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News for: Mortgage Rates
Showing 121 - 144 of 1555 results
Feb 6, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 6, 2026: Rates may drop in response to the jobs report
Mortgage rates have remained steady this week, with 30-year and 15-year rates slightly increasing. However, interest rates might start dropping in response to a poor job openings report. The article also provides current mortgage rates from Zillow, explains the difference between fixed-rate and adjustable-rate mortgages, discusses the pros and cons of different mortgage terms, and predicts future ... more
Feb 5, 2026 2:30 PM
— Mortgage Rates
Average US long-term mortgage rate barely budges, holding near 6%
The average long-term U.S. mortgage rate stayed close to 6% this week as the spring home-buying season approaches. The 30-year fixed rate mortgage edged up slightly to 6.11%. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policies, bond market expectations, and the 10-year Treasury yield. The U.S. housing market has been in a sales slump due to higher mortgage ra... more
Feb 5, 2026 2:30 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 6%
Mortgage rates increased slightly this week, with the average rate on a 30-year fixed mortgage reaching 6.11%. The 15-year mortgage rate also rose to 5.5%. The stability of rates is influenced by economic signals, market sentiment, and perceived risks, rather than direct actions by the Federal Reserve.
Feb 5, 2026 1:31 PM
— Mortgage Rates
Mortgage rate lock volumes see mixed recovery in January after recent pullback
Mortgage rate lock volumes improved marginally in January after a December decline attributed to consumer caution due to economic uncertainty. The uptick in January was driven by a boost in rate-and-term refinance activity. Purchase rate locks declined, but total lock volumes were higher annually. Mortgage rates have hovered above 6% with potential for volatility depending on government actions. T... more
Feb 5, 2026 12:30 PM
— Mortgage Rates
Roundup: Mortgage rates / Winter storm recovery / Pizza Hut
The average long-term U.S. mortgage rate remained steady around 6% this week, with the benchmark 30-year fixed rate mortgage increasing slightly to 6.11%. Meanwhile, FEMA is providing $11 million in federal aid to Mississippi, Tennessee, and Louisiana for winter storm recovery, and Pizza Hut plans to close 250 underperforming U.S. restaurants.
Feb 5, 2026 10:37 AM
— Mortgage Rates
Mortgage rates stay in a tight range above 6%
The 30-year fixed-rate mortgage has remained steady just above 6% for the past three weeks, with only small fluctuations. It averaged 6.11% for the latest survey period. The 15-year fixed rate also saw a slight increase. The decrease in mortgage rates was initially caused by the government's purchase of mortgage-backed securities and tightened spreads.
Feb 5, 2026 10:30 AM
— Mortgage Rates
Mortgage Rates Signal Ongoing Stability
The average long-term U.S. mortgage rate remained stable around 6% this week, with the 30-year rate at 6.11% and the 15-year rate at 5.5%. This is a slight increase from the previous week but lower compared to a year ago.
Feb 5, 2026 9:58 AM
— Mortgage Rates
Mortgage rates nudge higher as markets stay jittery
Mortgage rates have been fluctuating in recent weeks, with a slight increase following the Federal Open Market Committee's decision not to reduce rates. Despite the rise, rates are still near three-year lows and almost a percentage point lower than a year ago.
Feb 5, 2026 9:30 AM
— Mortgage Rates
Mortgage rates hold steady as they resist a higher Treasury yield
Mortgage rates have remained steady with only a slight increase, as the 10-year Treasury rate has been above 4.2% since mid-January. The spread between Treasurys and mortgage rates has narrowed, with the 30-year fixed rate hovering around 6.11%. Refinance rates can be slightly higher than purchase rates and typically vary based on factors like the economy, employment rates, and lender-specific cri... more
Feb 5, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate barely budges, holding near 6%
The average long-term U.S. mortgage rate remained close to 6% this week as the spring homebuying season approaches. The 30-year fixed rate mortgage increased slightly to 6.11% from 6.1% last week, while the rate on 15-year fixed-rate mortgages also inched up. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policies and bond market investors' expectations for the e... more
Feb 5, 2026 5:30 AM
— Mortgage Rates
Below 6% since November: Mortgage lenders with the best rates this week, Feb. 2-8, 2026
The article provides a list of the 10 mortgage lenders offering the best interest rates this week, with four of them having rates below 6%. The importance of shopping around for the best rates is emphasized, as the APR, which includes both interest rates and lender fees, is the most crucial number to consider. The article also discusses the impact of discount points on mortgage rates and highlight... more
Feb 4, 2026 3:30 PM
— Mortgage Rates
Amazon earnings, Fed commentary, mortgage rates: What to Watch
The article previews upcoming earnings results from companies like Amazon, Strategy, Shell, and ConocoPhillips, commentary from Federal Reserve Bank of Atlanta President Raphael Bostic, and the latest reading on US mortgage rates.
