Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Mortgage Lenders
Showing 145 - 168 of 393 results
Dec 24, 2025 10:33 AM
— Mortgage Lenders
Daily Mortgage News & Commentary – Page 5 – Daily Mortgage News & Commentary
The article discusses how worldwide holidays impact bank schedules, as well as job opportunities in lending and broker services. It also highlights the importance of transparent and efficient servicer performance for lenders. Additionally, it mentions resources available for evaluating AI-powered Point of Sale solutions in the mortgage industry.
Dec 24, 2025 6:04 AM
— Mortgage Lenders
HECM Occupancy Requirements & the 12-Month Absence Rule
A Home Equity Conversion Mortgage (HECM) allows older homeowners to access funds, but failure to meet the occupancy requirement can result in the loan becoming due and payable. The property must be the borrower's primary residence, with short trips and temporary absences generally allowed. Extended absences of more than 12 months without intent to return can trigger repayment. Servicers verify occ... more
Dec 23, 2025 10:30 PM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5% Despite Lower Mortgage Rates
The article states that the request could not be processed and provides a reference ID for further inquiry.
Dec 23, 2025 4:32 PM
— Mortgage Lenders
Wednesday: Unemployment Claims
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the initial weekly unemployment claims report will be released with a consensus for 225,000 initial claims, up from 224,000 last week. The NYSE and NASDAQ will close early at 1:00 PM ET.
Dec 23, 2025 4:30 AM
— Mortgage Lenders
Transitions; Broker, HELOC Products; loanDepot LO Comp Case Ethics Question; Dive Into Data
The article discusses various updates and announcements in the mortgage industry, including new sessions at ICE Experience 2026, the launch of a new product by Rhyze, a program by Asset Based Lending for mortgage brokers, and a bank statement analysis tool by Newfi Wholesale. There is also mention of a legal case involving loanDepot and the confirmation of new leadership for financial regulators.
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
Dec 18, 2025 8:30 AM
— Mortgage Lenders
Jumbo, Hedging, HELOC, Custom Newsletter Products; STRATMOR the UWM/TWO Deal
The article discusses various services, products, and software offered by different companies related to mortgage lending. It highlights the importance of transparency in automated valuation models, personalized newsletters for borrowers, updates from Citi Correspondent Lending, sub-servicing offerings from Planet, premium pricing options from Spring EQ, the Chrisman Marketplace for vendors in the... more
Dec 18, 2025 8:30 AM
— Mortgage Lenders
Mortgage Rates in US Slip Slightly, Holding Close to 2025 Lows
The article is a brief message asking the reader to confirm they are not a robot in order to access Bloomberg.com subscription for important global markets news.
Dec 18, 2025 7:30 AM
— Mortgage Lenders
Lenders set to lower mortgage rates in early 2026
Readers can enjoy full digital access to high-quality journalism from the Financial Times for $75 per month. The subscription can be cancelled at any time during the trial period. Over a million readers already pay for this service.
Dec 17, 2025 8:31 AM
— Mortgage Lenders
Bob Hart replaces Tim Bowler at ICE Mortgage Technology
Bob Hart is set to become president of ICE Mortgage Technology, with Tim Bowler being moved to another unit at Intercontinental Exchange. The House Financial Services Committee passed a markup of the Housing for the 21st Century Act by a significant margin. United Wholesale Mortgage's servicing portfolio is set to grow significantly through a new deal, while delinquencies are on the rise, especial... more
Dec 17, 2025 4:32 AM
— Mortgage Lenders
Freddie Mac names new CEO
Kenny M. Smith has been named the next CEO of Freddie Mac, replacing Mike Hutchins who will remain as President. Smith brings over 25 years of experience from Deloitte Consulting LLP and will focus on expanding access to homeownership and rental housing.
