Mortgage News
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Showing 1417 - 1440 of 5078 results
Jan 22, 2026 4:31 AM
— Home Equity Rates
Home Equity And HELOC Rates Hit 3-Year Lows
Home equity rates are at their lowest level in three years, with a mixed action in the latest week as the benchmark five-year $30,000 home equity loan fell while the $30,000 home equity line of credit remained unchanged. Factors driving these rates include Federal Reserve policy, long-term inflation expectations, and investor appetite in the secondary market. The Fed's focus on labor market condit... more
Jan 21, 2026 8:30 PM
— Mortgage Rates
After dipping to a three-year low, mortgage rates inch back up
The article discusses how mortgage rates were affected by President Trump's announcement directing Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. The rates initially fell to 6.18% but moved back up to 6.25% in the following week. The article also mentions that the consensus is that mortgage rates will slightly lower, with Fannie Mae's January 2026 Housing Forecast pr... more
Jan 21, 2026 6:30 PM
— Emergency Savings
Bankrate’s 2026 Annual Emergency Savings Report
A Bankrate survey found that only 47% of Americans have sufficient liquid funds to cover a $1,000 emergency expense. 30% would use their savings, 17% would rely on regular income, and 33% would go into debt. Reasons for not saving more include inflation, changing income, and recent interest rate cuts. Increasing emergency savings is tied to higher household earnings, and demographics like men, you... more
Jan 21, 2026 5:30 PM
— Mortgage Security
Here's what Trump said on housing in his Davos speech
The article discusses the importance of verifying that a user is human through various online verification methods to prevent fraud and protect sensitive information.
Jan 21, 2026 2:31 PM
— Housing Market
What D.R. Horton’s dominance means for every U.S. homebuilder
D.R. Horton's Q1 2026 earnings report shows the company's dominance in the U.S. homebuilding market. Despite high mortgage rates, Horton's volume engine remains strong, leading to increased starts and net sales orders. The company leverages its size to offer incentives, manage costs, and control land supply more efficiently than competitors. Horton's strategic model not only outperforms but redefi... more
Jan 21, 2026 2:31 PM
— Mortgage Lenders
What Trump might say about housing during Davos meeting
There is fresh speculation about the future of Fannie Mae and Freddie Mac due to President Trump's upcoming remarks on housing. The 30-year fixed rate mortgage increased slightly last week but remains lower compared to a year ago. Fannie Mae and Freddie Mac are seen adding mortgage-backed securities and home loans to their balance sheets.
Jan 21, 2026 1:48 PM
— Interest Rates
Refinance demand soars 20% after rates dropped last week
Mortgage applications increased by 14.1% for the week ending January 16, 2026, with a significant rise in refinance activity and lower interest rates driving the increase. Refinance activity was up by 20% from the previous week and significantly higher compared to the same time last year.
Jan 21, 2026 1:30 PM
— Bond Markets
Bonds Recovering a Bit After Framework of a Deal on Greenland
Geopolitical events such as tariff brinksmanship, trade deals, foreign wealth fund participation, and a potential deal regarding Greenland have been impacting financial markets. The announcement of a pause on new tariffs has led to stocks and bonds trading cautiously as a win for now but not back to previous levels. Bond markets are choppy and sideways, with MBS up slightly and 10yr yields slightl... more
Jan 21, 2026 12:33 PM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America sent a letter to the White House urging consideration of three near-term actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums, and reducing loan level price adjustments. The ... more
Jan 21, 2026 12:30 PM
— Interest Rates
Mortgage Rates Sideways to Slightly Lower
Markets were mostly sideways overnight as traders awaited geopolitical developments regarding Greenland. Bonds and stocks initially lost ground due to the threat of additional tariffs and decreased participation in the bond market. However, both rallied in the afternoon after Trump announced the framework of a deal. Mortgage rates were holding steady but some lenders offered mid-day improvements.
