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News for: Mortgage Rates
Showing 1561 - 1584 of 1874 results
Jul 9, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 9, 2025: Higher on longer-term loans, unchanged on shorter
Mortgage interest rates are mixed, with the average 30-year fixed rate rising while the 15-year rate remains steady. Bond traders have been adjusting positions following a positive jobs report, leading to higher yields on benchmark rates. Mortgage rates are expected to be choppy amidst mixed sentiment on possible future interest rate cuts. The article also discusses the advantages and disadvantage... more
Jul 8, 2025 12:05 PM
— Mortgage Rates
Mortgage Rates Still Lower Than May/June Despite Drifting Higher
Mortgage rates have increased steadily in July, with the average top tier 30yr fixed scenario rising from 6.67% to 6.81% in just 4 days. Despite this, rates are still the lowest since late April.
Jul 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 8, 2025: A small move higher as Trump presses on tariffs
The article discusses the current fluctuation in mortgage interest rates, attributed to factors such as the stock market, Treasury yields, and Federal Reserve decisions. It provides information on current mortgage rates, refinancing rates, potential impacts of mortgage term lengths, and the differences between fixed-rate and adjustable-rate mortgages. It also touches on future trends in mortgage r... more
Jul 7, 2025 2:01 PM
— Mortgage Rates
This map compares average mortgage rates by state
The article discusses how mortgage rates vary by state, factors influencing rates, and how borrowers can qualify for lower rates by improving their credit scores and other financial aspects. It also mentions the impact of laws, competition among lenders, and the type of mortgage on interest rates.
Jul 7, 2025 2:01 PM
— Mortgage Rates
Will mortgage rates continue falling this July?
Mortgage rates have fallen for the fifth consecutive week, currently averaging 6.75% for a 30-year mortgage loan. This decline is seen as positive for homebuyers, but it remains uncertain if the trend will continue. Factors influencing mortgage rates include economic policies, the Federal Reserve's federal funds rate, and the 10-year Treasury yield. Changes in inflation and potential Fed rate cuts... more
Jul 7, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Continue Higher For Third Straight Day
Mortgage rates remained stable or decreased for the entire second half of June but have started to rise in response to economic data and the recent jobs report. This increase in rates marks the highest levels since June 25th, although those rates were still the lowest since early April at that time.
Jul 7, 2025 9:41 AM
— Mortgage Rates
Mortgage and refinance interest rates today for July 7, 2025: How to handle a high-rate housing market
Today's mortgage interest rates have increased slightly, with the 30-year fixed rate at 6.59% and the 15-year fixed rate at 5.81%. To secure the lowest possible rate in a high-rate environment, consider shopping around for lenders, exploring different loan programs, and looking into VA loans or interest rate buydown options.
Jul 7, 2025 7:42 AM
— Mortgage Rates
Are Rates Low Enough to Consider Refinancing? Today's Mortgage Refi Rates, July 7, 2025
Current average mortgage rates are elevated, with little financial incentive for most homeowners to refinance in 2025. Experts predict a modest decline in rates with potential rate reductions by the Federal Reserve, but not immediately translating to lower mortgage rates. Refinancing can be beneficial, especially if you can reduce your interest rate by 1% or more, but it's essential to consider co... more
Jul 6, 2025 2:42 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 6, 2025: Refinance rates decrease
Mortgage rates on home purchases have increased, while refinance rates have decreased according to Zillow data. The 30-year fixed refinance rate is down by five basis points, and the 15-year fixed refinance rate has fallen by seven basis points. It may make sense to refinance if today's rates are significantly lower than what you currently have. Mortgage rates for home purchases have not changed m... more
Jul 5, 2025 2:43 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 5, 2025: Rates hold steady
Today's mortgage rates have increased slightly, with the average 30-year fixed mortgage rate rising to 6.59%. Steady mortgage rates are seen as beneficial for buyers looking to secure a rate, as they provide stability. The article discusses the rates for different types of mortgages, the pros and cons of 30-year fixed and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also menti... more
Jul 4, 2025 2:45 PM
— Mortgage Rates
Rates decrease on mixed jobs report - Mortgage and refinance rates for today, July 4, 2025
Mortgage rates have decreased across all terms compared to a week ago. The latest jobs report suggests the Federal Reserve won't issue a rate cut this month. The rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all moved lower. The average rates for different mortgage options are provided, along with insights on refinancing and buying a home.
