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News for: Mortgage Rates
Showing 145 - 168 of 2265 results
Oct 12, 2026 10:33 AM
— Mortgage Rates
Top housing market economist has bad news for homebuyers
Housing economists forecast that mortgage rates around 7.5% may remain stable due to ongoing geopolitical and economic uncertainties, including high inflation and military conflicts. Robert Dietz from the NAHB suggests that this increase in rates is likely the new normal until these issues resolve, with rates having climbed significantly from earlier this year. The current average 30-year mortgage... more
Oct 12, 2026 9:28 AM
— Mortgage Rates
U.S. Pending Home Sales Sink Near 12-Year Low
Pending home sales in the U.S. dropped to their lowest levels since spring 2014, declining 4% in September due to rising mortgage rates surpassing 7%. This marked the first time in three years that all 50 major U.S. metros saw declines in pending sales, with the largest decreases found on the West Coast, particularly in Seattle and Southern California. As closed home sales also fell, buyers are ex... more
Oct 12, 2026 9:13 AM
— Mortgage Rates
Bessent doubles down on bond fix as mortgage rates near 7.5%
The cost of borrowing has risen significantly in 2026, directly impacting households through higher monthly payments on mortgages, car loans, and credit cards. Treasury Secretary Scott Bessent acknowledged that mortgage rates have increased, with the average 30-year fixed mortgage rate reaching 7.40%. Senator Elizabeth Warren criticized rising Treasury yields and their effect on household budgets,... more
Oct 12, 2026 9:08 AM
— Mortgage Rates
Home building slump expected to continue through 2027, says NAHB chief economist
The chief economist of the National Association of Home Builders (NAHB) forecasts a continued decline in U.S. single-family housing production due to rising financing costs, weakening demand, and supply-side restrictions. Production is expected to drop by 7% in 2025, with a further decline projected for 2026 and 2027. Dietz highlights that persistent economic imbalances and higher existing home pr... more
Oct 12, 2026 8:18 AM
— Mortgage Rates
US Mortgage Rates Rise for Seven Straight Weeks
US mortgage rates have risen for seven consecutive weeks, marking the first time in three years this has occurred. This increase is contributing to challenges within an already struggling housing market. Selma Hepp, Chief Economist at Cotality, shares insights on home sales and predicts future trends for mortgage rates and refinancing options.
Oct 12, 2026 8:11 AM
— Mortgage Rates
Fannie Mae, Freddie Mac Stocks Sink on Fading Privatization Hopes
The article discusses the current state of the secondary mortgage market, emphasizing that with rising mortgage rates and high housing costs, Fannie Mae and Freddie Mac are unlikely to exit government conservatorship in the near future.
Oct 12, 2026 8:00 AM
— Mortgage Rates
Analysis-US yield surge triggers mortgage hedging, adds to bond market pressure
The recent rise in long-term US Treasury yields has increased mortgage-related hedging activity, leading to additional selling pressure in the bond market, although this impact is expected to be smaller than in previous selloffs. With 30-year mortgage rates reaching a near three-year high of 7.4%, many homeowners are opting to stay in their current loans rather than refinance. This increase in yie... more
Oct 12, 2026 7:51 AM
— Mortgage Rates
Analysis-US yield surge triggers mortgage hedging, adds to bond market pressure
The significant rise in long-term US Treasury yields has led to increased mortgage-related hedging, contributing to selling pressure in a strained bond market. Rates for 30-year mortgages have reached a near three-year high of 7.4%, keeping homeowners from refinancing. The rise in yields has extended the expected life of mortgage-backed securities (MBS), making them more sensitive to future yield ... more
Oct 12, 2026 7:28 AM
— Mortgage Rates
Today's Mortgage Rates Continue Declining From Recent Highs: Oct. 12, 2026
The article discusses average mortgage rates as of October 12, 2026, highlighting the factors influencing these rates such as borrower risk, down payment amount, loan term, and loan type. It explains how a higher debt-to-income ratio or lower credit score can lead to increased rates for borrowers. Additionally, it details how adjustable-rate mortgages typically start with lower fixed rates before ... more
Oct 12, 2026 6:56 AM
— Mortgage Rates
Mortgage Rates Today, Monday, October 12: A Little Higher
Mortgage rates have increased slightly to an average of 7.41% APR for a 30-year fixed mortgage, with a notable rise compared to last month when rates were below 7%. The fluctuation in mortgage rates is largely influenced by inflation and reactions to economic indicators, including bond market movements tied to the 10-year Treasury note. The ongoing inflationary pressures, exacerbated by internatio... more
Oct 12, 2026 6:27 AM
— Mortgage Rates
US Mortgage Rates Hit Three-Year High as Borrowing Costs Rise
The average rate for a 30-year fixed mortgage in the U.S. has increased to 7.40%, the highest in nearly three years, attributed to inflation concerns and rising Treasury yields. Freddie Mac reported this as the seventh consecutive weekly rise, up from 7.28%. The 15-year fixed mortgage rate also saw an increase to 6.73%. This trend follows a recent hike in interest rates by the Federal Reserve and ... more
Oct 12, 2026 5:00 AM
— Mortgage Rates
U.S. Pending Home Sales Sink Near 12-Year Low
U.S. pending home sales have dropped to their lowest level since 2014, with a significant decline largely due to mortgage rates climbing above 7%. The number of homes for sale has reached its highest level since March 2020, and the share of homebuying deals falling through hit an all-time high in September. The report highlights that all major U.S. metros saw a decline in pending home sales, with ... more
Oct 12, 2026 3:27 AM
— Mortgage Rates
Locking In a Mortgage Rate
Prospective homeowners are rushing to secure mortgage rates amid rising rates, fearing they could lose the opportunity for homeownership. The average American family's debt payment-to-income ratio increased, suggesting financial strain as interest rates for mortgages and loans rise. A Federal Reserve survey indicates more families are falling behind on loan payments. Additionally, competition for ... more
Oct 12, 2026 3:06 AM
— Mortgage Rates
The housing inventory story for 2027
In a recent episode, Editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami discuss upcoming trends in mortgage rates and housing inventory leading into 2027.