Dec 16, 2025 12:30 PM
— Mortgage Lenders
More Homebuyers Are Using the Mortgage Option That Set Off the 2008 Housing Crisis
High mortgage rates have led some homebuyers to turn to adjustable-rate mortgages (ARMs) with fixed introductory rates that later adjust based on market conditions, typically higher. However, better lending standards are minimizing the risks associated with these loans. ARMs are becoming more popular as borrowers seek short-term affordability in the face of high interest rates, tight housing suppl... more
Dec 16, 2025 5:54 AM
— Mortgage Lenders
What Is a HECM Refinance? Eligibility, Costs & When It Makes Sense
A HECM refinance allows existing reverse mortgage holders to replace their current loan with a new one, potentially unlocking more equity or providing better access to funds. Refinancing depends on factors like changes in home value, age, interest rates, and financial needs. It's important to evaluate the potential benefits against the drawbacks and work with a lender who specializes in reverse mo... more
Dec 15, 2025 10:56 AM
— Mortgage Lenders
HECM vs. Jumbo Reverse Mortgage: How to Choose the Best Fit
The article discusses the differences between a Home Equity Conversion Mortgage (HECM) and a jumbo reverse mortgage, two options for homeowners age 62 and older to tap into their home equity. HECMs are insured by the Federal Housing Administration and come with borrower protections, while jumbo reverse mortgages are offered by private lenders and have different eligibility requirements, interest r... more
Dec 15, 2025 8:30 AM
— Mortgage Lenders
Hedging Auditor, Broker Survey, Non-QM, DSCR Products; Rising Insurance Costs
The article discusses various updates, enhancements, and strategies in the mortgage industry, including the introduction of powerful workflow queues for special servicing management, automation gains in technology, the rise in home insurance costs, the launch of a new DSCR loan by Rocket Pro, and an upcoming webinar focused on non-QM opportunities in 2026.
Dec 15, 2025 8:30 AM
— Mortgage Lenders
Shop for deals as rates rise: Mortgage lenders with the best rates this week, Dec. 15, 2025
The top three mortgage lenders with the lowest rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Despite a short-term interest rate cut by the Federal Reserve, mortgage rates increased slightly. The importance of shopping around for rates is emphasized to save money over the life of the loan.
Dec 15, 2025 6:30 AM
— Mortgage Lenders
What can we expect to happen to mortgage rates in the New Year?
Experts predict that mortgage rates will fall in 2026, likely averaging between 5.90% and 6.30%. This decrease may help more people afford homeownership, especially with stronger income growth. However, the lack of middle-income housing stock remains a challenge. Various lenders, such as Better, Chase Bank, and Rocket Mortgage, offer options for first-time homebuyers seeking lower rates and in-per... more
Dec 13, 2025 7:30 AM
— Mortgage Lenders
Credit score rules are changing for mortgages in 2026 — here’s what’s different
The minimum credit score requirements for buying a house have been broadened to include a wider range of borrowers. Fannie Mae eliminated its minimum credit score requirement in 2025 and now uses a broader set of factors to assess risk. New scoring models like VantageScore 4.0 and FICO 10T that incorporate trended data and alternative credit information will be implemented in the mortgage lending ... more
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 12, 2025 4:34 AM
— Mortgage Lenders
Judge consolidates RESPA lawsuits against Zillow in Seattle court
Two RESPA lawsuits against Zillow alleging steering, kickbacks, and inflated costs in their programs have been merged by a Seattle judge to improve efficiency and fairness to all parties involved.
Dec 12, 2025 4:33 AM
— Mortgage Lenders
Fannie Mae overhauls renovation lending, expands ADU eligibility
Fannie Mae announced updates to its Single-Family Selling Guide, introducing a new energy efficiency loan program called HomeStyle Refresh, expanding eligibility for ADUs, and making enhancements to the HomeStyle Renovation product. The changes aim to modernize housing stock, increase affordable inventory, and support flexible, resilient, and sustainable housing options.
Dec 12, 2025 4:31 AM
— Mortgage Lenders
Mortgage Rates Today: December 12, 2025 – 30-Year Rates Down, 15-Year Rates Steady
The article is very short and provides no specific information. It simply encourages readers to contact the company for further information.
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
Dec 10, 2025 7:30 AM
— Mortgage Lenders
Mortgage lenders go head-to-head: See who has the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the best rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Shopping around for the lowest mortgage rate is crucial, as it can save borrowers significant amounts of money over the life of a loan. APR, which includes both interest rates and lender fees, is the most accurate measure of borrowing costs.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.