have different rates for purchase mortgages and refinance mortgages. Mortgage rates can be influenced by factors such as the economy and individual borrower characteristics. Different mortgage terms, such as 30-year and 15-year fixed-rate mortgages, come wi... more
Dec 24, 2025 5:32 PM — Mortgage Rates
Mortgage applications fall 5% despite rate decline
Mortgage applications dropped by 5% last week, despite steady mortgage rates. Factors like a softening job market and high home inventories are affecting application volumes.
Dec 24, 2025 2:30 PM — Bond Markets
Bonds Are Open... Sort Of
Government employees have days off today and Friday, but these are not official Federal Holidays. Bond market is open on regular schedule with early close on 24th and full close on 25th. Trading remains uneventful with no reaction to Jobless Claims data. Treasury auction scheduled for 11:30am ET.
Dec 24, 2025 12:30 PM — Bond Markets
Stunning Display of Holiday Trading Weirdness
The GDP for Q3 was released and was much stronger than expected, leading to a reaction in the bond market. However, most of the movement was likely due to the holiday and by the end of the day, Treasuries and MBS returned to unchanged levels.
Dec 24, 2025 12:30 PM — Mortgage Rates
30-year mortgage rates fall just in time for Christmas
The average rate for a 30-year mortgage in the United States fell to 6.18% this week, down from 6.85% on Christmas week last year. Affordability remains a challenge for buyers, especially first-time buyers without existing home equity. Mortgage rates have not enticed more buyers into the market, although metrics are more favorable than a year ago.
Dec 24, 2025 11:41 AM — Mortgage Rates
Mortgage Rates Drop on Christmas Eve | Today, December 24, 2025
Mortgage rates decreased, with the average 30-year fixed rate at 6.23% and the 15-year fixed rate at 5.61%. The article discusses refinancing, tapping into home equity, negotiating for better rates, and programs for financial assistance. It also mentions that mortgage rates are expected to remain stable in the near and medium-term.
Dec 24, 2025 11:14 AM — Mortgage Rates
Mortgage applications decline for second consecutive week
Home loan applications have decreased for the first time in two months, while the national mortgage delinquency rate has increased in November. Fannie Mae expects growth in refinance activity but predicts a slowdown in purchases. The 30-year fixed rate mortgage has dropped to its lowest level in months.
Dec 24, 2025 10:33 AM — Mortgage Lenders
Daily Mortgage News & Commentary – Page 5 – Daily Mortgage News & Commentary
The article discusses how worldwide holidays impact bank schedules, as well as job opportunities in lending and broker services. It also highlights the importance of transparent and efficient servicer performance for lenders. Additionally, it mentions resources available for evaluating AI-powered Point of Sale solutions in the mortgage industry.
Dec 24, 2025 10:30 AM — Mortgage Rates
Lowest Rates in Nearly a Month
Despite low volume and participation in the bond market due to the holiday week, mortgage rates improved, with the average top tier 30yr fixed rate falling to the lowest level since November 25th. However, the range of rates has been fairly narrow during this time.
Dec 24, 2025 10:30 AM — Mortgage Rates
Mortgage rates fall ahead of Christmas holiday
The article discusses how mortgage rates have fallen to a one-year low, with the average rate on a 30-year fixed mortgage decreasing to 6.18%. The decline is attributed to the bond market movement and the tracking of the 10-year Treasury yield. Economic indicators such as GDP growth, inflation, and employment figures are also mentioned in relation to the housing market outlook for the upcoming yea... more
Dec 24, 2025 10:14 AM — Mortgage Rates
Benchmark mortgage rate drops to second lowest point in 2025
A key mortgage rate fell to its lowest point since the end of October but remained in the same general range it has occupied in the fourth quarter. The article also mentions an expected rise in the issuance of nonqualified mortgages and seconds, with potential impacts from home prices, credit, and the GSEs on private-label bonds' trajectory.
Dec 24, 2025 9:32 AM — Mortgage Rates
Mortgage Applications Dropped Heading Into the Holidays
Mortgage application volume dropped by 5.0% during the week ended December 19, following usual seasonal patterns. Refinance applications were down 6% from the previous week but increased by 110% from a year ago. Purchase applications decreased by 4% from the previous week but were up by 16% from a year ago. The average interest rate for a 30-year fixed-rate mortgage decreased to 6.31%. Despite the... more
Dec 24, 2025 9:31 AM — Mortgage Rates
U.S. mortgage applications slide 5% despite rate drop
Mortgage loan application volume in the U.S. decreased by 5% for the week ending Dec. 19, 2025, despite a decrease in mortgage rates. Refinance activity increased compared to a year ago, while purchase activity was higher year-over-year. Mortgage interest rates varied across different loan products.
Dec 24, 2025 9:30 AM — Mortgage Rates
When will mortgage rates go down? Rates are holding steady to close out the year.
Mortgage rates have not changed significantly since the Fed cut the federal funds rate in December. The 30-year fixed-rate is currently at 6.18%, down from 6.85% the previous year. Experts predict only a slight decrease in rates in 2026. While mortgage rates follow the fed funds rate, they are more closely tied to the 10-year Treasury yield. The housing market is facing high demand and low supply,... more
Dec 24, 2025 9:30 AM — Mortgage Rates
Average US long-term mortgage rate ticks down to 6.18% this week
The average rate on a 30-year U.S. mortgage decreased slightly, remaining within a narrow range for the past two months. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Home listings have increased, with sellers lowering prices as homes take longer to sell, but affordability remains a challenge for many buyers.
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