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News for: Mortgage Rates
Showing 145 - 168 of 1555 results
Feb 3, 2026 4:38 AM — Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 3, 2026
Mortgage rates have mostly decreased compared to a week ago, but are expected to remain steady in the near future following the Fed's decision to uphold its current benchmark rate. The Mortgage Bankers Association forecasts rates to stay between 6% and 6.5% in the foreseeable future. Various mortgage rates are provided, including 30-year fixed, 15-year fixed, 5/1 ARM, jumbo mortgage rates, and 30-... more
Feb 2, 2026 8:36 PM — Mortgage Rates
Mortgage Rates Drop Back Down | Today, February 4, 2026
Mortgage rates reversed their growth and fell this morning, contributing optimistic economic indicators for borrowers. Rates are currently at attractive levels compared to recent years. The 30-year fixed mortgage rate is %. The article discusses the benefits and drawbacks of different types of mortgages such as 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mortgages. It also mentions the c... more
Feb 2, 2026 12:34 PM — Mortgage Rates
Mortgage Rates Only Modestly Higher Despite Bond Market Weakness
A strong economic report on the manufacturing sector caused weakness in the bond market, leading to higher mortgage rates. However, mortgage rates only increased marginally, performing better than expected due to timing issues with lenders adjusting rates after bond market losses.
Feb 2, 2026 8:24 AM — Mortgage Rates
Mortgage Rates Dip on Monday | Today, February 2, 2026
Mortgage rates are currently at attractive levels, offering options for refinancing or tapping into home equity. The average 30-year fixed mortgage rate is %, while the average 15-year fixed rate is %. Adjustable-rate mortgages (ARMs) have lower initial rates but adjust based on market conditions. The Federal Reserve's recent stance and economic signals are shaping the mortgage rate landscape, wit... more
Feb 2, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 2, 2026: Bubbling under 6%
Mortgage rates are currently just under 6%, with the average 30-year fixed rate being 5.91% and the 15-year fixed rate at 5.44%. The rates provided are national averages and are rounded to the nearest hundredth. Various mortgage refinance rates are also provided, and it is noted that these rates are generally higher than rates for purchasing a home. Different mortgage terms and rates can be explor... more
Feb 1, 2026 3:31 PM — Mortgage Rates
Mortgage Rates Today, Feb 1, 2026: 30-Year Refinance Rate Drops by 26 Basis Points
Refinance rates for 30-year mortgages have dipped significantly, with a national average of 6.38%, which is a 26 basis point drop. This is good news for homeowners and investors as it indicates a potential shift in borrowing costs. The 15-year fixed refinance rate has slightly increased to 5.62%. At the same time, the 5-year adjustable-rate mortgage (ARM) refinance rate remains stable at 6.95%. Re... more
Feb 1, 2026 4:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 1, 2026: Hitting the target range for many rate watchers
The article provides an overview of current national average mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and VA loans. It also explains the differences between fixed-rate and adjustable-rate mortgages and how the different loan terms can impact monthly payments and total interest paid over the life of the loan. Additionally, the article offers tips on how to ... more
Jan 31, 2026 4:34 AM — Mortgage Rates
What does Warsh as Fed chair mean for mortgage rates?
Editor in Chief Sarah Wheeler discusses Trump's pick of Kevin Warsh for the next Fed chair with Lead Analyst Logan Mohtashami and how it could impact mortgage rates.
Jan 31, 2026 4:31 AM — Mortgage Rates
Here's what happened to mortgage rates in January (and what could happen next)
In early 2026, mortgage interest rates have remained stable following three cuts by the Federal Reserve at the end of 2025, resulting in the lowest rates since 2022. Both purchase and refinance rates have stayed relatively constant throughout January, with minor decreases compared to the beginning of the month. The stability in rates is expected to continue into February, as no Fed rate cut is sch... more
Jan 31, 2026 4:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 31, 2026: Dropping below 6%
The average 30-year fixed mortgage rate remains below 6%, with Zillow reporting slightly lower rates than Freddie Mac. Different mortgage rates are provided for various loan types, including 30-year fixed, 15-year fixed, and ARM options. The advantages and disadvantages of each type of mortgage rate are discussed, with insights into interest rates, monthly payments, and predictability. It is empha... more
Jan 30, 2026 1:30 PM — Mortgage Rates
Mortgage Rates Sidestep Into The Weekend
This week, mortgage rates remained stable with no significant changes. Rates are dependent on bonds, which have been consolidating after a period of volatility. The market is waiting for upcoming economic data to provide further direction.
Jan 30, 2026 12:37 PM — Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve left the federal funds target range unchanged at its January meeting, with two members dissenting in favor of cutting the rate. MBA's forecast is for mortgage rates to remain relatively stable, supporting a somewhat stronger spring housing market.
