Mortgage News
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News for: Mortgage Rates
Showing 121 - 144 of 2265 results
Oct 13, 2026 7:12 AM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
Sales of previously occupied U.S. homes increased by 1.5% in September compared to August, reaching an annual rate of 3.99 million units. However, this marks a 2.2% decline from the same month last year, indicating a sluggish housing market primarily affected by rising mortgage rates and home prices. The median sales price for homes rose to an all-time high of $417,500, continuing a streak of 39 m... more
Oct 13, 2026 7:10 AM
— Mortgage Rates
US existing home sales rise in September; higher mortgage rates dim outlook
US existing home sales unexpectedly rose by 1.5% in September, despite underlying trends indicating a subdued housing market due to rising mortgage rates and higher home prices, which are making home ownership increasingly difficult for many, particularly young Americans. The increase was attributed to previously delayed sales rather than heightened demand, with economists noting that higher mortg... more
Oct 13, 2026 7:06 AM
— Mortgage Rates
Mortgage Rates Today, Tuesday, October 13: A Little Lower
Mortgage interest rates fell slightly today, with the average rate on a 30-year fixed-rate mortgage dropping to 7.32% APR, influenced by a decline in oil prices linked to increased Russian oil supply. This change also benefited bond yields, particularly the 10-year Treasury bond, which directly impacts mortgage rates. Traders are anticipating tomorrow's Consumer Price Index for September, which wi... more
Oct 13, 2026 7:05 AM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
The article discusses recent trends in the mortgage lending market, highlighting fluctuations in mortgage rates and their impact on homebuyers. It emphasizes the challenges faced by potential homeowners due to rising interest rates, which are driving up borrowing costs. Additionally, the piece outlines how various economic indicators, including inflation and employment rates, are contributing to c... more
Oct 13, 2026 7:03 AM
— Mortgage Rates
US existing home sales rise in September; higher mortgage rates dim outlook
US existing home sales rose unexpectedly in September, with a 1.5% increase to an annual rate of 3.99 million units, attributed to revisions of August's figures and improved inventory. However, the market remains subdued due to higher mortgage rates nearing 7.5% and record-high median house prices, creating an affordability crisis for many Americans. Sales are down 2.2% year-over-year, demonstrati... more
Oct 13, 2026 7:02 AM
— Mortgage Rates
Home Sales Rise Unexpectedly in September in Defiance of Surging Mortgage Rates
Existing-home sales saw a slight increase in September, rising 1.5% to a seasonally adjusted annual rate of 3.99 million, but remained down 2.2% year-over-year. Home prices climbed marginally to a median of $417,500, while inventory levels rose to 1.60 million units, marking the highest inventory since November 2019. Despite the wealth gain for homeowners, fatigue is evident among buyers and selle... more
Oct 13, 2026 7:01 AM
— Mortgage Rates
Higher mortgage rates keep home sales stuck around year-to-date lows
Existing US home sales increased by 1.5% in September, reaching a seasonally adjusted annual rate of 3.99 million despite rising mortgage rates, which climbed from below 7% to around 7.5% during the month. Year-over-year, sales are down 2.2%, and the housing inventory rose to 1.6 million homes, the highest since November 2019, giving buyers more negotiating power amid a challenging market.
Oct 13, 2026 7:00 AM
— Mortgage Rates
More homebuyers are taking a chance on adjustable-rate mortgages, hoping rates will fall—here’s how to think about that bet
With 30-year fixed mortgage rates above 7%, more homebuyers are turning to adjustable-rate mortgages, which currently offer rates about 1 percentage point lower. ARMs made up 10.3% of mortgage applications in the week ending October 2, up from 5.9% a year earlier.
Oct 13, 2026 7:00 AM
— Mortgage Rates
Check economic stats under Republicans. The cast your vote. | Opinion
Since President Trump resumed office in January 2025, the economy has shown mixed results. Gas prices surged by 40% due to global oil supply issues, while the average 30-year mortgage rate rose from 6.96% to 7.28%. The job market weakened significantly, with job creation dropping by 72% compared to Biden's term, and unemployment increased slightly. Although the GDP growth declined from 3.1% to 2.1... more
Oct 13, 2026 6:25 AM
— Mortgage Rates
How adjustable-rate mortgages could backfire on homeowners
The article is primarily focused on a variety of data related to financial news, including market trends, stock quotes, and analysis, but lacks specific details relevant to mortgages or related topics. It emphasizes the importance of keeping informed about economic conditions that could potentially impact mortgage rates and lending.
Oct 13, 2026 3:08 AM
— Mortgage Rates
Optimal Blue report: Non-QM bucks September slowdown as mortgage rates surge
The September 2026 Market Advantage mortgage data report from Optimal Blue reveals that while overall mortgage activity is declining due to rising rates, non-qualified mortgage (non-QM) lending is on the rise. Total rate-lock volume fell by 2% month over month and 26% year over year, but non-QM loans increased by 8%, making up 12% of the month's production. Purchase volume remains stable, with a s... more
Oct 13, 2026 3:00 AM
— Mortgage Rates
Why the Fed wants more rate hikes
In this episode, Editor in Chief Sarah Wheeler discusses with Lead Analyst Logan Mohtashami the current state of The Fed, its impact on mortgage rates, and the challenges related to housing inventory.