Jul 4, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 4, 2025: Rates drop 28 basis points since last year
Mortgage interest rates have decreased for five straight weeks, with the 30-year fixed rate dropping by 10 basis points to 6.67% and the 15-year fixed rate falling by nine basis points to 5.80%. Economists do not expect rates to drop significantly by the year-end. Refinance rates are slightly higher than purchase rates. Various mortgage options, such as fixed-rate and adjustable-rate mortgages, ar... more
Jul 4, 2025 1:00 AM
— Mortgage Rates
Home Loan Rates Fall: Today's Mortgage Rates for July 4, 2025
The article discusses the current state of mortgage rates, predictions for future rate changes, and factors that influence mortgage rates such as inflation, labor market health, tariffs, and government borrowing. It highlights the importance of comparing offers to secure the lowest rate and preparing financially for potential rate fluctuations. The housing market remains unaffordable for many due ... more
Jul 3, 2025 9:00 PM
— Mortgage Rates
Assumable mortgages gain traction as Texas housing inventory spikes
With home inventory at a 14-year high and interest rates dissuading buyers, more North Texans are turning to assumable mortgages to take on sellers' lower rates. Real estate agents are reporting an increase in interest in assumable mortgages, where buyers can inherit the seller's lower rate. This trend allows buyers to lock in rates as low as 2.5%, resulting in significant monthly savings on mortg... more
Jul 3, 2025 3:00 PM
— Mortgage Rates
Mortgage rates are heading in a new direction. Is that good or bad for homebuyers?
Mortgage rates in the US have been steadily decreasing for the past five weeks, reaching 6.67% in early July. However, there are signs that this trend may be reversing, with rates starting to climb again. Factors such as a strong jobs report and the potential expiration of President Trump's tariff pause are contributing to the uncertainty in the market.
Jul 3, 2025 2:45 PM
— Mortgage Rates
Refis Pick Up Steam as Rate Relief Returns
Mortgage application activity increased last week as rates decreased to the lowest levels since April. Refinance applications rose 7% from the previous week, with a 40% increase compared to the same week last year. Purchase applications remained relatively flat. The average 30-year fixed rate dropped to 6.79%, leading to higher refinance activity and a rise in ARM share.
Jul 3, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Rose Less Than Expected After Employment Data
The hotly anticipated jobs report showed no rise in unemployment and a decline to 4.1%, along with a notable increase in the job count to 147k. This led to the bond market surging towards higher yields, indicating upward pressure on mortgage rates, although lenders were already getting in position for the data earlier in the week, which helped absorb most of the bond market movement without signif... more
Jul 3, 2025 12:00 PM
— Mortgage Rates
Mortgage rates just dropped for the fifth consecutive week. Here's what buyers should do now.
Mortgage interest rates have been declining for five consecutive weeks and are now at an average of 6.67% for a 30-year mortgage. There is a possibility of further rate reductions in the coming months, with expectations of a rate cut by the Federal Reserve. Homebuyers are advised to check their credit scores, research real estate agents, and get pre-approved for a mortgage loan in order to take ad... more
Jul 3, 2025 11:00 AM
— Mortgage Rates
Refinance applications surge as mortgage interest rates tick down
Americans are taking advantage of the opportunity to refinance their mortgages as rates fell to the lowest since April. Refinance applications increased by 7% compared to the previous week and were 40% higher than a year ago. Homeowners are eager to save money on housing costs, despite mortgage rates remaining in the 6-7% range for the past year.
Jul 3, 2025 10:00 AM
— Mortgage Rates
Average mortgage rate falls to lowest level since early April
The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, providing potential buyers with lower borrowing costs. High mortgage rates have previously contributed to a sales slump in the housing market, but recent data suggests that sales could pick up in the coming months due to the decline in mortgage rates. Mortgage rates are influenced by... more
Jul 3, 2025 9:47 AM
— Mortgage Rates
Mortgage rates drop again but chance of Fed cut also falls
Mortgage rates have fallen below 6.7% for the first time since mid-April. Despite a slight drop, the rates remain at levels last seen in February. The 30-year fixed rate mortgage is still lower than it was for the same week last year.
Jul 3, 2025 9:01 AM
— Mortgage Rates
Mortgage rates fall for fifth straight week, lowest since mid-April
Mortgage rates have decreased for the fifth consecutive week, with the average rate on the benchmark 30-year fixed mortgage reaching its lowest level since mid-April. This decline is seen as encouraging by Freddie Mac's chief economist, as it may help improve affordability challenges in the housing market.
Jul 3, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? The outlook for the second half of 2025.
Freddie Mac reported a fifth consecutive week of decreasing mortgage interest rates, with current rates for 30-year fixed-rate mortgages at 6.67%. Despite the decreases, rates are still relatively high, and there is little indication that rates will drop significantly in the near future. Mortgage rates are influenced by the Federal Reserve's decisions and the 10-year Treasury yield, and buyers are... more
Jul 3, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate falls to 6.67%, the lowest level since early April
The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, providing optimism for potential home buyers. High mortgage rates have contributed to a sales slump in the U.S. housing market, with sales of new homes declining as well. However, recent data suggests a potential increase in sales in the coming months due to the recent decline in mor... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.