Jan 30, 2026 9:32 AM — Mortgage Rates
Mortgage Rates Drift Lower, Fed Chair Chosen | Today, January 30, 2026
Mortgage rates are near three-year lows, with the 30-year fixed rate mortgage average at 6.10%. The market remains uncertain due to various economic signals, with expectations for rates to nudge upward or remain steady. Industry forecasts predict rates to stay between 6% and 6.5%. The Federal Reserve's caution around inflation and housing market fundamentals also impact rates. Rates are expected t... more
Jan 30, 2026 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Jan. 26-Feb 1, 2026
The article lists the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around for the best rates and mentions the significance of APR, which includes both interest rates and lender fees. It also discusses the impact of discount points on mortgage rates and highlights some lenders offering special discounts and promotions.
Jan 30, 2026 4:31 AM — Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, January 27, 2026
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions that Bankrate.com is an independent, advertising-supported publisher and comparison service.
Jan 29, 2026 3:30 PM — Mortgage Rates
Factors That Could Move Mortgage Rates Next
The Federal Reserve has decided to keep the federal funds rate steady, showing confidence in the economy. Mortgage rates are currently low but may depend on economic reports and potential mortgage-backed securities purchases. The recent decrease in mortgage rates was influenced by President Donald Trump's call for the purchase of $200 billion in mortgage-backed securities.
Jan 29, 2026 1:30 PM — Mortgage Rates
Mortgage Rate Up Slightly, Still Near 3-Year Low
The average long-term U.S. mortgage rate edged up for the second week in a row, with 30-year loans at 6.1% and 15-year rates at 5.49%. Mortgage rates are influenced by factors such as Federal Reserve decisions, bond market expectations, and the yield on 10-year Treasurys. The housing market has seen a sales slump due to higher mortgage rates, high home prices, and a shortage of homes. Mortgage app... more
Jan 29, 2026 1:30 PM — Mortgage Rates
Average US long-term mortgage rate ticks higher, holding near lowest point in more than 3 years
The average long-term U.S. mortgage rate slightly increased for the second consecutive week, but is still close to its lowest level in over three years. The 30-year fixed rate rose to 6.1% from 6.09% while the 15-year fixed rate also went up slightly. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate decisions and bond market expectations.
Jan 29, 2026 12:30 PM — Mortgage Rates
Mortgage Rates Hold Steady Despite Volatility in Other Markets
Despite buzz in the financial markets surrounding stocks, commodities, and certain tech companies, mortgage rates remained steady and unchanged. The average top tier 30yr fixed rate is currently at 6.16%, aligning with some of the lowest levels seen since early 2023.
Jan 29, 2026 11:33 AM — Mortgage Rates
Mortgage Rates Mostly Flat After Fed Hold | Today, January 29, 2026
Mortgage rates only moved slightly after the Federal Reserve held rates. Economic indicators show potential for rates to increase. The article discusses the current average rates for 30-year fixed mortgages and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also provides advice for home buyers, sellers, and those considering refinancing. The article mentions that mortgage rates ... more
Jan 29, 2026 9:45 AM — Mortgage Rates
Mortgage rates rise as FOMC inaction adds to uncertainty
Mortgage rates rose for the second consecutive week, with the 30-year fixed increasing by one basis point on average. Analysts predict that Pennymac, Rocket, UWM, and Loandepot will have better earnings per share and total loan origination volume compared to the previous year. Rocket denied allegations related to their marketing programs, and loan originators shared secrets to their success in kee... more
Jan 29, 2026 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 29, 2026: Small moves higher as the Fed takes a rate pause
Mortgage and refinance rates increased slightly for the week following the Federal Reserve's decision to pause rate cuts. The 30-year fixed mortgage rate rose to 6.10%, while the 15-year rate reached 5.49%. National average refinance rates also went up. Factors affecting mortgage rates include the economy, employment rates, and the lender's criteria for credit scores, DTI ratios, and down payments... more
Jan 29, 2026 9:30 AM — Mortgage Rates
Average US long-term mortgage rate ticks higher, holding near lowest point in more than 3 years
The average long-term U.S. mortgage rate increased slightly for the second week in a row but remains relatively low compared to previous years. Mortgage rates are influenced by various factors including decisions made by the Federal Reserve, bond market investors' expectations for the economy and inflation, and the yield on 10-year Treasury bonds. The housing market has been in a sales slump due t... more
Jan 28, 2026 5:33 PM — Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is concluding a two-day meeting with no expected changes to benchmark rates, leading to stabilization in mortgage rates in the low-6% range.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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