Oct 12, 2026 1:37 AM
— Mortgage Rates
Mortgage Rates Hitting 8% This Year Is Not Impossible—and Yet, That Shouldn’t Be Buyers’ Biggest Concern
Mortgage rates have reached a three-year high, rising from 6.49% to 7.40% in just four months. Economists express skepticism about rates hitting 8% this year, stating the likelihood is slim. The rising rates have been influenced by global economic factors including inflation and the bond market sell-off. Although the Federal Reserve may raise interest rates in the near term, a rate cut is expects ... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Mortgage rates Monday, Oct. 12, 2026
The average interest rate for a 30-year fixed-rate conforming mortgage in the U.S. is currently 7.457%, a slight decrease from the previous day. The 15-year fixed-rate mortgage average is 6.637%. Mortgage rates have fluctuated due to recent changes in the Federal Reserve's federal funds rate, which influences borrowing costs. In recent weeks, mortgage applications have dropped significantly, and r... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Current refi mortgage rates report for Oct. 12, 2026
The article discusses the current status of mortgage refinance rates, which average 7.508% for 30-year fixed-rate loans according to recent data. It explains the process of refinancing and the potential benefits, such as lowering interest rates, tapping home equity, or changing loan terms. Despite hopes for lower rates following Fed cuts, rates have remained high since the pandemic lows. It highli... more
Oct 12, 2026 12:00 AM
— Mortgage Rates
Compare Current Mortgage Rates
Mortgage pricing is expected to be stable or slightly lower, as bond yields have dipped this morning. Despite numerous hawkish statements from the Federal Reserve, there has been little impact on the bond market or oil prices, even amidst ongoing news updates.
Oct 11, 2026 10:37 PM
— Mortgage Rates
Current US Mortgage Rates Rise as Refinance Home Loan Demand Falls
On October 12, US mortgage rates rose, with the average 30-year fixed mortgage reaching 7.55%. The increase followed a bond-market selloff that pushed Treasury yields higher, resulting in higher financing costs. Total mortgage application volume dropped by 4.2%, with purchase applications down 2% and refinancing applications dropping 8%. The average contract rate for 30-year fixed mortgages rose t... more
Oct 11, 2026 10:28 PM
— Mortgage Rates
NAHB: 7.5% Mortgage Rates ‘New Normal’ Until Geopolitical Issues Resolved
NAHB Chief Economist Robert Dietz discusses the current economic landscape, highlighting how high-tech sectors are driving investment opportunities, which are impacting bond markets and mortgage rates. He mentions that rising Treasury bond prices are contributing to the new normal of 7.5% mortgage rates amidst high inflation influenced by geopolitical events, such as the Iran war. Despite these ch... more
Oct 11, 2026 9:42 PM
— Mortgage Rates
High mortgage rates are ‘leaving a mark,’ MBA economists observe
The Mortgage Bankers Association (MBA) held its annual conference amid logistical challenges, where economists emphasized the need for mortgage originators to remain resilient in a persistently high interest rate environment. Chief economist Mike Fratantoni projected that 30-year mortgage rates would remain above 7% throughout next year, impacting home sales, prices, and origination volume through... more
Oct 11, 2026 6:24 PM
— Mortgage Rates
MBA: With 7% rates into 2027, win on revenue, not cost cuts
The contract rate for a 30-year mortgage increased by 12 basis points to 6.97% as of September 11, reflecting ongoing turmoil in the bond market ahead of the FOMC meeting. Rates peaked near or over 7% following a spike in the 10-year Treasury yield to above 4.8%. Despite the rise in rates, about 11% of borrowers managed to secure loans below 6% in August. The higher costs have reduced loan demand,... more
Oct 11, 2026 5:00 PM
— Mortgage Rates
Watch US Mortgage Rates Rise for Seven Straight Weeks
US mortgage rates have risen for seven consecutive weeks, marking the first such increase in three years. This trend is adding pressure to an already weak housing market, according to Selma Hepp, Chief Economist at Cotality, who also discusses the implications for home sales and the future of mortgage rates and refinancing.
Oct 11, 2026 4:23 PM
— Mortgage Rates
MBA forecast: Mortgage volume to dip below $2T in 2027 as 7% rates linger
The Mortgage Bankers Association (MBA) projects a 5% decline in total single-family mortgage origination volume for 2027, dropping to $1.99 trillion, primarily due to sustained mortgage rates above 7% driven by inflation and potential Federal Reserve rate hikes. The MBA's chief economist highlights that while rates may peak, they are unlikely to decrease significantly.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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