Mortgage News
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News for: Mortgage Lenders
Showing 121 - 144 of 329 results
Dec 3, 2025 8:30 AM
— Mortgage Lenders
DPA, DSCR Processing, Buy Before you Sell Products; FDM/AHM Partnership; LOs & MISMO
The article discusses various advancements and partnerships in the mortgage lending industry, including improvements in home-equity lending processes, product expansion for top-tier independent mortgage banks, benefits of using modern digital lending experiences, and tools for generating complete DSCR loan packages quickly and compliantly. The article also mentions upcoming webinars and events foc... more
Dec 2, 2025 3:31 PM
— Mortgage Lenders
Matt Linscott | Mortgage Rates, Mortgage News and Strategy
The article discusses how to determine how much you can afford for a home by considering factors like home price, monthly payment, income, and down payment requirements. It also mentions reduced costs and rates for former or current military members, as well as zero-down loan options provided by the USDA for homes outside major cities.
Dec 2, 2025 10:27 AM
— Mortgage Lenders
Mortgage lender profits rise, but so do production costs
In 2025, the average income per origination increased for mortgage lenders, but so did the costs to produce each loan. Mortgage loan production costs were around $11,800 in the second quarter, showing improvement from previous quarters. Despite rising production expenses, lenders saw per-unit revenue increase as well. The Mortgage Bankers Association reported that average loan production costs rem... more
Dec 1, 2025 9:30 AM
— Mortgage Lenders
Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025
The article discusses the top mortgage lenders with the best rates, ranking them based on annual percentage rate (APR). It emphasizes the importance of shopping around for mortgage rates as different lenders offer varying rates based on credit scores, down payments, and other credit qualifications. The article also explains the significance of APR, which includes both the interest rate and lender ... more
Dec 1, 2025 8:30 AM
— Mortgage Lenders
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas
The article discusses various developments and opportunities in the mortgage industry, such as DSCR loans, loan specials, FHA delinquencies, modern servicing technology, webinars, and training programs for mortgage professionals.
Dec 1, 2025 2:31 AM
— Mortgage Lenders
What Fannie, Freddie uplisting would change for the GSEs
Multiple proposals are being considered for Fannie Mae and Freddie Mac, with some scenarios possibly affecting the status of their shares. Mortgage groups are advocating for the GSEs to buy MBS to lower rates, while some experts warn against the plan. Non-banks reported a decrease in net income for the third quarter compared to the previous one. Refinancing drove mortgage originations higher, but ... more
Nov 29, 2025 6:30 PM
— Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 24, 2025 8:33 AM
— Mortgage Lenders
Credit report costs for mortgage lenders to rise up to 50% in 2026
Mortgage lenders can expect credit report costs to increase by up to 50% in 2026 due to various factors including FICO's new model, the ban on trigger leads, and the upcoming acceptance of VantageScore 4.0. This will be the fourth consecutive year of higher costs for lenders.
Nov 22, 2025 6:30 AM
— Mortgage Lenders
Do Lower Mortgage Rates Benefit First-Time Homebuyers? by Leonel Diego Drukker
The article discusses the importance of verifying human users in online applications to prevent bots and fraudulent activities. It emphasizes the use of CAPTCHA tests and biometric verification methods to ensure the security and integrity of online transactions.
Nov 21, 2025 9:30 AM
— Mortgage Lenders
Trump needs to tackle housing supply, not mortgage rates
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Nov 20, 2025 1:31 PM
— Mortgage Lenders
Rocket latest lender to add debt service coverage mortgages
Rocket Mortgage has introduced a debt service coverage ratio product in its wholesale and retail channels to serve investors looking to finance rental properties. The platform already has two lenders as partners and is being rolled out amidst rising demand for DSCR loans.
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Laid off with a monthly mortgage payment. How do you manage? |
Many homeowners are facing financial difficulties due to job loss and high homeownership costs. Mortgage servicers can provide assistance and options to help homeowners stay in their homes and manage their mortgage payments. Some homeowners have had to tap into savings, retirement funds, and take on credit card debt to make ends meet. It's important for homeowners to contact their mortgage service... more
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Rise to 6.26% as Overdue Jobs Report Is Finally Released
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Nov 19, 2025 12:30 AM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5.2% as Mortgage Rates Edge Up
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Nov 17, 2025 6:17 AM
— Mortgage Lenders
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association. The contact details include a phone number and email address.
Nov 15, 2025 5:31 AM
— Mortgage Lenders
HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?
A confidant of Bill Pulte, the Trump administration's top housing regulator, provided confidential mortgage pricing data from Fannie Mae to Freddie Mac, causing concern about collusion to fix mortgage rates. Mortgage lenders are using new tools and technologies to improve processes and offers, such as Black Lake's READY Valuation Engine and Roam, an AI-powered Virtual HQ. Additionally, mergers and... more
Nov 14, 2025 8:30 AM
— Mortgage Lenders
Trump administration is 'evaluating' portable mortgages. What that means for homeowners.
A portable mortgage allows homeowners in Canada and the UK to keep their existing loan terms and interest rates when buying another house. In the U.S., portable mortgages are not available due to the structure of the housing industry and the reliance on mortgage-backed securities. Efforts have been made in Maine and at the federal level to consider portable mortgages, but changes in legislation an... more
Nov 13, 2025 4:30 PM
— Mortgage Lenders
Portable Mortgages Could Break the Housing Market Lock-In—but Do Little for Affordability
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Nov 13, 2025 8:30 AM
— Mortgage Lenders
Data Intelligence, CTP Products; Compliance Warning About Thanksgiving; Another Fed President to Leave
Banks and underwriters are considering requiring applicants' grandkids to co-sign on a 50-year mortgage as a security measure. The October Market Advantage report shows a strong mortgage market with total lock volume decreasing slightly from September, but increasing year over year, driven by improving affordability and tighter rate spreads. Lenders are focusing on rate-and-term refis and agency M... more
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 8:32 AM
— Mortgage Lenders
Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training
The article discusses recent probes by Fannie Mae watchdogs into how Trump appointee Bill Pulte obtained mortgage records of key Democratic officials, including New York Attorney General Letitia James. The lack of affordability in the mortgage market is mentioned as a concern, along with the extension of loan amortization past QM guidelines. The article also includes information on OptiFunder's re... more
Nov 12, 2025 4:35 AM
— Mortgage Lenders
Fannie, Freddie eyeing assumable or portable loans: Pulte
Fannie Mae and Freddie Mac, under conservatorship in the US, are exploring more opportunities with loans transferred between buyers and sellers, with the goal of speeding up lower-cost home creation. Federal Housing Finance Agency Director Bill Pulte is working towards a partnership to achieve this goal and has been critical of homebuilders and the Fed chair in a recent interview.
Nov 12, 2025 4:31 AM
— Mortgage Lenders
What a 50-Year Mortgage Would Mean for Home Buyers
The Trump Administration is working on introducing 50-year mortgages for home buyers, generating criticism from various experts and lawmakers. The proposed mortgage would have lower monthly payments but could lead to significant drawbacks such as taking longer to pay off the debt, slower equity building, and greater risk of negative equity. Although the administration claims it would make homeowne... more
Nov 11, 2025 4:31 AM
— Mortgage Lenders
A 50-Year Mortgage? It’s Not a Terrible Idea
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.