Oct 13, 2026 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, Tuesday, October 13, 2026: Fixed mortgage rates fall while ARMs rise
As of October 13, 2026, the average mortgage rates have shown varying trends with the 30-year fixed rate at 7.32%, down 12 basis points, while the 5/1 ARM rate increased slightly to 7.30%. The 15-year fixed rate also declined to 6.59%. Refinance rates are generally higher, with the 30-year fixed refinance rate at 7.39%. Mortgage rates are predicted to remain stable, hovering between 6.70% and 6.80... more
Oct 13, 2026 12:01 AM
— Mortgage Rates
Current refi mortgage rates report for Oct. 13, 2026
The current average refinance rate for a 30-year fixed-rate mortgage is 7.508%, making refinancing costly for many homeowners. While some anticipated decreases in mortgage rates following Fed cuts, rates have remained high. Many homeowners are locked into lower rates from the pandemic era, making them hesitant to refinance. Recent economic uncertainties have caused fluctuations in mortgage rates, ... more
Oct 13, 2026 12:01 AM
— Mortgage Rates
Mortgage rates today, Oct. 13, 2026: Rates remain high
The current average interest rates for mortgage loans in the U.S. are reported as 7.457% for a 30-year fixed-rate conforming mortgage and 6.637% for a 15-year fixed-rate conforming mortgage. Jumbo loans average 7.654%, while FHA loans are at 6.933%, VA loans at 7.000%, and USDA loans at 7.106%. Recently, mortgage applications decreased by 4.2% due to rising borrowing costs. The report notes that c... more
Oct 13, 2026 12:00 AM
— Mortgage Rates
Capital One Quicksilver Cash Rewards Credit Card review: A passable flat-rate cash back card
The article reviews the Capital One Quicksilver Cash Rewards Credit Card, highlighting its no annual or foreign transaction fees, simple 1.5% flat-rate cash back, $200 welcome bonus, and introductory APR offer. It is a convenient starter or supplementary card, but competing cards offer higher flat-rate rewards and more ongoing perks.
Oct 12, 2026 9:48 PM
— Mortgage Rates
Mortgage News Delivered Daily from HousingWire
The article highlights HousingWire’s mortgage news coverage and its role in helping industry professionals track market developments. It notes that strong employment data initially pushed bond yields higher in December 2022, while Federal Reserve policy and the possibility of a slowing labor market could reshape the economy and housing market in 2023.
Oct 12, 2026 4:53 PM
— Mortgage Rates
Las Vegas ranks among top markets for homebuyer concessions
Las Vegas home sellers are increasingly offering concessions, primarily due to high mortgage rates and a surplus of homes that empower buyers in negotiations. In August, 66.7% of home sales in Las Vegas involved concessions, the fourth highest in the U.S. Buyers have more choices in a buyer's market, leading sellers to compete for offers. Elevated mortgage rates have risen above 7%, prompting sell... more
Oct 12, 2026 3:24 PM
— Mortgage Rates
Housing Market News and Forecast from Industry Experts at HousingWire
The housing market has been significantly affected by rising mortgage rates and low inventory in 2022, impacting buying demand. Industry professionals recognize the cyclical nature of the market, anticipating that higher rates will decrease demand while lower rates are likely to enhance consumer buying power and stimulate home buying activity.
Oct 12, 2026 1:57 PM
— Mortgage Rates
The housing market could finally become affordable again. Here's what it would take
Financial influencer Taylor Price discusses how a shift in mindset can aid Americans in achieving wealth amidst high housing costs. A Redfin analysis predicts housing costs might normalize in five years if mortgage rates drop to 6% and home price growth steadies at 2.1%. However, if current rates of 7.5% persist, normalization could take six years or longer, especially in slower-lifting regions li... more
Oct 12, 2026 1:43 PM
— Mortgage Rates
"Today we're laying off a large part of the Airtable team "
The article discusses the impact of mortgages on housing prices, suggesting that high mortgage rates could lead to a significant decrease in housing costs. It highlights how the prevalence of mortgages allows for inflated bidding on real estate, pulling future earnings into present costs. The author expresses a belief that while mortgages have some positive influence on the size of structures, the... more
Oct 12, 2026 12:48 PM
— Mortgage Rates
Mortgage Rates Tick Higher Before Wednesday's CPI | Today, October 12, 2026
Freddie Mac's weekly survey reveals that the average 30-year fixed mortgage rate has risen to 7.40%, a change of 12 basis points from the previous week. The 10-year Treasury yield is currently at 5.242%, influencing mortgage pricing. Experts suggest that rates may remain in the low-to-mid 6% range, with potential volatility expected due to global uncertainties and inflation data. The article provi... more
Oct 12, 2026 12:30 PM
— Mortgage Rates
Pending sales drop to lowest level in 12 years
The number of signed purchase contracts in the housing market fell 4% from August to September, attributed to a significant increase in 30-year mortgage rates, which rose from 6.7% to 7.28%. This drop in demand is expected to result in a slowdown of closed sales in the fourth quarter, with pending sales at their lowest level since 2014, excluding the pandemic. Sellers have not adjusted their price... more
Oct 12, 2026 11:18 AM
— Mortgage Rates
Mortgage News Delivered Daily from HousingWire
HousingWire provides comprehensive mortgage news coverage, focusing on market dynamics, competitor performance, and expert forecasts for the unusual housing market of 2023. With the evolving economic landscape influenced by the Federal Reserve's actions, particularly regarding mortgage rates, staying informed is crucial for making informed lending decisions. The article emphasizes the need for ind... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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