Jan 21, 2026 12:30 PM
— Mortgage Rates
Trump touts policies aimed at promoting homeownership in Davos speech
President Trump spoke at the World Economic Forum in Davos, Switzerland, where he announced plans to promote homeownership in the U.S. by pushing for lower mortgage rates, restricting institutional investors from buying single-family homes, and capping credit card costs. However, experts believe these measures may not fully address the rising home prices driven by various factors like supply short... more
Jan 21, 2026 11:30 AM
— Mortgage Lenders
President Trump signs executive order to lower mortgage rates and bring less competition
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Jan 21, 2026 10:33 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week. The Refinance Index increased by 20% from the previous week, and the Purchase Index increased by 5%. Mortgage rates declined, with the 30-year fixed rate averaging 6.16%, the lowest since September 2024. Refinance applications made up over 60% of total applications, while the average loan size increased.
Jan 21, 2026 10:30 AM
— Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
Jan 21, 2026 9:40 AM
— Interest Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has been narrowing due to decreased interest rate volatility and increased MBS purchases by the GSEs. This has led to a decrease in mortgage rates, which in turn has caused a surge in refinance applications and an increase in purchase applications. However, there is uncertainty about the long-term impact of these MBS purchases on the market.
Jan 21, 2026 9:32 AM
— Housing Market
Senior home sellers take a hit on profits
Research shows that older homeowners, especially those over 70, earn significantly lower returns when selling their homes due to factors like poorer maintenance, off-MLS listings, and investor sales. Improved upkeep, broader marketing, and clearer listing rules could help seniors preserve more housing wealth.
Jan 21, 2026 9:31 AM
— Interest Rates
Trump, again, calls on Congress to cap credit card rates
President Trump is calling for Congress to cap credit card interest rates at 10% for one year. He is also exploring new ways to address housing affordability issues, potentially including opening up more savings accounts for home purchases and reducing borrowing costs with the help of new leadership at the Fed.
Jan 21, 2026 9:04 AM
— Mortgage Rates
Mortgage Rates Grow Wednesday | Today, January 21, 2026
Mortgage rates increased for the second day in a row but remain low compared to recent levels. The market data suggests that interest rates might move higher in the near-term due to expanding Treasury yields and rebounding stocks. Experts suggest exploring refinancing or tapping into home equity for homeowners. The average 30-year fixed mortgage rate is at 6.19%, while the average 15-year fixed ra... more
Jan 21, 2026 8:03 AM
— Mortgage Rates
Mortgage applications gain momentum on easing rates
Mortgage refinance demand rose to its highest level since September, prompting a double-digit increase in home loan applications for the second consecutive week. The activity has been driven by lower mortgage rates, with the average contract interest rates dropping for both conventional and FHA loans. Refinance applications have surged compared to the same time last year, while purchase applicatio... more
Jan 21, 2026 7:32 AM
— Mortgage Rates
Mortgage rate volatility returns ahead of Trump’s Davos speech
Mortgage rates experienced volatility ahead of President Donald Trump's speech at the World Economic Forum in Davos, with rates rising by 14 basis points on average. Trump is expected to discuss housing affordability proposals at Davos, including GSE MBS expansion and 401(k) down payment access.
Jan 21, 2026 7:30 AM
— Mortgage Rates
Calmer Day so Far, But No Relief From Recent Rout
Mortgage rates have remained consistent with where they were two weeks ago, but have risen 20bps from last week's lows. Recent volatility in the market was mainly driven by geopolitical issues and Japanese debt drama. As Japanese bonds recover and there are no new geopolitical escalations, bond bearishness has decreased and the market is now showing more sideways movement.
Jan 21, 2026 7:30 AM
— Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
Jan 21, 2026 7:30 AM
— Housing Market
Trump lays out his plans to make housing cheaper in Davos speech
President Trump discussed his plans to address the high cost of housing in the US during the World Economic Forum in Davos, proposing banning large investors from buying single-family homes, purchasing $200 billion of mortgage debt to reduce interest rates, introducing 50-year mortgages and portable home loans, and allowing homebuyers to use their 401(k)s for down payments. Industry watchers point... more
Jan 21, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 21, 2026: Rates spike as Trump pushes Greenland agenda
Mortgage rates increased due to President Trump's actions, resulting in a 15 basis point rise in the average 30-year fixed rate. Zillow data also shows changes in other mortgage rates, such as a 14 basis point rise for 15-year fixed rates. The article explains the details of different mortgage options, including advantages and disadvantages of 30-year and 15-year fixed-rate mortgages, adjustable-r... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.