Feb 4, 2026 12:32 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee decided to keep the federal funds target range unchanged at their January meeting. There were two dissents in favor of cutting the rate further, but there is a majority in favor of pausing the rate-cutting cycle. Mortgage rates are forecasted to remain relatively stable in the near future, which should support a moderately stronger spring housing... more
Feb 4, 2026 11:30 AM
— Mortgage Rates
How much will a $500,000 mortgage cost monthly in 2026?
Mortgage interest rates declined in 2025 by more than a full percentage point, with rates now averaging under 5%. This makes 2026 a more affordable time to secure a mortgage, with a $500,000 mortgage costing between $2,995 and $4,085 monthly. Borrowers can also consider refinancing opportunities in the future to potentially secure even lower rates.
Feb 4, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 4, 2026
Mortgage interest rates showed mixed movement with some loan products increasing and others decreasing. The Federal Reserve decided to maintain its benchmark rate due to slightly elevated inflation, low job gains, and stabilizing unemployment rates. Mortgage rates are expected to stay relatively steady in the near future, with the Mortgage Bankers Association estimating rates to remain between 6% ... more
Feb 4, 2026 4:30 AM
— Mortgage Rates
A surprising share of homeowners have high mortgage rates. Here's the breakdown
The share of U.S. homeowners with high mortgage rates has increased significantly over the past few years, impacting the refinance market and home sales. Efforts by the Trump administration to lower mortgage rates have been made. The purchase of mortgage-backed bonds by Fannie Mae and Freddie Mac is expected to lower rates. Applications to refinance are up by 120% compared to a year ago. Most home... more
Feb 4, 2026 3:30 AM
— Mortgage Rates
Rough winter weather hits homebuyers, tanking mortgage demand
The recent harsh winter storm caused a significant drop in mortgage application volume, with potential buyers staying home. Mortgage rates for 30-year fixed-rate mortgages decreased slightly, but applications to refinance fell by 5%. Applications for home purchases also fell by 14%. Mortgage rates moved higher this week due to a stronger-than-expected report on the manufacturing sector.
Feb 4, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 4, 2026: Annual rates are down 61 basis points
Mortgage rates have remained relatively low, with the average 30-year fixed rate at 5.98% and the 15-year fixed rate at 5.50%. Rates vary by credit score, location, and lender. Refinance rates are slightly higher. It is recommended to weigh the pros and cons of different mortgage terms and types before deciding on a loan.
Feb 3, 2026 8:30 PM
— Mortgage Rates
What are today's mortgage interest rates: February 3, 2026?
In February 2026, the average mortgage interest rate for a 30-year term is 5.99%, almost a full percentage point lower than in February 2025. The rates have remained stable recently, providing an opportunity for homebuyers and owners to secure lower rates. Refinancing options are also attractive with rates under 6% for both 30-year and 15-year terms.
Feb 3, 2026 12:40 PM
— Mortgage Rates
Spring housing market uncertain as mortgage rates remain flat
Mortgage rates have remained steady despite key economic and policy announcements in the past week, which could provide some relief for homebuyers and sellers as the spring housing market approaches.
Feb 3, 2026 12:35 PM
— Mortgage Rates
Mortgage Rates Drift Up to 2-Week Highs
Mortgage rates have reached their highest levels in 2 weeks, but the difference between the high and low rates during that time is minimal. The increase in rates was caused by a strong economic report on the manufacturing sector, leading to a weaker bond market and higher rates. Most lenders waited until the next day to adjust their rates accordingly.
Feb 3, 2026 9:26 AM
— Mortgage Rates
Mortgage Rates Rise, Job Reports Delayed | Today, February 3, 2026
Mortgage rates grew in the morning due to a partial government shutdown delaying key jobs reports. Overall, rates are at attractive levels compared to previous years. The average 30-year fixed mortgage rate is %, while the 15-year fixed mortgage rate is %. Adjustable-rate mortgages are also available. The Federal Reserve's recent stance and economic signals are shaping the landscape for mortgage r... more
Feb 3, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rates possible
The article discusses strategies for getting the lowest possible mortgage rate in the 2026 housing market. It advises on improving credit score, lowering debt-to-income ratio, making larger down payments, buying discount points, considering buydowns, and exploring adjustable-rate mortgages. It also emphasizes the importance of looking into shorter-term loan options and assumable mortgages.
Feb 3, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 3, 2026: Will rates stay under 6%?
The article discusses the current mortgage rates provided by Zillow, comparing rates for different types of mortgages like the 30-year fixed, 20-year fixed, 15-year fixed, VA loans, etc. It also explores the differences between mortgage types, like fixed-rate mortgages and adjustable-rate mortgages, discussing the pros and cons of each. The article also provides insights into the effect of mortgag... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.